Timberland Bancorp Company Leadership

TSBK Stock  USD 40.28  0.66  1.67%   
Timberland Bancorp's insiders are aggressively selling. The analysis of insiders' sentiment of trading Timberland Bancorp stock suggests that most insiders are panicking at this time. Timberland Bancorp employs about 271 people. The company is managed by 14 executives with a total tenure of roughly 51 years, averaging almost 3.0 years of service per executive, having 19.36 employees per reported executive.
Michael Sand  CEO
CEO and President Director, CEO of Timberland Savings Bank and President of Timberland Savings Bank and Director of Timberland Savings Bank
Edward Foster  President
Senior Vice President Chief Credit Administrator of the company and the Timberland Savings Bank, SSB

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2026-02-02Matthew J DebordDisposed 3805 @ 39.53View
2025-12-15Matthew J DebordDisposed 5195 @ 37.51View
2025-12-11Michael John StoneyDisposed 1000 @ 36.99View
2025-07-29David Alan SmithDisposed 836 @ 33.5View
2025-07-25Andrea M ClintonDisposed 3800 @ 32.98View
Monitoring Timberland Bancorp's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Timberland Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Timberland Stock please use our How to buy in Timberland Stock guide.

Timberland Bancorp's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Timberland Bancorp's future performance. Based on our forecasts, it is anticipated that Timberland will maintain a workforce of about 270 employees by March 2026.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Timberland Bancorp Management Team Effectiveness

The company has return on total asset (ROA) of 0.0156 % which means that it generated a profit of $0.0156 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1179 %, meaning that it created $0.1179 on every $100 dollars invested by stockholders. Timberland Bancorp's management efficiency ratios could be used to measure how well Timberland Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. The value of Return On Tangible Assets is estimated to slide to 0.01. The value of Return On Capital Employed is expected to slide to 0.07. At this time, Timberland Bancorp's Total Current Liabilities is quite stable compared to the past year. Liabilities And Stockholders Equity is expected to rise to about 2.4 B this year, although the value of Non Current Liabilities Other will most likely fall to about 1.8 M.
Net Income Applicable To Common Shares is expected to rise to about 28.5 M this year, although the value of Common Stock Shares Outstanding will most likely fall to about 6.4 M. The market capitalization of Timberland Bancorp is $308.3 Million. Over half of Timberland Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
 
Shares in Circulation  
First Issued
1997-09-30
Previous Quarter
7.9 M
Current Value
7.9 M
Avarage Shares Outstanding
7.9 M
Quarterly Volatility
1.4 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Timberland Bancorp's Dividends Paid is quite stable compared to the past year. Dividend Payout Ratio is expected to rise to 0.26 this year, although the value of Dividend Yield will most likely fall to 0.03. Net Income Applicable To Common Shares is expected to rise to about 28.5 M this year, although the value of Common Stock Shares Outstanding will most likely fall to about 6.4 M.

Timberland Bancorp Workforce Comparison

Timberland Bancorp is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 2,952. Timberland Bancorp holds roughly 271 in number of employees claiming about 9% of equities under Financials industry.

Timberland Bancorp Profit Margins

The company has Profit Margin (PM) of 0.36 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.580.63
Significantly Down
Very volatile
Net Profit Margin0.170.24
Way Down
Pretty Stable
Operating Profit Margin0.230.3
Way Down
Very volatile
Pretax Profit Margin0.230.3
Way Down
Very volatile
Return On Assets0.01310.0167
Significantly Down
Slightly volatile
Return On Equity0.06870.0999
Way Down
Pretty Stable

