SmartFinancial Company Leadership

SMBK Stock  USD 38.52  0.51  1.34%   
About 84 percent of SmartFinancial's insiders are selling. The analysis of insiders' sentiment of trading SmartFinancial stock suggests that many insiders are terrified at this time. SmartFinancial employs about 597 people. The company is managed by 18 executives with a total tenure of roughly 40 years, averaging almost 2.0 years of service per executive, having 33.17 employees per reported executive.
William Carroll  CEO
President CEO, Director
Nathaniel Hughes  President
Executive Vice President Investment Officer and Institutional Investor Relations

Insider Sentiment 16

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-02-03Wesley Miller WelbornAcquired 1162 @ 34.75View
2025-01-27Rhett D JordanDisposed 350 @ 35.76View
2024-12-09John M PresleyDisposed 6916 @ 35.05View
2024-12-04Rhett D JordanDisposed 200 @ 35.61View
2024-11-05Rhett D JordanDisposed 300 @ 32.52View
2024-10-31Rhett D JordanDisposed 100 @ 33.16View
Monitoring SmartFinancial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.

SmartFinancial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with SmartFinancial's future performance. Based on our forecasts, it is anticipated that SmartFinancial will maintain a workforce of about 600 employees by February 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

SmartFinancial Management Team Effectiveness

The value of Return On Tangible Assets is estimated to slide to 0. The value of Return On Capital Employed is expected to slide to 0.04. At this time, SmartFinancial's Liabilities And Stockholders Equity is quite stable compared to the past year. Total Current Liabilities is expected to rise to about 5.7 B this year, although the value of Non Current Liabilities Total will most likely fall to about 54.8 M. SmartFinancial's management efficiency ratios could be used to measure how well SmartFinancial manages its routine affairs as well as how well it operates its assets and liabilities.
Common Stock Shares Outstanding is expected to rise to about 20.4 M this year. Net Income Applicable To Common Shares is expected to rise to about 51.9 M this year
SmartFinancial shows a total of 17.03 Million outstanding shares. Over half of SmartFinancial's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
 
Shares in Circulation  
First Issued
2001-09-30
Previous Quarter
16.9 M
Current Value
16.9 M
Avarage Shares Outstanding
6.8 M
Quarterly Volatility
6.3 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, SmartFinancial's Dividends Paid is quite stable compared to the past year. Dividend Yield is expected to rise to 0.02 this year, although the value of Dividend Paid And Capex Coverage Ratio will most likely fall to 4.60. Common Stock Shares Outstanding is expected to rise to about 20.4 M this year. Net Income Applicable To Common Shares is expected to rise to about 51.9 M this year.

SmartFinancial Workforce Comparison

SmartFinancial is rated fifth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 6,298. SmartFinancial holds roughly 597 in number of employees claiming about 9% of equities under Financials industry.

SmartFinancial Profit Margins

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.41 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.41.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.550.52
Notably Up
Slightly volatile
Net Profit Margin0.240.15
Way Up
Slightly volatile
Pretax Profit Margin0.170.18
Notably Down
Slightly volatile
Return On Assets0.0040.0062
Way Down
Slightly volatile
Return On Equity0.03310.0662
Way Down
Slightly volatile

