OceanFirst Financial Earnings Estimate

OCFC Stock  USD 19.78  0.10  0.51%   
The next projected EPS of OceanFirst Financial is estimated to be 0.3992 with future projections ranging from a low of 0.38 to a high of 0.44. OceanFirst Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 1.16. Please be aware that the consensus of earnings estimates for OceanFirst Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
OceanFirst Financial is projected to generate 0.3992 in earnings per share on the 31st of March 2026. OceanFirst Financial earnings estimates show analyst consensus about projected OceanFirst Financial Corp EPS (Earning Per Share). It derives the highest and the lowest estimates based on OceanFirst Financial's historical volatility. Many public companies, such as OceanFirst Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

OceanFirst Financial Revenue Breakdown by Earning Segment

By analyzing OceanFirst Financial's earnings estimates, investors can diagnose different trends across OceanFirst Financial's analyst sentiment over time as well as compare current estimates against different timeframes. At present, OceanFirst Financial's Pretax Profit Margin is projected to slightly decrease based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.19, whereas Gross Profit Margin is forecasted to decline to 0.53. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OceanFirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

OceanFirst Financial Earnings Estimation Breakdown

The calculation of OceanFirst Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of OceanFirst Financial is estimated to be 0.3992 with the future projection ranging from a low of 0.38 to a high of 0.44. Please be aware that this consensus of annual earnings estimates for OceanFirst Financial Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.41
0.38
Lowest
Expected EPS
0.3992
0.44
Highest

OceanFirst Financial Earnings Projection Consensus

Suppose the current estimates of OceanFirst Financial's value are higher than the current market price of the OceanFirst Financial stock. In this case, investors may conclude that OceanFirst Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and OceanFirst Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
593.8%
0.41
0.3992
1.16

OceanFirst Financial Earnings History

Earnings estimate consensus by OceanFirst Financial Corp analysts from Wall Street is used by the market to judge OceanFirst Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only OceanFirst Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

OceanFirst Financial Quarterly Gross Profit

77.72 Million

At present, OceanFirst Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 172.2 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 30.6 M.
Hype
Prediction
LowEstimatedHigh
17.9419.9521.96
Details
Intrinsic
Valuation
LowRealHigh
18.2520.2622.27
Details
Naive
Forecast
LowNextHigh
17.7519.7621.78
Details
7 Analysts
Consensus
LowTargetHigh
19.3421.2523.59
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as OceanFirst Financial. Your research has to be compared to or analyzed against OceanFirst Financial's peers to derive any actionable benefits. When done correctly, OceanFirst Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in OceanFirst Financial Corp. Note that many institutional investors and large investment bankers can move markets due to the volume of OceanFirst assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards OceanFirst Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving OceanFirst Financial's stock price in the short term.

OceanFirst Financial Earnings per Share Projection vs Actual

Actual Earning per Share of OceanFirst Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering OceanFirst Financial Corp predict the company's earnings will be in the future. The higher the earnings per share of OceanFirst Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

OceanFirst Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as OceanFirst Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of OceanFirst Financial should always be considered in relation to other companies to make a more educated investment decision.

