First Commonwealth Earnings Estimate

FCF Stock

USD 16.68 0.02 0.12%

The next projected EPS of First Commonwealth is estimated to be 0.3243 with future projections ranging from a low of 0.31 to a high of 0.34. First Commonwealth's most recent 12-month trailing earnings per share (EPS TTM) is at 1.39. Please be aware that the consensus of earnings estimates for First Commonwealth Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.

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First Commonwealth is projected to generate 0.3243 in earnings per share on the 31st of March 2025. First Commonwealth earnings estimates show analyst consensus about projected First Commonwealth Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Commonwealth's historical volatility. Many public companies, such as First Commonwealth, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing First Commonwealth's earnings estimates, investors can diagnose different trends across First Commonwealth's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, First Commonwealth's Gross Profit is most likely to increase significantly in the upcoming years. The First Commonwealth's current Operating Profit Margin is estimated to increase to 0.73, while Pretax Profit Margin is projected to decrease to 0.33.

Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

First Commonwealth Earnings Estimation Breakdown

The calculation of First Commonwealth's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Commonwealth is estimated to be 0.3243 with the future projection ranging from a low of 0.31 to a high of 0.34. Please be aware that this consensus of annual earnings estimates for First Commonwealth Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.

Last Reported EPS

0.35

0.31

Lowest

Expected EPS

0.3243

0.34

Highest

First Commonwealth Earnings Projection Consensus

Suppose the current estimates of First Commonwealth's value are higher than the current market price of the First Commonwealth stock. In this case, investors may conclude that First Commonwealth is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Commonwealth's stock will quickly adjusts to the new information provided by the consensus estimate.

Number of Analysts	Historical Accuracy	Last Reported EPS		Estimated EPS for 31st of March 2025	Current EPS (TTM)
6	92.14%	0.35		0.3243	1.39

First Commonwealth Earnings History

Earnings estimate consensus by First Commonwealth analysts from Wall Street is used by the market to judge First Commonwealth's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Commonwealth's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

First Commonwealth Quarterly Gross Profit

121.21 Million

At this time, First Commonwealth's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years. The First Commonwealth's current Net Income Applicable To Common Shares is estimated to increase to about 154.8 M, while Common Stock Shares Outstanding is projected to decrease to roughly 84.5 M.

Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Commonwealth's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.

Hype

Prediction

Low	Estimated	High
14.00	16.70	19.40

Details

Intrinsic

Valuation

Low	Real	High
16.04	18.73	21.44

Details

Naive

Forecast

Low	Next	High
14.13	16.82	19.52

Details

6 Analysts

Consensus

Low	Target	High
18.47	20.30	22.53

Details

Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Commonwealth. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First Commonwealth's stock price in the short term.

