First Financial Earnings Estimate

FFBC Stock  USD 25.65  0.56  2.23%   
The next projected EPS of First Financial is estimated to be 0.698 with future projections ranging from a low of 0.64 to a high of 0.73. First Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 2.7. Please be aware that the consensus of earnings estimates for First Financial Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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First Financial is projected to generate 0.698 in earnings per share on the 31st of March 2026. First Financial earnings estimates show analyst consensus about projected First Financial Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on First Financial's historical volatility. Many public companies, such as First Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing First Financial's earnings estimates, investors can diagnose different trends across First Financial's analyst sentiment over time as well as compare current estimates against different timeframes. At present, First Financial's Pretax Profit Margin is projected to increase slightly based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.22, whereas Net Profit Margin is forecasted to decline to 0.16. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Financial Earnings Estimation Breakdown

The calculation of First Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of First Financial is estimated to be 0.698 with the future projection ranging from a low of 0.64 to a high of 0.73. Please be aware that this consensus of annual earnings estimates for First Financial Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
0.64
Lowest
Expected EPS
0.698
0.73
Highest

First Financial Earnings Projection Consensus

Suppose the current estimates of First Financial's value are higher than the current market price of the First Financial stock. In this case, investors may conclude that First Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and First Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
791.33%
0.0
0.698
2.7

First Financial Earnings History

Earnings estimate consensus by First Financial Bancorp analysts from Wall Street is used by the market to judge First Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only First Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

First Financial Quarterly Gross Profit

210.28 Million

At present, First Financial's Price Earnings Ratio is projected to slightly decrease based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 262.8 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 57.4 M.
Hype
Prediction
LowEstimatedHigh
23.8925.6527.41
Details
Intrinsic
Valuation
LowRealHigh
23.0927.5829.34
Details
Naive
Forecast
LowNextHigh
22.5124.2726.03
Details
6 Analysts
Consensus
LowTargetHigh
27.1529.8333.11
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as First Financial. Your research has to be compared to or analyzed against First Financial's peers to derive any actionable benefits. When done correctly, First Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in First Financial Bancorp. Note that many institutional investors and large investment bankers can move markets due to the volume of First assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards First Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving First Financial's stock price in the short term.

First Financial Earnings per Share Projection vs Actual

Actual Earning per Share of First Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering First Financial Bancorp predict the company's earnings will be in the future. The higher the earnings per share of First Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

First Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as First Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of First Financial should always be considered in relation to other companies to make a more educated investment decision.

First Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact First Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
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2025-10-23
2025-09-300.750.760.01
2025-07-24
2025-06-300.680.740.06
2025-04-24
2025-03-310.630.630.0
2025-01-23
2024-12-310.650.710.06
2024-10-24
2024-09-300.660.55-0.1116 
2024-07-25
2024-06-300.590.640.05
2024-04-25
2024-03-310.590.53-0.0610 
2024-01-25
2023-12-310.610.6-0.01
2023-10-24
2023-09-300.670.690.02
2023-07-20
2023-06-300.690.690.0
2023-04-20
2023-03-310.710.740.03
2023-01-26
2022-12-310.690.730.04
2022-10-20
2022-09-300.60.59-0.01
2022-07-21
2022-06-300.510.550.04
2022-04-21
2022-03-310.450.460.01
2022-01-27
2021-12-310.560.580.02
2021-10-21
2021-09-300.520.45-0.0713 
2021-07-22
2021-06-300.520.580.0611 
2021-04-22
2021-03-310.480.50.02
2021-01-28
2020-12-310.460.510.0510 
2020-10-22
2020-09-300.380.440.0615 
2020-07-23
2020-06-300.250.40.1560 
2020-04-20
2020-03-310.390.31-0.0820 
2020-01-23
2019-12-310.530.52-0.01
2019-10-17
2019-09-300.550.560.01
2019-07-18
2019-06-300.570.580.01
2019-04-25
2019-03-310.510.48-0.03
2019-01-23
2018-12-310.580.610.03
2018-10-18
2018-09-300.570.580.01
2018-07-19
2018-06-300.520.570.05
2018-04-19
2018-03-310.470.520.0510 
2018-01-18
2017-12-310.40.450.0512 
2017-10-19
2017-09-300.380.40.02
2017-07-25
2017-06-300.380.37-0.01
2017-04-20
2017-03-310.350.390.0411 
2017-01-19
2016-12-310.370.380.01
2016-10-20
2016-09-300.360.370.01
2016-07-21
2016-06-300.340.360.02
2016-04-21
2016-03-310.330.330.0
2016-01-21
2015-12-310.340.33-0.01
2015-10-22
2015-09-300.30.340.0413 
2015-07-30
2015-06-300.30.310.01
2015-04-30
2015-03-310.290.290.0
2015-01-29
2014-12-310.310.320.01
2014-10-30
2014-09-300.270.310.0414 
2014-07-24
2014-06-300.270.290.02
2014-04-29
2014-03-310.280.26-0.02
2014-01-30
2013-12-310.280.450.1760 
2013-10-24
2013-09-300.270.26-0.01
2013-07-25
2013-06-300.260.270.01
2013-04-24
2013-03-310.260.24-0.02
2013-01-29
2012-12-310.250.280.0312 
2012-10-25
2012-09-300.290.28-0.01
2012-07-24
2012-06-300.30.30.0
2012-04-25
2012-03-310.30.29-0.01
2012-01-25
2011-12-310.280.310.0310 
2011-10-26
2011-09-300.270.310.0414 
2011-07-28
2011-06-300.30.27-0.0310 
2011-04-27
2011-03-310.280.290.01
2011-01-26
2010-12-310.330.24-0.0927 
2010-11-02
2010-09-300.260.270.01
2010-08-03
2010-06-300.270.30.0311 
2010-04-29
2010-03-310.280.17-0.1139 
2010-01-26
2009-12-310.170.250.0847 
2009-11-05
2009-09-300.084.384.35375 
2009-08-03
2009-06-300.070.01-0.0685 
2009-04-29
2009-03-310.10.140.0440 
2009-01-28
2008-12-310.090.06-0.0333 
2008-10-29
2008-09-300.170.15-0.0211 
2008-07-29
2008-06-300.180.210.0316 
2008-04-29
2008-03-310.20.20.0
2008-01-29
2007-12-310.230.290.0626 
2007-10-23
2007-09-300.230.22-0.01
2007-07-25
2007-06-300.220.21-0.01
2007-04-20
2007-03-310.20.220.0210 
2007-01-26
2006-12-310.030.02-0.0133 
2006-10-27
2006-09-300.30.310.01
2006-07-28
2006-06-300.190.11-0.0842 
2006-04-24
2006-03-310.140.1-0.0428 
2006-02-10
2005-12-310.140.07-0.0750 
2005-11-02
2005-09-300.220.330.1150 
2005-07-22
2005-06-300.250.23-0.02
2005-04-20
2005-03-310.240.250.01
2005-01-20
2004-12-310.240.23-0.01
2004-10-20
2004-09-300.250.250.0
2004-07-20
2004-06-300.230.240.01
2004-04-20
2004-03-310.210.230.02
2004-01-20
2003-12-310.210.2-0.01
2003-10-20
2003-09-300.240.23-0.01
2003-07-21
2003-06-300.260.24-0.02
2003-04-17
2003-03-310.280.24-0.0414 
2003-01-17
2002-12-310.270.26-0.01
2002-10-18
2002-09-300.290.24-0.0517 
2002-07-16
2002-06-300.290.290.0
2002-04-16
2002-03-310.280.27-0.01
2002-01-18
2001-12-310.280.16-0.1242 
2001-10-18
2001-09-300.270.26-0.01
2001-07-17
2001-06-300.230.21-0.02
2001-04-17
2001-03-310.30.30.0
2001-01-23
2000-12-310.320.3-0.02
2000-10-16
2000-09-300.310.310.0
2000-07-17
2000-06-300.310.3-0.01
2000-04-17
2000-03-310.30.29-0.01
2000-01-18
1999-12-310.30.29-0.01
1999-10-18
1999-09-300.30.29-0.01
1999-07-15
1999-06-300.290.290.0
1999-04-16
1999-03-310.270.270.0
1999-01-15
1998-12-310.280.280.0
1998-11-18
1998-09-300.270.270.0
1998-08-19
1998-06-300.260.260.0
1998-04-15
1998-03-310.250.250.0
1998-01-05
1997-12-310.250.24-0.01
1997-09-12
1997-06-300.240.13-0.1145 
1997-04-16
1997-03-310.240.23-0.01
1997-02-03
1996-12-310.220.230.01
1996-10-16
1996-09-300.220.230.01
1996-07-19
1996-06-300.210.220.01
1996-04-15
1996-03-310.20.20.0
1996-01-15
1995-12-310.20.210.01
1995-10-15
1995-09-300.210.210.0

About First Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of First Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current First Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as First Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings1.5 B1.5 B
Retained Earnings Total Equity1.1 B564.8 M
Earning Assets2.9 B2.4 B
Earnings Yield 0.08  0.06 
Price Earnings Ratio 12.75  16.47 
Price Earnings To Growth Ratio(0.90)(0.86)

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When determining whether First Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.364
Dividend Share
0.97
Earnings Share
2.7
Revenue Per Share
8.614
Quarterly Revenue Growth
0.18
The market value of First Financial Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.