First Commonwealth Earnings Estimate
| FCF Stock | USD 17.60 0.10 0.56% |
First Commonwealth Earnings Estimation Breakdown
The calculation of First Commonwealth's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Commonwealth is estimated to be 0.414 with the future projection ranging from a low of 0.42 to a high of 0.42. Please be aware that this consensus of annual earnings estimates for First Commonwealth Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.42 Lowest | Expected EPS | 0.42 Highest |
First Commonwealth Earnings Projection Consensus
Suppose the current estimates of First Commonwealth's value are higher than the current market price of the First Commonwealth stock. In this case, investors may conclude that First Commonwealth is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Commonwealth's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 6 | 94.7% | 0.43 | 0.414 | 1.39 |
First Commonwealth Earnings History
Earnings estimate consensus by First Commonwealth analysts from Wall Street is used by the market to judge First Commonwealth's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Commonwealth's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.First Commonwealth Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of First Commonwealth's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
First Commonwealth Earnings per Share Projection vs Actual
Actual Earning per Share of First Commonwealth refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Commonwealth Financial predict the company's earnings will be in the future. The higher the earnings per share of First Commonwealth, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.First Commonwealth Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as First Commonwealth, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Commonwealth should always be considered in relation to other companies to make a more educated investment decision.First Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact First Commonwealth's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2026-01-27 | 2025-12-31 | 0.42 | 0.43 | 0.01 | 2 | ||
2025-10-28 | 2025-09-30 | 0.41 | 0.39 | -0.02 | 4 | ||
2025-07-29 | 2025-06-30 | 0.35 | 0.38 | 0.03 | 8 | ||
2025-04-29 | 2025-03-31 | 0.32 | 0.32 | 0.0 | 0 | ||
2025-01-28 | 2024-12-31 | 0.35 | 0.35 | 0.0 | 0 | ||
2024-10-29 | 2024-09-30 | 0.36 | 0.31 | -0.05 | 13 | ||
2024-07-23 | 2024-06-30 | 0.35 | 0.36 | 0.01 | 2 | ||
2024-04-23 | 2024-03-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2024-01-30 | 2023-12-31 | 0.39 | 0.44 | 0.05 | 12 | ||
2023-10-24 | 2023-09-30 | 0.4 | 0.39 | -0.01 | 2 | ||
2023-07-25 | 2023-06-30 | 0.41 | 0.42 | 0.01 | 2 | ||
2023-04-25 | 2023-03-31 | 0.39 | 0.45 | 0.06 | 15 | ||
2023-01-24 | 2022-12-31 | 0.43 | 0.39 | -0.04 | 9 | ||
2022-10-25 | 2022-09-30 | 0.38 | 0.37 | -0.01 | 2 | ||
2022-07-26 | 2022-06-30 | 0.33 | 0.33 | 0.0 | 0 | ||
2022-04-26 | 2022-03-31 | 0.29 | 0.29 | 0.0 | 0 | ||
2022-01-25 | 2021-12-31 | 0.32 | 0.37 | 0.05 | 15 | ||
2021-10-26 | 2021-09-30 | 0.32 | 0.36 | 0.04 | 12 | ||
2021-07-27 | 2021-06-30 | 0.34 | 0.31 | -0.03 | 8 | ||
2021-04-27 | 2021-03-31 | 0.29 | 0.41 | 0.12 | 41 | ||
2021-01-26 | 2020-12-31 | 0.23 | 0.27 | 0.04 | 17 | ||
2020-10-27 | 2020-09-30 | 0.24 | 0.24 | 0.0 | 0 | ||
