Sound Financial Stock Insiders
| SFBC Stock | USD 42.16 -0.08 -0.19% |
Sound Financial's ownership page maps who actually holds Sound Financial -- institutions, insiders, and the wider shareholder base. Institutional investors hold roughly 43.56% of Sound Financial, while insiders own about 17.21%. Quarter-over-quarter institutional ownership changes can signal accumulation or distribution trends.
| Laura Stewart CEO CEO & Director |
Insider Sentiment
SellingBuying
52 · Impartial
About 52% of Sound Financial's shareholders are acquiring. Overall insider positioning in Sound Financial Bancorp stock suggests some insiders are leaning positive at this time.
Latest Trades
| 2024-11-12 | David S Haddad Jr | Disposed 356 @ 53.78 | View | ||
| 2024-11-08 | James E Sweeney | Disposed 592 @ 52.57 | View | ||
| 2024-11-05 | James E Sweeney | Disposed 78 @ 53.58 | View | ||
| 2024-09-09 | James E Sweeney | Disposed 200 @ 53.8 | View | ||
| 2024-08-12 | Robert F Carney | Disposed 925 @ 45 | View | ||
| 2024-05-14 | David S Haddad Jr | Disposed 564 @ 39.3 | View | ||
| 2024-05-09 | David S Haddad Jr | Disposed 236 @ 39.7 | View | ||
| 2024-01-02 | Joseph Stilwell | Acquired 238 @ 39 | View | ||
| 2023-12-27 | Joseph Stilwell | Acquired 873 @ 38.5 | View | ||
| 2023-12-13 | Joseph Stilwell | Acquired 7 @ 37 | View | ||
| 2023-12-06 | Joseph Stilwell | Acquired 200 @ 36.15 | View | ||
| 2023-12-01 | Joseph Stilwell | Acquired 582 @ 36 | View | ||
| 2023-11-29 | Joseph Stilwell | Acquired 1563 @ 36 | View | ||
| 2023-11-27 | Joseph Stilwell | Acquired 200 @ 36.23 | View | ||
| 2023-11-21 | Joseph Stilwell | Acquired 549 @ 36.35 | View | ||
| 2023-11-13 | Joseph Stilwell | Acquired 200 @ 36.36 | View | ||
| 2023-11-08 | James E Sweeney | Disposed 2500 @ 35.96 | View | ||
| 2023-11-07 | Joseph Stilwell | Acquired 96 @ 36.25 | View | ||
| 2023-11-06 | Robert F Carney | Disposed 484 @ 36.75 | View |
Insider trading activity in Sound Financial reflects internal positioning, transaction timing, and alignment between management behavior and market conditions, while remaining subject to formal disclosure requirements under securities law. The public filing record provides more analytical weight than rumor or interpretation alone, making transaction patterns the primary focus.
Sound Financial |
Sound Financial's Workforce Through the Years
Employee-history analysis for Sound Financial reveals whether the business is expanding capacity, defending margins, or adjusting to softer demand. Recent workforce disclosures place Sound Financial near about 90 employees, a figure best evaluated alongside revenue and margin trends. Reported workforce figures may vary across disclosures and time periods; aggregated or historical datasets can reflect different figures depending on reporting scope and methodology.Macro event markers
Management Team Effectiveness
SFBC has return on total asset (ROA) of 0.69% indicating the business covers its cost base. This is under-performing relative to the sector. Sound Financial also reports a return on stockholder's equity (ROE) of 7.04%, indicating the business compounds investor capital.Sound Financial Quarterly Income Before Tax | $1.96 million |
Stock Institutional Investors
At micro-cap scale, institutional coverage and secondary-market liquidity are typically well established. At Sound Financial Bancorp's scale, both institutional and retail traders shape the daily action. Shares outstanding are near 2.38 million. The insider stake is large enough to signal management alignment, which can steady the price during sell-offs.
| Shares | Northern Trust Corp | 2025-12-31 | 16.4 K | Financial Insights Inc | 2025-12-31 | 14.9 K | Pinnacle Holdings, Llc | 2025-12-31 | 7.2 K | Bridgeway Capital Management, Llc | 2025-12-31 | 6.5 K | Empowered Funds, Llc | 2025-12-31 | 6.5 K | Charles Schwab Investment Management Inc | 2025-12-31 | 6.4 K | Renaissance Technologies Corp | 2025-12-31 | 6.2 K | Bank Of New York Mellon Corp | 2025-12-31 | 5.4 K | Wellington Management Company Llp | 2025-12-31 | 5.2 K | Stilwell Value Llc | 2025-12-31 | 410 K | Alliancebernstein L.p. | 2025-12-31 | 157.5 K |
Insider Trading Activities
Reviewing insider trades in Sound Financial Bancorp shows whether management is acting in line with the public story on growth and strategy. At micro-cap scale, institutional coverage and secondary-market liquidity are typically well established. These records work best as context, not as standalone buy-or-sell signals.
