City Competitors
| CHCO Stock | USD 124.77 1.74 1.38% |
City Holding vs Lakeland Financial Correlation
Very poor diversification
The correlation between City Holding and LKFN is 0.87 (i.e., Very poor diversification) for selected investment horizon. Overlapping area represents the amount of risk that can be diversified away by holding City Holding and LKFN in the same portfolio, assuming nothing else is changed.
Moving together with City Stock
Moving against City Stock
As of the 19th of February 2026, Return On Tangible Assets is likely to drop to 0.01. In addition to that, Return On Capital Employed is likely to drop to 0.04. At this time, City Holding's Asset Turnover is very stable compared to the past year.Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of City Holding's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
City Holding Competition Correlation Matrix
Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between City Holding and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of City and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of City Holding does not affect the price movement of the other competitor.
High positive correlations
| High negative correlations
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Risk-Adjusted Indicators
There is a big difference between City Stock performing well and City Holding Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze City Holding's multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.| Mean Deviation | Jensen Alpha | Sortino Ratio | Treynor Ratio | Semi Deviation | Expected Shortfall | Potential Upside | Value @Risk | Maximum Drawdown | ||
|---|---|---|---|---|---|---|---|---|---|---|
| NWBI | 1.13 | 0.13 | 0.11 | 0.20 | 1.02 | 3.63 | 7.40 | |||
| NIC | 1.36 | 0.29 | 0.19 | 0.32 | 1.24 | 2.95 | 13.07 | |||
| OFG | 1.08 | 0.05 | 0.02 | 0.20 | 1.75 | 2.23 | 12.38 | |||
| FCF | 1.03 | 0.20 | 0.16 | 0.33 | 0.90 | 2.94 | 8.06 | |||
| STEL | 1.15 | 0.36 | 0.31 | 0.50 | 0.73 | 2.67 | 13.38 | |||
| SYBT | 1.18 | 0.01 | 0.01 | 0.04 | 1.43 | 3.29 | 9.60 | |||
| TCBK | 1.17 | 0.13 | 0.11 | 0.18 | 1.07 | 3.41 | 7.18 | |||
| EFSC | 1.14 | 0.20 | 0.15 | 0.28 | 1.01 | 2.79 | 9.13 | |||
| CCB | 1.98 | (0.43) | 0.00 | (0.20) | 0.00 | 3.33 | 13.11 | |||
| LKFN | 1.20 | 0.05 | 0.03 | 0.10 | 1.23 | 3.46 | 7.37 |
Cross Equities Net Income Analysis
Compare City Holding and related stocks such as Northwest Bancshares, Nicolet Bankshares, and OFG Bancorp Net Income Over Time
Select Fundamental| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NWBI | 16.3 M | 64.2 M | 63.4 M | 66.6 M | 62 M | 60.5 M | 49.7 M | 94.5 M | 105.5 M | 110.4 M | 74.9 M | 154.3 M | 133.7 M | 135 M | 100.3 M | 126 M | 68.9 M |
| NIC | 1.1 M | 1.5 M | 3 M | 16.1 M | 9.9 M | 11.4 M | 18.5 M | 33.1 M | 41 M | 54.6 M | 60.1 M | 60.7 M | 94.3 M | 61.5 M | 124.1 M | 150.7 M | 158.2 M |
| OFG | 2.3 M | 34.5 M | 24.6 M | 98.4 M | 85.2 M | (2.5 M) | 59.2 M | 52.6 M | 84.4 M | 53.8 M | 74.3 M | 146.2 M | 166.2 M | 181.9 M | 198.2 M | 205.1 M | 215.4 M |
| FCF | 20.6 M | 15.3 M | 42 M | 41.5 M | 44.5 M | 50.1 M | 59.6 M | 55.2 M | 107.5 M | 105.3 M | 73.4 M | 138.3 M | 128.2 M | 157.1 M | 142.6 M | 152.3 M | 159.9 M |
| STEL | 24.1 M | 24.1 M | 24.1 M | 24.1 M | 24.1 M | 24.1 M | 27.2 M | 27.6 M | 47.3 M | 50.5 M | 45.5 M | 81.6 M | 51.4 M | 130.5 M | 115 M | 102.9 M | 70.4 M |
| SYBT | 1.9 M | 23.6 M | 25.8 M | 27.2 M | 34.8 M | 37.2 M | 41 M | 38 M | 55.5 M | 66.1 M | 58.9 M | 74.6 M | 93 M | 107.7 M | 114.5 M | 140.2 M | 147.2 M |
| TCBK | 4.3 M | 18.6 M | 19 M | 27.4 M | 26.1 M | 43.8 M | 44.8 M | 40.6 M | 68.3 M | 92.1 M | 64.8 M | 117.7 M | 125.4 M | 117.4 M | 114.9 M | 121.6 M | 127.6 M |
| EFSC | 1.7 M | 25.4 M | 28.3 M | 33.1 M | 27.2 M | 38.5 M | 48.8 M | 48.2 M | 89.2 M | 92.7 M | 74.4 M | 133.1 M | 203 M | 194.1 M | 185.3 M | 201.4 M | 211.4 M |
| CCB | 2 M | 2 M | 2 M | 2 M | 2.3 M | 3 M | 5 M | 5.4 M | 9.7 M | 13.2 M | 15.1 M | 27 M | 40.6 M | 44.6 M | 45.2 M | 47 M | 49.3 M |
| LKFN | 5.1 M | 30.7 M | 35.4 M | 38.8 M | 43.8 M | 46.4 M | 52.1 M | 57.3 M | 80.4 M | 87 M | 84.3 M | 95.7 M | 103.8 M | 93.8 M | 93.5 M | 103.4 M | 108.5 M |
City Holding and related stocks such as Northwest Bancshares, Nicolet Bankshares, and OFG Bancorp Net Income description
Net income is one of the most important fundamental items in finance. It plays a large role in City Holding financial statement analysis. It represents the amount of money remaining after all of City Holding operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.City Holding Competitive Analysis
The better you understand City Holding competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, City Holding's competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across City Holding's competition over several years is one of the best ways to analyze its investment potential.| Better Than Average | Worse Than Peers | View Performance Chart |
City Holding Competition Performance Charts
Five steps to successful analysis of City Holding Competition
City Holding's competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by City Holding in relation to its competition. City Holding's competition analysis typically involves several steps, including:- Identifying the key players in the market: This involves identifying the major competitors of City Holding in the market, both direct and indirect, as well as new entrants and disruptive technologies.
- Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
- Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact City Holding's competitive landscape.
- Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to City Holding, and developing a strategy to address them.
- Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
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Check out City Holding Correlation with its peers. To learn how to invest in City Stock, please use our How to Invest in City Holding guide.You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Will Regional Banks sector continue expanding? Could City diversify its offerings? Factors like these will boost the valuation of City Holding. Projected growth potential of City fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every City Holding data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.129 | Dividend Share 3.32 | Earnings Share 8.93 | Revenue Per Share | Quarterly Revenue Growth 0.108 |
Understanding City Holding requires distinguishing between market price and book value, where the latter reflects City's accounting equity. The concept of intrinsic value - what City Holding's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push City Holding's price substantially above or below its fundamental value.
It's important to distinguish between City Holding's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding City Holding should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, City Holding's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.