Oceanfirst Financial Corp Stock Performance

OCFC Stock  USD 17.49  0.21  1.19%   
The company holds a Beta of 1.32, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, OceanFirst Financial will likely underperform. At this point, OceanFirst Financial Corp has a negative expected return of -0.0275%. Please make sure to check OceanFirst Financial's standard deviation, value at risk, kurtosis, as well as the relationship between the sortino ratio and semi variance , to decide if OceanFirst Financial Corp performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

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Over the last 90 days OceanFirst Financial Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of rather sound technical and fundamental indicators, OceanFirst Financial is not utilizing all of its potentials. The latest stock price tumult, may contribute to shorter-term losses for the shareholders. ...more

Actual Historical Performance (%)

One Day Return
(0.78)
Five Day Return
(1.28)
Year To Date Return
(0.78)
Ten Year Return
(7.04)
All Time Return
150
Forward Dividend Yield
0.0448
Payout Ratio
0.5714
Last Split Factor
3:2
Forward Dividend Rate
0.8
Dividend Date
2025-11-14
1
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10/16/2025
2
OceanFirst outlines 79 percent loan growth target for 2026 amid strong commercial momentum and restructuring
10/23/2025
3
1 of Wall Streets Favorite Stock to Target This Week and 2 Facing Headwinds
11/07/2025
 
OceanFirst Financial dividend paid on 14th of November 2025
11/14/2025
4
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11/24/2025
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3 Dividend Stocks To Consider With Yields Up To 7.7
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6
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12/04/2025
7
OCFC Breaks Above 4 percent Yield Territory - Nasdaq
12/11/2025
8
OceanFirst Financial Valuation Check After Recent 12 percent Share Price Climb
12/17/2025
9
Thrivent Financial for Lutherans Cuts Stake in OceanFirst Financial Corp. OCFC - MarketBeat
12/24/2025
10
Halper Sadeh LLC Encourages FONR, OCFC, FFIC Shareholders to Contact the Firm to Discuss Their Rights
12/30/2025
11
OceanFirst to buy Flushing Bank in 579M NY expansion
01/05/2026
Begin Period Cash Flow153.7 M
Total Cashflows From Investing Activities106.4 M

OceanFirst Financial Relative Risk vs. Return Landscape

If you would invest  1,807  in OceanFirst Financial Corp on October 8, 2025 and sell it today you would lose (58.00) from holding OceanFirst Financial Corp or give up 3.21% of portfolio value over 90 days. OceanFirst Financial Corp is currently does not generate positive expected returns and assumes 2.2524% risk (volatility on return distribution) over the 90 days horizon. In different words, 20% of stocks are less volatile than OceanFirst, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days OceanFirst Financial is expected to under-perform the market. In addition to that, the company is 3.01 times more volatile than its market benchmark. It trades about -0.01 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.11 per unit of volatility.

OceanFirst Financial Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for OceanFirst Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as OceanFirst Financial Corp, and traders can use it to determine the average amount a OceanFirst Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0122

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Based on monthly moving average OceanFirst Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of OceanFirst Financial by adding OceanFirst Financial to a well-diversified portfolio.

OceanFirst Financial Fundamentals Growth

OceanFirst Stock prices reflect investors' perceptions of the future prospects and financial health of OceanFirst Financial, and OceanFirst Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on OceanFirst Stock performance.

About OceanFirst Financial Performance

By analyzing OceanFirst Financial's fundamental ratios, stakeholders can gain valuable insights into OceanFirst Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if OceanFirst Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if OceanFirst Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.05  0.07 
Return On Assets 0.01  0.01 
Return On Equity 0.07  0.09 

Things to note about OceanFirst Financial Corp performance evaluation

Checking the ongoing alerts about OceanFirst Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for OceanFirst Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
OceanFirst Financial generated a negative expected return over the last 90 days
OceanFirst Financial has a poor financial position based on the latest SEC disclosures
Over 79.0% of the company shares are owned by institutional investors
On 14th of November 2025 OceanFirst Financial paid $ 0.2 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: OceanFirst to buy Flushing Bank in 579M NY expansion
Evaluating OceanFirst Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate OceanFirst Financial's stock performance include:
  • Analyzing OceanFirst Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether OceanFirst Financial's stock is overvalued or undervalued compared to its peers.
  • Examining OceanFirst Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating OceanFirst Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of OceanFirst Financial's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of OceanFirst Financial's stock. These opinions can provide insight into OceanFirst Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating OceanFirst Financial's stock performance is not an exact science, and many factors can impact OceanFirst Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Complementary Tools for OceanFirst Stock analysis

When running OceanFirst Financial's price analysis, check to measure OceanFirst Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OceanFirst Financial is operating at the current time. Most of OceanFirst Financial's value examination focuses on studying past and present price action to predict the probability of OceanFirst Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OceanFirst Financial's price. Additionally, you may evaluate how the addition of OceanFirst Financial to your portfolios can decrease your overall portfolio volatility.
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