Five Star Bancorp Stock Market Outlook
| FSBC Stock | USD 41.38 0.26 0.63% |
About 52% of Five Star's investor base is interested to short. The analysis of overall sentiment of trading Five Star Bancorp stock suggests that many investors are impartial at this time. The current market sentiment, together with Five Star's historical and current headlines, can help investors time the market. In addition, many technical investors use Five Star Bancorp stock news signals to limit their universe of possible portfolio assets.
Comfort Level 48
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Five Star's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Five Star Bancorp.
News SentimentBullish | Hype SentimentNeutral | Insider SentimentDisposing |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Five Star Bancorp is 'Strong Hold'. Macroaxis provides Five Star buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FSBC positions.
Execute Five Star Advice
The Five recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Five Star Bancorp. Macroaxis does not own or have any residual interests in Five Star Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Five Star's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
For the selected time horizon Five Star Bancorp has a Risk Adjusted Performance of 0.1319, Jensen Alpha of 0.1796, Total Risk Alpha of 0.0917, Sortino Ratio of 0.126 and Treynor Ratio of 0.2478Five Star advice module can be used to check and cross-verify current investment recommendation provided by analysts reviewing the company's potential to grow using all of fundamental, technical, data market data available at the time. To make sure Five Star is not overpriced, please confirm all Five Star Bancorp fundamentals, including its cash per share, earnings per share, and the relationship between the ebitda and book value per share . Given that Five Star Bancorp has a number of shares shorted of 313.81 K, we urge you to verify Five Star Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.
Five Star Trading Alerts and Improvement Suggestions
| Five Star Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 58.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Five Star Bancorp Given Average Rating of Moderate Buy by Analysts - MarketBeat |
Five Star Returns Distribution Density
The distribution of Five Star's historical returns is an attempt to chart the uncertainty of Five Star's future price movements. The chart of the probability distribution of Five Star daily returns describes the distribution of returns around its average expected value. We use Five Star Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Five Star returns is essential to provide solid investment analysis for Five Star.
| Mean Return | 0.27 | Value At Risk | -2.36 | Potential Upside | 3.59 | Standard Deviation | 1.75 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Five Star historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Five Stock Institutional Investors
| Shares | Adage Capital Partners Gp Llc | 2025-06-30 | 293.2 K | Maltese Capital Management Llc | 2025-06-30 | 291.6 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 255.8 K | Pacific Ridge Capital Partners, Llc | 2025-06-30 | 205.6 K | Northern Trust Corp | 2025-06-30 | 148.8 K | Brighton Jones Llc | 2025-06-30 | 141.9 K | Siena Capital Management, Llc | 2025-06-30 | 134.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 134.3 K | Bank Of New York Mellon Corp | 2025-06-30 | 103.7 K | T. Rowe Price Investment Management,inc. | 2025-06-30 | 2 M | Davis Asset Management, L.p. | 2025-06-30 | 1.5 M |
Five Star Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change In Cash | 134.8M | (165.3M) | 61.6M | 30.8M | 3.8B | 4.0B | |
| Free Cash Flow | 27.9M | 45.5M | 38.3M | 51.2M | 58.8M | 29.8M | |
| Depreciation | 607K | 649K | 1.6M | 1.9M | 2.2M | 2.3M | |
| Other Non Cash Items | (7.7M) | (452K) | (7.8M) | 4.3M | 3.9M | 4.1M | |
| Capital Expenditures | 833K | 717K | 481K | 653K | 628K | 0.0 | |
| Net Income | 42.4M | 44.8M | 47.7M | 45.7M | 52.5M | 30.2M | |
| End Period Cash Flow | 425.3M | 260.0M | 321.6M | 352.3M | 3.8B | 4.0B | |
| Dividends Paid | 51.9M | 15.3M | 12.9M | 16.2M | 18.7M | 23.5M | |
| Investments | (24.6M) | (836.9M) | (415.2M) | (446.7M) | (402.1M) | (422.2M) |
