City Financial Statements From 2010 to 2026

CHCO Stock  USD 126.10  0.11  0.09%   
City Holding's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing City Holding's valuation are provided below:
Gross Profit
315.6 M
Profit Margin
0.4135
Market Capitalization
1.8 B
Enterprise Value Revenue
6.4277
Revenue
315.6 M
We have found one hundred twenty available fundamental signals for City Holding, which can be analyzed and compared to other ratios and to its rivals. Self-guided Investors are advised to validate City Holding's prevailing fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 13th of February 2026, Market Cap is likely to drop to about 608.1 M

City Holding Total Revenue

206.47 Million

Check City Holding financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among City Holding's main balance sheet or income statement drivers, such as Interest Expense of 89.1 M, Other Operating Expenses of 131.3 M or Operating Income of 170.7 M, as well as many indicators such as Price To Sales Ratio of 2.46, Dividend Yield of 0.0247 or PTB Ratio of 1.52. City financial statements analysis is a perfect complement when working with City Holding Valuation or Volatility modules.
  
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Check out the analysis of City Holding Correlation against competitors.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.

City Holding Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding13.7 M14.4 M14.4 M
Slightly volatile
Total Assets7.1 B6.7 B4.6 B
Slightly volatile
Short and Long Term Debt Total543.6 M517.7 M248.3 M
Slightly volatile
Other Current Liabilities2.5 B2.8 B3.3 B
Slightly volatile
Total Current Liabilities2.4 B3.1 B2.9 B
Slightly volatile
Total Stockholder Equity850.2 M809.7 M535.6 M
Slightly volatile
Property Plant And Equipment Net58.1 M69.1 M69.1 M
Pretty Stable
Retained Earnings981.8 M935 M534 M
Slightly volatile
Cash127.6 M191.9 M178.4 M
Slightly volatile
Non Current Assets Total6.9 B6.6 B3.1 B
Slightly volatile
Cash And Short Term Investments96.8 M101.9 M741.5 M
Slightly volatile
Net Receivables11.9 M23.7 M12.1 M
Slightly volatile
Liabilities And Stockholders Equity7.1 B6.7 B4.6 B
Slightly volatile
Non Current Liabilities Total6.2 B5.9 B958.7 M
Slightly volatile
Total Liabilities6.2 B5.9 B3.8 B
Slightly volatile
Property Plant And Equipment Gross214.1 M203.9 M111.3 M
Slightly volatile
Total Current Assets96.8 M101.9 M1.4 B
Pretty Stable
Short Term Debt386.1 M367.7 M208.1 M
Slightly volatile
Common Stock Total Equity50.2 M54.8 M47.4 M
Slightly volatile
Common Stock50.4 M54.8 M47.4 M
Slightly volatile
Other Liabilities46.8 M85.5 M56 M
Slightly volatile
Accounts PayableB5.6 B3.7 B
Slightly volatile
Long Term Debt141.8 M135 M63.1 M
Slightly volatile
Short Term Investments16.8 M17.7 M572.3 M
Pretty Stable
Property Plant Equipment68.8 M81.4 M73.5 M
Pretty Stable
Intangible Assets165.8 M157.9 M34.4 M
Slightly volatile
Good Will87.4 M172.2 M94.1 M
Slightly volatile
Other Current Assets151.6 M159.5 M1.4 B
Slightly volatile
Net Tangible Assets449.5 M531.4 M415.5 M
Slightly volatile
Retained Earnings Total Equity505.3 M812.7 M502.1 M
Slightly volatile
Long Term Debt Total3.5 M3.7 M9.9 M
Slightly volatile
Capital Surpluse149.9 M196.6 M142.8 M
Slightly volatile
Long Term InvestmentsB1.3 B2.4 B
Slightly volatile
Non Current Liabilities Other301.3 M494.9 M299.8 M
Slightly volatile
Earning Assets792.5 M1.1 B750.4 M
Slightly volatile
Net Invested Capital783.8 MB692.7 M
Slightly volatile
Capital Stock38.1 M42.9 M46.8 M
Slightly volatile

