First Financial Valuation

First Financial Investor Information

About 75.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.08. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Financial Bancorp has Price/Earnings To Growth (PEG) ratio of 1.71. The entity last dividend was issued on the 1st of December 2025. The firm had 105:100 split on the 7th of March 2001. First Financial Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

First Financial Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. First Financial has an asset utilization ratio of 6.6 percent. This indicates that the Company is making $0.066 for each dollar of assets. An increasing asset utilization means that First Financial Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.

First Financial Profitability Analysis

Taking into consideration First Financial's profitability measurements, First Financial's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess First Financial's ability to earn profits and add value for shareholders. At present, First Financial's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.22, whereas Net Profit Margin is forecasted to decline to 0.16.

	Current Value	Last Year	Change From Last Year	10 Year Trend
Gross Profit Margin	0.57	0.58	Fairly Down	Pretty Stable
Net Profit Margin	0.16	0.17	Notably Down	Slightly volatile
Operating Profit Margin	0.22	0.2	Significantly Up	Very volatile
Pretax Profit Margin	0.22	0.2	Significantly Up	Very volatile
Return On Assets	0.0135	0.0142	Notably Down	Slightly volatile
Return On Equity	0.13	0.11	Fairly Up	Slightly volatile

First Financial Earnings per Share Projection vs Actual

The next projected EPS of First Financial is estimated to be 0.789575 with future projections ranging from a low of 0.775 to a high of 0.8125. First Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.7. Please be aware that the consensus of earnings estimates for First Financial Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options. First Financial is projected to generate 0.789575 in earnings per share on the 31st of December 2026. First Financial earnings estimates show analyst consensus about projected First Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Financial's historical volatility. Many public companies, such as First Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

First Financial Earnings Estimation Breakdown

The calculation of First Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Financial is estimated to be 0.789575 with the future projection ranging from a low of 0.775 to a high of 0.8125. Please be aware that this consensus of annual earnings estimates for First Financial Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.

First Financial Earnings Projection Consensus

First Financial Ownership Allocation

First Financial holds a total of 104.51 Million outstanding shares. The majority of First Financial Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial Bancorp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.

First Financial Profitability Analysis

The company reported the previous year's revenue of 1.23 B. Net Income was 228.83 M with profit before overhead, payroll, taxes, and interest of 815.89 M.

First Financial Past Distributions to stockholders

A single share of First Financial represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.

Valuation refers to the process of determining the present value of First Financial Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.

When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.