Zuoli CFA - 360 Finance CFO Director

QFIN Stock  USD 33.85  0.68  1.97%   

Insider

Zuoli CFA is CFO Director of 360 Finance
Age 55
Address 7/F Lujiazui Finance Plaza, Shanghai, China, 200122
Phone86 21 5835 7668
Webhttps://www.360shuke.com

360 Finance Management Efficiency

The company has return on total asset (ROA) of 0.107 % which means that it generated a profit of $0.107 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2198 %, meaning that it created $0.2198 on every $100 dollars invested by stockholders. 360 Finance's management efficiency ratios could be used to measure how well 360 Finance manages its routine affairs as well as how well it operates its assets and liabilities. At this time, 360 Finance's Return On Tangible Assets are very stable compared to the past year. As of the 26th of November 2024, Return On Assets is likely to grow to 0.1, while Return On Capital Employed is likely to drop 0.24. At this time, 360 Finance's Intangibles To Total Assets are very stable compared to the past year. As of the 26th of November 2024, Debt To Assets is likely to grow to 0.02, while Total Assets are likely to drop about 24 B.
360 Finance currently holds 827.73 M in liabilities with Debt to Equity (D/E) ratio of 0.04, which may suggest the company is not taking enough advantage from borrowing. 360 Finance has a current ratio of 1.82, which is within standard range for the sector. Note, when we think about 360 Finance's use of debt, we should always consider it together with its cash and equity.

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360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. 360 DigiTech, Inc. was founded in 2016 and is headquartered in Shanghai, the Peoples Republic of China. 360 Finance is traded on NASDAQ Exchange in the United States. 360 Finance (QFIN) is traded on NASDAQ Exchange in USA. It is located in 7/F Lujiazui Finance Plaza, Shanghai, China, 200122 and employs 3,121 people. 360 Finance is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

360 Finance Leadership Team

Elected by the shareholders, the 360 Finance's board of directors comprises two types of representatives: 360 Finance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of 360. The board's role is to monitor 360 Finance's management team and ensure that shareholders' interests are well served. 360 Finance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, 360 Finance's outside directors are responsible for providing unbiased perspectives on the board's policies.
Zuoli CFA, CFO Director
Zhiqiang He, Senior President
Haisheng Wu, CEO Director
Yan Zheng, Chief Officer

360 Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is 360 Finance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with 360 Finance

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if 360 Finance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in 360 Finance will appreciate offsetting losses from the drop in the long position's value.

Moving together with 360 Stock

  0.62DIST Distoken AcquisitionPairCorr
  0.79AB AllianceBernsteinPairCorr
  0.86AC Associated CapitalPairCorr

Moving against 360 Stock

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  0.36DMYY dMY Squared TechnologyPairCorr
The ability to find closely correlated positions to 360 Finance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace 360 Finance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back 360 Finance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling 360 Finance to buy it.
The correlation of 360 Finance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as 360 Finance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if 360 Finance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for 360 Finance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether 360 Finance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of 360 Finance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of 360 Finance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on 360 Finance Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.343
Earnings Share
4.85
Revenue Per Share
109.127
Quarterly Revenue Growth
0.063
Return On Assets
0.107
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.