Five Financial Statements From 2010 to 2026

FSBC Stock  USD 40.14  0.77  1.96%   
Five Star's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Five Star's valuation are provided below:
Gross Profit
148.7 M
Profit Margin
0.4142
Market Capitalization
858 M
Enterprise Value Revenue
5.9211
Revenue
148.7 M
We have found one hundred twenty available fundamental signals for Five Star Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of Five Star's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

Five Star Total Revenue

268.24 Million

Check Five Star financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Five Star's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.3 M, Interest Expense of 101.9 M or Selling General Administrative of 21.5 M, as well as many indicators such as Price To Sales Ratio of 2.82, Dividend Yield of 0.0212 or PTB Ratio of 1.14. Five financial statements analysis is a perfect complement when working with Five Star Valuation or Volatility modules.
  
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Check out the analysis of Five Star Correlation against competitors.

Five Star Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.5 B4.8 B1.6 B
Slightly volatile
Short and Long Term Debt Total100 M97.8 M79.4 M
Slightly volatile
Total Stockholder Equity468.1 M445.8 M153.7 M
Slightly volatile
Property Plant And Equipment Net13.6 M12.9 M4.7 M
Slightly volatile
Retained Earnings158.5 M151 M43.3 M
Slightly volatile
Cash235.8 M409.9 M154.1 M
Slightly volatile
Non Current Assets Total4.3 B4.1 B1.5 B
Slightly volatile
Cash And Short Term Investments323.5 M522.9 M214.4 M
Slightly volatile
Net Receivables29.4 M28 M7.8 M
Slightly volatile
Common Stock Shares Outstanding12.6 M21.3 M8.2 M
Slightly volatile
Short Term Investments87.7 M112.9 M60.3 M
Slightly volatile
Liabilities And Stockholders Equity2.5 B4.8 B1.6 B
Slightly volatile
Non Current Liabilities Total101.9 M113.5 M81.9 M
Slightly volatile
Total Liabilities2.3 B4.3 B1.4 B
Slightly volatile
Total Current Assets354.7 M507 M219.7 M
Slightly volatile
Common Stock161.8 M304 M96.1 M
Slightly volatile
Total Current Liabilities2.2 B3.5 B1.2 B
Slightly volatile
Common Stock Total Equity132.9 M126.6 M53.3 M
Slightly volatile
Property Plant And Equipment Gross15.9 M15.1 M5.5 M
Slightly volatile
Short Term Debt1.7 M1.8 M26.6 M
Slightly volatile
Other Current Liabilities2.9 B3.5 B1.9 B
Slightly volatile
Other Liabilities7.3 M8.4 M6.2 M
Slightly volatile
Net Tangible Assets200.9 M290.7 M159.3 M
Slightly volatile
Accounts Payable9.8 M16.7 M8.5 M
Slightly volatile
Long Term Debt110.2 M85 M75 M
Slightly volatile
Other Current Assets385.5 M507 M273.3 M
Slightly volatile
Net Invested Capital369.3 M541.1 M257.9 M
Slightly volatile
Long Term Investments131.5 M126.3 M104.5 M
Slightly volatile
Capital Stock214 M347.9 M152.6 M
Slightly volatile
Intangible Assets2.2 MM1.8 M
Slightly volatile
Property Plant Equipment6.7 M6.4 M2.7 M
Slightly volatile
Earning Assets160.5 M191.5 M143.4 M
Slightly volatile
Capital Lease Obligations6.1 M7.9 M4.8 M
Slightly volatile

Five Star Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense101.9 M97 M24 M
Slightly volatile
Selling General Administrative21.5 M40.7 M14.7 M
Slightly volatile
Total Revenue268.2 M255.5 M68.4 M
Slightly volatile
Gross Profit156.2 M148.7 M45.9 M
Slightly volatile
Other Operating Expenses180.3 M171.7 M43.9 M
Slightly volatile
Total Operating Expenses68.3 M65 M21.4 M
Slightly volatile
Income Before Tax43.5 M83.7 M26 M
Slightly volatile
Net Income34 M61.6 M20.4 M
Slightly volatile
Income Tax Expense23.2 M22.1 M6.5 M
Slightly volatile
Tax Provision11.8 M21.9 M6.3 M
Slightly volatile
Net Interest Income97.5 M137.7 M73.2 M
Slightly volatile
Interest Income130.4 M238 M97.7 M
Slightly volatile
Selling And Marketing Expenses1.9 M2.8 M1.6 M
Slightly volatile
Net Income From Continuing Ops45.5 M52.5 M35.9 M
Slightly volatile
Cost Of Revenue112.1 M106.7 M31.6 M
Slightly volatile
Reconciled Depreciation2.3 M2.2 M822.7 K
Slightly volatile
Net Income Applicable To Common Shares41.9 M51.5 M35.2 M
Slightly volatile

