First Commonwealth Financial Stock Analysis

First Stock Analysis Notes

About 79.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.18. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Commonwealth last dividend was issued on the 6th of February 2026. The entity had 2:1 split on the 19th of November 1999. First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. To learn more about First Commonwealth Financial call Thomas Price at 724 349 7220 or check out https://www.fcbanking.com.

First Commonwealth Investment Alerts

First Largest EPS Surprises

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First Commonwealth Environmental, Social, and Governance (ESG) Scores

First Stock Institutional Investors

Note, although First Commonwealth's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

First Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.87 B.

First Profitablity

The company has Net Profit Margin of 0.31 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.46 %, which entails that for every 100 dollars of revenue, it generated $0.46 of operating income.

Management Efficiency

First Commonwealth has Return on Asset of 0.0127 % which means that on every $100 spent on assets, it made $0.0127 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1029 %, implying that it generated $0.1029 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The First Commonwealth's current Return On Equity is estimated to increase to 0.10, while Return On Tangible Assets are projected to decrease to 0.01. At this time, First Commonwealth's Intangible Assets are most likely to increase significantly in the upcoming years. The First Commonwealth's current Asset Turnover is estimated to increase to 0.07, while Total Assets are projected to decrease to roughly 6.8 B.

Technical Drivers

As of the 2nd of February, First Commonwealth shows the Coefficient Of Variation of 887.28, mean deviation of 1.11, and Downside Deviation of 1.53. First Commonwealth technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Commonwealth treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if First Commonwealth is priced favorably, providing market reflects its regular price of 18.37 per share. Given that First Commonwealth has jensen alpha of 0.1387, we urge you to verify First Commonwealth Financial's prevailing market performance to make sure the company can sustain itself at a future point.

First Commonwealth Price Movement Analysis

First Commonwealth Insider Trading Activities

First Commonwealth Outstanding Bonds

First Commonwealth Predictive Daily Indicators

First Commonwealth Corporate Filings

First Commonwealth Forecast Models

First Commonwealth's time-series forecasting models are one of many First Commonwealth's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Commonwealth's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

First Commonwealth Bond Ratings

First Commonwealth Financial financial ratings play a critical role in determining how much First Commonwealth have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for First Commonwealth's borrowing costs.

First Commonwealth Debt to Cash Allocation

First Commonwealth Financial has 409.71 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for First to invest in growth at high rates of return.

First Commonwealth Total Assets Over Time

First Commonwealth Assets Financed by Debt

The debt-to-assets ratio shows the degree to which First Commonwealth uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

First Commonwealth Debt Ratio

3.15

It seems as most of the First Commonwealth's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the First Commonwealth's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of First Commonwealth, which in turn will lower the firm's financial flexibility.

First Commonwealth Corporate Bonds Issued

First Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how First Commonwealth prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Commonwealth. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

First Commonwealth Financial stock analysis indicators help investors evaluate how First Commonwealth stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Commonwealth shares will generate the highest return on investment. By understating and applying First Commonwealth stock analysis, traders can identify First Commonwealth position entry and exit signals to maximize returns.

When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.