United Financial Statements From 2010 to 2026
| UBFO Stock | USD 10.12 0.05 0.50% |
Check United Security financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Security's main balance sheet or income statement drivers, such as , as well as many indicators such as . United financial statements analysis is a perfect complement when working with United Security Valuation or Volatility modules.
Check out the analysis of United Security Correlation against competitors. United Security Bancshares Company Return On Equity Analysis
United Security's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current United Security Return On Equity | 0.0842 |
Most of United Security's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, United Security Bancshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
| Competition |
Based on the latest financial disclosure, United Security Bancshares has a Return On Equity of 0.0842. This is 94.19% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is 127.16% lower than that of the firm.
United Security Banc Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining United Security's current stock value. Our valuation model uses many indicators to compare United Security value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across United Security competition to find correlations between indicators driving United Security's intrinsic value. More Info.United Security Bancshares is rated below average in return on equity category among its peers. It is rated fifth in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for United Security Bancshares is roughly 9.25 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the United Security's earnings, one of the primary drivers of an investment's value.About United Security Financial Statements
United Security investors utilize fundamental indicators, such as revenue or net income, to predict how United Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company was founded in 1987 and is headquartered in Fresno, California. United Security operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 119 people.
Pair Trading with United Security
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.Moving together with United Stock
| 0.81 | BIRG | Bank of Ireland | PairCorr |
| 0.63 | EBMT | Eagle Bancorp Montana | PairCorr |
| 0.7 | ECBK | ECB Bancorp | PairCorr |
| 0.78 | FCAP | First Capital | PairCorr |
Moving against United Stock
The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out the analysis of United Security Correlation against competitors. You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.