First Net Interest Income from 2010 to 2024

FGBI Stock  USD 13.48  0.49  3.77%   
First Guaranty's Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 75.7 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
21.9 M
Current Value
21.2 M
Quarterly Volatility
3.4 M
 
Covid
Check First Guaranty financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Guaranty's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.7 M, Interest Expense of 103.2 M or Selling General Administrative of 25.4 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.0528 or PTB Ratio of 0.78. First financial statements analysis is a perfect complement when working with First Guaranty Valuation or Volatility modules.
  
Check out the analysis of First Guaranty Correlation against competitors.

Latest First Guaranty's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Guaranty Bancshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Guaranty's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Guaranty's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean62,134,261
Geometric Mean59,877,146
Coefficient Of Variation29.60
Mean Deviation15,502,749
Median53,153,000
Standard Deviation18,389,494
Sample Variance338.2T
Range52.6M
R-Value0.85
Mean Square Error98T
R-Squared0.73
Significance0.000049
Slope3,515,348
Total Sum of Squares4734.4T

First Net Interest Income History

202475.7 M
202387 M
2022100 M
202189.6 M
202074.7 M
201961.7 M
201857 M

About First Guaranty Financial Statements

Investors use fundamental indicators, such as First Guaranty's Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Guaranty's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income87 M75.7 M

Currently Active Assets on Macroaxis

When determining whether First Guaranty Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Guaranty's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Guaranty Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Guaranty Bancshares Stock:
Check out the analysis of First Guaranty Correlation against competitors.
You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Guaranty. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Guaranty listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.033
Dividend Share
0.56
Earnings Share
0.84
Revenue Per Share
7.78
Quarterly Revenue Growth
(0.01)
The market value of First Guaranty Bancshares is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Guaranty's value that differs from its market value or its book value, called intrinsic value, which is First Guaranty's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Guaranty's market value can be influenced by many factors that don't directly affect First Guaranty's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Guaranty's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Guaranty is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Guaranty's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.