Amalgamated Bank Stock Analysis

AMAL Stock  USD 42.07  0.15  0.36%   
AMAL is currently above model estimate with Market Value of 42.07 and Intrinsic Value of 39.65. For AMAL, the valuation setup centers on whether current pricing reflects persistent margin pressure and the company's ability to stabilize free cash flow under a highly leveraged capital structure. AMAL is best evaluated by comparing reported fundamentals with market behavior rather than relying on a single valuation signal.
Leverage for Amalgamated Bank measures the degree to which operating income must first service debt obligations. Free cash flow to debt ratio measures how quickly Amalgamated Bank could retire its obligations from internally generated cash.
  

Investor Insights and Alerts

Amalgamated Bank's Piotroski F-Score indicates relatively stable underlying signals within the model framework, despite current profitability pressure
About 40.0% of AMAL shares are held by company insiders

Market Capitalization

Amalgamated Bank market capitalization is $1.25 billion, placing the company in the mid-cap tier across regional banks. The current market cap profile is reinforced by enterprise value near $1.08 billion, a workforce of about 450 people, and about 29.87 million shares outstanding.

Profitability

Understanding Amalgamated Bank's profitability goes beyond headline earnings. Margin durability, leverage, and capital needs all matter. Annual revenue is about 455.03 million. Comparing gross, operating, and net margins isolates where margin strength or pressure originates. AMAL has Profit Margin (PM) of 33.0%. Similarly, it shows Operating Margin (OM) of 44.0%.

Technical Drivers

As of the 9th of May, Amalgamated Bank trades at 42.07 per share. Key technical indicators include mean deviation of 1.3, and Risk Adjusted Performance of 0.0193. The technical model evaluates historical price movement, trading volume, and volatility patterns to quantify trend strength. Current values are evaluated relative to sector peers and historical ranges.

Price Movement Analysis - Bollinger Bands

This analysis covers thirty-eight data points across the selected time horizon. The Exponential Moving Average is calculated by weighting recent values of Amalgamated Bank more heavily than older values.

Insider Trading Activities

Insider activity around Amalgamated Bank matters because officers and directors often act on business changes before the market catches up. U.S. insider activity is disclosed through Form 4 filings, enabling analysis of transaction timing, clustering, and scale.
 
Mandy Tenner over a week ago
Disposition of 666 shares by Mandy Tenner of Amalgamated Bank at 41. subject to Rule 16 b-3
 
Jason Darby over three weeks ago
Acquisition by Jason Darby of 4724 shares of Amalgamated Bank subject to Rule 16 b-3
 
Sean Searby over a month ago
Disposition of 748 shares by Sean Searby of Amalgamated Bank at 40.02 subject to Rule 16 b-3
 
Sam Brown over a month ago
Disposition of 8 shares by Sam Brown of Amalgamated Bank at .08 subject to Rule 16 b-3
 
Mandy Tenner over a month ago
Disposition of 776 shares by Mandy Tenner of Amalgamated Bank at 37.88 subject to Rule 16 b-3
 
Tyrone Graham over two months ago
Disposition of 501 shares by Tyrone Graham of Amalgamated Bank at 38.88 subject to Rule 16 b-3
 
Sean Searby over two months ago
Disposition of 367 shares by Sean Searby of Amalgamated Bank at 38.49 subject to Rule 16 b-3
 
Priscilla Brown over two months ago
Disposition of 5016 shares by Priscilla Brown of Amalgamated Bank at 38.49 subject to Rule 16 b-3
 
Mandy Tenner over two months ago
Disposition of 2029 shares by Mandy Tenner of Amalgamated Bank at 38.4981 subject to Rule 16 b-3
 
Mandy Tenner over two months ago
Disposition of 607 shares by Mandy Tenner of Amalgamated Bank at 38.63 subject to Rule 16 b-3
 
Tyrone Graham over two months ago
Disposition of 2285 shares by Tyrone Graham of Amalgamated Bank at .91 subject to Rule 16 b-3
 
Margaret Lanning over two months ago
Disposition of 688 shares by Margaret Lanning of Amalgamated Bank at 41. subject to Rule 16 b-3

Outstanding Bonds

Reviewing Amalgamated Bank bond obligations provides context for understanding how much of the business is financed with fixed-income capital rather than purely with equity. Used together with earnings and cash-flow analysis, the bond stack can reveal whether leverage is a manageable tool or a developing constraint.

Predictive Daily Indicators

Daily signals in Amalgamated Bank help active traders track momentum, reversals, and volume pressure during the session. The key question is whether the signal helps manage exposure in real time, not whether it predicts every tick.

Forecast Models

Quantitative tools for Amalgamated Bank focus on observed patterns, which helps when markets move faster than research can update. They work best when compared with volatility and catalyst risk rather than treated as a single price target.

Financial Strength and Earnings Quality Indicators

Amalgamated Bank financial ratings play a critical role in determining how much Amalgamated Bank has to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Amalgamated Bank's borrowing costs.
Piotroski F Score
7
StrongView
Beneish M Score
-3.14
Unlikely ManipulatorView

Debt to Cash Allocation

Tracking debt and cash allocation over time can show when Amalgamated Bank is prioritizing expansion, refinancing, or capital return.
Total debt stands at approximately $94.06 million. Amalgamated Bank's use of debt should be considered alongside its cash position and equity base.

Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Amalgamated Bank's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Amalgamated Bank, which in turn will lower the firm's financial flexibility.

Corporate Bonds Issued

Stock Analysis Methodology

As a small-cap equity, Amalgamated Bank diagnostic profile covers valuation ratios, fundamentals, and technical signals. Amalgamated Bank operates in Regional Banks within Banks - Regional in Financial Services. Amalgamated Bank trades at P/E of 16.14, P/B of 1.53. Amalgamated Bank shows ROE (TTM) of 13.56% and net margin (TTM) of 33.12%.

Reported values for Amalgamated Bank are derived from periodic company reporting and market reference feeds and standardized for analysis.

Editorial review and methodology oversight provided by: Ellen Johnson, Member of Macroaxis Editorial Board

Be Your Own Money Manager

Wealth building around Amalgamated Bank is more effective when position sizing, diversification, and expected return are reviewed together rather than as separate decisions. In practice, portfolio tools improve risk-adjusted return instead of simply increasing exposure.

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More Resources for Amalgamated Bank Stock Analysis

Understanding Amalgamated Bank starts with reviewing its financial statements and long-term patterns. These values are derived from Amalgamated Bank's published financial data.