Essent Company Insiders
| ESNT Stock | USD 65.01 0.67 1.02% |
Slightly above 92 percent of Essent's insiders are activelly selling. The analysis of insider sentiment suggests that a very large number of Essent Group insiders are, at present, panicking. Essent employs about 510 people. The company is managed by 24 executives with a total tenure of roughly 210 years, averaging almost 8.0 years of service per executive, having 21.25 employees per reported executive.
| Mark Casale Chairman Chairman, CEO and President and Member of Plan Admin. Committee |
| Lawrence McAlee President Chief Financial Officer, Senior Vice President |
Insider Sentiment 8
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-09-18 | Vijay Bhasin | Disposed 11479 @ 65 | View | ||
| 2025-09-15 | David B Weinstock | Disposed 2500 @ 63.33 | View | ||
| 2025-08-13 | William Spiegel | Disposed 6451 @ 62.74 | View | ||
| 2025-08-12 | Mary Lourdes Gibbons | Disposed 3760 @ 62 | View | ||
| 2025-07-01 | Mary Lourdes Gibbons | Disposed 240 @ 62 | View | ||
| 2025-06-23 | Mary Lourdes Gibbons | Disposed 1999 @ 60 | View | ||
| 2025-06-17 | Lisa C. McClain | Disposed @ 57.93 | |||
| 2025-06-16 | David B Weinstock | Disposed 2500 @ 58.79 | View | ||
| 2025-06-11 | Lisa C. McClain | Acquired @ 58.51 | |||
| 2025-05-13 | Douglas J Pauls | Disposed 3000 @ 59.8 | View | ||
| 2025-05-12 | Mary Lourdes Gibbons | Disposed 1777 @ 60.07 | View | ||
| 2025-05-09 | Mary Lourdes Gibbons | Disposed 224 @ 60.03 | View |
Monitoring Essent's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of Essent's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Essent Group. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Essent's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Essent Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment. Essent's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Essent's future performance. Based on our forecasts, it is anticipated that Essent will maintain a workforce of slightly above 510 employees by February 2026.Essent Management Team Effectiveness
The company has return on total asset (ROA) of 0.0747 % which means that it generated a profit of $0.0747 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1235 %, meaning that it created $0.1235 on every $100 dollars invested by stockholders. Essent's management efficiency ratios could be used to measure how well Essent manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to decline to 0.07 this year. Return On Capital Employed is expected to decline to 0.1 this year. Non Current Liabilities Total is expected to grow to about 1.6 B this year, even though Total Current Liabilities is projected to decline to slightly above 320 M.Net Income Applicable To Common Shares is expected to grow to about 1 B this year, even though Common Stock Shares Outstanding is projected to decline to slightly above 90.5 M.
Essent Workforce Comparison
Essent Group is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 51,913. Essent maintains roughly 510 in number of employees contributing less than 1% to equities under Financials industry.
Essent Profit Margins
The company has Profit Margin (PM) of 0.56 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.67 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.67.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.76 | 0.9359 |
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Essent Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Essent insiders, such as employees or executives, is commonly permitted as long as it does not rely on Essent's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Essent insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-09-01 | 2.1667 | 13 | 6 | 4,682 | 28,430 |
| 2025-06-01 | 1.625 | 39 | 24 | 54,284 | 41,373 |
| 2025-03-01 | 1.3462 | 35 | 26 | 315,282 | 204,565 |
| 2024-09-01 | 3.25 | 13 | 4 | 4,518 | 20,071 |
| 2024-06-01 | 1.8636 | 41 | 22 | 64,019 | 41,071 |
| 2024-03-01 | 1.2593 | 34 | 27 | 321,999 | 201,521 |
| 2023-12-01 | 13.0 | 13 | 1 | 4,985 | 8,355 |
| 2023-09-01 | 1.625 | 13 | 8 | 5,002 | 33,107 |
| 2023-06-01 | 2.3125 | 37 | 16 | 52,790 | 23,526 |
| 2023-03-01 | 1.7222 | 31 | 18 | 409,147 | 75,650 |
| 2022-12-01 | 13.0 | 13 | 1 | 4,372 | 6,000 |
| 2022-09-01 | 6.5 | 13 | 2 | 3,881 | 8,220 |
| 2022-06-01 | 2.3846 | 31 | 13 | 104,307 | 19,438 |
| 2022-03-01 | 1.5652 | 36 | 23 | 306,251 | 106,064 |
