David Kinross - United Security Senior CFO
| UBFO Stock | USD 9.91 0.03 0.30% |
CFO
David Kinross is Senior CFO of United Security Bancshares
| Age | 61 |
| Address | 2126 Inyo Street, Fresno, CA, United States, 93721 |
| Phone | 559 490 6261 |
| Web | https://www.unitedsecuritybank.com |
David Kinross Latest Insider Activity
Tracking and analyzing the buying and selling activities of David Kinross against United Security stock is an integral part of due diligence when investing in United Security. David Kinross insider activity provides valuable insight into whether United Security is net buyers or sellers over its current business cycle. Note, United Security insiders must abide by specific rules, including filing SEC forms every time they buy or sell United Security'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
David Kinross over three weeks ago Acquisition by David Kinross of 2500 shares of United Security subject to Rule 16b-3 |
United Security Management Efficiency
The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1427 %, meaning that it created $0.1427 on every $100 dollars invested by stockholders. United Security's management efficiency ratios could be used to measure how well United Security manages its routine affairs as well as how well it operates its assets and liabilities. As of the 23rd of January 2025, Return On Capital Employed is likely to grow to 0.05, while Return On Tangible Assets are likely to drop 0.01. At this time, United Security's Non Current Assets Total are very stable compared to the past year. As of the 23rd of January 2025, Non Currrent Assets Other is likely to grow to about 988 M, while Total Assets are likely to drop about 822 M.Similar Executives
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Management Performance
| Return On Equity | 0.14 | |||
| Return On Asset | 0.014 |
United Security Banc Leadership Team
Elected by the shareholders, the United Security's board of directors comprises two types of representatives: United Security inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Security's management team and ensure that shareholders' interests are well served. United Security's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Security's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jeremy CPA, VP Controller | ||
| Robert Oberg, Senior Vice President Chief Risk Officer | ||
| Porsche Saunders, VP of Real Estate Construction Department - United Security Bank | ||
| David Eytcheson, COO, Sr. VP, COO of United Security Bank and Sr. VP of United Security Bank | ||
| Ellie Rosenberg, VP Director | ||
| David Kinross, Senior CFO | ||
| Dana Paull, VP Manager | ||
| Susan CPA, Secretary Director | ||
| Hiren Patel, VP Controller | ||
| William Yarbenet, Senior Vice President Chief Credit Officer of the Bank | ||
| Dennis MD, President Chairman |
United Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Security a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.014 | |||
| Profit Margin | 0.34 % | |||
| Operating Margin | 0.43 % | |||
| Current Valuation | 164.96 M | |||
| Shares Outstanding | 17.32 M | |||
| Shares Owned By Insiders | 21.19 % | |||
| Shares Owned By Institutions | 29.30 % | |||
| Number Of Shares Shorted | 51.11 K | |||
| Price To Earning | 15.74 X |
Pair Trading with United Security
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.Moving against United Stock
| 0.83 | NU | Nu Holdings Aggressive Push | PairCorr |
| 0.79 | TFC-PO | Truist Financial | PairCorr |
| 0.77 | TFC-PR | Truist Financial Normal Trading | PairCorr |
| 0.77 | CFG-PE | Citizens Financial Normal Trading | PairCorr |
| 0.71 | KB | KB Financial Group | PairCorr |
The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Security Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.48 | Earnings Share 1.04 | Revenue Per Share | Quarterly Revenue Growth 0.02 | Return On Assets |
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.