First Commonwealth Earnings per Share Projection vs Actual

Actual Earning per Share of First Commonwealth refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Commonwealth Financial predict the company's earnings will be in the future. The higher the earnings per share of First Commonwealth, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Commonwealth Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Commonwealth, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Commonwealth should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Commonwealth's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2025-01-28	2024-12-31	0.35	0.35	0.0	0
2024-10-29	2024-09-30	0.36	0.31	-0.05	13
2024-07-23	2024-06-30	0.35	0.36	0.01	2
2024-04-23	2024-03-31	0.36	0.37	0.01	2
2024-01-30	2023-12-31	0.39	0.44	0.05	12
2023-10-24	2023-09-30	0.4	0.38	-0.02	5
2023-07-25	2023-06-30	0.41	0.42	0.01	2
2023-04-25	2023-03-31	0.39	0.3	-0.09	23
2023-01-24	2022-12-31	0.43	0.38	-0.05	11
2022-10-25	2022-09-30	0.38	0.37	-0.01	2
2022-07-26	2022-06-30	0.33	0.33	0.0	0
2022-04-26	2022-03-31	0.3	0.29	-0.01	3
2022-01-25	2021-12-31	0.33	0.37	0.04	12
2021-10-26	2021-09-30	0.32	0.36	0.04	12
2021-07-27	2021-06-30	0.33	0.31	-0.02	6
2021-04-27	2021-03-31	0.29	0.41	0.12	41
2021-01-26	2020-12-31	0.23	0.27	0.04	17
2020-10-27	2020-09-30	0.23	0.24	0.01	4
2020-07-28	2020-06-30	0.09	0.24	0.15	166
2020-04-28	2020-03-31	0.19	0.05	-0.14	73
2020-01-28	2019-12-31	0.28	0.27	-0.01	3
2019-10-29	2019-09-30	0.28	0.3	0.02	7
2019-07-23	2019-06-30	0.27	0.28	0.01	3
2019-04-23	2019-03-31	0.26	0.25	-0.01	3
2019-01-29	2018-12-31	0.27	0.27	0.0	0
2018-10-23	2018-09-30	0.28	0.25	-0.03	10
2018-07-24	2018-06-30	0.25	0.33	0.08	32
2018-04-24	2018-03-31	0.24	0.24	0.0	0
2018-01-23	2017-12-31	0.21	0.21	0.0	0
2017-10-25	2017-09-30	0.2	0.22	0.02	10
2017-07-26	2017-06-30	0.19	0.14	-0.05	26
2017-04-25	2017-03-31	0.17	0.18	0.01	5
2017-01-25	2016-12-31	0.17	0.2	0.03	17
2016-10-26	2016-09-30	0.17	0.19	0.02	11
2016-07-27	2016-06-30	0.16	0.14	-0.02	12
2016-04-26	2016-03-31	0.15	0.14	-0.01	6
2016-01-27	2015-12-31	0.16	0.11	-0.05	31
2015-10-28	2015-09-30	0.16	0.14	-0.02	12
2015-07-29	2015-06-30	0.15	0.15	0.0	0
2015-04-28	2015-03-31	0.15	0.16	0.01	6
2015-01-28	2014-12-31	0.15	0.08	-0.07	46
2014-10-29	2014-09-30	0.14	0.13	-0.01	7
2014-07-23	2014-06-30	0.13	0.13	0.0	0
2014-04-22	2014-03-31	0.12	0.13	0.01	8
2014-01-29	2013-12-31	0.08	0.1	0.02	25
2013-10-23	2013-09-30	0.11	0.16	0.05	45
2013-07-24	2013-06-30	0.12	0.06	-0.06	50
2013-04-23	2013-03-31	0.11	0.11	0.0	0
2013-01-30	2012-12-31	0.11	0.09	-0.02	18
2012-10-24	2012-09-30	0.12	0.1	-0.02	16
2012-07-25	2012-06-30	0.1	0.12	0.02	20
2012-04-24	2012-03-31	0.09	0.11	0.02	22
2012-01-25	2011-12-31	0.09	-0.05	-0.14	155
2011-10-27	2011-09-30	0.08	0.08	0.0	0
2011-07-27	2011-06-30	0.09	0.07	-0.02	22
2011-04-20	2011-03-31	0.08	0.07	-0.01	12
2011-01-27	2010-12-31	0.11	0.11	0.0	0
2010-10-28	2010-09-30	0.09	0.11	0.02	22
2010-07-29	2010-06-30	0.05	0.15	0.1	200
2010-04-21	2010-03-31	0.05	-0.15	-0.2	400
2009-10-22	2009-09-30	0.07	-0.04	-0.11	157
2009-07-27	2009-06-30	0.09	-0.22	-0.31	344
2009-04-23	2009-03-31	0.15	0.02	-0.13	86
2009-01-26	2008-12-31	0.16	0.11	-0.05	31
2008-10-23	2008-09-30	0.18	0.14	-0.04	22
2008-07-17	2008-06-30	0.16	0.18	0.02	12
2008-04-17	2008-03-31	0.15	0.15	0.0	0
2008-01-23	2007-12-31	0.15	0.16	0.01	6
2007-10-18	2007-09-30	0.15	0.17	0.02	13
2007-07-19	2007-06-30	0.15	0.16	0.01	6
