United Security Net Worth

United Security Net Worth Breakdown

  UBFO
The net worth of United Security Bancshares is the difference between its total assets and liabilities. United Security's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of United Security's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. United Security's net worth can be used as a measure of its financial health and stability which can help investors to decide if United Security is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in United Security Bancshares stock.

United Security Net Worth Analysis

United Security's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including United Security's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of United Security's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform United Security's net worth analysis. One common approach is to calculate United Security's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares United Security's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing United Security's net worth. This approach calculates the present value of United Security's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of United Security's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate United Security's net worth. This involves comparing United Security's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into United Security's net worth relative to its peers.

Enterprise Value

186.69 Million

To determine if United Security is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding United Security's net worth research are outlined below:
United Security Banc has a poor financial position based on the latest SEC disclosures
About 21.0% of the company outstanding shares are owned by insiders
On 23rd of October 2024 United Security paid $ 0.12 per share dividend to its current shareholders
Latest headline from news.google.com: FUSB stock hits 52-week high at 12.7 amid robust growth - Investing.com
United Security uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in United Security Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to United Security's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

Know United Security's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as United Security is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading United Security Bancshares backward and forwards among themselves. United Security's institutional investor refers to the entity that pools money to purchase United Security's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
American Century Companies Inc2024-09-30
84.8 K
Private Wealth Advisors, Llc2024-09-30
83 K
Kennedy Capital Management Inc2024-09-30
77.9 K
Empowered Funds, Llc2024-06-30
46.8 K
Fourthstone Llc2024-06-30
41.4 K
Morgan Stanley - Brokerage Accounts2024-06-30
38.7 K
Planning Center, Inc.2024-09-30
36 K
Kestra Private Wealth Services, Llc2024-06-30
35.3 K
State Street Corp2024-06-30
31.8 K
Bridgewealth Advisory Group Llc2024-06-30
1.2 M
Dimensional Fund Advisors, Inc.2024-09-30
869.9 K
Note, although United Security's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow United Security's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 164.22 M.

Market Cap

135.05 Million

Project United Security's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.05 
Return On Assets 0.02  0.01 
Return On Equity 0.16  0.11 
The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
When accessing United Security's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures United Security's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of United Security's profitability and make more informed investment decisions.

Evaluate United Security's management efficiency

United Security Banc has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1427 %, meaning that it created $0.1427 on every $100 dollars invested by stockholders. United Security's management efficiency ratios could be used to measure how well United Security manages its routine affairs as well as how well it operates its assets and liabilities. As of the 26th of November 2024, Return On Capital Employed is likely to grow to 0.05, while Return On Tangible Assets are likely to drop 0.01. At this time, United Security's Non Current Assets Total are very stable compared to the past year. As of the 26th of November 2024, Non Currrent Assets Other is likely to grow to about 1.2 B, while Total Assets are likely to drop about 802.4 M.
Last ReportedProjected for Next Year
Book Value Per Share 7.16  5.85 
Tangible Book Value Per Share 6.90  5.62 
Enterprise Value Over EBITDA 6.01  6.31 
Price Book Value Ratio 1.17  1.98 
Enterprise Value Multiple 6.01  6.31 
Price Fair Value 1.17  1.98 
Enterprise Value177.8 M186.7 M
The strategic decisions made by United Security management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue
3.974
Revenue
52 M
Quarterly Revenue Growth
0.02
Revenue Per Share
3.026
Return On Equity
0.1427
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Security insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Security's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases United Security insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Woods Dennis R over two weeks ago
Acquisition by Woods Dennis R of tradable shares of United Security subject to Rule 16b-3
 
William Yarbenet over a month ago
Acquisition by William Yarbenet of 778 shares of United Security at 8.8643 subject to Rule 16b-3
 
Gill Jagroop over a month ago
Acquisition by Gill Jagroop of 1090 shares of United Security at 7.25 subject to Rule 16b-3
 
Gill Jagroop over two months ago
Acquisition by Gill Jagroop of 344 shares of United Security subject to Rule 16b-3
 
Woods Dennis R over three months ago
Acquisition by Woods Dennis R of 2000 shares of United Security at 7.6128 subject to Rule 16b-3
 
William Yarbenet over three months ago
Acquisition by William Yarbenet of 8 shares of United Security at 8.1006 subject to Rule 16b-3
 
Gill Jagroop over three months ago
Acquisition by Gill Jagroop of 534 shares of United Security at 7.2 subject to Rule 16b-3
 
Gill Jagroop over three months ago
Acquisition by Gill Jagroop of 8255 shares of United Security at 7.2 subject to Rule 16b-3
 
Gill Jagroop over six months ago
Acquisition by Gill Jagroop of 2344 shares of United Security at 7.25 subject to Rule 16b-3
 
Woods Dennis R over six months ago
Acquisition by Woods Dennis R of tradable shares of United Security subject to Rule 16b-3
 
Gill Jagroop over six months ago
Acquisition by Gill Jagroop of 1090 shares of United Security at 7.25 subject to Rule 16b-3
 
Gill Jagroop over six months ago
Acquisition by Gill Jagroop of tradable shares of United Security subject to Rule 16b-3

United Security Corporate Filings

F4
7th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
6th of November 2024
An amendment to a previously filed Form 10-K
ViewVerify
13A
31st of October 2024
The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934
ViewVerify
8K
18th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
United Security time-series forecasting models is one of many United Security's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Security's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

United Security Earnings per Share Projection vs Actual

United Security Corporate Management

Porsche SaundersVP of Real Estate Construction Department - United Security BankProfile
Dana PaullVP ManagerProfile
Jeremy CPAVP ControllerProfile
Ellie RosenbergVP DirectorProfile
When determining whether United Security Banc offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Security's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Security Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Security Bancshares Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Security. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Security listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.48
Earnings Share
1.04
Revenue Per Share
3.026
Quarterly Revenue Growth
0.02
Return On Assets
0.014
The market value of United Security Banc is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Security's value that differs from its market value or its book value, called intrinsic value, which is United Security's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Security's market value can be influenced by many factors that don't directly affect United Security's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Security's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Security is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Security's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.