First Mid Valuation

First Mid Investor Information

About 48.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.11. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Mid Illinois has Price/Earnings To Growth (PEG) ratio of 1.88. The entity last dividend was issued on the 12th of February 2026. The firm had 3:2 split on the 2nd of July 2007. Based on the measurements of operating efficiency obtained from First Mid's historical financial statements, First Mid Illinois may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

First Mid Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Mid has an asset utilization ratio of 5.85 percent. This signifies that the Company is making $0.0585 for each dollar of assets. An increasing asset utilization means that First Mid Illinois is more efficient with each dollar of assets it utilizes for everyday operations.

First Mid Profitability Analysis

Based on the measurements of profitability obtained from First Mid's financial statements, First Mid Illinois may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess First Mid's ability to earn profits and add value for shareholders. The First Mid's current Gross Profit is estimated to increase to about 356.3 M, while Pretax Profit Margin is projected to decrease to 0.22.

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.54	0.728	Way Down	Very volatile
Net Profit Margin	0.14	0.1969	Way Down	Pretty Stable
Operating Profit Margin	0.22	0.2512	Fairly Down	Slightly volatile
Pretax Profit Margin	0.22	0.2512	Fairly Down	Slightly volatile
Return On Assets	0.0075	0.0115	Way Down	Slightly volatile
Return On Equity	0.11	0.0957	Fairly Up	Pretty Stable

First Mid Earnings per Share Projection vs Actual

The next projected EPS of First Mid is estimated to be 1.06 with future projections ranging from a low of 0.81 to a high of 1.21. First Mid's most recent 12-month trailing earnings per share (EPS TTM) is at 3.8. Please be aware that the consensus of earnings estimates for First Mid Illinois is based on EPS before non-recurring items and includes expenses related to employee stock options. First Mid is projected to generate 1.06 in earnings per share on the 31st of March 2026. First Mid earnings estimates show analyst consensus about projected First Mid EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Mid's historical volatility. Many public companies, such as First Mid, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Mid Earnings Estimation Breakdown

The calculation of First Mid's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Mid is estimated to be 1.06 with the future projection ranging from a low of 0.81 to a high of 1.21. Please be aware that this consensus of annual earnings estimates for First Mid Illinois is based on EPS before non-recurring items and includes expenses related to employee stock options.

First Mid Earnings Projection Consensus

First Mid Ownership Allocation

First Mid holds a total of 23.99 Million outstanding shares. 30% of First Mid Illinois outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

First Mid Profitability Analysis

The company reported the previous year's revenue of 466.04 M. Net Income was 78.9 M with profit before overhead, payroll, taxes, and interest of 339.3 M.

First Mid Past Distributions to stockholders

A single share of First Mid represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.

Valuation refers to the process of determining the present value of First Mid Illinois and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running First Mid's price analysis, check to measure First Mid's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Mid is operating at the current time. Most of First Mid's value examination focuses on studying past and present price action to predict the probability of First Mid's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Mid's price. Additionally, you may evaluate how the addition of First Mid to your portfolios can decrease your overall portfolio volatility.