FVCBankcorp Valuation
| FVCB Stock | USD 15.86 0.11 0.70% |
At this time, the firm appears to be undervalued. FVCBankcorp owns a latest Real Value of $17.96 per share. The recent price of the firm is $15.86. Our model computes the value of FVCBankcorp from analyzing the firm fundamentals such as Shares Outstanding of 17.92 M, current valuation of 175.29 M, and Return On Asset of 0.0098 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting FVCBankcorp's valuation include:
Undervalued
Today
Please note that FVCBankcorp's price fluctuation is very steady at this time. Calculation of the real value of FVCBankcorp is based on 3 months time horizon. Increasing FVCBankcorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since FVCBankcorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of FVCBankcorp Stock. However, FVCBankcorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 15.86 | Real 17.96 | Target 18.0 | Hype 16.23 | Naive 15.36 |
The real value of FVCBankcorp Stock, also known as its intrinsic value, is the underlying worth of FVCBankcorp Company, which is reflected in its stock price. It is based on FVCBankcorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of FVCBankcorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of FVCBankcorp helps investors to forecast how FVCBankcorp stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of FVCBankcorp more accurately as focusing exclusively on FVCBankcorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use FVCBankcorp's intrinsic value based on its ongoing forecasts of FVCBankcorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against FVCBankcorp's closest peers. If more than one evaluation category is relevant for FVCBankcorp we suggest using both methods to arrive at a better estimate.
FVCBankcorp Cash |
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FVCBankcorp Revenue by Product
FVCBankcorp Total Value Analysis
FVCBankcorp is currently forecasted to have valuation of 175.29 M with market capitalization of 286.67 M, debt of 18.75 M, and cash on hands of 68.34 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the FVCBankcorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
175.29 M | 286.67 M | 18.75 M | 68.34 M |
FVCBankcorp Investor Information
About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.11. Some equities with similar Price to Book (P/B) outperform the market in the long run. FVCBankcorp last dividend was issued on the 26th of January 2026. The entity had 125:100 split on the 1st of February 2023. Based on the analysis of FVCBankcorp's profitability, liquidity, and operating efficiency, FVCBankcorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.19 | 0.2315 |
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| Total Cash From Operating Activities | 13.6 M | 21 M |
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| Operating Income | 15.7 M | 28.2 M |
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FVCBankcorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of FVCBankcorp suggests not a very effective usage of assets in February.FVCBankcorp Profitability Analysis
Considering FVCBankcorp's profitability and operating efficiency indicators, FVCBankcorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess FVCBankcorp's ability to earn profits and add value for shareholders.Net Income | First Reported 2012-06-30 | Previous Quarter 5.6 M | Current Value 5.6 M | Quarterly Volatility 2.3 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.79 | 0.5393 |
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| Net Profit Margin | 0.14 | 0.1807 |
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| Operating Profit Margin | 0.19 | 0.2315 |
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| Pretax Profit Margin | 0.19 | 0.2315 |
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| Return On Assets | 0.0059 | 0.0096 |
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| Return On Equity | 0.0578 | 0.087 |
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For FVCBankcorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of FVCBankcorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well FVCBankcorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between FVCBankcorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of FVCBankcorp over time as well as its relative position and ranking within its peers.
FVCBankcorp Earnings per Share Projection vs Actual
The next projected EPS of FVCBankcorp is estimated to be 0.34 with future projections ranging from a low of 0.34 to a high of 0.34. FVCBankcorp's most recent 12-month trailing earnings per share (EPS TTM) is at 1.21. Please be aware that the consensus of earnings estimates for FVCBankcorp is based on EPS before non-recurring items and includes expenses related to employee stock options.FVCBankcorp Earnings Estimation Breakdown
The calculation of FVCBankcorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of FVCBankcorp is estimated to be 0.34 with the future projection ranging from a low of 0.34 to a high of 0.34. Please be aware that this consensus of annual earnings estimates for FVCBankcorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.34 Lowest | Expected EPS | 0.34 Highest |
FVCBankcorp Earnings Projection Consensus
Suppose the current estimates of FVCBankcorp's value are higher than the current market price of the FVCBankcorp stock. In this case, investors may conclude that FVCBankcorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and FVCBankcorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 1 | 72.76% | 0.0 | 0.34 | 1.21 |
FVCBankcorp Ownership Allocation
FVCBankcorp secures a total of 17.92 Million outstanding shares. 30% of FVCBankcorp outstanding shares are owned by institutions. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Thus, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company retains, if the real value of the firm is less than the current market value, you may not be able to make money on it.FVCBankcorp Profitability Analysis
The company reported the previous year's revenue of 122.03 M. Net Income was 22.06 M with profit before overhead, payroll, taxes, and interest of 65.82 M.FVCBankcorp Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates FVCBankcorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in FVCBankcorp and how it compares across the competition.
About FVCBankcorp Valuation
The stock valuation mechanism determines FVCBankcorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of FVCBankcorp. We calculate exposure to FVCBankcorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of FVCBankcorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 65.8 M | 39.1 M | |
| Pretax Profit Margin | 0.23 | 0.19 | |
| Operating Profit Margin | 0.23 | 0.19 | |
| Net Profit Margin | 0.18 | 0.14 | |
| Gross Profit Margin | 0.54 | 0.79 |
A single share of FVCBankcorp represents a small ownership stake in the entity. As a stockholder of FVCBankcorp, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
FVCBankcorp Dividends Analysis For Valuation
Please note that FVCBankcorp has scaled down on payment of dividends at this time. At present, FVCBankcorp's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.09, whereas Earning Assets are forecasted to decline to about 181.8 M.
There are various types of dividends FVCBankcorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of FVCBankcorp shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from FVCBankcorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When FVCBankcorp pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of FVCBankcorp by the value of the dividends paid out.
FVCBankcorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 18.3 M | |
| Quarterly Earnings Growth Y O Y | 0.152 | |
| Forward Price Earnings | 12.3762 |
FVCBankcorp Current Valuation Indicators
Valuation refers to the process of determining the present value of FVCBankcorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value FVCBankcorp we look at many different elements of the entity such as FVCBankcorp's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as FVCBankcorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use FVCBankcorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes FVCBankcorp's worth.Complementary Tools for FVCBankcorp Stock analysis
When running FVCBankcorp's price analysis, check to measure FVCBankcorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FVCBankcorp is operating at the current time. Most of FVCBankcorp's value examination focuses on studying past and present price action to predict the probability of FVCBankcorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FVCBankcorp's price. Additionally, you may evaluate how the addition of FVCBankcorp to your portfolios can decrease your overall portfolio volatility.
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