At this time, the firm appears to be fairly valued. Business First Bancshares shows a prevailing Real Value of $26.05 per share. The current price of the firm is $25.58. Our model approximates the value of Business First Bancshares from analyzing the firm fundamentals such as Return On Equity of 0.0989, profit margin of 0.26 %, and Current Valuation of 931.68 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Business First's valuation include:
Price Book
1.2041
Enterprise Value
931.7 M
Price Sales
3.0241
Forward PE
9.3023
Trailing PE
10.839
Fairly Valued
Today 25.58
Please note that Business First's price fluctuation is very steady at this time. Calculation of the real value of Business First Bancshares is based on 3 months time horizon. Increasing Business First's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Business First's intrinsic value may or may not be the same as its current market price of 25.58, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical
Market 25.58
Real 26.05
Target 32.8
Hype 25.58
The intrinsic value of Business First's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Business First's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Business First Bancshares helps investors to forecast how Business stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Business First more accurately as focusing exclusively on Business First's fundamentals will not take into account other important factors:
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Business First's intrinsic value based on its ongoing forecasts of Business First's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Business First's closest peers.
Business First Cash
273.03 Million
Business Valuation Trend
Business First's real value is important for investors to make better decisions and a more accurate overall view of Business First's financial worth over time. Using both Business First's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Business First Total Value Analysis
Business First Bancshares is currently projected to have valuation of 931.68 M with market capitalization of 755.67 M, debt of 616.19 M, and cash on hands of 163.81 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Business First fundamentals before making equity appraisal based on enterprise value of the company
About 44.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. Business First Bancshares last dividend was issued on the 15th of November 2024. Based on the key indicators related to Business First's liquidity, profitability, solvency, and operating efficiency, Business First Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of Business implies not a very effective usage of assets in January.
Yuan Drop
Covid
Business First Ownership Allocation
Business First holds a total of 29.54 Million outstanding shares. 30% of Business First Bancshares outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Business First Profitability Analysis
The company reported the previous year's revenue of 247.42 M. Net Income was 71.04 M with profit before overhead, payroll, taxes, and interest of 249.88 M.
The stock valuation mechanism determines Business First's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Business First Bancshares based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Business First. We calculate exposure to Business First's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Business First's related companies.
Business First's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Business First's value is low or high relative to the company's performance and growth projections. Determining the market value of Business First can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Business First represents a small ownership stake in the entity. As a stockholder of Business, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Business First Dividends Analysis For Valuation
At this time, Business First's Dividends Paid is comparatively stable compared to the past year. Dividend Yield is likely to gain to 0.03 in 2025, whereas Dividend Payout Ratio is likely to drop 0.26 in 2025. . At this time, Business First's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 198 M in 2025, whereas Earning Assets are likely to drop slightly above 322.9 M in 2025.
There are various types of dividends Business First can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Business shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Business First Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Business pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Business First by the value of the dividends paid out.
Business First Growth Indicators
Investing in growth stocks can be very risky. If the company such as Business First does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding
25.3 M
Quarterly Earnings Growth Y O Y
-0.145
Forward Price Earnings
9.3023
Business First Current Valuation Indicators
Business First's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Business First's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Business First, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Business First's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Business First's worth.
Additional Tools for Business Stock Analysis
When running Business First's price analysis, check to measure Business First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Business First is operating at the current time. Most of Business First's value examination focuses on studying past and present price action to predict the probability of Business First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Business First's price. Additionally, you may evaluate how the addition of Business First to your portfolios can decrease your overall portfolio volatility.