Five Financial Statements From 2010 to 2026

FSBC Stock  USD 36.98  0.25  0.67%   
Five Star's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Five Star's valuation are provided below:
Gross Profit
141.9 M
Profit Margin
0.4036
Market Capitalization
790.2 M
Enterprise Value Revenue
5.8797
Revenue
141.9 M
We have found one hundred twenty available fundamental signals for Five Star Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to verify all of Five Star's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road.

Five Star Total Revenue

256.23 Million

Check Five Star financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Five Star's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.3 M, Interest Expense of 105.3 M or Selling General Administrative of 40.3 M, as well as many indicators such as Price To Sales Ratio of 3.12, Dividend Yield of 0.0293 or PTB Ratio of 1.11. Five financial statements analysis is a perfect complement when working with Five Star Valuation or Volatility modules.
  
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Check out the analysis of Five Star Correlation against competitors.

Five Star Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets4.9 B4.7 B1.7 B
Slightly volatile
Short and Long Term Debt Total99.1 M92.9 M79.1 M
Slightly volatile
Total Stockholder Equity478.9 M456.1 M154.9 M
Slightly volatile
Property Plant And Equipment Net9.5 MM4.2 M
Slightly volatile
Retained Earnings128.6 M122.4 M39.8 M
Slightly volatile
Cash235.8 M409.9 M154.1 M
Slightly volatile
Non Current Assets Total4.3 B4.1 B1.5 B
Slightly volatile
Non Currrent Assets Other91.4 M51 M152.9 M
Slightly volatile
Cash And Short Term Investments323.5 M522.9 M214.4 M
Slightly volatile
Net Receivables29.4 M28 M7.8 M
Slightly volatile
Common Stock Shares Outstanding24.4 M23.2 MM
Slightly volatile
Short Term Investments87.7 M112.9 M60.3 M
Slightly volatile
Liabilities And Stockholders Equity4.9 B4.7 B1.7 B
Slightly volatile
Non Current Liabilities Total101.9 M113.5 M81.9 M
Slightly volatile
Total Liabilities4.4 B4.2 B1.5 B
Slightly volatile
Total Current Assets332.2 M550.9 M220.9 M
Slightly volatile
Common Stock365.3 M347.9 M110.6 M
Slightly volatile
Total Current Liabilities4.3 B4.1 B1.4 B
Slightly volatile
Common Stock Total Equity132.9 M126.6 M53.3 M
Slightly volatile
Property Plant And Equipment Gross15.9 M15.1 M5.5 M
Slightly volatile
Short Term Debt1.7 M1.8 M26.6 M
Slightly volatile
Other Current Liabilities2.7 B4.1 BB
Slightly volatile
Other Liabilities7.3 M8.4 M6.2 M
Slightly volatile
Net Tangible Assets200.9 M290.7 M159.3 M
Slightly volatile
Accounts Payable9.8 M16.7 M8.5 M
Slightly volatile
Long Term Debt110.2 M85 M75 M
Slightly volatile
Other Current Assets356.8 M421.8 M266.6 M
Slightly volatile
Net Invested Capital369.3 M541.1 M257.9 M
Slightly volatile
Long Term Investments131.5 M126.3 M104.5 M
Slightly volatile
Capital Stock214 M347.9 M152.6 M
Slightly volatile
Intangible Assets2.2 MM1.8 M
Slightly volatile
Property Plant Equipment6.7 M6.4 M2.7 M
Slightly volatile
Earning Assets160.5 M191.5 M143.4 M
Slightly volatile
Capital Lease Obligations6.1 M7.9 M4.8 M
Slightly volatile

Five Star Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense105.3 M100.3 M24.4 M
Slightly volatile
Selling General Administrative40.3 M38.3 M15.6 M
Slightly volatile
Total Revenue256.2 M244 M67 M
Slightly volatile
Gross Profit142.5 M135.7 M44.4 M
Slightly volatile
Other Operating Expenses178.1 M169.6 M43.6 M
Slightly volatile
Total Operating Expenses64.3 M61.3 M20.9 M
Slightly volatile
Income Before Tax38.1 M74.4 M25.2 M
Slightly volatile
Net Income30.2 M52.5 M19.6 M
Slightly volatile
Income Tax Expense23 M21.9 M6.4 M
Slightly volatile
Tax Provision11.8 M21.9 M6.3 M
Slightly volatile
Net Interest Income97.5 M137.7 M73.2 M
Slightly volatile
Interest Income130.4 M238 M97.7 M
Slightly volatile
Selling And Marketing Expenses1.9 M2.8 M1.6 M
Slightly volatile
Net Income From Continuing Ops45.5 M52.5 M35.9 M
Slightly volatile
Cost Of Revenue113.7 M108.3 M31.7 M
Slightly volatile
Reconciled Depreciation2.3 M2.2 M822.7 K
Slightly volatile
Net Income Applicable To Common Shares41.9 M51.5 M35.2 M
Slightly volatile

