Southern Net Interest Income from 2010 to 2026

BCAL Stock  USD 18.91  0.26  1.36%   
Southern California Net Interest Income yearly trend continues to be quite stable with very little volatility. The value of Net Interest Income is projected to decrease to about 81.8 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
141.4 M
Current Value
81.8 M
Quarterly Volatility
36.6 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Southern California financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Southern California's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.4 M, Interest Expense of 59.7 M or Total Revenue of 244.6 M, as well as many indicators such as Price To Sales Ratio of 3.82, Dividend Yield of 0.0078 or PTB Ratio of 1.18. Southern financial statements analysis is a perfect complement when working with Southern California Valuation or Volatility modules.
  
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Check out the analysis of Southern California Correlation against competitors.
Historical Net Interest Income data for Southern California serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Southern California Bancorp represents a compelling investment opportunity.

Latest Southern California's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Southern California Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Southern California's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Southern California's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Southern Net Interest Income Regression Statistics

Arithmetic Mean55,707,463
Geometric Mean47,057,126
Coefficient Of Variation65.66
Mean Deviation30,387,547
Median30,854,309
Standard Deviation36,579,334
Sample Variance1338T
Range110.6M
R-Value0.82
Mean Square Error478.8T
R-Squared0.66
Significance0.000067
Slope5,905,117
Total Sum of Squares21408.8T

Southern Net Interest Income History

202681.8 M
2025141.4 M
2024123 M
202394.1 M
202287.8 M
202164.4 M
202045.9 M

About Southern California Financial Statements

Southern California investors utilize fundamental indicators, such as Net Interest Income, to predict how Southern Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income141.4 M81.8 M

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When determining whether Southern California is a strong investment it is important to analyze Southern California's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Southern California's future performance. For an informed investment choice regarding Southern Stock, refer to the following important reports:
Check out the analysis of Southern California Correlation against competitors.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. Projected growth potential of Southern fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Southern California assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.03)
Dividend Share
0.1
Earnings Share
1.93
Revenue Per Share
5.832
Quarterly Revenue Growth
0.026
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Southern California's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Southern California should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Southern California's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.