2020-07-28 | 2020-06-30 | 0.09 | 0.24 | 0.15 | 166 | ||
2020-04-28 | 2020-03-31 | 0.19 | 0.05 | -0.14 | 73 | ||
2020-01-28 | 2019-12-31 | 0.28 | 0.27 | -0.01 | 3 | ||
2019-10-29 | 2019-09-30 | 0.28 | 0.3 | 0.02 | 7 | ||
2019-07-23 | 2019-06-30 | 0.27 | 0.28 | 0.01 | 3 | ||
2019-04-23 | 2019-03-31 | 0.26 | 0.25 | -0.01 | 3 | ||
2019-01-29 | 2018-12-31 | 0.27 | 0.27 | 0.0 | 0 | ||
2018-10-23 | 2018-09-30 | 0.28 | 0.25 | -0.03 | 10 | ||
2018-07-24 | 2018-06-30 | 0.26 | 0.29 | 0.03 | 11 | ||
2018-04-24 | 2018-03-31 | 0.23 | 0.24 | 0.01 | 4 | ||
2018-01-23 | 2017-12-31 | 0.17 | 0.21 | 0.04 | 23 | ||
2017-10-25 | 2017-09-30 | 0.2 | 0.22 | 0.02 | 10 | ||
2017-07-26 | 2017-06-30 | 0.19 | 0.21 | 0.02 | 10 | ||
2017-04-25 | 2017-03-31 | 0.17 | 0.18 | 0.01 | 5 | ||
2017-01-25 | 2016-12-31 | 0.18 | 0.22 | 0.04 | 22 | ||
2016-10-26 | 2016-09-30 | 0.17 | 0.19 | 0.02 | 11 | ||
2016-07-27 | 2016-06-30 | 0.16 | 0.14 | -0.02 | 12 | ||
2016-04-26 | 2016-03-31 | 0.15 | 0.14 | -0.01 | 6 | ||
2016-01-27 | 2015-12-31 | 0.16 | 0.11 | -0.05 | 31 | ||
2015-10-28 | 2015-09-30 | 0.16 | 0.14 | -0.02 | 12 | ||
2015-07-29 | 2015-06-30 | 0.15 | 0.15 | 0.0 | 0 | ||
2015-04-28 | 2015-03-31 | 0.14 | 0.16 | 0.02 | 14 | ||
2015-01-28 | 2014-12-31 | 0.15 | 0.13 | -0.02 | 13 | ||
2014-10-29 | 2014-09-30 | 0.14 | 0.13 | -0.01 | 7 | ||
2014-07-23 | 2014-06-30 | 0.14 | 0.13 | -0.01 | 7 | ||
2014-04-22 | 2014-03-31 | 0.14 | 0.13 | -0.01 | 7 | ||
2014-01-29 | 2013-12-31 | 0.13 | 0.1 | -0.03 | 23 | ||
2013-10-23 | 2013-09-30 | 0.11 | 0.16 | 0.05 | 45 | ||
2013-07-24 | 2013-06-30 | 0.12 | 0.06 | -0.06 | 50 | ||
2013-04-23 | 2013-03-31 | 0.11 | 0.11 | 0.0 | 0 | ||
2013-01-30 | 2012-12-31 | 0.11 | 0.09 | -0.02 | 18 | ||
2012-10-24 | 2012-09-30 | 0.12 | 0.09 | -0.03 | 25 | ||
2012-07-25 | 2012-06-30 | 0.1 | 0.12 | 0.02 | 20 | ||
2012-04-24 | 2012-03-31 | 0.09 | 0.11 | 0.02 | 22 | ||
2012-01-25 | 2011-12-31 | 0.09 | -0.05 | -0.14 | 155 | ||
2011-10-27 | 2011-09-30 | 0.08 | 0.08 | 0.0 | 0 | ||
2011-07-27 | 2011-06-30 | 0.09 | 0.07 | -0.02 | 22 | ||
2011-04-20 | 2011-03-31 | 0.08 | 0.07 | -0.01 | 12 | ||
2011-01-27 | 2010-12-31 | 0.11 | 0.11 | 0.0 | 0 | ||
2010-10-28 | 2010-09-30 | 0.09 | 0.11 | 0.02 | 22 | ||
2010-07-29 | 2010-06-30 | 0.06 | 0.15 | 0.09 | 150 | ||
2010-04-21 | 2010-03-31 | 0.04 | -0.15 | -0.19 | 475 | ||
2009-10-22 | 2009-09-30 | 0.07 | 0.04 | -0.03 | 42 | ||
2009-07-27 | 2009-06-30 | 0.09 | -0.15 | -0.24 | 266 | ||
2009-04-23 | 2009-03-31 | 0.15 | 0.02 | -0.13 | 86 | ||
2009-01-26 | 2008-12-31 | 0.16 | 0.11 | -0.05 | 31 | ||
2008-10-23 | 2008-09-30 | 0.18 | 0.21 | 0.03 | 16 | ||
2008-07-17 | 2008-06-30 | 0.16 | 0.18 | 0.02 | 12 | ||
2008-04-17 | 2008-03-31 | 0.15 | 0.15 | 0.0 | 0 | ||
2008-01-23 | 2007-12-31 | 0.15 | 0.16 | 0.01 | 6 | ||
2007-10-18 | 2007-09-30 | 0.15 | 0.17 | 0.02 | 13 | ||
2007-07-19 | 2007-06-30 | 0.15 | 0.16 | 0.01 | 6 | ||
2007-04-19 | 2007-03-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2007-01-24 | 2006-12-31 | 0.19 | 0.18 | -0.01 | 5 | ||
2006-10-19 | 2006-09-30 | 0.19 | 0.2 | 0.01 | 5 | ||
2006-07-21 | 2006-06-30 | 0.19 | 0.17 | -0.02 | 10 | ||
2006-04-20 | 2006-03-31 | 0.2 | 0.19 | -0.01 | 5 | ||
2006-01-25 | 2005-12-31 | 0.21 | 0.2 | -0.01 | 4 | ||
2005-10-20 | 2005-09-30 | 0.21 | 0.22 | 0.01 | 4 | ||