SmartFinancial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SmartFinancial insiders, such as employees or executives, is commonly permitted as long as it does not rely on SmartFinancial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, SmartFinancial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
3.5
21
6
 45,168 
 4,850 
2024-03-01
1.9
19
10
 25,049 
 9,639 
2023-06-01
10.0
10
1
 17,928 
 300.00 
2023-03-01
17.0
17
1
 43,157 
 21,744 
2022-12-01
0.6667
2
3
 10,000 
 729.00 
2022-06-01
0.4
2
5
 1,418 
 9,550 
2022-03-01
3.4286
24
7
 47,707 
 120,025 
2021-12-01
0.3333
1
3
 2,000 
 17,000 
2021-09-01
1.5
3
2
 88,740 
 6,000 
2021-03-01
15.0
15
1
 27,650 
 3,750 
2020-06-01
3.0
3
1
 169,557 
 5,000 
2020-03-01
6.25
25
4
 123,109 
 16,333 
2019-03-01
2.75
11
4
 6,263 
 1,763 
2018-09-01
1.2
6
5
 88,250 
 122,000 
2018-03-01
20.0
20
1
 59,444 
 2,000 
2017-12-01
3.0
9
3
 134,782 
 0.00 
2017-09-01
2.2
11
5
 57,925 
 15,787 
2017-03-01
1.2105
23
19
 474,246 
 534,788 
2016-12-01
1.0
1
1
 2,000 
 2,000 
2016-09-01
0.6667
2
3
 10,000 
 20,000 
2015-09-01
5.8
58
10
 1,505,941 
 23,519 
2015-03-01
1.0
1
1
 10,543 
 3,750 
2014-03-01
5.5
22
4
 222,824 
 36,250 
2013-03-01
4.25
17
4
 131,000 
 35,000 
2011-03-01
1.0
4
4
 65,000 
 9,200 
2010-09-01
10.0
10
1
 19,800 
 825.00 
2010-03-01
0.8
4
5
 8,390 
 11,800 
2009-12-01
1.0
3
3
 809.00 
 2,000 
2009-09-01
4.0
4
1
 5,500 
 416.00 
2009-03-01
4.0
16
4
 67,500 
 6,750 
2008-12-01
0.3333
1
3
 22,000 
 23,300 
2008-09-01
0.5
1
2
 1,000.00 
 1,300 
2008-03-01
4.6667
14
3
 39,100 
 8,921 
2007-12-01
2.0
4
2
 5,700 
 1,400 
2007-09-01
0.75
3
4
 8,000 
 1,100 
2007-03-01
3.0
12
4
 29,500 
 15,690 
2006-09-01
0.7143
5
7
 10,435 
 21,200 
2006-06-01
0.3333
1
3
 20,000 
 21,150 
2006-03-01
2.0
16
8
 56,800 
 48,040 
2005-12-01
1.5
15
10
 166,000 
 106,500 
2005-09-01
0.4
2
5
 24,000 
 20,330 
2005-06-01
5.0
5
1
 64,000 
 350.00 
2005-03-01
6.25
25
4
 98,742 
 29,930 

SmartFinancial Notable Stakeholders

A SmartFinancial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as SmartFinancial often face trade-offs trying to please all of them. SmartFinancial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting SmartFinancial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
William CarrollPresident CEO, DirectorProfile
Brian GroeschellPresident DivisionProfile
Nathaniel HughesExecutive Vice President Investment Officer and Institutional Investor RelationsProfile
Rhett JordanExecutive Vice President Chief Credit OfficerProfile
Gregory DavisExecutive Vice President Chief Lending OfficerProfile
Monty HatcherExecutive PresidentProfile
Gary PettyExecutive Vice President Chief Risk Officer of the Company and the BankProfile
Mike HoneycuttPresident divisionProfile
Ronald CPAExecutive CFOProfile
Ronald GorczynskiExecutive CFOProfile
Robbie WashingtonCommunity VPProfile
Cynthia CainExecutive OfficerProfile
Martin SchrodtExecutive OfficerProfile
Rebecca BoydExecutive OfficerProfile
Kelley FowlerSenior SmartBankProfile
Travis LytleSenior OfficerProfile
Daniel HerefordEx SmartBankProfile
Nathan StrallHead RelationsProfile
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About SmartFinancial Management Performance

The success or failure of an entity such as SmartFinancial often depends on how effective the management is. SmartFinancial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of SmartFinancial management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the SmartFinancial management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed 0.07  0.04 
Return On Equity 0.07  0.03 

SmartFinancial Workforce Analysis

Traditionally, organizations such as SmartFinancial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare SmartFinancial within its industry.

SmartFinancial Manpower Efficiency

Return on SmartFinancial Manpower

Revenue Per Employee477.8K
Revenue Per Executive15.8M
Net Income Per Employee60.5K
Net Income Per Executive2M
When determining whether SmartFinancial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if SmartFinancial Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Smartfinancial Stock. Highlighted below are key reports to facilitate an investment decision about Smartfinancial Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.5
Dividend Share
0.32
Earnings Share
2.74
Revenue Per Share
11.226
Quarterly Revenue Growth
0.222
The market value of SmartFinancial is measured differently than its book value, which is the value of SmartFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial's value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial's market value can be influenced by many factors that don't directly affect SmartFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.