City Holding Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses131.3 M229.5 M129.7 M
Slightly volatile
Operating Income170.7 M162.6 M99.8 M
Slightly volatile
EBIT170.7 M162.6 M99.8 M
Slightly volatile
EBITDA179.8 M171.2 M106.7 M
Slightly volatile
Total Operating Expenses85.9 M147.2 M99.2 M
Slightly volatile
Net Income137 M130.5 M75.4 M
Slightly volatile
Selling General Administrative47 M81.5 M55.9 M
Slightly volatile
Total Revenue206.5 M392.1 M225.3 M
Slightly volatile
Gross Profit157.4 M309.8 M193.5 M
Slightly volatile
Cost Of Revenue86.4 M82.3 M34 M
Slightly volatile
Income Before Tax169.5 M161.5 M99.7 M
Slightly volatile
Selling And Marketing Expenses3.3 M3.1 M2.9 M
Slightly volatile
Net Income Applicable To Common Shares61.1 M117.4 M70.3 M
Slightly volatile
Net Income From Continuing Ops107 M134.7 M96.7 M
Slightly volatile
Non Recurring2.2 M2.2 MM
Slightly volatile
Tax Provision20.7 M24.7 M26.2 M
Slightly volatile
Net Interest Income174.9 M253.3 M152.6 M
Slightly volatile
Interest Income206.2 M352.4 M180.5 M
Slightly volatile
Reconciled Depreciation11.5 M15.2 M9.3 M
Slightly volatile

City Holding Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow156 M148.6 M83.8 M
Slightly volatile
Begin Period Cash Flow129.7 M225.4 M171.9 M
Slightly volatile
Dividends Paid52.5 M50 M31.1 M
Slightly volatile
Total Cash From Operating Activities159.3 M151.7 M88.2 M
Slightly volatile
Net Income137 M130.5 M75.4 M
Slightly volatile
End Period Cash Flow139.8 M259.2 M184.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.464.36514.168
Slightly volatile
Dividend Yield0.02470.02720.0293
Slightly volatile
PTB Ratio1.522.11391.8872
Slightly volatile
Days Sales Outstanding25.7523.3520.3237
Pretty Stable
Book Value Per Share59.2156.388335.9143
Slightly volatile
Free Cash Flow Yield0.07370.06690.0778
Slightly volatile
Operating Cash Flow Per Share8.498.095.6531
Slightly volatile
Stock Based Compensation To Revenue0.00760.00850.0093
Slightly volatile
PB Ratio1.522.11391.8872
Slightly volatile
EV To Sales2.855.19594.4935
Slightly volatile
Free Cash Flow Per Share8.327.925.355
Slightly volatile
ROIC0.05270.03310.0763
Very volatile
Net Income Per Share9.549.08735.0665
Slightly volatile
Sales General And Administrative To Revenue0.180.20770.245
Pretty Stable
Capex To Revenue0.0080.00840.0217
Slightly volatile
Cash Per Share20.5813.365849.7993
Slightly volatile
POCF Ratio7.111.8611.765
Pretty Stable
Interest Coverage2.11.91674.7985
Very volatile
Payout Ratio0.530.35650.4266
Pretty Stable
Capex To Operating Cash Flow0.02240.02360.0679
Slightly volatile
PFCF Ratio8.5812.1112.7004
Very volatile
Income Quality1.061.011.2004
Slightly volatile
ROE0.0960.16120.1311
Slightly volatile
EV To Operating Cash Flow7.9413.5712.7586
Very volatile
PE Ratio17.4113.117214.3293
Slightly volatile
Return On Tangible Assets0.01020.01990.0152
Slightly volatile
EV To Free Cash Flow9.5813.8613.8051
Pretty Stable
Earnings Yield0.04470.07620.0714
Slightly volatile
Intangibles To Total Assets0.0170.02350.0206
Slightly volatile
Current Ratio0.0310.03270.1827
Very volatile
Tangible Book Value Per Share47.6645.393829.0893
Slightly volatile
Receivables Turnover13.716.1819.3458
Slightly volatile
Graham Number11310763.7095
Slightly volatile
Shareholders Equity Per Share59.2156.388335.9143
Slightly volatile
Debt To Equity0.910.63940.5337
Slightly volatile
Capex Per Share0.20.210.3021
Slightly volatile
Revenue Per Share28.6727.307516.2472
Slightly volatile
Interest Debt Per Share44.0641.958821.2112
Slightly volatile
Debt To Assets0.08340.0770.059
Slightly volatile
Enterprise Value Over EBITDA12.4911.898410.7349
Slightly volatile
Short Term Coverage Ratios0.240.360.357
Very volatile
Price Earnings Ratio17.4113.117214.3293
Slightly volatile
Operating Cycle25.7523.3520.3237
Pretty Stable
Price Book Value Ratio1.522.11391.8872
Slightly volatile
Dividend Payout Ratio0.530.35650.4266
Pretty Stable
Price To Operating Cash Flows Ratio7.111.8611.765
Pretty Stable
Price To Free Cash Flows Ratio8.5812.1112.7004
Very volatile
Pretax Profit Margin0.230.41180.3927
Slightly volatile
Ebt Per Ebit0.790.890.9752
Slightly volatile
Operating Profit Margin0.230.41460.3928
Slightly volatile
Effective Tax Rate0.330.19190.2662
Slightly volatile
Company Equity Multiplier11.448.30219.0119
Very volatile
Long Term Debt To Capitalization0.150.15630.0802
Slightly volatile
Total Debt To Capitalization0.450.390.3407
Slightly volatile
Return On Capital Employed0.04290.04510.1402
Slightly volatile
Debt Equity Ratio0.910.63940.5337
Slightly volatile
Ebit Per Revenue0.230.41460.3928
Slightly volatile
Quick Ratio0.0310.03270.1827
Very volatile
Dividend Paid And Capex Coverage Ratio2.062.572.3691
Slightly volatile
Net Income Per E B T0.590.80810.7291
Slightly volatile
Cash Ratio0.03530.06150.0452
Pretty Stable
Cash Conversion Cycle25.7523.3520.3237
Pretty Stable
Operating Cash Flow Sales Ratio0.180.320.3391
Pretty Stable
Days Of Sales Outstanding25.7523.3520.3237
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.730.880.9119
Very volatile
Cash Flow Coverage Ratios0.20.250.318
Pretty Stable
Price To Book Ratio1.522.11391.8872
Slightly volatile
Fixed Asset Turnover4.225.67183.4617
Slightly volatile
Capital Expenditure Coverage Ratio69.2956.0526.4312
Slightly volatile
Price Cash Flow Ratio7.111.8611.765
Pretty Stable
Enterprise Value Multiple12.4911.898410.7349
Slightly volatile
Debt Ratio0.08340.0770.059
Slightly volatile
Cash Flow To Debt Ratio0.20.250.318
Pretty Stable
Price Sales Ratio2.464.36514.168
Slightly volatile
Return On Assets0.010.01940.0149
Slightly volatile
Asset Turnover0.07950.05830.0552
Pretty Stable
Net Profit Margin0.350.33280.2996
Slightly volatile
Gross Profit Margin0.580.79010.8329
Very volatile
Price Fair Value1.522.11391.8872
Slightly volatile
Return On Equity0.0960.16120.1311
Slightly volatile

