SoFi Technologies Stock Target Price and Analyst Consensus

SOFI Stock  USD 16.50  0.20  1.23%   
The current analyst and expert consensus on SoFi Technologies is Hold with 8 hold recommendations. The current projected SoFi Technologies target price consensus is 12.10 with 17 analyst opinions. One of the most common ways SoFi Technologies analysts use to provide buy-or-sell recommendation to the public are conference calls analysis and financial statements evaluations. Some experts can also talk to SoFi Technologies vendors, executives, and/or customers. SoFi Technologies recommendation module provides expert sentiment on the projected SoFi Technologies target price to derive its highest and lowest estimates based on target price standard deviation of 3.5687.
Lowest Forecast
11.01
Highest Forecast
13.43
Target Price
12.1
The SoFi Technologies' current Gross Profit is estimated to increase to about 2.5 B, while Pretax Profit Margin is projected to decrease to (0.18). As of now, SoFi Technologies' Other Assets are increasing as compared to previous years. The SoFi Technologies' current Other Current Assets is estimated to increase to about 49.2 M, while Total Current Liabilities is projected to decrease to under 311.7 M.
  
It's important to approach SoFi Technologies' target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

SoFi Technologies Target Price Consensus

SoFi target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. SoFi Technologies' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   17  Hold
Most SoFi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand SoFi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of SoFi Technologies, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

SoFi Technologies Target Price Projection

SoFi Technologies' current and average target prices are 16.50 and 12.10, respectively. The current price of SoFi Technologies is the price at which SoFi Technologies is currently trading. On the other hand, SoFi Technologies' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

SoFi Technologies Market Quote on 20th of January 2025

Low Price16.18Odds
High Price16.73Odds

16.5

Target Price

Analyst Consensus On SoFi Technologies Target Price

Low Estimate11.01Odds
High Estimate13.43Odds

12.1

Historical Lowest Forecast  11.01 Target Price  12.1 Highest Forecast  13.43
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on SoFi Technologies and the information provided on this page.

SoFi Technologies Analyst Ratings

SoFi Technologies' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about SoFi Technologies stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of SoFi Technologies' financials, market performance, and future outlook by experienced professionals. SoFi Technologies' historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize SoFi Technologies price targets

SoFi Technologies' stock target price is an estimate of its future price, usually made by analysts. Using SoFi Technologies' target price to determine if it is a suitable investment can be done through the following steps:
  • Look at SoFi Technologies' target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if SoFi Technologies' stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional SoFi Technologies Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of SoFi Technologies is a key component of SoFi Technologies valuation and have some predictive power on the future returns of a SoFi Technologies.
Hype
Prediction
LowEstimatedHigh
13.0516.6220.19
Details
Intrinsic
Valuation
LowRealHigh
11.0114.5818.15
Details
Naive
Forecast
LowNextHigh
13.7617.3220.89
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.030.040.03
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as SoFi Technologies. Your research has to be compared to or analyzed against SoFi Technologies' peers to derive any actionable benefits. When done correctly, SoFi Technologies' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in SoFi Technologies.

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When determining whether SoFi Technologies offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of SoFi Technologies' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sofi Technologies Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sofi Technologies Stock:
Check out Macroaxis Advice on SoFi Technologies to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..