First Financial Statements From 2010 to 2024

FFBC Stock  USD 29.86  0.50  1.70%   
First Financial financial statements provide useful quarterly and yearly information to potential First Financial Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on First Financial financial statements helps investors assess First Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting First Financial's valuation are summarized below:
Gross Profit
673.2 M
Profit Margin
0.2891
Market Capitalization
2.9 B
Enterprise Value Revenue
4.9343
Revenue
763.4 M
We have found one hundred twenty available fundamental signals for First Financial Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First Financial's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 2.1 B. The current year's Enterprise Value is expected to grow to about 3.1 B

First Financial Total Revenue

836.5 Million

Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Financial's main balance sheet or income statement drivers, such as Interest Expense of 289 M, Other Operating Expenses of 406.8 M or Operating Income of 429.7 M, as well as many indicators such as Price To Sales Ratio of 3.99, Dividend Yield of 0.0294 or PTB Ratio of 1.91. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding56.2 M95.1 M71.4 M
Slightly volatile
Total Assets18.4 B17.5 B11.2 B
Slightly volatile
Short and Long Term Debt Total1.3 B1.3 B886.8 M
Slightly volatile
Total Current Liabilities10.2 B9.7 B2.4 B
Slightly volatile
Total Stockholder Equity2.4 B2.3 B1.4 B
Slightly volatile
Property Plant And Equipment Net365.4 M348 M192.5 M
Slightly volatile
Retained Earnings1.2 B1.1 B593 M
Slightly volatile
Cash1.1 BB364.4 M
Slightly volatile
Non Current Assets Total19.6 B18.7 B5.2 B
Slightly volatile
Cash And Short Term Investments181.9 M191.5 M1.8 B
Slightly volatile
Liabilities And Stockholders Equity18.4 B17.5 B11.2 B
Slightly volatile
Non Current Liabilities Total5.7 B5.4 BB
Slightly volatile
Total Liabilities16 B15.3 B9.8 B
Slightly volatile
Property Plant And Equipment Gross501.1 M477.3 M210.2 M
Slightly volatile
Total Current Assets181.9 M191.5 M4.5 B
Pretty Stable
Short Term Debt984.7 M937.8 M676.9 M
Slightly volatile
Accounts Payable710.2 M721 M656.6 M
Pretty Stable
Net Receivables341.3 M462.5 M540 M
Slightly volatile
Other Current AssetsB1.1 B2.6 B
Slightly volatile
Common Stock Total EquityB1.9 B1.1 B
Slightly volatile
Common Stock828.5 M1.6 BB
Slightly volatile
Other Liabilities541.4 M515.6 M234 M
Slightly volatile
Long Term Debt275.5 M342.5 M262.5 M
Slightly volatile
Good Will1.1 BB525.6 M
Slightly volatile
Intangible Assets88.1 M83.9 M42.3 M
Slightly volatile
Property Plant Equipment124.5 M105.5 M136.5 M
Very volatile
Net Tangible AssetsB1.1 B902.9 M
Slightly volatile
Long Term Investments3.1 B3.2 BB
Very volatile
Non Current Liabilities Other757 M721 M300 M
Slightly volatile
Long Term Debt Total242.3 M197.7 M177 M
Slightly volatile
Earning Assets2.4 B2.9 B2.3 B
Slightly volatile
Net Invested Capital3.5 B3.5 B2.6 B
Slightly volatile
Capital Stock1.8 B1.6 B1.6 B
Slightly volatile
Capital Lease Obligations1.8 M1.6 M1.4 M
Slightly volatile

First Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses406.8 M387.4 M270.7 M
Slightly volatile
Operating Income429.7 M409.3 M206.7 M
Slightly volatile
EBIT334.5 M318.6 M188.7 M
Slightly volatile
EBITDA374.2 M356.4 M210.4 M
Slightly volatile
Net Income268.7 M255.9 M132.7 M
Slightly volatile
Depreciation And Amortization39.7 M37.8 M21.9 M
Slightly volatile
Selling General Administrative354 M337.2 M194.9 M
Slightly volatile
Total Revenue836.5 M796.7 M481.3 M
Slightly volatile
Gross Profit1.2 B1.1 B524.9 M
Slightly volatile
Income Before Tax334.5 M318.6 M168.5 M
Slightly volatile
Net Income Applicable To Common Shares262.8 M250.3 M135.2 M
Slightly volatile
Selling And Marketing Expenses5.5 M9.6 M5.7 M
Slightly volatile
Extraordinary Items8.4 M9.4 M8.2 M
Slightly volatile
Net Income From Continuing Ops196.5 M268.2 M165 M
Slightly volatile
Tax Provision40.4 M58.4 M36.7 M
Pretty Stable
Net Interest Income463.9 M631.9 M366.2 M
Slightly volatile
Interest Income550.5 M854.5 M426.9 M
Slightly volatile
Reconciled Depreciation24.7 M37.6 M18 M
Slightly volatile

First Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow477 M454.3 M191.9 M
Slightly volatile
Begin Period Cash Flow167.9 M207.5 M155.9 M
Slightly volatile
Depreciation39.7 M37.8 M22.1 M
Slightly volatile
Other Non Cash Items17.5 M28.8 M28.5 M
Pretty Stable
Dividends Paid91.5 M87.2 M62.5 M
Slightly volatile
Capital Expenditures13.3 M24.1 M16.6 M
Slightly volatile
Total Cash From Operating Activities502.3 M478.4 M209.3 M
Slightly volatile
Net Income268.7 M255.9 M133.2 M
Slightly volatile
End Period Cash Flow172.2 M213.1 M162.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.992.80053.4523
Pretty Stable
Dividend Yield0.02940.03910.0401
Slightly volatile
PTB Ratio1.910.98371.325
Pretty Stable
Days Sales Outstanding709675459
Slightly volatile
Book Value Per Share25.3524.143117.4464
Slightly volatile
Free Cash Flow Yield0.210.20360.1193
Very volatile
Operating Cash Flow Per Share5.445.18392.6885
Slightly volatile
Stock Based Compensation To Revenue0.01060.01870.0135
Slightly volatile
Capex To Depreciation1.030.63850.8537
Slightly volatile
PB Ratio1.910.98371.325
Pretty Stable
EV To Sales3.373.14684.4667
Pretty Stable
Free Cash Flow Per Share5.084.83572.4435
Slightly volatile
ROIC0.0880.09260.1103
Slightly volatile
Net Income Per Share2.862.72371.6369
Slightly volatile
Sales General And Administrative To Revenue0.290.42320.3884
Pretty Stable
Capex To Revenue0.04720.03030.0404
Slightly volatile
POCF Ratio4.354.58159.6068
Very volatile
Interest Coverage2.311.48693.9339
Very volatile
Payout Ratio0.450.34060.5523
Slightly volatile
Capex To Operating Cash Flow0.04710.04960.1098
Slightly volatile
PFCF Ratio4.674.911411.0284
Very volatile
Income Quality1.221.90321.6653
Slightly volatile
ROE0.130.11280.096
Pretty Stable
EV To Operating Cash Flow4.895.148112.9139
Very volatile
PE Ratio16.728.719713.8652
Pretty Stable
Return On Tangible Assets0.01390.01560.0116
Slightly volatile
EV To Free Cash Flow5.245.518714.7005
Very volatile
Earnings Yield0.06190.11470.0769
Slightly volatile
Intangibles To Total Assets0.06530.06220.041
Slightly volatile
Current Ratio0.01870.01978.3716
Slightly volatile
Tangible Book Value Per Share6.9912.541810.6176
Slightly volatile
Receivables Turnover0.530.561.0437
Slightly volatile
Graham Number40.3938.465325.3397
Slightly volatile
Shareholders Equity Per Share25.3524.143117.4464
Slightly volatile
Debt To Equity0.460.56450.5047
Very volatile
Capex Per Share0.170.25690.2262
Very volatile
Revenue Per Share8.98.48076.1967
Slightly volatile
Interest Debt Per Share17.3916.559210.2642
Slightly volatile
Debt To Assets0.04780.0730.0599
Pretty Stable
Enterprise Value Over EBITDA9.367.034212.3283
Pretty Stable
Short Term Coverage Ratios0.490.51931.1728
Slightly volatile
Price Earnings Ratio16.728.719713.8652
Pretty Stable
Price Book Value Ratio1.910.98371.325
Pretty Stable
Dividend Payout Ratio0.450.34060.5523
Slightly volatile
Price To Operating Cash Flows Ratio4.354.58159.6068
Very volatile
Price To Free Cash Flows Ratio4.674.911411.0284
Very volatile
Pretax Profit Margin0.290.39990.3279
Slightly volatile
Ebt Per Ebit0.420.77850.6965
Very volatile
Operating Profit Margin0.760.51370.4936
Pretty Stable
Effective Tax Rate0.310.19690.2411
Slightly volatile
Company Equity Multiplier10.557.73068.8367
Slightly volatile
Long Term Debt To Capitalization0.220.13120.1056
Slightly volatile
Total Debt To Capitalization0.260.36080.2923
Pretty Stable
Return On Capital Employed0.05520.05250.0263
Pretty Stable
Debt Equity Ratio0.460.56450.5047
Very volatile
Ebit Per Revenue0.760.51370.4936
Pretty Stable
Quick Ratio0.01870.01978.4834
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.594.37552.5354
Slightly volatile
Net Income Per E B T0.580.80310.7516
Slightly volatile
Cash Ratio0.09810.10333.1929
Slightly volatile
Operating Cash Flow Sales Ratio0.640.61130.4198
Pretty Stable
Days Of Sales Outstanding709675459
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.93280.8702
Very volatile
Cash Flow Coverage Ratios0.360.38042.0216
Slightly volatile
Price To Book Ratio1.910.98371.325
Pretty Stable
Fixed Asset Turnover3.062.28962.5612
Slightly volatile
Capital Expenditure Coverage Ratio21.1920.176912.9782
Slightly volatile
Price Cash Flow Ratio4.354.58159.6068
Very volatile
Enterprise Value Multiple9.367.034212.3283
Pretty Stable
Debt Ratio0.04780.0730.0599
Pretty Stable
Cash Flow To Debt Ratio0.360.38042.0216
Slightly volatile
Price Sales Ratio3.992.80053.4523
Pretty Stable
Return On Assets0.01360.01460.0111
Slightly volatile
Asset Turnover0.05460.04540.0446
Pretty Stable
Net Profit Margin0.210.32120.2511
Slightly volatile
Gross Profit Margin1.121.261.3721
Slightly volatile
Price Fair Value1.910.98371.325
Pretty Stable
Return On Equity0.130.11280.096
Pretty Stable

First Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.1 BB1.6 B
Slightly volatile
Enterprise Value3.1 BB2.3 B
Slightly volatile

First Fundamental Market Drivers

Forward Price Earnings12.1065
Cash And Short Term Investments191.5 M

First Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About First Financial Financial Statements

First Financial stakeholders use historical fundamental indicators, such as First Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Financial's assets and liabilities are reflected in the revenues and expenses on First Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue371.2 M389.7 M
Total Revenue796.7 M836.5 M
Cost Of Revenue-286.9 M-272.5 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.42  0.29 
Capex To Revenue 0.03  0.05 
Revenue Per Share 8.48  8.90 
Ebit Per Revenue 0.51  0.76 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
0.93
Earnings Share
2.32
Revenue Per Share
8.096
Quarterly Revenue Growth
(0.05)
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.