First Commonwealth Valuation
| FCF Stock | USD 17.60 0.29 1.68% |
At this time, the firm appears to be fairly valued. First Commonwealth shows a prevailing Real Value of $18.08 per share. The current price of the firm is $17.6. Our model computes the value of First Commonwealth from reviewing the firm fundamentals such as Current Valuation of 2.12 B, shares outstanding of 103.77 M, and Profit Margin of 0.31 % as well as analyzing its technical indicators and probability of bankruptcy.
Price Book 1.165 | Enterprise Value 2.1 B | Price Sales 3.9253 | Forward PE 9.8912 | Trailing PE 12.6619 |
Fairly Valued
Today
Please note that First Commonwealth's price fluctuation is very steady at this time. Calculation of the real value of First Commonwealth is based on 3 months time horizon. Increasing First Commonwealth's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Commonwealth Financial. Since First Commonwealth is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Commonwealth's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 17.6 | Real 18.08 | Target 19.17 | Hype 17.59 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Commonwealth Company, which is reflected in its stock price. It is based on First Commonwealth's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Commonwealth's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Commonwealth Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Commonwealth more accurately as focusing exclusively on First Commonwealth's fundamentals will not take into account other important factors: First Commonwealth Total Value Analysis
First Commonwealth Financial is currently forecasted to have company total value of 2.12 B with market capitalization of 1.84 B, debt of 343.12 M, and cash on hands of 180.77 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the First Commonwealth fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.12 B | 1.84 B | 343.12 M | 180.77 M |
First Commonwealth Investor Information
About 78.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.17. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Commonwealth last dividend was issued on the 7th of November 2025. The entity had 2:1 split on the 19th of November 1999. First Commonwealth Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.First Commonwealth Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Commonwealth has an asset utilization ratio of 6.04 percent. This implies that the Company is making $0.0604 for each dollar of assets. An increasing asset utilization means that First Commonwealth Financial is more efficient with each dollar of assets it utilizes for everyday operations.First Commonwealth Ownership Allocation
First Commonwealth holds a total of 103.77 Million outstanding shares. The majority of First Commonwealth Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Commonwealth to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Commonwealth. Please pay attention to any change in the institutional holdings of First Commonwealth Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.First Commonwealth Profitability Analysis
The company reported the last year's revenue of 699.69 M. Total Income to common stockholders was 142.57 M with profit before taxes, overhead, and interest of 468.73 M.First Commonwealth Past Distributions to stockholders
| 21st of November 2025 | ||
| 22nd of August 2025 | ||
| 23rd of May 2025 | ||
| 21st of February 2025 | ||
| 22nd of November 2024 | ||
| 16th of August 2024 | ||
| 17th of May 2024 | ||
| 23rd of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Commonwealth's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Commonwealth and how it compares across the competition.
About First Commonwealth Valuation
The stock valuation mechanism determines First Commonwealth's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Commonwealth. We calculate exposure to First Commonwealth's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Commonwealth's related companies.First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people.
First Commonwealth Quarterly Retained Earnings |
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A single share of First Commonwealth represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Commonwealth Dividends Analysis For Valuation
There are various types of dividends First Commonwealth can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Commonwealth Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Commonwealth by the value of the dividends paid out.
First Commonwealth Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Commonwealth does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 102.2 M | |
| Quarterly Earnings Growth Y O Y | 0.258 | |
| Forward Price Earnings | 9.8912 |
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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