| 2021-12-01 | 15.0 | 15 | 1 | 3,591 | 3,214 |
| 2021-09-01 | 7.5 | 15 | 2 | 2,606 | 7,595 |
| 2021-06-01 | 1.5 | 39 | 26 | 60,294 | 81,112 |
| 2021-03-01 | 1.6923 | 44 | 26 | 359,359 | 100,975 |
| 2020-12-01 | 16.0 | 16 | 1 | 1,894 | 5,447 |
| 2020-09-01 | 8.0 | 16 | 2 | 2,255 | 4,766 |
| 2020-06-01 | 2.6429 | 37 | 14 | 102,793 | 17,234 |
| 2020-03-01 | 1.7037 | 46 | 27 | 178,939 | 103,045 |
| 2019-12-01 | 2.5 | 15 | 6 | 1,503 | 59,649 |
| 2019-09-01 | 3.75 | 15 | 4 | 1,659 | 25,886 |
| 2019-06-01 | 1.5556 | 14 | 9 | 39,522 | 57,461 |
| 2019-03-01 | 0.85 | 17 | 20 | 206,600 | 265,437 |
| 2018-12-01 | 2.0 | 2 | 1 | 2,000 | 25,000 |
| 2018-06-01 | 2.1429 | 15 | 7 | 46,733 | 21,021 |
| 2018-03-01 | 0.85 | 17 | 20 | 163,857 | 1,077,059 |
| 2017-06-01 | 1.5 | 15 | 10 | 65,381 | 53,313 |
| 2017-03-01 | 0.7826 | 18 | 23 | 208,986 | 374,925 |
| 2016-09-01 | 0.25 | 1 | 4 | 36,353 | 39,388 |
| 2016-06-01 | 1.7778 | 16 | 9 | 91,303 | 55,409 |
| 2016-03-01 | 1.4211 | 27 | 19 | 1,553,088 | 60,614 |
| 2015-09-01 | 2.0 | 2 | 1 | 2,000 | 2,600,000 |
| 2015-06-01 | 1.3333 | 12 | 9 | 39,496 | 24,600 |
| 2015-03-01 | 0.6111 | 11 | 18 | 73,138 | 1,191,149 |
| 2014-12-01 | 0.5714 | 4 | 7 | 125,000 | 3,445,304 |
| 2014-06-01 | 17.0 | 17 | 1 | 72,055 | 5,000 |
| 2014-03-01 | 1.5 | 9 | 6 | 53,898 | 25,982 |
| 2013-12-01 | 0.7931 | 23 | 29 | 31,732,566 | 31,899,754 |
Essent Notable Stakeholders
An Essent stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Essent often face trade-offs trying to please all of them. Essent's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Essent's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Mark Casale | Chairman, CEO and President and Member of Plan Admin. Committee | Profile | |
| Lawrence McAlee | Chief Financial Officer, Senior Vice President | Profile | |
| Vijay Bhasin | Senior Vice President, Chief Risk Officer | Profile | |
| William Higgins | President Insurance | Profile | |
| David Weinstock | Chief Accounting Officer, Vice President | Profile | |
| Jeff Cashmer | Senior Vice President, Chief Business Officer of Essent Guaranty | Profile | |
| Mary Gibbons | Senior Vice President, Chief Legal Officer and Assistant Secretary | Profile | |
| ARe ARm | President Ltd | Profile | |
| Joseph Hissong | Senior Vice President; President of Essent Reinsurance Ltd. | Profile | |
| William Kaiser | Senior COO | Profile | |
| Allan Levine | Independent Director | Profile | |
| Jane Chwick | Independent Director | Profile | |
| Aditya Dutt | Independent Director | Profile | |
| Roy Kasmar | Independent Director | Profile | |
| Angela Heise | Independent Director | Profile | |
| Douglas Pauls | Independent Director | Profile | |
| Robert Glanville | Independent Director | Profile | |
| William Spiegel | Lead Independent Director | Profile | |
| Mary JD | Chief VP | Profile | |
| Wei Ding | Senior Development | Profile | |
| CPA McAlee | Special Advisor | Profile | |
| Philip Stefano | Vice Relations | Profile | |
| Theodore Gray | Senior Officer | Profile | |
| Christopher Curran | Senior Vice President - Corporate Development | Profile |
About Essent Management Performance
The success or failure of an entity such as Essent Group often depends on how effective the management is. Essent management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Essent management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Essent management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.10 | 0.07 | |
| Return On Capital Employed | 0.13 | 0.10 | |
| Return On Assets | 0.10 | 0.07 | |
| Return On Equity | 0.13 | 0.09 |
Please note, the imprecision that can be found in Essent's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Essent Group. Check Essent's Beneish M Score to see the likelihood of Essent's management manipulating its earnings.
Essent Workforce Analysis
Traditionally, organizations such as Essent use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Essent within its industry.Essent Manpower Efficiency
Return on Essent Manpower
| Revenue Per Employee | 2.5M | |
| Revenue Per Executive | 52.8M | |
| Net Income Per Employee | 1.4M | |
| Net Income Per Executive | 30.4M | |
| Working Capital Per Employee | 253.9K | |
| Working Capital Per Executive | 5.4M |
Additional Tools for Essent Stock Analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.