Outstanding Bonds
Sound Financial Bancorp may use bonds as part of its capital structure to fund operations, refinance liabilities, or support acquisitions and other long-duration investments. At micro-cap scale, institutional coverage and secondary-market liquidity are typically well established. Bond investors and equity investors often care about the same cash flows, but they rank the risks differently.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| US83600GAA22 Corp BondUS83600GAA22 | View | |
| Morgan Stanley Jul Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Corporate Filings
8K | 28th of April 2026 Report filed with the SEC to announce major events that shareholders should know about | |
| 15th of April 2026 Other Reports | ||
F4 | 31st of March 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | |
10K | 18th of March 2026 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | |
13A | 17th of February 2026 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | |
8K | 13th of February 2026 Report filed with the SEC to announce major events that shareholders should know about | |
8K | 28th of January 2026 Report filed with the SEC to announce major events that shareholders should know about | |
| 23rd of January 2026 Other Reports |
Shares in Circulation | First Issued 2011-06-30 | Previous Quarter 3 million | Current Value 3 million | Average Shares Outstanding 3 million | Quarterly Volatility 0.0 |
Macro event markers
Holders Distribution
For Sound Financial Bancorp, institutional participation can be supportive or destabilizing depending on whether large holders are building conviction or reducing exposure. In practice, the ownership map shows where professional sponsorship may be strong and where exit risk could still be significant.
Market Cap and Value
Workforce Comparison
Sound Financial Bancorp is rated below average for number of employees relative to top peers. The total workforce of Financials industry is at this time estimated at about 1,739. Sound Financial holds roughly 92 in number of employees claiming about 5% of equities under Financials sector.
Profit Margins
SFBC has Profit Margin (PM) of 19.0%. Similarly, it shows Operating Margin (OM) of 22.0%.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 86.00% | 63.07% |
|
| |||||
| Net Profit Margin | 10.00% | 11.62% |
|
| |||||
| Operating Profit Margin | 14.00% | 14.07% |
|
| |||||
| Pretax Profit Margin | 14.00% | 14.07% |
|
| |||||
| Return On Assets | 0.53% | 0.66% |
|
| |||||
| Return On Equity | 5.29% | 6.54% |
|
|
Insider Trading History
The buy-sell ratio in Sound Financial's insider history separates pay-related activity from trades based on conviction. Pattern analysis matters more than any single trade. The full record tells the real story.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-12-01 | 0.4 | 2 | 5 | 3,400 | 6,061 |
| 2025-03-01 | 1.0 | 2 | 2 | 1,162 | 1,162 |
| 2024-12-01 | 0.2 | 2 | 10 | 812.00 | 4,012 |
| 2024-09-01 | 0.1667 | 1 | 6 | 11,864 | 23,665 |
| 2024-03-01 | 7.3333 | 22 | 3 | 10,098 | 1,425 |
| 2023-12-01 | 2.7273 | 30 | 11 | 32,782 | 15,923 |
| 2023-09-01 | 5.75 | 23 | 4 | 21,995 | 2,500 |
| 2023-06-01 | 2.5 | 20 | 8 | 40,396 | 4,257 |
| 2023-03-01 | 3.125 | 25 | 8 | 27,259 | 20,113 |
| 2022-12-01 | 0.4 | 2 | 5 | 1,670 | 2,970 |
| 2022-09-01 | 0.5 | 2 | 4 | 5,670 | 12,446 |
| 2022-06-01 | 2.5 | 5 | 2 | 23,972 | 1,595 |
| 2022-03-01 | 5.5 | 22 | 4 | 12,603 | 2,513 |
| 2021-09-01 | 1.0 | 3 | 3 | 3,486 | 3,486 |
| 2021-06-01 | 0.6667 | 2 | 3 | 5,485 | 6,446 |
| 2021-03-01 | 2.6364 | 29 | 11 | 25,158 | 18,017 |
| 2020-12-01 | 0.5 | 2 | 4 | 5,000 | 2,950 |
| 2020-09-01 | 1.0 | 1 | 1 | 1,369 | 1,369 |
| 2020-06-01 | 0.4286 | 3 | 7 | 3,849 | 5,330 |
| 2020-03-01 | 3.625 | 29 | 8 | 24,555 | 16,695 |
| 2019-09-01 | 0.25 | 1 | 4 | 2,200 | 4,700 |
