United Security Company Leadership

UBFO Stock  USD 9.70  0.03  0.31%   
About 88 percent of all United Security's insiders are aggressively buying. The analysis of insiders' sentiment of trading United Security Bancshares stock suggests that quite a few insiders are very bullish at this time. United Security employs about 114 people. The company is managed by 11 executives with a total tenure of roughly 17 years, averaging almost 1.0 years of service per executive, having 10.36 employees per reported executive.
Robert Oberg  President
Senior Vice President Chief Risk Officer
William Yarbenet  President
Senior Vice President Chief Credit Officer of the Bank

United Security's Insider Buying Vs Selling

88

 
Selling
 
Buying

Latest Trades

2024-08-02Dennis R WoodsAcquired 2000 @ 7.61View
2024-07-24Jagroop GillAcquired 140384 @ 7.96View
2024-06-11Jagroop GillAcquired 8255 @ 7.2View
2024-06-06Jagroop GillAcquired 4543 @ 7.25View
2024-06-03Jagroop GillAcquired 252 @ 7.25View
2024-05-29Jagroop GillAcquired 2344 @ 7.25View
2024-05-17Jagroop GillAcquired 1090 @ 7.25View
2024-05-13Jagroop GillAcquired 830 @ 7.25View
2024-05-10Jagroop GillAcquired 8080 @ 7.25View
2024-04-30Dennis R WoodsAcquired 2000 @ 7.05View
2024-04-24Brian TkaczDisposed 1000 @ 7.41View
2024-03-14Jagroop GillAcquired 18 @ 7.5View
2024-03-11Jagroop GillAcquired 2860 @ 7.5View
2024-03-08Jagroop GillAcquired 264 @ 7.5View
2024-02-20G Thompson EllithorpeAcquired 1449 @ 7.59View
2024-02-07Dennis R WoodsAcquired 2000 @ 7.23View
2023-12-04Robert C Oberg JrDisposed 2862 @ 8View
Monitoring United Security's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

United Security's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with United Security's future performance. Based on our forecasts, it is anticipated that United will maintain a workforce of about 110 employees by December 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

United Security Management Team Effectiveness

The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1427 %, meaning that it created $0.1427 on every $100 dollars invested by stockholders. United Security's management efficiency ratios could be used to measure how well United Security manages its routine affairs as well as how well it operates its assets and liabilities. As of the 26th of November 2024, Return On Capital Employed is likely to grow to 0.05, while Return On Tangible Assets are likely to drop 0.01. At this time, United Security's Non Current Assets Total are very stable compared to the past year. As of the 26th of November 2024, Non Currrent Assets Other is likely to grow to about 1.2 B, while Total Assets are likely to drop about 802.4 M.
As of the 26th of November 2024, Common Stock Shares Outstanding is likely to grow to about 18.2 M. Also, Net Income Applicable To Common Shares is likely to grow to about 18.9 M

United Security Workforce Comparison

United Security Bancshares is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 4,817. United Security holds roughly 114 in number of employees claiming about 2.37% of equities under Financials industry.

United Security Profit Margins

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.11.15
Sufficiently Down
Slightly volatile

