Essent Valuation
| ESNT Stock | USD 57.71 0.22 0.38% |
At this time, the firm appears to be undervalued. Essent Group shows a prevailing Real Value of $60.73 per share. The current price of the firm is $57.71. Our model computes the value of Essent Group from reviewing the firm fundamentals such as Profit Margin of 0.62 %, current valuation of 6.51 B, and Shares Outstanding of 106.21 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Essent's valuation include:
Undervalued
Today
Please note that Essent's price fluctuation is very steady at this time. Calculation of the real value of Essent Group is based on 3 months time horizon. Increasing Essent's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Essent's intrinsic value may or may not be the same as its current market price of 57.71, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 57.71 | Real 60.73 | Target 63.88 | Hype 57.81 |
The intrinsic value of Essent's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Essent's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Essent Group helps investors to forecast how Essent stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Essent more accurately as focusing exclusively on Essent's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Essent's intrinsic value based on its ongoing forecasts of Essent's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Essent's closest peers.
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Essent Valuation Trend
Essent's real value is important for investors to make better decisions and a more accurate overall view of Essent's financial worth over time. Using both Essent's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Essent Total Value Analysis
Essent Group is currently estimated to have valuation of 6.51 B with market capitalization of 6.11 B, debt of 421.92 M, and cash on hands of 433.48 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Essent fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
6.51 B | 6.11 B | 421.92 M | 433.48 M |
Essent Investor Information
About 95.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.09. Some equities with similar Price to Book (P/B) outperform the market in the long run. Essent Group has Price/Earnings To Growth (PEG) ratio of 0.84. The entity recorded earning per share (EPS) of 6.9. The firm last dividend was issued on the 2nd of December 2024. Based on the key indicators related to Essent's liquidity, profitability, solvency, and operating efficiency, Essent Group may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.Essent Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Essent has an asset utilization ratio of 16.88 percent. This implies that the Company is making $0.17 for each dollar of assets. An increasing asset utilization means that Essent Group is more efficient with each dollar of assets it utilizes for everyday operations.Essent Ownership Allocation
Essent holds a total of 106.21 Million outstanding shares. The majority of Essent Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Essent Group to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Essent. Please pay attention to any change in the institutional holdings of Essent Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Essent Profitability Analysis
The company reported the previous year's revenue of 1.09 B. Net Income was 696.39 M with profit before overhead, payroll, taxes, and interest of 1.06 B.Essent Past Distributions to stockholders
About Essent Valuation
The stock valuation mechanism determines Essent's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Essent Group based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Essent. We calculate exposure to Essent's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Essent's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1 B | 1.1 B | |
| Pretax Profit Margin | 0.68 | 0.72 | |
| Operating Profit Margin | 0.80 | 0.84 | |
| Net Profit Margin | 0.58 | 0.61 | |
| Gross Profit Margin | 0.74 | 0.59 |
A single share of Essent represents a small ownership stake in the entity. As a stockholder of Essent, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Essent Dividends Analysis For Valuation
Dividends Paid is likely to drop to about 63.5 M in 2025. Dividend Yield is likely to drop to 0.01 in 2025. At this time, Essent's Retained Earnings are comparatively stable compared to the past year. Retained Earnings Total Equity is likely to gain to about 4.2 B in 2025, whereas Earnings Yield is likely to drop 0.07 in 2025.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 122.1 M | 63.5 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.07 | |
| Dividend Paid And Capex Coverage Ratio | 6.23 | 5.92 |
There are various types of dividends Essent can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Essent shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Essent Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Essent pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Essent by the value of the dividends paid out.
Essent Growth Indicators
Investing in growth stocks can be very risky. If the company such as Essent does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 107.1 M | |
| Quarterly Earnings Growth Y O Y | -0.006 | |
| Forward Price Earnings | 8.2372 |
Essent Current Valuation Indicators
Essent's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Essent's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Essent, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Essent's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Essent's worth.Additional Tools for Essent Stock Analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.