Five Star Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow207.3 M369.8 M135.7 M
Slightly volatile
Capital Expenditures662.2 K722.2 K527.6 K
Slightly volatile
Net Income30.2 M52.5 M19.6 M
Slightly volatile
Total Cash From Financing Activities316.6 M489.6 M203 M
Slightly volatile
End Period Cash Flow226.3 M405.2 M148.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.123.2966.6493
Very volatile
Dividend Yield0.02930.03080.4999
Slightly volatile
PTB Ratio1.111.381.1822
Slightly volatile
Days Sales Outstanding25.0237.7331.6067
Pretty Stable
Book Value Per Share22.4122.6319.3249
Pretty Stable
Stock Based Compensation To Revenue0.00750.00630.0088
Slightly volatile
PB Ratio1.111.381.1822
Slightly volatile
ROIC0.07360.08270.0586
Slightly volatile
Net Income Per Share2.612.042.0939
Slightly volatile
Payables Turnover2.061.712.3545
Slightly volatile
Sales General And Administrative To Revenue0.170.1813.4156
Very volatile
Capex To Revenue0.00320.00340.741
Very volatile
Cash Per Share39.7725.9427.6581
Pretty Stable
Interest Coverage0.630.671.6994
Slightly volatile
Payout Ratio0.70.410.765
Slightly volatile
Days Payables Outstanding201221180
Slightly volatile
ROE0.110.10.0903
Slightly volatile
PE Ratio19.8915.2729.2803
Slightly volatile
Return On Tangible Assets0.00870.01010.0076
Slightly volatile
Earnings Yield0.08230.08660.1015
Pretty Stable
Intangibles To Total Assets8.0E-45.0E-49.0E-4
Slightly volatile
Current Ratio0.150.13461.2628
Slightly volatile
Tangible Book Value Per Share22.3422.5319.2862
Pretty Stable
Receivables Turnover9.297.8410.9002
Very volatile
Graham Number28.3628.5125.6601
Slightly volatile
Shareholders Equity Per Share22.4122.6319.3249
Pretty Stable
Debt To Equity0.220.231.1699
Slightly volatile
Capex Per Share0.0340.03580.1479
Slightly volatile
Revenue Per Share7.499.487.2319
Slightly volatile
Interest Debt Per Share9.119.5922.7018
Slightly volatile
Debt To Assets0.02180.02290.1251
Slightly volatile
Price Earnings Ratio19.8915.2729.2803
Slightly volatile
Operating Cycle25.0237.7331.6067
Pretty Stable
Price Book Value Ratio1.111.381.1822
Slightly volatile
Days Of Payables Outstanding201221180
Slightly volatile
Dividend Payout Ratio0.70.410.765
Slightly volatile
Pretax Profit Margin0.330.351.4529
Very volatile
Operating Profit Margin0.330.351.4529
Very volatile
Effective Tax Rate0.260.340.2359
Pretty Stable
Company Equity Multiplier9.229.210.2196
Slightly volatile
Long Term Debt To Capitalization0.170.180.4554
Slightly volatile
Total Debt To Capitalization0.180.190.4638
Slightly volatile
Return On Capital Employed0.0880.120.0718
Slightly volatile
Debt Equity Ratio0.220.231.1699
Slightly volatile
Ebit Per Revenue0.330.351.4529
Very volatile
Quick Ratio0.150.13461.2628
Slightly volatile
Net Income Per E B T0.610.640.7552
Pretty Stable
Cash Ratio0.110.120.4651
Slightly volatile
Days Of Sales Outstanding25.0237.7331.6067
Pretty Stable
Price To Book Ratio1.111.381.1822
Slightly volatile
Fixed Asset Turnover20.7424.3917.1485
Slightly volatile
Debt Ratio0.02180.02290.1251
Slightly volatile
Price Sales Ratio3.123.2966.6493
Very volatile
Return On Assets0.00870.01010.0076
Slightly volatile
Asset Turnover0.02780.04710.0317
Slightly volatile
Net Profit Margin0.240.250.6082
Very volatile
Gross Profit Margin0.830.640.7491
Pretty Stable
Price Fair Value1.111.381.1822
Slightly volatile
Return On Equity0.110.10.0903
Slightly volatile

Five Fundamental Market Drivers

Five Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Five Star Financial Statements

Five Star stakeholders use historical fundamental indicators, such as Five Star's revenue or net income, to determine how well the company is positioned to perform in the future. Although Five Star investors may analyze each financial statement separately, they are all interrelated. For example, changes in Five Star's assets and liabilities are reflected in the revenues and expenses on Five Star's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Five Star Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-77.9 M-81.8 M
Total Revenue244 M256.2 M
Cost Of Revenue108.3 M113.7 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.18  0.17 
Revenue Per Share 9.48  7.49 
Ebit Per Revenue 0.35  0.33 

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When determining whether Five Star Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Five Star's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Five Star Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Five Star Bancorp Stock:
Check out the analysis of Five Star Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.49
Dividend Share
0.8
Earnings Share
2.7
Revenue Per Share
6.69
Quarterly Revenue Growth
0.338
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.