United Financial Statements From 2010 to 2025

UBFO Stock  USD 9.91  0.03  0.30%   
United Security financial statements provide useful quarterly and yearly information to potential United Security Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on United Security financial statements helps investors assess United Security's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting United Security's valuation are summarized below:
Gross Profit
46.1 M
Profit Margin
0.3404
Market Capitalization
164.2 M
Enterprise Value Revenue
4.0566
Revenue
52 M
We have found one hundred twenty available fundamental trend indicators for United Security Bancshares, which can be analyzed and compared to other ratios and to its competition. Self-guided Investors are advised to double-check United Security's current fundamentals against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. As of the 22nd of January 2025, Enterprise Value is likely to grow to about 214.7 M, while Market Cap is likely to drop about 135.1 M.

United Security Total Revenue

36.52 Million

Check United Security financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Security's main balance sheet or income statement drivers, such as Interest Expense of 5.5 M, Total Revenue of 36.5 M or Gross Profit of 36.5 M, as well as many indicators such as Price To Sales Ratio of 5.64, Dividend Yield of 0.0256 or PTB Ratio of 1.98. United financial statements analysis is a perfect complement when working with United Security Valuation or Volatility modules.
  
Check out the analysis of United Security Correlation against competitors.

United Security Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets822 M1.2 B878.6 M
Slightly volatile
Total Stockholder Equity86.1 M140.9 M95.5 M
Slightly volatile
Common Stock Shares Outstanding18.2 M19.7 M17.1 M
Slightly volatile
Liabilities And Stockholders Equity822 M1.2 B878.6 M
Slightly volatile
Total Liabilities687.1 M1.1 B706.4 M
Slightly volatile
Short and Long Term Debt Total90.1 M85.8 M24 M
Slightly volatile
Total Current Liabilities63.3 M63.4 M63.2 M
Slightly volatile
Other Liabilities6.8 M9.5 M6.7 M
Slightly volatile
Property Plant And Equipment Net11.5 M12 M10.9 M
Slightly volatile
Retained Earnings46.7 M88.5 M47.5 M
Slightly volatile
Accounts Payable1.4 B1.3 B392.1 M
Slightly volatile
Cash44.6 M46.9 M125.2 M
Very volatile
Non Current Assets Total1.4 B1.3 B306.2 M
Slightly volatile
Long Term Debt9.8 M10.1 M9.6 M
Slightly volatile
Net Receivables4.8 M9.1 M5.4 M
Slightly volatile
Common Stock Total Equity45.1 M68.6 M52.2 M
Slightly volatile
Non Current Liabilities Total1.1 BB228.8 M
Slightly volatile
Property Plant And Equipment Gross36.1 M34.4 M15.1 M
Slightly volatile
Total Current Assets394.5 M227.5 M461.4 M
Slightly volatile
Intangible Assets4.1 M5.2 M3.9 M
Slightly volatile
Common Stock46.1 M69.7 M52.4 M
Slightly volatile
Property Plant Equipment11.4 M13.5 M10.9 M
Slightly volatile
Short Term Investments218.9 M208.5 M95.6 M
Slightly volatile
Good Will5.2 M5.2 M4.3 M
Slightly volatile
Short Term Debt65.1 M62 M19.5 M
Slightly volatile
Net Tangible Assets100.8 M124.2 M93.1 M
Slightly volatile
Retained Earnings Total Equity46.3 M71 M45.3 M
Slightly volatile
Long Term Debt Total11 M12.9 M10.3 M
Slightly volatile
Long Term Investments315.5 M169 M375.4 M
Slightly volatile
Earning Assets84.7 M116.2 M77.7 M
Slightly volatile
Capital Lease Obligations1.2 M1.3 M4.1 M
Slightly volatile
Net Invested Capital147.2 M225.1 M130.4 M
Slightly volatile
Capital Stock65.5 M69.7 M60.1 M
Slightly volatile
Non Current Liabilities Other13.8 M13.2 M6.2 M
Slightly volatile

United Security Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense5.5 M10 M3.9 M
Slightly volatile
Total Revenue36.5 M53.4 M36.2 M
Slightly volatile
Gross Profit36.5 M53.4 M36.2 M
Slightly volatile
Other Operating Expenses57.6 M54.8 M21.4 M
Slightly volatile
Depreciation And AmortizationM1.9 M891.7 K
Pretty Stable
Selling General Administrative11.1 M15.6 M11.6 M
Slightly volatile
Tax ProvisionM9.3 M5.4 M
Slightly volatile
Net Interest Income39.1 M58.5 M34.3 M
Slightly volatile
Interest Income42.5 M68.7 M37.2 M
Slightly volatile
Reconciled Depreciation937.8 K765.9 K1.2 M
Slightly volatile

