First Commonwealth Valuation
| FCF Stock | USD 18.74 0.17 0.92% |
At this time, the firm appears to be overvalued. First Commonwealth shows a prevailing Real Value of $16.68 per share. The current price of the firm is $18.74. Our model computes the value of First Commonwealth from reviewing the firm fundamentals such as Shares Outstanding of 101.78 M, current valuation of 2.04 B, and Profit Margin of 0.33 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Commonwealth's valuation include:
Price Book 1.343 | Enterprise Value 2 B | Price Sales 4.1407 | Forward PE 12.7877 | Trailing PE 12.5473 |
Overvalued
Today
Please note that First Commonwealth's price fluctuation is not too volatile at this time. Calculation of the real value of First Commonwealth is based on 3 months time horizon. Increasing First Commonwealth's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Commonwealth Financial. Since First Commonwealth is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Commonwealth's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.74 | Real 16.68 | Target 15.25 | Hype 18.55 | Naive 18.55 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Commonwealth Company, which is reflected in its stock price. It is based on First Commonwealth's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Commonwealth's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Commonwealth Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Commonwealth more accurately as focusing exclusively on First Commonwealth's fundamentals will not take into account other important factors: When choosing an evaluation method for First Commonwealth, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
First Commonwealth Cash |
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First Valuation Trend
Comparing First Commonwealth's enterprise value against its market capitalization is a good way to estimate the value of First Commonwealth Financial uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
First Commonwealth Total Value Analysis
First Commonwealth Financial is currently forecasted to have company total value of 2.04 B with market capitalization of 1.89 B, debt of 833.92 M, and cash on hands of 180.77 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the First Commonwealth fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.04 B | 1.89 B | 833.92 M | 180.77 M |
First Commonwealth Investor Information
About 76.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.34. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Commonwealth last dividend was issued on the 8th of November 2024. The entity had 2:1 split on the 19th of November 1999. Based on the key indicators obtained from First Commonwealth's historical financial statements, First Commonwealth Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.73 | 0.559 |
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| Total Cash From Operating Activities | 82.3 M | 162.8 M |
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| Operating Income | 274.3 M | 261.2 M |
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First Commonwealth Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Commonwealth has an asset utilization ratio of 4.07 percent. This implies that the Company is making $0.0407 for each dollar of assets. An increasing asset utilization means that First Commonwealth Financial is more efficient with each dollar of assets it utilizes for everyday operations.First Commonwealth Ownership Allocation
First Commonwealth holds a total of 101.78 Million outstanding shares. The majority of First Commonwealth Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Commonwealth to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Commonwealth. Please pay attention to any change in the institutional holdings of First Commonwealth Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.First Commonwealth Profitability Analysis
The company reported the last year's revenue of 467.27 M. Total Income to common stockholders was 157.06 M with profit before taxes, overhead, and interest of 389.48 M.First Commonwealth Past Distributions to stockholders
| 16th of August 2024 | ||
| 17th of May 2024 | ||
| 23rd of February 2024 | ||
| 17th of November 2023 | ||
| 18th of August 2023 | ||
| 19th of May 2023 | ||
| 17th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Commonwealth's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Commonwealth and how it compares across the competition.
About First Commonwealth Valuation
The stock valuation mechanism determines First Commonwealth's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Commonwealth. We calculate exposure to First Commonwealth's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Commonwealth's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 626.4 M | 657.7 M | |
| Pretax Profit Margin | 0.42 | 0.33 | |
| Operating Profit Margin | 0.56 | 0.73 | |
| Net Profit Margin | 0.34 | 0.25 | |
| Gross Profit Margin | 1.34 | 0.74 |
First Commonwealth Quarterly Retained Earnings |
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A single share of First Commonwealth represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Commonwealth Dividends Analysis For Valuation
At this time, First Commonwealth's Dividend Yield is most likely to increase slightly in the upcoming years. The First Commonwealth's current Dividend Payout Ratio is estimated to increase to 0.58, while Dividends Paid is projected to decrease to roughly 32.8 M. . At this time, First Commonwealth's Price Earnings Ratio is most likely to drop in the upcoming years. The First Commonwealth's current Price Earnings To Growth Ratio is estimated to increase to 0.80, while Retained Earnings Total Equity is projected to decrease to roughly 490.2 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 50.8 M | 32.8 M | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.32 | 0.58 | |
| Dividend Paid And Capex Coverage Ratio | 2.23 | 1.78 |
There are various types of dividends First Commonwealth can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Commonwealth Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Commonwealth by the value of the dividends paid out.
First Commonwealth Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Commonwealth does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 101.8 M | |
| Quarterly Earnings Growth Y O Y | -0.184 | |
| Forward Price Earnings | 12.7877 |
First Commonwealth Current Valuation Indicators
Valuation refers to the process of determining the present value of First Commonwealth Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Commonwealth, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Commonwealth's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Commonwealth's worth.Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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