Timberland Bancorp Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Timberland Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Timberland Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Timberland Bancorp insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2026-03-01
0.7143
10
14
 10,128 
 20,256 
2025-12-01
0.7143
5
7
 6,195 
 12,390 
2025-09-01
0.9355
29
31
 35,700 
 40,729 
2025-06-01
0.5
3
6
 4,200 
 7,741 
2025-03-01
0.6667
2
3
 6,000 
 7,764 
2024-12-01
0.5
7
14
 6,400 
 11,166 
2024-09-01
7.5
15
2
 15,960 
 2,000 
2023-12-01
0.6
3
5
 8,400 
 10,930 
2023-09-01
1.2857
18
14
 25,000 
 28,166 
2023-06-01
1.0
1
1
 200.00 
 0.00 
2022-12-01
0.5
4
8
 4,800 
 18,971 
2022-09-01
0.6429
9
14
 17,000 
 15,994 
2022-06-01
0.5
1
2
 1,000.00 
 2,000 
2022-03-01
1.0
2
2
 7,500 
 7,500 
2021-12-01
1.0
1
1
 2,000 
 2,000 
2021-09-01
3.25
13
4
 23,500 
 4,000 
2021-03-01
0.6875
22
32
 30,171 
 60,036 
2020-12-01
0.6
3
5
 2,300 
 8,537 
2020-09-01
4.6667
14
3
 24,500 
 4,200 
2020-03-01
1.0
3
3
 15,150 
 30,000 
2019-12-01
0.2
1
5
 1,200 
 22,266 
2019-09-01
4.3333
13
3
 15,400 
 4,800 
2019-06-01
0.5
1
2
 5,000 
 6,900 
2019-03-01
0.5833
7
12
 14,031 
 28,062 
2018-12-01
0.6667
2
3
 2,700 
 2,700 
2018-09-01
4.3333
13
3
 17,000 
 6,000 
2018-03-01
0.75
9
12
 5,300 
 20,600 
2017-06-01
0.6364
7
11
 3,805 
 6,875 
2016-06-01
0.6667
2
3
 3,000 
 6,000 
2015-12-01
0.6
3
5
 2,900 
 5,800 
2015-06-01
17.0
17
1
 32,268 
 1,000.00 
2014-12-01
0.5
1
2
 200.00 
 1,175 
2014-09-01
0.4
2
5
 600.00 
 5,500 
2014-03-01
3.0
3
1
 10,000 
 500.00 
2013-12-01
6.5
13
2
 55,000 
 3,700 
2012-12-01
8.0
16
2
 28,500 
 1,500 
2010-06-01
0.3333
1
3
 1,900 
 2,000 
2009-03-01
2.6667
8
3
 21,943 
 2,686 
2008-12-01
2.3333
14
6
 54,186 
 81,356 
2008-09-01
2.0
2
1
 68,626 
 66,126 
2008-03-01
1.0
1
1
 22,500 
 22,500 
2007-06-01
0.5
6
12
 21,236 
 36,842 
2007-03-01
0.4375
7
16
 9,349 
 26,198 
2006-09-01
0.6
3
5
 8,500 
 11,470 
2006-06-01
0.4615
12
26
 50,889 
 111,778 
2006-03-01
0.3333
3
9
 7,300 
 14,600 
2005-09-01
0.1429
1
7
 5,200 
 26,046 
2005-06-01
0.3
3
10
 7,468 
 16,077 
2004-12-01
0.3333
3
9
 22,943 
 52,332 
2004-09-01
0.1667
1
6
 2,000 
 20,015 
2004-06-01
0.4444
4
9
 31,832 
 64,415 
2004-03-01
0.5
11
22
 78,712 
 130,413 
2003-12-01
0.5
1
2
 3,000 
 6,000 
2003-09-01
0.2727
6
22
 37,871 
 102,357 

Timberland Bancorp Notable Stakeholders

A Timberland Bancorp stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Timberland Bancorp often face trade-offs trying to please all of them. Timberland Bancorp's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Timberland Bancorp's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Dean CPACEO DirectorProfile
Michael SandCEO and President Director, CEO of Timberland Savings Bank and President of Timberland Savings Bank and Director of Timberland Savings BankProfile
Edward FosterSenior Vice President Chief Credit Administrator of the company and the Timberland Savings Bank, SSBProfile
Marci CPAExecutive CFOProfile
Jonathan FischerCOO, Executive VP, COO of Timberland Savings Bank and Executive Vice Preasident of Timberland Savings BankProfile
Breanne AntichExecutive CTOProfile
Robert DruggeExecutive VP of Lending and Executive VP of Lending - Timberland Savings BankProfile
Richard PiferRegional LendingProfile
Matthew DeBordExecutive OfficerProfile
Clarence HamreAdvisory DirectorProfile
Todd CiseExecutive OfficerProfile
Harold WarrenAdvisory DirectorProfile
Kevin SakamotoChief OfficerProfile
Pamela NygaardTreasurerProfile
String symbol = request.getParameter("s");

About Timberland Bancorp Management Performance

The success or failure of an entity such as Timberland Bancorp often depends on how effective the management is. Timberland Bancorp management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Timberland management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Timberland management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.11  0.07 
Return On Assets 0.02  0.01 
Return On Equity 0.10  0.07 

Timberland Bancorp Workforce Analysis

Traditionally, organizations such as Timberland Bancorp use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Timberland Bancorp within its industry.

Timberland Bancorp Manpower Efficiency

Return on Timberland Bancorp Manpower

Revenue Per Employee407.7K
Revenue Per Executive7.9M
Net Income Per Employee107.6K
Net Income Per Executive2.1M
When determining whether Timberland Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Timberland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Timberland Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Timberland Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Timberland Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more information on how to buy Timberland Stock please use our How to buy in Timberland Stock guide.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Timberland Bancorp. If investors know Timberland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Timberland Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.209
Dividend Share
1.05
Earnings Share
3.85
Revenue Per Share
10.6
Quarterly Revenue Growth
0.107
Timberland Bancorp's market price often diverges from its book value, the accounting figure shown on Timberland's balance sheet. Smart investors calculate Timberland Bancorp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Timberland Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Timberland Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Timberland Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Timberland Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.