Smartfinancial Stock Performance
| SMBK Stock | USD 37.74 0.32 0.84% |
SmartFinancial has a performance score of 9 on a scale of 0 to 100. The entity has a beta of 0.93, which indicates possible diversification benefits within a given portfolio. SmartFinancial returns are very sensitive to returns on the market. As the market goes up or down, SmartFinancial is expected to follow. SmartFinancial right now has a risk of 1.54%. Please validate SmartFinancial information ratio, downside variance, day median price, as well as the relationship between the treynor ratio and kurtosis , to decide if SmartFinancial will be following its existing price patterns.
Risk-Adjusted Performance
Fair
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in SmartFinancial are ranked lower than 9 (%) of all global equities and portfolios over the last 90 days. Despite quite unsteady fundamental drivers, SmartFinancial may actually be approaching a critical reversion point that can send shares even higher in February 2026. ...more
Actual Historical Performance (%)
One Day Return (0.84) | Five Day Return 3.82 | Year To Date Return 3.23 | Ten Year Return 143.48 | All Time Return 244.15 |
Forward Dividend Yield 0.0084 | Payout Ratio | Last Split Factor 1:4 | Forward Dividend Rate 0.32 | Dividend Date 2025-12-02 |
1 | SmartFinancial, Inc. Q3 2025 Earnings Call Transcript | 10/23/2025 |
2 | SmartFinancial Is Paying Out A Dividend Of 0.08 | 11/07/2025 |
3 | Los Angeles Capital Management LLC Buys 26,855 Shares of SmartFinancial, Inc. SMBK - MarketBeat | 11/12/2025 |
4 | SmartFinancial, Inc. Given Consensus Recommendation of Hold by Brokerages - MarketBeat | 11/21/2025 |
5 | Disposition of 7500 shares by Presley John M of SmartFinancial, at 35.79 subject to Rule 16b-3 | 11/25/2025 |
| SmartFinancial dividend paid on 2nd of December 2025 | 12/02/2025 |
6 | Is SmartFinancial Inc. stock gaining market share - 2025 Growth vs Value AI Powered Market Entry Strategies - Newser | 12/05/2025 |
7 | Disposition of 10625 shares by Tucker Steven B. of SmartFinancial, at 38.01 subject to Rule 16b-3 | 12/10/2025 |
8 | Use These Shortcuts to Get a Cheaper Gym Membership in 2026 | 12/19/2025 |
9 | Disposition of 1305 shares by Welborn Wesley Miller of SmartFinancial at 36.99 subject to Rule 16b-3 | 12/31/2025 |
10 | How analysts rate SmartFinancial Inc. stock today - Earnings Recap Report Precise Swing Trade Entry Alerts - ulpravda.ru | 01/08/2026 |
| Begin Period Cash Flow | 352.3 M | |
| Total Cashflows From Investing Activities | -420.2 M |
SmartFinancial | Build AI portfolio with SmartFinancial Stock |
SmartFinancial Relative Risk vs. Return Landscape
If you would invest 3,374 in SmartFinancial on October 12, 2025 and sell it today you would earn a total of 400.00 from holding SmartFinancial or generate 11.86% return on investment over 90 days. SmartFinancial is currently generating 0.1926% in daily expected returns and assumes 1.5447% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than SmartFinancial, and 97% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
SmartFinancial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for SmartFinancial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as SmartFinancial, and traders can use it to determine the average amount a SmartFinancial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1247
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Based on monthly moving average SmartFinancial is performing at about 9% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of SmartFinancial by adding it to a well-diversified portfolio.
SmartFinancial Fundamentals Growth
SmartFinancial Stock prices reflect investors' perceptions of the future prospects and financial health of SmartFinancial, and SmartFinancial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on SmartFinancial Stock performance.
| Return On Equity | 0.0901 | ||||
| Return On Asset | 0.0087 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.41 % | ||||
| Current Valuation | 243.44 M | ||||
| Shares Outstanding | 17.03 M | ||||
| Price To Earning | 14.49 X | ||||
| Price To Book | 1.20 X | ||||
| Price To Sales | 3.44 X | ||||
| Revenue | 285.27 M | ||||
| Gross Profit | 188.2 M | ||||
| EBITDA | 56.87 M | ||||
| Net Income | 36.14 M | ||||
| Cash And Equivalents | 543.03 M | ||||
| Cash Per Share | 32.42 X | ||||
| Total Debt | 47.78 M | ||||
| Debt To Equity | 9.22 % | ||||
| Book Value Per Share | 31.62 X | ||||
| Cash Flow From Operations | 52.7 M | ||||
| Earnings Per Share | 2.74 X | ||||
| Market Capitalization | 648.09 M | ||||
| Total Asset | 5.28 B | ||||
| Retained Earnings | 203.82 M | ||||
About SmartFinancial Performance
By examining SmartFinancial's fundamental ratios, stakeholders can obtain critical insights into SmartFinancial's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that SmartFinancial is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.07 | 0.04 | |
| Return On Equity | 0.07 | 0.03 |
Things to note about SmartFinancial performance evaluation
Checking the ongoing alerts about SmartFinancial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for SmartFinancial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 60.0% of the company shares are owned by institutional investors | |
| On 2nd of December 2025 SmartFinancial paid $ 0.08 per share dividend to its current shareholders | |
| Latest headline from news.google.com: How analysts rate SmartFinancial Inc. stock today - Earnings Recap Report Precise Swing Trade Entry Alerts - ulpravda.ru |
- Analyzing SmartFinancial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether SmartFinancial's stock is overvalued or undervalued compared to its peers.
- Examining SmartFinancial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating SmartFinancial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of SmartFinancial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of SmartFinancial's stock. These opinions can provide insight into SmartFinancial's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SmartFinancial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy SmartFinancial Stock please use our How to buy in SmartFinancial Stock guide.You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SmartFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.5 | Dividend Share 0.32 | Earnings Share 2.74 | Revenue Per Share | Quarterly Revenue Growth 0.222 |
The market value of SmartFinancial is measured differently than its book value, which is the value of SmartFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of SmartFinancial's value that differs from its market value or its book value, called intrinsic value, which is SmartFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SmartFinancial's market value can be influenced by many factors that don't directly affect SmartFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.