United Security Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Security insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Security's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, United Security insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-06-01
33.0
33
1
 40,282 
 1,000.00 
2024-03-01
18.0
36
2
 121,853 
 0.00 
2023-12-01
2.0952
44
21
 50,200 
 37,526 
2023-09-01
2.7857
39
14
 54,200 
 4,311 
2023-06-01
2.0588
35
17
 48,486 
 1,011,367 
2023-03-01
2.9259
79
27
 87,649 
 43,358 
2022-12-01
1.7619
37
21
 27,025 
 38,683 
2022-09-01
1.7143
24
14
 11,179 
 8,003 
2022-06-01
1.5333
23
15
 10,921 
 24,877 
2022-03-01
2.8333
34
12
 55,672 
 6,609 
2021-12-01
2.25
45
20
 56,603 
 37,838 
2021-09-01
0.3333
1
3
 0.00 
 20,000 
2021-06-01
1.0
3
3
 1,617 
 24,001 
2020-12-01
1.4286
10
7
 32,644 
 44,144 
2020-06-01
1.0
1
1
 3,004 
 3,004 
2019-12-01
1.8333
11
6
 24,483 
 20,141 
2019-06-01
1.5
3
2
 6,240 
 4,622 
2019-03-01
2.3333
7
3
 4,000 
 12,126 
2018-12-01
3.0
21
7
 83,282 
 28,332 
2018-09-01
3.0
3
1
 4,171 
 1,672 
2018-06-01
2.0
2
1
 3,809 
 3,003 
2018-03-01
2.3333
35
15
 94,186 
 21,328 
2017-12-01
5.0
15
3
 99,100 
 800.00 
2017-06-01
0.6
6
10
 431,796 
 448,962 
2016-06-01
0.25
2
8
 4,137 
 21,637 
2015-06-01
0.6667
2
3
 1,200 
 16,570 
2015-03-01
0.1111
1
9
 1,400 
 71,820 
2014-09-01
0.5
1
2
 23,922 
 25,022 
2014-06-01
0.1429
1
7
 885.00 
 2,686 
2013-12-01
1.0
2
2
 49,382 
 6,200 
2013-09-01
1.5
3
2
 31,180 
 1,180 
2013-06-01
2.0
2
1
 10,404 
 5,202 
2012-06-01
10.0
40
4
 86,906 
 1,800 
2011-12-01
27.0
27
1
 62,136 
 7,821 
2010-09-01
4.6667
14
3
 12,450 
 24,138 
2010-06-01
4.0
4
1
 3,500 
 25,000 
2010-03-01
0.25
1
4
 1,000.00 
 54,107 
2009-09-01
0.3333
1
3
 2,196 
 19,000 
2009-06-01
1.4
7
5
 8,992 
 10,132 
2009-03-01
2.0
10
5
 34,900 
 25,200 
2008-12-01
0.8462
11
13
 33,186 
 24,087 
2008-09-01
0.5
2
4
 1,379 
 35,500 
2008-06-01
3.0
3
1
 5,420 
 5,000 
2008-03-01
4.5
9
2
 10,466 
 11,200 
2007-12-01
8.0
8
1
 52,341 
 800.00 
2007-09-01
17.0
17
1
 31,468 
 1,000.00 
2007-06-01
3.3333
10
3
 39,990 
 37,000 
2007-03-01
4.5714
32
7
 106,895 
 83,000 
2006-12-01
1.5
9
6
 12,404 
 22,000 
2006-09-01
4.75
19
4
 91,726 
 45,000 
2006-06-01
5.0
5
1
 5,539 
 3,000 
2005-12-01
5.0
15
3
 11,748 
 2,500 
2005-09-01
14.0
14
1
 13,893 
 0.00 
2005-06-01
6.0
12
2
 6,006 
 2,000 
2004-09-01
10.0
10
1
 4,445 
 1,000.00 
2004-06-01
15.0
15
1
 20,255 
 2,000 
2004-03-01
4.0
8
2
 12,740 
 23,500 
2003-12-01
10.0
10
1
 4,459 
 1,800 

United Security Notable Stakeholders

An United Security stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as United Security often face trade-offs trying to please all of them. United Security's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting United Security's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Dennis MDPresident ChairmanProfile
Robert ObergSenior Vice President Chief Risk OfficerProfile
William YarbenetSenior Vice President Chief Credit Officer of the BankProfile
David KinrossSenior CFOProfile
David EytchesonCOO, Sr. VP, COO of United Security Bank and Sr. VP of United Security BankProfile
Susan CPASecretary DirectorProfile
Porsche SaundersVP of Real Estate Construction Department - United Security BankProfile
Dana PaullVP ManagerProfile
Hiren PatelVP ControllerProfile
Jeremy CPAVP ControllerProfile
Ellie RosenbergVP DirectorProfile

About United Security Management Performance

The success or failure of an entity such as United Security Banc often depends on how effective the management is. United Security management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of United management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the United management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.05 
Return On Assets 0.02  0.01 
Return On Equity 0.16  0.11 

United Security Workforce Analysis

Traditionally, organizations such as United Security use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare United Security within its industry.

United Security Manpower Efficiency

Return on United Security Manpower

Revenue Per Employee574K
Revenue Per Executive5.9M
Net Income Per Employee173.6K
Net Income Per Executive1.8M
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.48
Earnings Share
1.04
Revenue Per Share
3.026
Quarterly Revenue Growth
0.02
Return On Assets
0.014
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.