2005-07-21 | 2005-06-30 | 0.22 | 0.21 | -0.01 | 4 | ||
2005-04-21 | 2005-03-31 | 0.24 | 0.22 | -0.02 | 8 | ||
2005-01-20 | 2004-12-31 | 0.24 | 0.24 | 0.0 | 0 | ||
2004-10-21 | 2004-09-30 | 0.12 | 0.23 | 0.11 | 91 | ||
2004-07-22 | 2004-06-30 | 0.2 | 0.18 | -0.02 | 10 | ||
2004-04-15 | 2004-03-31 | 0.21 | 0.22 | 0.01 | 4 | ||
2004-01-22 | 2003-12-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2003-10-23 | 2003-09-30 | 0.2 | 0.23 | 0.03 | 15 | ||
2003-07-17 | 2003-06-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2003-04-17 | 2003-03-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2003-01-23 | 2002-12-31 | 0.23 | 0.22 | -0.01 | 4 | ||
2002-10-17 | 2002-09-30 | 0.23 | 0.23 | 0.0 | 0 | ||
2002-07-18 | 2002-06-30 | 0.23 | 0.22 | -0.01 | 4 | ||
2002-04-18 | 2002-03-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2002-01-22 | 2001-12-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2001-10-18 | 2001-09-30 | 0.21 | 0.22 | 0.01 | 4 | ||
2001-07-19 | 2001-06-30 | 0.21 | 0.21 | 0.0 | 0 | ||
2001-04-18 | 2001-03-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2001-01-22 | 2000-12-31 | 0.21 | 0.19 | -0.02 | 9 | ||
2000-10-13 | 2000-09-30 | 0.22 | 0.2 | -0.02 | 9 | ||
2000-07-13 | 2000-06-30 | 0.22 | 0.23 | 0.01 | 4 | ||
2000-06-21 | 2000-03-31 | 0.2 | 0.19 | -0.01 | 5 | ||
1999-10-15 | 1999-09-30 | 0.21 | 0.23 | 0.02 | 9 | ||
1999-07-15 | 1999-06-30 | 0.2 | 0.2 | 0.0 | 0 | ||
1999-04-16 | 1999-03-31 | 0.19 | 0.2 | 0.01 | 5 | ||
1999-03-12 | 1998-12-31 | 0.17 | 0.02 | -0.15 | 88 | ||
1998-07-17 | 1998-06-30 | 0.18 | 0.19 | 0.01 | 5 | ||
1998-04-17 | 1998-03-31 | 0.17 | 0.18 | 0.01 | 5 | ||
1998-01-22 | 1997-12-31 | 0.17 | 0.16 | -0.01 | 5 | ||
1997-10-20 | 1997-09-30 | 0.17 | 0.2 | 0.03 | 17 | ||
1997-07-23 | 1997-06-30 | 0.16 | 0.17 | 0.01 | 6 | ||
1997-04-29 | 1997-03-31 | 0.16 | 0.18 | 0.02 | 12 | ||
1997-01-17 | 1996-12-31 | 0.16 | 0.18 | 0.02 | 12 | ||
1996-10-18 | 1996-09-30 | 0.16 | 0.17 | 0.01 | 6 | ||
1996-07-18 | 1996-06-30 | 0.16 | 0.16 | 0.0 | 0 |
About First Commonwealth Earnings Estimate
The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Commonwealth earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Commonwealth estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Commonwealth fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.| Last Reported | Projected for Next Year | ||
| Retained Earnings | 1.1 B | 1.2 B | |
| Retained Earnings Total Equity | 794.9 M | 490.2 M | |
| Earning Assets | 2.2 B | 1.5 B | |
| Earnings Yield | 0.09 | 0.05 | |
| Price Earnings Ratio | 11.38 | 17.13 | |
| Price Earnings To Growth Ratio | 1.99 | 2.09 |
Currently Active Assets on Macroaxis
When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Commonwealth. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Commonwealth demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.237 | Earnings Share 1.39 | Revenue Per Share | Quarterly Revenue Growth 0.148 | Return On Assets |
Understanding First Commonwealth requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First Commonwealth's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Market sentiment, economic cycles, and investor behavior can push First Commonwealth's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Commonwealth's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.