United Financial Statements From 2010 to 2026

UBFO Stock  USD 10.64  0.21  2.01%   
United Security's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing United Security's valuation are provided below:
Gross Profit
45.9 M
Profit Margin
0.2476
Market Capitalization
171 M
Enterprise Value Revenue
3.6022
Revenue
45.9 M
We have found one hundred twenty available fundamental trend indicators for United Security Bancshares, which can be analyzed and compared to other ratios and to its competition. Self-guided Investors are advised to double-check United Security's current fundamentals against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. As of the 29th of January 2026, Market Cap is likely to drop to about 87.3 M. In addition to that, Enterprise Value is likely to grow to about (175.3 M)

United Security Total Revenue

44.03 Million

Check United Security financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Security's main balance sheet or income statement drivers, such as Interest Expense of 12.6 M, Total Revenue of 44 M or Gross Profit of 33.7 M, as well as many indicators such as Price To Sales Ratio of 3.62, Dividend Yield of 0.0626 or PTB Ratio of 1.96. United financial statements analysis is a perfect complement when working with United Security Valuation or Volatility modules.
  
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Check out the analysis of United Security Correlation against competitors.

United Security Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets821.8 M1.4 B908.8 M
Slightly volatile
Total Current Liabilities1.3 B1.2 B619.3 M
Slightly volatile
Total Stockholder Equity86.4 M149.9 M98.1 M
Slightly volatile
Non Current Assets Total1.2 B1.1 B565.1 M
Slightly volatile
Common Stock Shares Outstanding18.3 M17.2 M17 M
Slightly volatile
Liabilities And Stockholders Equity821.8 M1.4 B908.8 M
Slightly volatile
Non Current Liabilities Total17.3 M27.3 M17.6 M
Slightly volatile
Total Liabilities735.4 M1.2 B810.6 M
Slightly volatile
Short and Long Term Debt Total23.5 M13.3 M19.1 M
Very volatile
Other Liabilities6.8 M9.5 M6.8 M
Slightly volatile
Property Plant And Equipment Net11.6 M13.5 M11 M
Slightly volatile
Retained Earnings100.8 M96 M53.2 M
Slightly volatile
Accounts Payable1.4 B1.3 B437.3 M
Slightly volatile
Cash103 M64.6 M125.6 M
Very volatile
Long Term Debt9.8 M10.4 M9.7 M
Slightly volatile
Cash And Short Term Investments157.9 M245.6 M212.8 M
Slightly volatile
Net Receivables4.9 M9.3 M5.6 M
Slightly volatile
Common Stock Total Equity45.1 M68.6 M52.6 M
Slightly volatile
Property Plant And Equipment Gross39.4 M37.5 M16.5 M
Slightly volatile
Total Current Assets254.4 M255 M346.4 M
Very volatile
Short Term Debt613.9 K646.2 K11.4 M
Pretty Stable
Intangible Assets3.1 M5.2 M3.7 M
Slightly volatile
Common Stock46.1 M70.5 M53 M
Slightly volatile
Property Plant Equipment11.4 M13.5 M10.9 M
Slightly volatile
Short Term Investments190 M181 M95.9 M
Slightly volatile
Good Will5.2 M5.2 M4.3 M
Slightly volatile
Net Tangible Assets100.8 M124.2 M94 M
Slightly volatile
Retained Earnings Total Equity46.3 M71 M46.3 M
Slightly volatile
Long Term Debt Total11 M12.9 M10.4 M
Slightly volatile
Long Term Investments141.1 M148.5 M351.6 M
Slightly volatile
Earning Assets84.7 M116.2 M79.1 M
Slightly volatile
Capital Lease Obligations2.9 M2.8 M4.3 M
Slightly volatile
Net Invested Capital148.3 M163.2 M127.5 M
Slightly volatile
Capital Stock65.8 M70.5 M60.2 M
Slightly volatile
Non Current Liabilities Other13.8 M13.2 M6.5 M
Slightly volatile

United Security Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense12.6 M12 MM
Slightly volatile
Total Revenue44 M65.9 M40.6 M
Slightly volatile
Gross Profit33.7 M48.3 M34.6 M
Slightly volatile
Other Operating Expenses32.3 M49.2 M28.1 M
Slightly volatile
Cost Of Revenue18.5 M17.6 MM
Slightly volatile
Total Operating Expenses22 M31.6 M22.2 M
Slightly volatile
Depreciation And Amortization1.3 M1.9 M1.5 M
Slightly volatile
Selling General Administrative11.7 M19.4 M11.9 M
Slightly volatile
Selling And Marketing Expenses21.2 M20.2 M7.7 M
Slightly volatile
Tax ProvisionM6.4 M5.3 M
Slightly volatile
Net Interest Income40.4 M53.9 M34.8 M
Slightly volatile
Interest Income44.9 M69.9 M38.8 M
Slightly volatile
Reconciled Depreciation1.4 M2.4 M1.4 M
Pretty Stable

