360 Finance Earnings Estimate
| QFIN Stock | USD 15.55 0.07 0.45% |
360 Finance Revenue Breakdown by Earning Segment
By analyzing 360 Finance's earnings estimates, investors can diagnose different trends across 360 Finance's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, 360 Finance's Pretax Profit Margin is very stable compared to the past year. As of the 14th of February 2026, Operating Profit Margin is likely to grow to 0.41, while Gross Profit is likely to drop about 8.1 B. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
360 Finance Earnings Estimation Breakdown
The calculation of 360 Finance's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of 360 Finance is estimated to be 10.3022 with the future projection ranging from a low of 7.9656 to a high of 14.81305. Please be aware that this consensus of annual earnings estimates for 360 Finance is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
7.97 Lowest | Expected EPS | 14.81 Highest |
360 Finance Earnings Projection Consensus
Suppose the current estimates of 360 Finance's value are higher than the current market price of the 360 Finance stock. In this case, investors may conclude that 360 Finance is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and 360 Finance's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 13 | 50.43% | 0.0 | 10.3022 | 7.1 |
360 Finance Earnings per Share Projection vs Actual
Actual Earning per Share of 360 Finance refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering 360 Finance predict the company's earnings will be in the future. The higher the earnings per share of 360 Finance, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.360 Finance Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as 360 Finance, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of 360 Finance should always be considered in relation to other companies to make a more educated investment decision.360 Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact 360 Finance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
null | null | null | null | null | 0 | ||
2025-11-18 | 2025-09-30 | 12.56 | 10.8 | -1.76 | 14 | ||
2025-08-15 | 2025-06-30 | 12.74 | 12.76 | 0.02 | 0 | ||
2025-05-19 | 2025-03-31 | 12.475 | 12.62 | 0.145 | 1 | ||
2025-03-17 | 2024-12-31 | 7.77 | 13.66 | 5.89 | 75 | ||
2024-11-14 | 2024-09-30 | 1.41 | 12.18 | 10.77 | 763 | ||
2024-08-13 | 2024-06-30 | 7.17 | 9.16 | 1.99 | 27 | ||
2024-05-19 | 2024-03-31 | 7.16 | 7.58 | 0.42 | 5 | ||
2024-03-12 | 2023-12-31 | 7.04 | 7.15 | 0.11 | 1 | ||
2023-11-16 | 2023-09-30 | 6.46 | 7.2 | 0.74 | 11 | ||
2023-08-21 | 2023-06-30 | 6.91 | 6.95 | 0.04 | 0 | ||
2023-05-18 | 2023-03-31 | 5.97 | 5.92 | -0.05 | 0 | ||
2023-03-09 | 2022-12-31 | 3.41 | 5.7 | 2.29 | 67 | ||
2022-11-13 | 2022-09-30 | 6.39 | 6.48 | 0.09 | 1 | ||
2022-08-18 | 2022-06-30 | 6.63 | 6.42 | -0.21 | 3 | ||
2022-05-24 | 2022-03-31 | 7.29 | 7.68 | 0.39 | 5 | ||
2022-03-10 | 2021-12-31 | 6.97 | 8.58 | 1.61 | 23 | ||
2021-11-15 | 2021-09-30 | 8.57 | 10.17 | 1.6 | 18 | ||
2021-08-19 | 2021-06-30 | 7.52 | 10.03 | 2.51 | 33 | ||
2021-05-27 | 2021-03-31 | 5.1 | 8.81 | 3.71 | 72 | ||
2021-03-15 | 2020-12-31 | 6.89 | 8.4 | 1.51 | 21 | ||
2020-11-19 | 2020-09-30 | 5.56 | 8.34 | 2.78 | 50 | ||
2020-08-23 | 2020-06-30 | 5.19 | 6.19 | 1.0 | 19 | ||
2020-05-28 | 2020-03-31 | 0.33 | 1.68 | 1.35 | 409 | ||
2020-03-27 | 2019-12-31 | 4.49 | 1.43 | -3.06 | 68 | ||
2019-11-27 | 2019-09-30 | 4.72 | 2.45 | -2.27 | 48 |
About 360 Finance Earnings Estimate
The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of 360 Finance earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current 360 Finance estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as 360 Finance fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.| Last Reported | Projected for Next Year | ||
| Retained Earnings | 24.1 B | 25.3 B | |
| Earnings Yield | 0.15 | 0.14 | |
| Price Earnings Ratio | 6.00 | 6.30 | |
| Price Earnings To Growth Ratio | 0.10 | 0.14 |
Pair Trading with 360 Finance
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if 360 Finance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in 360 Finance will appreciate offsetting losses from the drop in the long position's value.Moving together with 360 Stock
Moving against 360 Stock
| 0.81 | SUS | SU plc | PairCorr |
| 0.77 | EZPW | EZCORP Inc | PairCorr |
| 0.73 | FA | Fountain Asset Corp | PairCorr |
| 0.72 | 3I8 | International Personal | PairCorr |
| 0.69 | ECPG | Encore Capital Group | PairCorr |
The ability to find closely correlated positions to 360 Finance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace 360 Finance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back 360 Finance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling 360 Finance to buy it.
The correlation of 360 Finance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as 360 Finance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if 360 Finance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for 360 Finance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Will Consumer Finance sector continue expanding? Could 360 diversify its offerings? Factors like these will boost the valuation of 360 Finance. Anticipated expansion of 360 directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every 360 Finance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.11) | Dividend Share 10.691 | Earnings Share 7.1 | Revenue Per Share | Quarterly Revenue Growth 0.191 |
360 Finance's market price often diverges from its book value, the accounting figure shown on 360's balance sheet. Smart investors calculate 360 Finance's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since 360 Finance's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between 360 Finance's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding 360 Finance should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.