First Commonwealth Valuation

First Commonwealth Investor Information

About 79.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.23. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Commonwealth last dividend was issued on the 6th of February 2026. The entity had 2:1 split on the 19th of November 1999. First Commonwealth Financial is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.

First Commonwealth Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Commonwealth has an asset utilization ratio of 5.91 percent. This implies that the Company is making $0.0591 for each dollar of assets. An increasing asset utilization means that First Commonwealth Financial is more efficient with each dollar of assets it utilizes for everyday operations.

First Commonwealth Profitability Analysis

Considering the key profitability indicators obtained from First Commonwealth's historical financial statements, First Commonwealth Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess First Commonwealth's ability to earn profits and add value for shareholders. The current Gross Profit is estimated to decrease to about 255 M. The current Pretax Profit Margin is estimated to decrease to 0.17

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.54	0.676	Significantly Down	Pretty Stable
Net Profit Margin	0.13	0.2088	Way Down	Slightly volatile
Operating Profit Margin	0.17	0.2719	Way Down	Slightly volatile
Pretax Profit Margin	0.17	0.2623	Way Down	Slightly volatile
Return On Assets	0.0104	0.0123	Fairly Down	Slightly volatile
Return On Equity	0.1	0.098	Fairly Up	Slightly volatile

First Commonwealth Earnings per Share Projection vs Actual

The next projected EPS of First Commonwealth is estimated to be 0.4 with future projections ranging from a low of 0.38 to a high of 0.42. First Commonwealth's most recent 12-month trailing earnings per share (EPS TTM) is at 1.48. Please be aware that the consensus of earnings estimates for First Commonwealth Financial is based on EPS before non-recurring items and includes expenses related to employee stock options. First Commonwealth is projected to generate 0.4 in earnings per share on the 31st of March 2026. First Commonwealth earnings estimates show analyst consensus about projected First Commonwealth EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Commonwealth's historical volatility. Many public companies, such as First Commonwealth, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Commonwealth Earnings Estimation Breakdown

The calculation of First Commonwealth's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Commonwealth is estimated to be 0.4 with the future projection ranging from a low of 0.38 to a high of 0.42. Please be aware that this consensus of annual earnings estimates for First Commonwealth Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.

First Commonwealth Earnings Projection Consensus

First Commonwealth Ownership Allocation

First Commonwealth holds a total of 102.84 Million outstanding shares. The majority of First Commonwealth Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Commonwealth to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Commonwealth. Please pay attention to any change in the institutional holdings of First Commonwealth Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

First Commonwealth Profitability Analysis

The company reported the last year's revenue of 729.44 M. Total Income to common stockholders was 142.57 M with profit before taxes, overhead, and interest of 485.53 M.

First Commonwealth Past Distributions to stockholders

A single share of First Commonwealth represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Investing in growth stocks can be very risky. If the company such as First Commonwealth does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.

Valuation refers to the process of determining the present value of First Commonwealth Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.