OceanFirst Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact OceanFirst Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-21
2025-12-310.37330.410.0367
2025-10-23
2025-09-300.350.360.01
2025-07-24
2025-06-300.330.31-0.02
2025-04-24
2025-03-310.350.350.0
2025-01-23
2024-12-310.360.380.02
2024-10-17
2024-09-300.380.390.01
2024-07-18
2024-06-300.430.39-0.04
2024-04-18
2024-03-310.410.440.03
2024-01-18
2023-12-310.430.450.02
2023-10-19
2023-09-300.350.32-0.03
2023-07-20
2023-06-300.470.46-0.01
2023-04-20
2023-03-310.640.55-0.0914 
2023-01-19
2022-12-310.620.670.05
2022-10-24
2022-09-300.620.6-0.02
2022-07-28
2022-06-300.550.590.04
2022-04-28
2022-03-310.460.490.03
2022-01-27
2021-12-310.440.480.04
2021-10-28
2021-09-300.410.450.04
2021-07-29
2021-06-300.430.490.0613 
2021-04-29
2021-03-310.40.440.0410 
2021-01-28
2020-12-310.380.390.01
2020-10-29
2020-09-300.41-0.0822-0.4922120 
2020-07-23
2020-06-300.350.360.01
2020-04-23
2020-03-310.40.450.0512 
2020-01-27
2019-12-310.530.51-0.02
2019-10-24
2019-09-300.510.540.03
2019-07-25
2019-06-300.540.51-0.03
2019-04-25
2019-03-310.510.510.0
2019-01-24
2018-12-310.560.54-0.02
2018-10-25
2018-09-300.550.53-0.02
2018-07-26
2018-06-300.450.460.01
2018-04-26
2018-03-310.410.450.04
2018-01-25
2017-12-310.450.450.0
2017-10-26
2017-09-300.450.450.0
2017-07-26
2017-06-300.40.40.0
2017-04-27
2017-03-310.370.36-0.01
2017-01-26
2016-12-310.370.22-0.1540 
2016-10-26
2016-09-300.380.35-0.03
2016-07-28
2016-06-300.140.160.0214 
2016-04-21
2016-03-310.330.25-0.0824 
2016-01-21
2015-12-310.330.31-0.02
2015-10-22
2015-09-300.290.28-0.01
2015-07-23
2015-06-300.320.31-0.01
2015-04-23
2015-03-310.30.320.02
2015-01-22
2014-12-310.320.28-0.0412 
2014-10-23
2014-09-300.30.310.01
2014-07-24
2014-06-300.290.30.01
2014-04-24
2014-03-310.30.28-0.02
2014-01-23
2013-12-310.250.30.0520 
2013-10-17
2013-09-300.290.290.0
2013-07-18
2013-06-300.280.290.01
2013-04-18
2013-03-310.290.26-0.0310 
2013-01-23
2012-12-310.210.290.0838 
2012-10-18
2012-09-300.290.310.02
2012-07-19
2012-06-300.30.30.0
2012-04-19
2012-03-310.30.310.01
2012-01-19
2011-12-310.280.30.02
2011-10-20
2011-09-300.280.280.0
2011-07-21
2011-06-300.280.280.0
2011-04-20
2011-03-310.270.280.01
2011-01-20
2010-12-310.280.320.0414 
2010-10-21
2010-09-300.280.290.01
2010-07-22
2010-06-300.250.270.02
2010-04-22
2010-03-310.220.240.02
2010-01-21
2009-12-310.250.12-0.1352 
2009-10-22
2009-09-300.320.340.02
2009-07-23
2009-06-300.260.260.0
2009-04-23
2009-03-310.250.30.0520 
2009-01-22
2008-12-310.320.3-0.02
2008-10-23
2008-09-300.360.32-0.0411 
2008-07-24
2008-06-300.340.3-0.0411 
2008-04-24
2008-03-310.320.340.02
2008-01-24
2007-12-310.280.26-0.02
2007-10-25
2007-09-300.280.27-0.01
2007-07-30
2007-06-300.230.02-0.2191 
2007-04-24
2007-03-310.28-0.47-0.75267 
2007-01-18
2006-12-310.370.40.03
2006-10-19
2006-09-300.380.420.0410 
2006-07-20
2006-06-300.370.410.0410 
2006-04-20
2006-03-310.40.36-0.0410 
2006-01-19
2005-12-310.410.4-0.01
2005-10-20
2005-09-300.410.4-0.01
2005-07-21
2005-06-300.390.40.01
2005-04-21
2005-03-310.360.40.0411 
2005-01-20
2004-12-310.340.40.0617 
2004-10-21
2004-09-300.360.35-0.01
2004-07-22
2004-06-300.360.32-0.0411 
2004-04-22
2004-03-310.370.35-0.02
2004-01-22
2003-12-310.390.34-0.0512 
2003-10-23
2003-09-300.420.41-0.01
2003-07-24
2003-06-300.410.38-0.03
2003-04-24
2003-03-310.410.4-0.01
2003-01-23
2002-12-310.40.39-0.01
2002-10-17
2002-09-300.350.350.0
2002-07-18
2002-06-300.370.370.0
2002-04-18
2002-03-310.360.370.01
2002-01-17
2001-12-310.330.350.02
2001-10-18
2001-09-300.310.320.01
2001-07-19
2001-06-300.290.30.01
2001-04-19
2001-03-310.280.27-0.01
2001-01-19
2000-12-310.280.25-0.0310 
2000-10-19
2000-09-300.280.27-0.01
2000-07-20
2000-06-300.260.270.01
2000-04-18
2000-03-310.230.260.0313 
2000-01-21
1999-12-310.230.230.0
1999-10-21
1999-09-300.210.230.02
1999-07-22
1999-06-300.190.210.0210 
1999-04-22
1999-03-310.190.20.01
1999-01-22
1998-12-310.170.180.01
1998-10-23
1998-09-300.170.170.0
1998-07-23
1998-06-300.160.15-0.01
1998-04-23
1998-03-310.160.160.0
1998-01-22
1997-12-310.160.160.0
1997-10-16
1997-09-300.150.150.0
1997-07-17
1997-06-300.140.140.0

About OceanFirst Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of OceanFirst Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current OceanFirst Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as OceanFirst Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings738 M774.9 M
Retained Earnings Total Equity621.6 M652.7 M
Earning Assets1.1 B871.1 M
Earnings Yield 0.07  0.05 
Price Earnings Ratio 14.52  12.37 
Price Earnings To Growth Ratio(0.50)(0.47)

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether OceanFirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OceanFirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Oceanfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Oceanfirst Financial Corp Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OceanFirst Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Will Regional Banks sector continue expanding? Could OceanFirst diversify its offerings? Factors like these will boost the valuation of OceanFirst Financial. Anticipated expansion of OceanFirst directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every OceanFirst Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.36)
Dividend Share
0.8
Earnings Share
1.16
Revenue Per Share
6.77
Quarterly Revenue Growth
0.112
Investors evaluate OceanFirst Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating OceanFirst Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause OceanFirst Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between OceanFirst Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding OceanFirst Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, OceanFirst Financial's market price signifies the transaction level at which participants voluntarily complete trades.