Five Star Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Five Star or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Five Star's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Five stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.18 | |
β | Beta against Dow Jones | 1.07 | |
σ | Overall volatility | 1.77 | |
Ir | Information ratio | 0.11 |
Five Star Volatility Alert
Five Star Bancorp has relatively low volatility with skewness of 0.49 and kurtosis of 1.66. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Five Star's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Five Star's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Five Star Fundamentals Vs Peers
Comparing Five Star's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Five Star's direct or indirect competition across all of the common fundamentals between Five Star and the related equities. This way, we can detect undervalued stocks with similar characteristics as Five Star or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Five Star's fundamental indicators could also be used in its relative valuation, which is a method of valuing Five Star by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Five Star to competition |
| Fundamentals | Five Star | Peer Average |
| Return On Equity | 0.15 | -0.31 |
| Return On Asset | 0.014 | -0.14 |
| Profit Margin | 0.41 % | (1.27) % |
| Operating Margin | 0.58 % | (5.51) % |
| Current Valuation | 457.59 M | 16.62 B |
| Shares Outstanding | 21.38 M | 571.82 M |
| Shares Owned By Insiders | 28.15 % | 10.09 % |
| Shares Owned By Institutions | 57.52 % | 39.21 % |
| Number Of Shares Shorted | 313.81 K | 4.71 M |
| Price To Earning | 7.80 X | 28.72 X |
| Price To Book | 1.97 X | 9.51 X |
| Price To Sales | 5.91 X | 11.42 X |
| Revenue | 255.47 M | 9.43 B |
| Gross Profit | 148.74 M | 27.38 B |
| EBITDA | 83.73 M | 3.9 B |
| Net Income | 45.67 M | 570.98 M |
| Cash And Equivalents | 327.88 M | 2.7 B |
| Cash Per Share | 19.01 X | 5.01 X |
| Total Debt | 97.78 M | 5.32 B |
| Debt To Equity | 10.76 % | 48.70 % |
| Book Value Per Share | 20.86 X | 1.93 K |
| Cash Flow From Operations | 51.79 M | 971.22 M |
| Short Ratio | 4.58 X | 4.00 X |
| Earnings Per Share | 2.90 X | 3.12 X |
| Target Price | 42.0 | |
| Number Of Employees | 205 | 18.84 K |
| Beta | 0.51 | -0.15 |
| Market Capitalization | 878.99 M | 19.03 B |
| Total Asset | 4.75 B | 29.47 B |
| Retained Earnings | 150.99 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Net Asset | 4.75 B | |
| Last Dividend Paid | 0.8 |
Note: Acquisition by Riggs Judson Teichert of 974 shares of Five Star subject to Rule 16b-3 [view details]
Five Star Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Five . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2835.16 | |||
| Daily Balance Of Power | 0.2203 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 41.67 | |||
| Day Typical Price | 41.57 | |||
| Price Action Indicator | (0.16) | |||
| Period Momentum Indicator | 0.26 |
About Five Star Buy or Sell Advice
When is the right time to buy or sell Five Star Bancorp? Buying financial instruments such as Five Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Five Star in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Precious Metals Funds Thematic Idea Now
Precious Metals Funds
Funds or Etfs that invest in entities that are involved in mining, processing or dealing of precious metals. The Precious Metals Funds theme has 33 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Precious Metals Funds Theme or any other thematic opportunities.
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Check out Five Star Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Will Regional Banks sector continue expanding? Could Five diversify its offerings? Factors like these will boost the valuation of Five Star. Market participants price Five higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Five Star data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.326 | Dividend Share 0.8 | Earnings Share 2.9 | Revenue Per Share | Quarterly Revenue Growth 0.201 |
Five Star Bancorp's market price often diverges from its book value, the accounting figure shown on Five's balance sheet. Smart investors calculate Five Star's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Five Star's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Five Star's value and its price as these two are different measures arrived at by different means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.