United Security Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow12.9 M21.4 M12.3 M
Slightly volatile
Begin Period Cash Flow44.6 M46.9 M122.6 M
Very volatile
Depreciation1.3 M1.9 M1.5 M
Pretty Stable
Capital Expenditures923.8 K935.1 KM
Slightly volatile
Total Cash From Operating Activities13.9 M22.6 M13.4 M
Slightly volatile
End Period Cash Flow105.7 M64.6 M125.2 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.622.85513.1086
Very volatile
Dividend Yield0.06260.05960.0351
Slightly volatile
PTB Ratio1.961.531.3181
Pretty Stable
Days Sales Outstanding29.9840.6744.6587
Slightly volatile
Book Value Per Share3.776.835.6025
Slightly volatile
Free Cash Flow Yield0.0880.09640.1119
Pretty Stable
Operating Cash Flow Per Share0.621.030.7673
Slightly volatile
Stock Based Compensation To Revenue0.010.00950.0057
Slightly volatile
Capex To Depreciation0.510.440.684
Pretty Stable
PB Ratio1.961.531.3181
Pretty Stable
Free Cash Flow Per Share0.570.970.7078
Slightly volatile
Payables Turnover62.5959.6150.8421
Pretty Stable
Sales General And Administrative To Revenue0.02570.0270.2628
Slightly volatile
Capex To Revenue0.01930.01430.025
Pretty Stable
Cash Per Share6.7911.1812.1945
Slightly volatile
POCF Ratio11.1910.179.9409
Very volatile
Payout Ratio0.880.84190.4813
Slightly volatile
Capex To Operating Cash Flow0.06510.04760.083
Slightly volatile
PFCF Ratio12.2110.7410.9223
Very volatile
Days Payables Outstanding6.026.3412.4248
Slightly volatile
Intangibles To Total Assets0.00770.00430.0056
Slightly volatile
Current Ratio0.160.190.265
Pretty Stable
Tangible Book Value Per Share3.546.595.3539
Slightly volatile
Receivables Turnover13.379.2910.0853
Slightly volatile
Graham Number6.1510.98.6272
Slightly volatile
Shareholders Equity Per Share3.776.835.6025
Slightly volatile
Debt To Equity0.120.130.2534
Slightly volatile
Capex Per Share0.0460.05440.059
Slightly volatile
Revenue Per Share1.953.5272.3691
Slightly volatile
Interest Debt Per Share2.341.921.3724
Slightly volatile
Debt To Assets0.01330.0140.0265
Slightly volatile
Short Term Coverage Ratios0.240.310.3255
Pretty Stable
Operating Cycle29.9840.6744.6587
Slightly volatile
Price Book Value Ratio1.961.531.3181
Pretty Stable
Days Of Payables Outstanding6.026.3412.4248
Slightly volatile
Dividend Payout Ratio0.880.84190.4813
Slightly volatile
Price To Operating Cash Flows Ratio11.1910.179.9409
Very volatile
Price To Free Cash Flows Ratio12.2110.7410.9223
Very volatile
Ebt Per Ebit0.80.90.9788
Slightly volatile
Effective Tax Rate0.350.2640.2898
Pretty Stable
Company Equity Multiplier10.699.2959.458
Slightly volatile
Long Term Debt To Capitalization0.130.09380.0931
Very volatile
Total Debt To Capitalization0.110.120.1722
Slightly volatile
Debt Equity Ratio0.120.130.2534
Slightly volatile
Quick Ratio0.160.190.265
Pretty Stable
Dividend Paid And Capex Coverage Ratio2.32.425.0427
Slightly volatile
Net Income Per E B T0.540.7360.7037
Pretty Stable
Cash Ratio0.04540.04780.1619
Slightly volatile
Operating Cash Flow Sales Ratio0.240.270.3056
Pretty Stable
Days Of Sales Outstanding29.9840.6744.6587
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.011.090.9295
Slightly volatile
Cash Flow Coverage Ratios1.261.20.8561
Slightly volatile
Price To Book Ratio1.961.531.3181
Pretty Stable
Fixed Asset Turnover5.186.414.2185
Slightly volatile
Capital Expenditure Coverage Ratio16.9521.7314.1855
Slightly volatile
Price Cash Flow Ratio11.1910.179.9409
Very volatile
Debt Ratio0.01330.0140.0265
Slightly volatile
Cash Flow To Debt Ratio1.261.20.8561
Slightly volatile
Price Sales Ratio3.622.85513.1086
Very volatile
Asset Turnover0.06110.06210.0469
Slightly volatile
Gross Profit Margin0.580.670.8132
Very volatile
Price Fair Value1.961.531.3181
Pretty Stable

United Security Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap87.3 M156.3 M118.2 M
Slightly volatile

United Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About United Security Financial Statements

United Security investors utilize fundamental indicators, such as revenue or net income, to predict how United Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-3.4 M-3.5 M
Total Revenue65.9 M44 M
Cost Of Revenue17.6 M18.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.03  0.03 
Capex To Revenue 0.01  0.02 
Revenue Per Share 3.53  1.95 
Ebit Per Revenue 0.36  0.32 

Pair Trading with United Security

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if United Security position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in United Security will appreciate offsetting losses from the drop in the long position's value.

Moving together with United Stock

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Moving against United Stock

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  0.79601665 Qilu BankPairCorr
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The ability to find closely correlated positions to United Security could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace United Security when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back United Security - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling United Security Bancshares to buy it.
The correlation of United Security is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as United Security moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if United Security Banc moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for United Security can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
Check out the analysis of United Security Correlation against competitors.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Will Regional Banks sector continue expanding? Could United diversify its offerings? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every United Security data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.045
Dividend Share
0.48
Earnings Share
0.65
Revenue Per Share
2.639
Quarterly Revenue Growth
0.066
Investors evaluate United Security Banc using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating United Security's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause United Security's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, United Security's market price signifies the transaction level at which participants voluntarily complete trades.