City Holding Valuation
| CHCO Stock | USD 131.79 1.83 1.41% |
At this time, the firm appears to be overvalued. City Holding shows a prevailing Real Value of $107.81 per share. The current price of the firm is $131.79. Our model approximates the value of City Holding from analyzing the firm fundamentals such as Return On Equity of 0.17, profit margin of 0.40 %, and Current Valuation of 2.13 B as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting City Holding's valuation include:
Price Book 2.6138 | Enterprise Value 2.1 B | Price Sales 6.6918 | Forward PE 17.762 | Trailing PE 16.8962 |
Overvalued
Today
Please note that City Holding's price fluctuation is very steady at this time. Calculation of the real value of City Holding is based on 3 months time horizon. Increasing City Holding's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since City Holding is currently traded on the exchange, buyers and sellers on that exchange determine the market value of City Stock. However, City Holding's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 131.79 | Real 107.81 | Target 97.0 | Hype 130.81 | Naive 127.83 |
The intrinsic value of City Holding's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence City Holding's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of City Holding helps investors to forecast how City stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of City Holding more accurately as focusing exclusively on City Holding's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use City Holding's intrinsic value based on its ongoing forecasts of City Holding's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against City Holding's closest peers.
City Holding Cash |
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City Valuation Trend
Knowing City Holding's actual value is paramount for traders when making sound investment determinations. Using both City Holding's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
City Revenue by Product
City Holding Total Value Analysis
City Holding is currently forecasted to have valuation of 2.13 B with market capitalization of 1.94 B, debt of 434.86 M, and cash on hands of 298.35 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the City Holding fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.13 B | 1.94 B | 434.86 M | 298.35 M |
City Holding Investor Information
About 71.0% of the company shares are held by institutions such as insurance companies. The book value of City Holding was currently reported as 50.42. The company has Price/Earnings To Growth (PEG) ratio of 1.88. City Holding recorded earning per share (EPS) of 7.8. The entity last dividend was issued on the 15th of October 2024. The firm had 11:10 split on the 30th of October 1996. Based on the key indicators obtained from City Holding's historical financial statements, City Holding may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.28 | 0.5172 |
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| Total Cash From Operating Activities | 144.5 M | 137.6 M |
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| Operating Income | 155.7 M | 148.3 M |
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City Holding Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. City Holding has an asset utilization ratio of 4.65 percent. This suggests that the Company is making $0.0465 for each dollar of assets. An increasing asset utilization means that City Holding is more efficient with each dollar of assets it utilizes for everyday operations.City Holding Ownership Allocation
The market capitalization of City Holding is $1.94 Billion. The majority of City Holding outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in City Holding to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in City Holding. Please pay attention to any change in the institutional holdings of City Holding as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.City Holding Profitability Analysis
The company reported the previous year's revenue of 286.63 M. Net Income was 114.36 M with profit before overhead, payroll, taxes, and interest of 251.64 M.City Holding Past Distributions to stockholders
About City Holding Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of City Holding. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of City Holding based exclusively on its fundamental and basic technical indicators. By analyzing City Holding's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of City Holding's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of City Holding. We calculate exposure to City Holding's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of City Holding's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 286.6 M | 149.5 M | |
| Pretax Profit Margin | 0.50 | 0.28 | |
| Operating Profit Margin | 0.52 | 0.28 | |
| Net Profit Margin | 0.40 | 0.42 |
City Holding Quarterly Retained Earnings |
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A single share of City Holding represents a small ownership stake in the entity. As a stockholder of City, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
City Holding Dividends Analysis For Valuation
At this time, City Holding's Dividends Paid is very stable compared to the past year. As of the 23rd of November 2024, Dividend Payout Ratio is likely to grow to 0.54, while Dividend Yield is likely to drop 0.02. . At this time, City Holding's Retained Earnings are very stable compared to the past year. As of the 23rd of November 2024, Price Earnings Ratio is likely to grow to 18.06, while Retained Earnings Total Equity is likely to drop about 505.3 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 40 M | 42 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.35 | 0.54 | |
| Dividend Paid And Capex Coverage Ratio | 3.20 | 2.02 |
There are various types of dividends City Holding can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of City shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from City Holding directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When City pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of City Holding by the value of the dividends paid out.
City Holding Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 14.9 M | |
| Quarterly Earnings Growth Y O Y | 0.019 | |
| Forward Price Earnings | 17.762 |
City Holding Current Valuation Indicators
City Holding's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final City Holding's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as City Holding, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use City Holding's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes City Holding's worth.When determining whether City Holding offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of City Holding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of City Holding Stock. Outlined below are crucial reports that will aid in making a well-informed decision on City Holding Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in City Holding. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in City Stock, please use our How to Invest in City Holding guide.You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of City Holding. If investors know City will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about City Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.019 | Dividend Share 2.93 | Earnings Share 7.8 | Revenue Per Share 19.688 | Quarterly Revenue Growth 0.026 |
The market value of City Holding is measured differently than its book value, which is the value of City that is recorded on the company's balance sheet. Investors also form their own opinion of City Holding's value that differs from its market value or its book value, called intrinsic value, which is City Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because City Holding's market value can be influenced by many factors that don't directly affect City Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between City Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if City Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, City Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.