First Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . First Financial Bancorp
FFBC Stock  USD 25.09  0.07  0.28%   
First Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Financial's valuation are provided below:
Gross Profit
815.9 M
Profit Margin
0.3163
Market Capitalization
2.5 B
Enterprise Value Revenue
3.7166
Revenue
815.9 M
We have found one hundred twenty available fundamental signals for First Financial Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First Financial's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 5, 2026, Market Cap is expected to decline to about 531.3 M. In addition to that, Enterprise Value is expected to decline to about 558.9 M

First Financial Total Revenue

1.48 Billion

Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Financial's main balance sheet or income statement drivers, such as Interest Expense of 471 M, Other Operating Expenses of 1.2 B or Operating Income of 324 M, as well as many indicators such as Price To Sales Ratio of 2.18, Dividend Yield of 0.0484 or PTB Ratio of 1.87. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
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Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding57.4 M109.7 M75.1 M
Slightly volatile
Total Assets22.4 B21.4 B12.4 B
Slightly volatile
Short and Long Term Debt Total1.3 B1.3 B971.5 M
Slightly volatile
Other Current Liabilities17.3 B16.5 B9.5 B
Slightly volatile
Total Current Liabilities18.2 B17.3 B10.4 B
Slightly volatile
Total Stockholder Equity2.9 B2.8 B1.6 B
Slightly volatile
Property Plant And Equipment Net491.6 M468.1 M228 M
Slightly volatile
Retained Earnings1.5 B1.5 B705.1 M
Slightly volatile
Cash1.1 B1 B438 M
Slightly volatile
Non Current Assets Total17.7 B16.8 B9.7 B
Slightly volatile
Non Currrent Assets Other1.4 B1.4 B657.4 M
Slightly volatile
Cash And Short Term Investments4.1 B3.9 B2.5 B
Slightly volatile
Liabilities And Stockholders Equity22.4 B21.4 B12.4 B
Slightly volatile
Total Liabilities19.5 B18.6 B10.9 B
Slightly volatile
Property Plant And Equipment Gross655.2 M624 M263.2 M
Slightly volatile
Total Current Assets4.8 B4.5 B2.8 B
Slightly volatile
Short Term Debt912.2 M868.8 M737.1 M
Slightly volatile
Accounts Payable508.6 M721 M317.5 M
Slightly volatile
Net Receivables706.3 M672.7 M246.7 M
Slightly volatile
Intangible Assets47.4 M71.4 M44.3 M
Slightly volatile
Common Stock2 B1.9 B1.2 B
Slightly volatile
Common Stock Total Equity2 B1.9 B1.2 B
Slightly volatile
Other Liabilities541.4 M515.6 M259.2 M
Slightly volatile
Long Term Debt279.7 M397.9 M275.6 M
Slightly volatile
Good Will1.2 B1.2 B600.7 M
Slightly volatile
Short Term Investments3 B2.8 B2.1 B
Slightly volatile
Property Plant Equipment124.5 M105.5 M131.3 M
Pretty Stable
Net Tangible Assets1 B1.1 B908 M
Slightly volatile
Long Term Investments5 B3 B5.8 B
Very volatile
Non Current Liabilities Other757 M721 M338.4 M
Slightly volatile
Long Term Debt Total242.3 M197.7 M176.4 M
Slightly volatile
Earning Assets2.4 B2.9 B2.3 B
Slightly volatile
Net Invested Capital3.6 B4.1 B2.7 B
Slightly volatile
Capital Stock1.8 B1.9 B1.7 B
Slightly volatile
Capital Lease Obligations1.8 M1.7 M1.4 M
Slightly volatile

First Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses1.2 B1.1 B482.2 M
Slightly volatile
Operating Income324 M308.6 M181.3 M
Slightly volatile
EBIT324 M308.6 M181.3 M
Slightly volatile
EBITDA370.4 M352.8 M206.7 M
Slightly volatile
Total Operating Expenses627.4 M597.5 M325.8 M
Slightly volatile
Net Income276.3 M263.2 M146.4 M
Slightly volatile
Depreciation And Amortization46.4 M44.2 M25.6 M
Slightly volatile
Selling General Administrative434.6 M413.9 M216.4 M
Slightly volatile
Total Revenue1.5 B1.4 B671.4 M
Slightly volatile
Gross Profit951.4 M906.1 M510.2 M
Slightly volatile
Cost Of Revenue528.6 M503.4 M161.1 M
Slightly volatile
Income Before Tax324 M308.6 M182 M
Slightly volatile
Net Income Applicable To Common Shares262.8 M250.3 M144.9 M
Slightly volatile
Selling And Marketing Expenses5.7 M10.4 M6.2 M
Slightly volatile
Extraordinary Items8.4 M9.4 M8.2 M
Slightly volatile
Net Income From Continuing Ops200.7 M263.2 M174.8 M
Slightly volatile
Tax Provision40.7 M45.4 M37.4 M
Slightly volatile
Net Interest Income484.9 M703.8 M401.7 M
Slightly volatile
Interest Income605.7 M1.2 B506.7 M
Slightly volatile
Reconciled Depreciation26.9 M44.2 M20.9 M
Slightly volatile

First Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow291.1 M277.2 M189.7 M
Slightly volatile
Begin Period Cash Flow171.6 M245 M164.7 M
Slightly volatile
Depreciation46.4 M44.2 M24.7 M
Slightly volatile
Other Non Cash Items75.8 M72.2 M36.2 M
Slightly volatile
Dividends Paid108.1 M103 M67.4 M
Slightly volatile
Capital Expenditures13.6 M24.2 M17.3 M
Slightly volatile
Total Cash From Operating Activities316.6 M301.5 M207.7 M
Slightly volatile
Net Income276.3 M263.2 M146.9 M
Slightly volatile
End Period Cash Flow171.3 M200.4 M165.3 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.181.862.8377
Pretty Stable
Dividend Yield0.04840.04060.0462
Slightly volatile
PTB Ratio1.871.21.2986
Pretty Stable
Days Sales Outstanding105157126
Slightly volatile
Book Value Per Share24.423.2418.2241
Slightly volatile
Free Cash Flow Yield0.07310.08550.1089
Pretty Stable
Operating Cash Flow Per Share1.462.52.4518
Pretty Stable
Stock Based Compensation To Revenue0.00950.01150.0122
Pretty Stable
Capex To Depreciation1.060.630.7688
Slightly volatile
PB Ratio1.871.21.2986
Pretty Stable
EV To Sales2.742.013.883
Pretty Stable
Free Cash Flow Per Share1.32.32.2464
Pretty Stable
ROIC0.07610.0620.0574
Very volatile
Net Income Per Share2.292.181.6816
Slightly volatile
Payables Turnover0.140.12370.5131
Slightly volatile
Sales General And Administrative To Revenue0.220.260.3199
Very volatile
Capex To Revenue0.03450.01980.03
Slightly volatile
Cash Per Share33.6832.0729.3921
Slightly volatile
POCF Ratio13.1311.1310.1971
Pretty Stable
Interest Coverage0.590.622.8146
Pretty Stable
Payout Ratio0.680.450.5951
Slightly volatile
Capex To Operating Cash Flow0.170.09240.1056
Slightly volatile
PFCF Ratio11.512.111.3052
Very volatile
Days Payables Outstanding2.8 K2.7 K2.2 K
Slightly volatile
Income Quality1.221.031.6
Slightly volatile
ROE0.130.110.0967
Slightly volatile
EV To Operating Cash Flow11.789.3913.2958
Very volatile
PE Ratio16.4712.7513.6216
Slightly volatile
Return On Tangible Assets0.01390.01510.0119
Slightly volatile
EV To Free Cash Flow12.413.0515.0096
Very volatile
Earnings Yield0.06160.08120.0779
Slightly volatile
Intangibles To Total Assets0.05530.05270.0422
Slightly volatile
Current Ratio0.130.240.24
Pretty Stable
Tangible Book Value Per Share7.1212.8810.9726
Slightly volatile
Receivables Turnover4.252.414.1932
Pretty Stable
Graham Number35.4733.7826.2638
Slightly volatile
Shareholders Equity Per Share24.423.2418.2241
Slightly volatile
Debt To Equity0.620.410.6952
Pretty Stable
Capex Per Share0.160.20.2054
Slightly volatile
Revenue Per Share12.2711.687.8313
Slightly volatile
Interest Debt Per Share8.4514.2312.9906
Slightly volatile
Debt To Assets0.06460.05350.0809
Pretty Stable
Enterprise Value Over EBITDA9.668.0311.9087
Pretty Stable
Short Term Coverage Ratios0.650.40.4424
Very volatile
Price Earnings Ratio16.4712.7513.6216
Slightly volatile
Operating Cycle105157126
Slightly volatile
Price Book Value Ratio1.871.21.2986
Pretty Stable
Days Of Payables Outstanding2.8 K2.7 K2.2 K
Slightly volatile
Dividend Payout Ratio0.680.450.5951
Slightly volatile
Price To Operating Cash Flows Ratio13.1311.1310.1971
Pretty Stable
Price To Free Cash Flows Ratio11.512.111.3052
Very volatile
Pretax Profit Margin0.220.20.276
Very volatile
Operating Profit Margin0.220.20.276
Very volatile
Effective Tax Rate0.310.170.2314
Slightly volatile
Company Equity Multiplier10.528.768.7587
Slightly volatile
Long Term Debt To Capitalization0.220.140.1087
Slightly volatile
Total Debt To Capitalization0.320.280.38
Pretty Stable
Return On Capital Employed0.140.08850.1098
Slightly volatile
Debt Equity Ratio0.620.410.6952
Pretty Stable
Ebit Per Revenue0.220.20.276
Very volatile
Quick Ratio0.130.240.24
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.732.132.3655
Very volatile
Net Income Per E B T0.580.770.7586
Slightly volatile
Cash Ratio0.05420.0690.0402
Pretty Stable
Operating Cash Flow Sales Ratio0.220.190.3312
Slightly volatile
Days Of Sales Outstanding105157126
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.830.881
Very volatile
Cash Flow Coverage Ratios0.390.270.3204
Slightly volatile
Price To Book Ratio1.871.21.2986
Pretty Stable
Fixed Asset Turnover4.113.463.0579
Pretty Stable
Capital Expenditure Coverage Ratio8.2611.212.6948
Pretty Stable
Price Cash Flow Ratio13.1311.1310.1971
Pretty Stable
Enterprise Value Multiple9.668.0311.9087
Pretty Stable
Debt Ratio0.06460.05350.0809
Pretty Stable
Cash Flow To Debt Ratio0.390.270.3204
Slightly volatile
Price Sales Ratio2.181.862.8377
Pretty Stable
Return On Assets0.01350.01420.0114
Slightly volatile
Asset Turnover0.07380.07590.0551
Pretty Stable
Net Profit Margin0.160.170.2126
Slightly volatile
Gross Profit Margin0.570.580.7796
Pretty Stable
Price Fair Value1.871.21.2986
Pretty Stable
Return On Equity0.130.110.0967
Slightly volatile

First Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap531.3 M753.4 M790.8 M
Very volatile
Enterprise Value558.9 M869.5 M902.3 M
Very volatile

First Fundamental Market Drivers

Forward Price Earnings7.9681
Cash And Short Term Investments3.4 B

First Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About First Financial Financial Statements

First Financial stakeholders use historical fundamental indicators, such as First Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Financial's assets and liabilities are reflected in the revenues and expenses on First Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue371.2 M389.7 M
Total Revenue1.4 B1.5 B
Cost Of Revenue503.4 M528.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.22 
Capex To Revenue 0.02  0.03 
Revenue Per Share 11.68  12.27 
Ebit Per Revenue 0.20  0.22 

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When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
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Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.364
Dividend Share
0.97
Earnings Share
2.7
Revenue Per Share
8.614
Quarterly Revenue Growth
0.18
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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F Score
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Beneish
M Score
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Advice
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Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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