First Mid Earnings Estimate

FMBH Stock  USD 41.50  0.37  0.90%   
The next projected EPS of First Mid is estimated to be 1.06 with future projections ranging from a low of 0.81 to a high of 1.21. First Mid's most recent 12-month trailing earnings per share (EPS TTM) is at 3.83. Please be aware that the consensus of earnings estimates for First Mid Illinois is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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First Mid is projected to generate 1.06 in earnings per share on the 31st of March 2026. First Mid earnings estimates show analyst consensus about projected First Mid Illinois EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Mid's historical volatility. Many public companies, such as First Mid, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing First Mid's earnings estimates, investors can diagnose different trends across First Mid's analyst sentiment over time as well as compare current estimates against different timeframes. The First Mid's current Gross Profit is estimated to increase to about 356.3 M, while Pretax Profit Margin is projected to decrease to 0.22. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Mid Illinois. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

First Mid Earnings Estimation Breakdown

The calculation of First Mid's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Mid is estimated to be 1.06 with the future projection ranging from a low of 0.81 to a high of 1.21. Please be aware that this consensus of annual earnings estimates for First Mid Illinois is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.06
0.81
Lowest
Expected EPS
1.06
1.21
Highest

First Mid Earnings Projection Consensus

Suppose the current estimates of First Mid's value are higher than the current market price of the First Mid stock. In this case, investors may conclude that First Mid is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Mid's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
794.44%
1.06
1.06
3.83

First Mid Earnings History

Earnings estimate consensus by First Mid Illinois analysts from Wall Street is used by the market to judge First Mid's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only First Mid's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

First Mid Quarterly Gross Profit

85.87 Million

As of now, First Mid's Retained Earnings are increasing as compared to previous years. The First Mid's current Retained Earnings Total Equity is estimated to increase to about 349.3 M, while Earning Assets are projected to decrease to under 839.2 M. The First Mid's current Common Stock Shares Outstanding is estimated to increase to about 25.2 M. The First Mid's current Net Income Applicable To Common Shares is estimated to increase to about 88.1 M.
Hype
Prediction
LowEstimatedHigh
39.8141.5043.19
Details
Intrinsic
Valuation
LowRealHigh
39.7541.4443.13
Details
Naive
Forecast
LowNextHigh
39.9341.6243.31
Details
7 Analysts
Consensus
LowTargetHigh
43.6848.0053.28
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Mid. Your research has to be compared to or analyzed against First Mid's peers to derive any actionable benefits. When done correctly, First Mid's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in First Mid Illinois. Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Mid. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First Mid's stock price in the short term.

First Mid Earnings per Share Projection vs Actual

Actual Earning per Share of First Mid refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Mid Illinois predict the company's earnings will be in the future. The higher the earnings per share of First Mid, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Mid Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Mid, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Mid should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Mid's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-29
2025-12-311.061.060.0
2025-10-30
2025-09-300.970.970.0
2025-07-24
2025-06-300.920.990.07
2025-04-29
2025-03-310.940.960.02
2025-01-23
2024-12-310.840.870.03
2024-10-31
2024-09-300.840.83-0.01
2024-08-01
2024-06-300.790.840.05
2024-04-24
2024-03-310.850.930.08
2024-01-25
2023-12-310.840.940.111 
2023-10-26
2023-09-300.670.770.114 
2023-07-27
2023-06-300.760.830.07
2023-04-26
2023-03-310.860.960.111 
2023-01-26
2022-12-310.951.010.06
2022-10-27
2022-09-300.940.9-0.04
2022-07-28
2022-06-300.920.9-0.02
2022-04-27
2022-03-310.860.960.111 
2022-01-27
2021-12-310.960.94-0.02
2021-10-28
2021-09-300.911.080.1718 
2021-07-29
2021-06-300.860.980.1213 
2021-04-28
2021-03-310.510.880.3772 
2021-01-28
2020-12-310.730.830.113 
2020-10-29
2020-09-300.620.690.0711 
2020-07-30
2020-06-300.450.60.1533 
2020-04-30
2020-03-310.630.6-0.03
2020-01-23
2019-12-310.70.720.02
2019-10-24
2019-09-300.710.7-0.01
2019-07-25
2019-06-300.730.760.03
2019-04-24
2019-03-310.720.810.0912 
2019-01-24
2018-12-310.730.67-0.06
2018-10-25
2018-09-300.670.54-0.1319 
2018-07-26
2018-06-300.650.720.0710 
2018-04-25
2018-03-310.640.660.02
2018-01-25
2017-12-310.590.48-0.1118 
2017-10-26
2017-09-300.60.610.01
2017-07-27
2017-06-300.560.660.117 
2017-04-26
2017-03-310.520.5-0.02
2017-01-26
2016-12-310.520.550.03
2016-10-27
2016-09-300.50.510.01
2016-08-01
2016-06-300.510.5-0.01
2016-04-27
2016-03-310.50.49-0.01
2016-01-28
2015-12-310.430.480.0511 

About First Mid Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Mid earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Mid estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Mid fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings454.5 M477.2 M
Retained Earnings Total Equity332.7 M349.3 M
Earning Assets886.2 M839.2 M
Earnings Yield 0.10  0.10 
Price Earnings Ratio 10.15  10.01 
Price Earnings To Growth Ratio 0.63  0.60 

Currently Active Assets on Macroaxis

When determining whether First Mid Illinois offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Mid's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Mid Illinois Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Mid Illinois Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Mid Illinois. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is there potential for Regional Banks market expansion? Will First introduce new products? Factors like these will boost the valuation of First Mid. Market participants price First higher when confident in its future expansion prospects. Understanding fair value requires weighing current performance against future potential. All the valuation information about First Mid listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.238
Dividend Share
0.98
Earnings Share
3.83
Revenue Per Share
14.212
Quarterly Revenue Growth
0.051
First Mid Illinois's market price often diverges from its book value, the accounting figure shown on First's balance sheet. Smart investors calculate First Mid's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since First Mid's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between First Mid's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Mid is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Mid's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.