| 2019-06-01 | 0.25 | 1 | 4 | 950.00 | 2,447 |
| 2019-03-01 | 3.5556 | 32 | 9 | 19,532 | 8,768 |
| 2018-12-01 | 3.0 | 3 | 1 | 3,146 | 1,623 |
| 2018-06-01 | 0.1818 | 2 | 11 | 3,246 | 15,267 |
| 2018-03-01 | 1.8182 | 20 | 11 | 31,317 | 13,251 |
| 2017-12-01 | 0.4 | 2 | 5 | 1,082 | 3,364 |
| 2017-09-01 | 0.7143 | 5 | 7 | 11,883 | 15,236 |
| 2017-03-01 | 5.0 | 10 | 2 | 19,809 | 942.00 |
| 2016-09-01 | 0.5 | 2 | 4 | 7,518 | 11,136 |
| 2016-06-01 | 1.0 | 2 | 2 | 1,000.00 | 1,000.00 |
| 2016-03-01 | 11.0 | 22 | 2 | 30,212 | 1,465 |
| 2015-12-01 | 6.0 | 12 | 2 | 19,476 | 3,246 |
| 2015-09-01 | 1.6667 | 5 | 3 | 6,624 | 2,909 |
| 2015-06-01 | 0.6667 | 2 | 3 | 690.00 | 550.00 |
| 2015-03-01 | 35.0 | 35 | 1 | 142,233 | 625.00 |
| 2014-06-01 | 0.3636 | 8 | 22 | 34,083 | 58,611 |
| 2013-03-01 | 0.5 | 1 | 2 | 800.00 | 3,564 |
| 2012-09-01 | 7.3636 | 81 | 11 | 429,382 | 0.00 |
Notable Stakeholders
Stakeholder analysis for Sound Financial is useful because companies often face trade-offs among groups that want very different outcomes from the same business. Connecting stakeholder presence with management behavior, governance patterns, and changes in the operating story adds depth to the analysis.
| Laura Stewart | CEO & Director | Profile | |
| Wesley Ochs | President Chief Strategy Officer & CFO | Profile | |
| Jennifer Mallon | Senior VP, Deputy CFO & Chief Accounting Officer | Profile | |
| Heidi Sexton | Executive VP & COO | Profile | |
| David Raney | Executive VP & Chief Banking Officer | Profile | |
| Patricia Floyd | Senior Vice President and Senior Vice President of Human Resources - Sound Community Bank | Profile |
Management Information & Data Sources
Sound Financial is a micro-cap company across Regional Banks, Banks - Regional, Financial Services. Board composition and governance structure frame oversight quality and strategic accountability. Board independence and committee structure help assess whether management oversight is substantive. CEO is Laura Stewart with 92 employees and 6 reported executives.
Reported values for Sound Financial Bancorp are derived from periodic company reporting and market reference feeds and standardized for analysis. Insider and management fields are mapped from published filings and company disclosures.
Editorial review and methodology oversight provided by: Vlad Skutelnik, Macroaxis Contributor
Workforce Efficiency and Productivity
Workforce efficiency at Sound Financial Bancorp measures execution quality, especially when comparing similar businesses in the same industry. A disciplined workforce review can reveal whether execution quality is improving beneath the top-line numbers.
Sound Financial Manpower Efficiency
Return on Sound Financial Manpower
| Revenue Per Employee | 669.8K | |
| Revenue Per Executive | 10.3M | |
| Net Income Per Employee | 77.8K | |
| Net Income Per Executive | 1.2M |
Popular Tools for Sound Financial Stock analysis
Headlines TimelineStay connected to all market stories and filter out noise. Drill down to analyze hype elasticityEquity SearchSearch for actively traded equities including funds and ETFs from over 30 global marketsSectorsList of equity sectors categorizing publicly traded companies based on their primary business activitiesInstant RatingsDetermine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performanceStock TickersUse high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websitesPortfolio RebalancingAnalyze risk-adjusted returns against different time horizons to find asset-allocation targetsEquity ForecastingUse basic forecasting models to generate price predictions and determine price momentumInvesting OpportunitiesExplore predefined thematic ideas and evaluate them within your portfolio contextCommodity DirectoryFind actively traded commodities issued by global exchanges