City Holding Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap608.1 M906.5 M948.8 M
Very volatile

City Fundamental Market Drivers

Forward Price Earnings16.4204
Cash And Short Term Investments101.9 M

City Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About City Holding Financial Statements

City Holding investors utilize fundamental indicators, such as revenue or net income, to predict how City Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue392.1 M206.5 M
Cost Of Revenue82.3 M86.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.21  0.18 
Capex To Revenue 0.01  0.01 
Revenue Per Share 27.31  28.67 
Ebit Per Revenue 0.41  0.23 

Pair Trading with City Holding

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if City Holding position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in City Holding will appreciate offsetting losses from the drop in the long position's value.

Moving together with City Stock

  0.72AX Axos FinancialPairCorr
  0.75VABK Virginia NationalPairCorr
  0.8FFIN First Financial BankPairCorr

Moving against City Stock

  0.623YB Postal Savings BankPairCorr
The ability to find closely correlated positions to City Holding could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace City Holding when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back City Holding - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling City Holding to buy it.
The correlation of City Holding is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as City Holding moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if City Holding moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for City Holding can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether City Holding offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of City Holding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of City Holding Stock. Outlined below are crucial reports that will aid in making a well-informed decision on City Holding Stock:
Check out the analysis of City Holding Correlation against competitors.
To learn how to invest in City Stock, please use our How to Invest in City Holding guide.
You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Will Regional Banks sector continue expanding? Could City diversify its offerings? Factors like these will boost the valuation of City Holding. Projected growth potential of City fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every City Holding data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.129
Dividend Share
3.32
Earnings Share
8.94
Revenue Per Share
21.802
Quarterly Revenue Growth
0.108
Understanding City Holding requires distinguishing between market price and book value, where the latter reflects City's accounting equity. The concept of intrinsic value - what City Holding's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push City Holding's price substantially above or below its fundamental value.
It's important to distinguish between City Holding's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding City Holding should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, City Holding's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.