2007-04-19	2007-03-31	0.17	0.15	-0.02	11
2007-01-24	2006-12-31	0.19	0.17	-0.02	10
2006-10-19	2006-09-30	0.19	0.22	0.03	15
2006-07-21	2006-06-30	0.19	0.17	-0.02	10
2006-04-20	2006-03-31	0.2	0.19	-0.01	5
2006-01-25	2005-12-31	0.2	0.2	0.0	0
2005-10-20	2005-09-30	0.21	0.21	0.0	0
2005-07-21	2005-06-30	0.22	0.21	-0.01	4
2005-04-21	2005-03-31	0.23	0.22	-0.01	4
2005-01-20	2004-12-31	0.24	0.24	0.0	0
2004-10-21	2004-09-30	0.21	0.23	0.02	9
2004-07-22	2004-06-30	0.2	0.18	-0.02	10
2004-04-15	2004-03-31	0.21	0.22	0.01	4
2004-01-22	2003-12-31	0.2	0.21	0.01	5
2003-10-23	2003-09-30	0.2	0.23	0.03	15
2003-07-17	2003-06-30	0.22	0.23	0.01	4
2003-04-17	2003-03-31	0.22	0.21	-0.01	4
2003-01-23	2002-12-31	0.23	0.22	-0.01	4
2002-10-17	2002-09-30	0.23	0.23	0.0	0
2002-07-18	2002-06-30	0.23	0.19	-0.04	17
2002-04-18	2002-03-31	0.22	0.22	0.0	0
2002-01-22	2001-12-31	0.21	0.23	0.02	9
2001-10-18	2001-09-30	0.21	0.22	0.01	4
2001-07-19	2001-06-30	0.21	0.21	0.0	0
2001-04-18	2001-03-31	0.2	0.21	0.01	5
2001-01-22	2000-12-31	0.21	0.19	-0.02	9
2000-10-12	2000-09-30	0.22	0.2	-0.02	9
2000-07-13	2000-06-30	0.22	0.23	0.01	4
2000-06-21	2000-03-31	0.2	0.19	-0.01	5
1999-10-15	1999-09-30	0.21	0.23	0.02	9
1999-07-15	1999-06-30	0.2	0.2	0.0	0
1999-04-16	1999-03-31	0.19	0.2	0.01	5
1999-03-12	1998-12-31	0.17	0.02	-0.15	88
1998-07-17	1998-06-30	0.18	0.19	0.01	5
1998-04-17	1998-03-31	0.17	0.18	0.01	5
1998-01-22	1997-12-31	0.17	0.16	-0.01	5
1997-10-20	1997-09-30	0.17	0.2	0.03	17
1997-07-23	1997-06-30	0.16	0.17	0.01	6
1997-04-29	1997-03-31	0.16	0.18	0.02	12
1997-01-17	1996-12-31	0.16	0.18	0.02	12
1996-10-18	1996-09-30	0.16	0.17	0.01	6
1996-07-18	1996-06-30	0.16	0.16	0.0	0

About First Commonwealth Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Commonwealth earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Commonwealth estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Commonwealth fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'

Please read more on our stock advisor page.

	Last Reported	Projected for Next Year
Retained Earnings	1 B	1.1 B
Retained Earnings Total Equity	794.9 M	490.2 M
Earning Assets	2.2 B	1.5 B
Earnings Yield	0.09	0.05
Price Earnings Ratio	11.57	18.49
Price Earnings To Growth Ratio	0.88	0.92

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When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:

How To Invest In First

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Is First Stock a good investment?

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What is First Commonwealth's Net Worth?

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You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.18)

Earnings Share

1.39

Revenue Per Share

4.475

Quarterly Revenue Growth

(0.05)

Return On Assets

0.0129

The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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First Commonwealth Earnings Estimate

First Commonwealth Earnings Estimation Breakdown

First Commonwealth Earnings Projection Consensus

First Commonwealth Earnings History

First Commonwealth Quarterly Gross Profit

121.21 Million

First Commonwealth Earnings per Share Projection vs Actual

First Commonwealth Estimated Months Earnings per Share

First Quarterly Analyst Estimates and Surprise Metrics

About First Commonwealth Earnings Estimate

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