United Security Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow12.9 M23.7 M12.1 M
Slightly volatile
Begin Period Cash Flow42.2 M44.4 M127.5 M
Pretty Stable
Depreciation1.3 M1.9 M1.4 M
Very volatile
Capital ExpendituresM708.3 K997 K
Slightly volatile
Total Cash From Operating Activities14 M24.6 M13.1 M
Slightly volatile
End Period Cash Flow44.6 M46.9 M124.6 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.643.14.2474
Pretty Stable
Dividend Yield0.02560.04920.0316
Slightly volatile
PTB Ratio1.981.351.3078
Very volatile
Days Sales Outstanding35.348.7450.3557
Slightly volatile
Book Value Per Share5.856.449.9798
Pretty Stable
Free Cash Flow Yield0.0880.130.1136
Pretty Stable
Operating Cash Flow Per Share0.61.120.7404
Slightly volatile
Stock Based Compensation To Revenue0.00850.00810.0055
Slightly volatile
Capex To Depreciation0.650.340.7812
Slightly volatile
PB Ratio1.981.351.3078
Very volatile
Free Cash Flow Per Share0.541.080.6816
Slightly volatile
Sales General And Administrative To Revenue0.230.25440.3154
Slightly volatile
Capex To Revenue0.01610.01690.0274
Pretty Stable
Cash Per Share8.0611.6812.3043
Slightly volatile
POCF Ratio11.37.749.9757
Very volatile
Payout Ratio0.370.360.4153
Slightly volatile
Capex To Operating Cash Flow0.04020.04230.0836
Slightly volatile
PFCF Ratio12.638.0411.007
Very volatile
Intangibles To Total Assets0.00780.00430.0057
Slightly volatile
Current Ratio3.073.237.4 K
Slightly volatile
Tangible Book Value Per Share5.626.219.7325
Pretty Stable
Receivables Turnover11.37.759.23
Slightly volatile
Graham Number12.912.299.0111
Slightly volatile
Shareholders Equity Per Share3.686.445.4469
Slightly volatile
Debt To Equity0.740.70.217
Slightly volatile
Capex Per Share0.05310.04140.0585
Slightly volatile
Revenue Per Share1.542.812.0322
Slightly volatile
Interest Debt Per Share6.055.761.6746
Slightly volatile
Debt To Assets0.07440.07090.0228
Slightly volatile
Short Term Coverage Ratios0.260.310.3366
Slightly volatile
Operating Cycle35.348.7450.3557
Slightly volatile
Price Book Value Ratio1.981.351.3078
Very volatile
Dividend Payout Ratio0.370.360.4153
Slightly volatile
Price To Operating Cash Flows Ratio11.37.749.9757
Very volatile
Price To Free Cash Flows Ratio12.638.0411.007
Very volatile
Ebt Per Ebit0.810.770.8481
Very volatile
Effective Tax Rate0.350.320.2944
Pretty Stable
Company Equity Multiplier10.711.379.5127
Slightly volatile
Long Term Debt To Capitalization0.140.09640.0946
Pretty Stable
Total Debt To Capitalization0.460.440.1595
Slightly volatile
Debt Equity Ratio0.740.70.217
Slightly volatile
Quick Ratio3.073.238.2 K
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.72.845.2616
Slightly volatile
Net Income Per E B T0.540.650.6968
Slightly volatile
Cash Ratio0.550.58K
Pretty Stable
Cash Conversion Cycle47.6148.7474.2085
Very volatile
Operating Cash Flow Sales Ratio0.40.460.3534
Slightly volatile
Days Of Sales Outstanding35.348.7450.3557
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.720.870.8959
Slightly volatile
Cash Flow Coverage Ratios0.310.331.5196
Slightly volatile
Price To Book Ratio1.981.351.3078
Very volatile
Fixed Asset Turnover4.115.893.6264
Slightly volatile
Capital Expenditure Coverage Ratio16.4231.2414.3151
Slightly volatile
Price Cash Flow Ratio11.37.749.9757
Very volatile
Debt Ratio0.07440.07090.0228
Slightly volatile
Cash Flow To Debt Ratio0.310.331.5196
Slightly volatile
Price Sales Ratio5.643.14.2474
Pretty Stable
Asset Turnover0.04820.05070.0405
Slightly volatile
Gross Profit Margin1.11.151.0178
Slightly volatile
Price Fair Value1.981.351.3078
Very volatile

United Security Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap135.1 M165.5 M117.4 M
Slightly volatile

United Fundamental Market Drivers

Cash And Short Term Investments219.6 M

United Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About United Security Financial Statements

United Security investors utilize fundamental indicators, such as revenue or net income, to predict how United Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.4 M-3.5 M
Total Revenue53.4 M36.5 M
Cost Of Revenue91.8 K87.2 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.25  0.23 
Capex To Revenue 0.02  0.02 
Revenue Per Share 2.81  1.54 
Ebit Per Revenue 0.59  0.80 

Pair Trading with United Security

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.

Moving against United Stock

  0.81NU Nu Holdings Aggressive PushPairCorr
  0.8TFC-PO Truist FinancialPairCorr
  0.79TFC-PR Truist FinancialPairCorr
  0.78CFG-PE Citizens Financial Normal TradingPairCorr
  0.7KB KB Financial GroupPairCorr
The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out the analysis of United Security Correlation against competitors.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.48
Earnings Share
1.04
Revenue Per Share
3.026
Quarterly Revenue Growth
0.02
Return On Assets
0.014
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.