Five Star Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow225.3 M352.3 M135.7 M
Slightly volatile
Net Income30.2 M52.5 M19.6 M
Slightly volatile
Total Cash From Financing Activities316.6 M489.6 M203 M
Slightly volatile
End Period Cash Flow226.3 M405.2 M148.7 M
Slightly volatile
Dividends Paid23.5 M18.7 M13.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.822.972766.6129
Very volatile
Dividend Yield0.02120.02240.4989
Slightly volatile
PTB Ratio1.141.70341.203
Slightly volatile
Days Sales Outstanding25.0237.7331.6067
Pretty Stable
Book Value Per Share22.4721.005319.2328
Pretty Stable
Stock Based Compensation To Revenue0.00750.00630.0088
Slightly volatile
PB Ratio1.141.70341.203
Slightly volatile
Net Income Per Share2.582.90252.1429
Slightly volatile
Payables Turnover2.061.712.3545
Slightly volatile
Sales General And Administrative To Revenue0.150.159213.4132
Very volatile
Capex To Revenue0.00320.00340.741
Very volatile
Cash Per Share39.7725.9427.6581
Pretty Stable
Interest Coverage0.820.8631.7219
Slightly volatile
Payout Ratio0.260.27560.7312
Slightly volatile
Days Payables Outstanding201221180
Slightly volatile
ROE0.110.13820.0925
Slightly volatile
PE Ratio19.1812.327129.0655
Slightly volatile
Return On Tangible Assets0.00890.0130.0077
Slightly volatile
Earnings Yield0.07710.08110.1009
Pretty Stable
Intangibles To Total Assets0.00110.0010.001
Slightly volatile
Current Ratio0.140.14451.2619
Slightly volatile
Tangible Book Value Per Share22.4421.005319.2148
Pretty Stable
Receivables Turnover9.297.8410.9002
Very volatile
Graham Number28.4937.037826.1694
Slightly volatile
Shareholders Equity Per Share22.4721.005319.2328
Pretty Stable
Debt To Equity0.210.21931.1687
Slightly volatile
Capex Per Share0.0340.03580.1479
Slightly volatile
Revenue Per Share7.712.03637.3946
Slightly volatile
Interest Debt Per Share8.729.178622.6546
Slightly volatile
Debt To Assets0.01950.02060.1249
Slightly volatile
Price Earnings Ratio19.1812.327129.0655
Slightly volatile
Operating Cycle25.0237.7331.6067
Pretty Stable
Price Book Value Ratio1.141.70341.203
Slightly volatile
Days Of Payables Outstanding201221180
Slightly volatile
Dividend Payout Ratio0.260.27560.7312
Slightly volatile
Pretax Profit Margin0.310.32781.4504
Very volatile
Operating Profit Margin0.310.32781.4504
Very volatile
Effective Tax Rate0.260.26420.2315
Very volatile
Company Equity Multiplier9.1510.665110.3017
Slightly volatile
Long Term Debt To Capitalization0.150.16160.4532
Slightly volatile
Total Debt To Capitalization0.170.17990.4626
Slightly volatile
Return On Capital Employed0.0880.06710.0687
Slightly volatile
Debt Equity Ratio0.210.21931.1687
Slightly volatile
Ebit Per Revenue0.310.32781.4504
Very volatile
Quick Ratio0.140.14451.2619
Slightly volatile
Net Income Per E B T0.610.73580.7609
Pretty Stable
Cash Ratio0.110.120.4651
Slightly volatile
Days Of Sales Outstanding25.0237.7331.6067
Pretty Stable
Price To Book Ratio1.141.70341.203
Slightly volatile
Fixed Asset Turnover20.2519.786816.8489
Slightly volatile
Debt Ratio0.01950.02060.1249
Slightly volatile
Price Sales Ratio2.822.972766.6129
Very volatile
Return On Assets0.00890.0130.0077
Slightly volatile
Asset Turnover0.02940.05370.0322
Slightly volatile
Net Profit Margin0.230.24110.6071
Very volatile
Gross Profit Margin0.790.58220.7433
Pretty Stable
Price Fair Value1.141.70341.203
Slightly volatile
Return On Equity0.110.13820.0925
Slightly volatile

Five Star Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap607.5 M683.5 M746 M
Slightly volatile
Enterprise Value685.8 M771.5 M842.1 M
Slightly volatile

Five Fundamental Market Drivers

Five Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Five Star Financial Statements

Five Star stakeholders use historical fundamental indicators, such as Five Star's revenue or net income, to determine how well the company is positioned to perform in the future. Although Five Star investors may analyze each financial statement separately, they are all interrelated. For example, changes in Five Star's assets and liabilities are reflected in the revenues and expenses on Five Star's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Five Star Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-77.9 M-81.8 M
Total Revenue255.5 M268.2 M
Cost Of Revenue106.7 M112.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.16  0.15 
Revenue Per Share 12.04  7.70 
Ebit Per Revenue 0.33  0.31 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out the analysis of Five Star Correlation against competitors.
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Will Regional Banks sector continue expanding? Could Five diversify its offerings? Factors like these will boost the valuation of Five Star. Market participants price Five higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Five Star data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.326
Dividend Share
0.8
Earnings Share
2.9
Revenue Per Share
7.008
Quarterly Revenue Growth
0.201
Five Star Bancorp's market price often diverges from its book value, the accounting figure shown on Five's balance sheet. Smart investors calculate Five Star's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Five Star's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.