First Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . First Financial Bancorp
FFBC Stock  USD 25.02  0.23  0.91%   
First Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Financial's valuation are provided below:
Gross Profit
815.9 M
Profit Margin
0.3163
Market Capitalization
2.5 B
Enterprise Value Revenue
3.7556
Revenue
815.9 M
We have found one hundred twenty available fundamental signals for First Financial Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of First Financial's prevailing performance against the performance from 2010 to 2025 to make sure the company is sustainable down the road. As of December 31, 2025, Market Cap is expected to decline to about 531.3 M. In addition to that, Enterprise Value is expected to decline to about 558.9 M

First Financial Total Revenue

1.29 Billion

Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Financial's main balance sheet or income statement drivers, such as Interest Expense of 409.6 M, Other Operating Expenses of 1 B or Operating Income of 281.7 M, as well as many indicators such as Price To Sales Ratio of 2.18, Dividend Yield of 0.0484 or PTB Ratio of 1.87. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
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Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding57.4 M95.4 M72.9 M
Slightly volatile
Total Assets19.5 B18.6 B11.7 B
Slightly volatile
Short and Long Term Debt Total630.1 M1.1 B909 M
Slightly volatile
Other Current Liabilities15 B14.3 B9 B
Slightly volatile
Total Current Liabilities15.8 B15.1 B9.9 B
Slightly volatile
Total Stockholder Equity2.6 B2.4 B1.5 B
Slightly volatile
Property Plant And Equipment Net427.4 M407.1 M209 M
Slightly volatile
Retained Earnings1.3 B1.3 B644.8 M
Slightly volatile
Cash949.7 M904.5 M391.5 M
Slightly volatile
Non Current Assets Total15.4 B14.6 B9.1 B
Slightly volatile
Non Currrent Assets Other1.2 B1.2 B602.2 M
Slightly volatile
Cash And Short Term Investments3.5 B3.4 B2.4 B
Slightly volatile
Liabilities And Stockholders Equity19.5 B18.6 B11.7 B
Slightly volatile
Total Liabilities16.9 B16.1 B10.2 B
Slightly volatile
Property Plant And Equipment Gross569.8 M542.6 M235.3 M
Slightly volatile
Total Current Assets4.1 B3.9 B2.6 B
Slightly volatile
Short Term Debt429.5 M755.5 M698.7 M
Slightly volatile
Accounts Payable508.6 M721 M298.2 M
Slightly volatile
Net Receivables614.2 M585 M214.3 M
Slightly volatile
Intangible Assets47.4 M79.3 M42.6 M
Slightly volatile
Common Stock846.5 M1.6 B1 B
Slightly volatile
Common Stock Total Equity2 B1.9 B1.1 B
Slightly volatile
Other Liabilities541.4 M515.6 M247.4 M
Slightly volatile
Long Term Debt279.7 M346 M268 M
Slightly volatile
Good Will1.1 B1 B555.9 M
Slightly volatile
Short Term Investments1.4 B2.5 B2 B
Slightly volatile
Property Plant Equipment124.5 M105.5 M133.7 M
Very volatile
Net Tangible Assets1 B1.1 B905.6 M
Slightly volatile
Long Term Investments5 B3.4 B6 B
Very volatile
Non Current Liabilities Other757 M721 M320.4 M
Slightly volatile
Long Term Debt Total242.3 M197.7 M176.7 M
Slightly volatile
Earning Assets2.4 B2.9 B2.3 B
Slightly volatile
Net Invested Capital3.6 B3.5 B2.6 B
Slightly volatile
Capital Stock1.8 B1.6 B1.6 B
Slightly volatile
Capital Lease Obligations1.8 M1.5 M1.4 M
Slightly volatile

First Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses1 B957.3 M434.1 M
Slightly volatile
Operating Income281.7 M268.3 M170.7 M
Slightly volatile
EBIT281.7 M268.3 M170.7 M
Slightly volatile
EBITDA322.1 M306.7 M194.5 M
Slightly volatile
Total Operating Expenses545.6 M519.6 M303.7 M
Slightly volatile
Net Income240.3 M228.8 M136.9 M
Slightly volatile
Depreciation And Amortization40.3 M38.4 M24.1 M
Slightly volatile
Selling General Administrative377.9 M359.9 M200.5 M
Slightly volatile
Total Revenue1.3 B1.2 B613.2 M
Slightly volatile
Gross Profit827.3 M787.9 M477.7 M
Slightly volatile
Cost Of Revenue459.6 M437.7 M135.4 M
Slightly volatile
Income Before Tax281.7 M268.3 M171.4 M
Slightly volatile
Net Income Applicable To Common Shares262.8 M250.3 M140.4 M
Slightly volatile
Selling And Marketing Expenses5.7 M9 M5.9 M
Slightly volatile
Extraordinary Items8.4 M9.4 M8.2 M
Slightly volatile
Net Income From Continuing Ops200.7 M228.8 M169.2 M
Slightly volatile
Tax Provision40.7 M39.5 M36.9 M
Pretty Stable
Net Interest Income484.9 M612 M382.8 M
Slightly volatile
Interest Income605.7 M1 B466.3 M
Slightly volatile
Reconciled Depreciation26.9 M38.4 M19.4 M
Slightly volatile

First Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow253.1 M241.1 M181.9 M
Slightly volatile
Begin Period Cash Flow171.6 M213.1 M159.7 M
Slightly volatile
Depreciation40.3 M38.4 M23.1 M
Slightly volatile
Other Non Cash Items65.9 M62.7 M33.4 M
Pretty Stable
Dividends Paid94 M89.5 M64.3 M
Slightly volatile
Capital Expenditures13.6 M21.1 M16.9 M
Slightly volatile
Total Cash From Operating Activities275.3 M262.2 M199.3 M
Slightly volatile
Net Income240.3 M228.8 M137.4 M
Slightly volatile
End Period Cash Flow171.3 M174.3 M163.1 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.182.07042.8988
Very volatile
Dividend Yield0.04840.03530.0466
Slightly volatile
PTB Ratio1.871.04081.3048
Pretty Stable
Days Sales Outstanding105174124
Slightly volatile
Book Value Per Share27.1225.825318.0806
Slightly volatile
Free Cash Flow Yield0.07310.0950.1103
Pretty Stable
Operating Cash Flow Per Share1.462.77692.4488
Pretty Stable
Stock Based Compensation To Revenue0.00950.01280.0122
Slightly volatile
Capex To Depreciation1.060.54860.7775
Slightly volatile
PB Ratio1.871.04081.3048
Pretty Stable
EV To Sales2.742.23234.0
Very volatile
Free Cash Flow Per Share1.32.55372.2431
Pretty Stable
ROIC0.07610.0540.0571
Very volatile
Net Income Per Share2.552.42391.6667
Slightly volatile
Payables Turnover0.140.12370.5375
Slightly volatile
Sales General And Administrative To Revenue0.220.29360.3237
Pretty Stable
Capex To Revenue0.01630.01720.0295
Slightly volatile
Cash Per Share37.4235.63629.4584
Slightly volatile
POCF Ratio13.139.679810.1387
Pretty Stable
Interest Coverage0.650.68792.9555
Pretty Stable
Payout Ratio0.680.39130.6042
Slightly volatile
Capex To Operating Cash Flow0.07640.08040.1006
Slightly volatile
PFCF Ratio10.010.525911.1617
Very volatile
Days Payables Outstanding2.8 K2.7 K2.2 K
Slightly volatile
Income Quality1.221.14561.6356
Slightly volatile
ROE0.130.09390.0959
Pretty Stable
EV To Operating Cash Flow11.7810.436813.54
Very volatile
PE Ratio16.4711.089513.6761
Slightly volatile
Return On Tangible Assets0.01390.01310.0117
Slightly volatile
EV To Free Cash Flow10.7811.349215.0308
Very volatile
Earnings Yield0.06160.09020.0777
Slightly volatile
Intangibles To Total Assets0.06150.05850.0419
Slightly volatile
Current Ratio0.270.26180.2487
Slightly volatile
Tangible Book Value Per Share15.0314.311711.3478
Slightly volatile
Receivables Turnover1.992.09534.1634
Pretty Stable
Graham Number39.4137.529526.0403
Slightly volatile
Shareholders Equity Per Share27.1225.825318.0806
Slightly volatile
Debt To Equity0.620.45240.713
Pretty Stable
Capex Per Share0.160.22320.2057
Slightly volatile
Revenue Per Share13.6312.9837.6758
Slightly volatile
Interest Debt Per Share8.4515.815312.9132
Slightly volatile
Debt To Assets0.06460.05940.0826
Very volatile
Enterprise Value Over EBITDA9.668.919812.1511
Pretty Stable
Short Term Coverage Ratios0.650.3470.445
Very volatile
Price Earnings Ratio16.4711.089513.6761
Slightly volatile
Operating Cycle105174124
Slightly volatile
Price Book Value Ratio1.871.04081.3048
Pretty Stable
Days Of Payables Outstanding2.8 K2.7 K2.2 K
Slightly volatile
Dividend Payout Ratio0.680.39130.6042
Slightly volatile
Price To Operating Cash Flows Ratio13.139.679810.1387
Pretty Stable
Price To Free Cash Flows Ratio10.010.525911.1617
Very volatile
Pretax Profit Margin0.220.21890.2807
Pretty Stable
Operating Profit Margin0.220.21890.2807
Pretty Stable
Effective Tax Rate0.140.14720.2246
Slightly volatile
Company Equity Multiplier10.527.61698.7586
Slightly volatile
Long Term Debt To Capitalization0.220.12430.1067
Slightly volatile
Total Debt To Capitalization0.320.31150.3863
Pretty Stable
Return On Capital Employed0.140.0770.1112
Slightly volatile
Debt Equity Ratio0.620.45240.713
Pretty Stable
Ebit Per Revenue0.220.21890.2807
Pretty Stable
Quick Ratio0.270.26180.2487
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.732.36992.3802
Pretty Stable
Net Income Per E B T0.580.85280.7579
Slightly volatile
Cash Ratio0.05420.060.0384
Very volatile
Operating Cash Flow Sales Ratio0.220.21390.34
Pretty Stable
Days Of Sales Outstanding105174124
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.91960.8842
Very volatile
Cash Flow Coverage Ratios0.390.23770.3235
Slightly volatile
Price To Book Ratio1.871.04081.3048
Pretty Stable
Fixed Asset Turnover4.113.01083.0328
Pretty Stable
Capital Expenditure Coverage Ratio8.2612.439212.7882
Slightly volatile
Price Cash Flow Ratio13.139.679810.1387
Pretty Stable
Enterprise Value Multiple9.668.919812.1511
Pretty Stable
Debt Ratio0.06460.05940.0826
Very volatile
Cash Flow To Debt Ratio0.390.23770.3235
Slightly volatile
Price Sales Ratio2.182.07042.8988
Very volatile
Return On Assets0.01350.01230.0112
Slightly volatile
Asset Turnover0.07380.0660.0538
Very volatile
Net Profit Margin0.160.18670.2153
Slightly volatile
Gross Profit Margin0.570.64290.7921
Very volatile
Price Fair Value1.871.04081.3048
Pretty Stable
Return On Equity0.130.09390.0959
Pretty Stable

First Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap531.3 M753.4 M787.9 M
Very volatile
Enterprise Value558.9 M869.5 M898.3 M
Very volatile

First Fundamental Market Drivers

Forward Price Earnings8.0775
Cash And Short Term Investments3.4 B

First Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About First Financial Financial Statements

First Financial stakeholders use historical fundamental indicators, such as First Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although First Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Financial's assets and liabilities are reflected in the revenues and expenses on First Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue371.2 M389.7 M
Total Revenue1.2 B1.3 B
Cost Of Revenue437.7 M459.6 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.29  0.22 
Capex To Revenue 0.02  0.02 
Revenue Per Share 12.98  13.63 
Ebit Per Revenue 0.22  0.22 

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When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
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Check out the analysis of First Financial Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.364
Dividend Share
0.97
Earnings Share
2.7
Revenue Per Share
8.614
Quarterly Revenue Growth
0.18
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
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F Score
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Beneish
M Score
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Advice
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Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
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