Is Five Star Stock a Good Investment?
Five Star Investment Advice | FSBC |
- Examine Five Star's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Five Star's leadership team and their track record. Good management can help Five Star navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Five Star's business and its evolving consumer preferences.
- Compare Five Star's performance and market position to its competitors. Analyze how Five Star is positioned in terms of product offerings, innovation, and market share.
- Check if Five Star pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Five Star's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Five Star Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Five Star Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Five Star Stock
Researching Five Star's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 27.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.82. Some equities with similar Price to Book (P/B) outperform the market in the long run. Five Star Bancorp last dividend was issued on the 4th of November 2024. The entity had 2521:2500 split on the 14th of July 2016.
To determine if Five Star is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Five Star's research are outlined below:
| Five Star Bancorp has a poor financial position based on the latest SEC disclosures | |
| About 56.0% of the company shares are owned by institutional investors | |
| On 12th of November 2024 Five Star paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Five Star Bancorp stock hits 52-week high at 32.23 - Investing.com |
Five Star Quarterly Liabilities And Stockholders Equity |
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Five Star uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Five Star Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Five Star's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 22nd of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Five Star's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Five Star's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-07-24 | 2023-06-30 | 0.66 | 0.74 | 0.08 | 12 | ||
2023-04-24 | 2023-03-31 | 0.69 | 0.77 | 0.08 | 11 | ||
2024-04-29 | 2024-03-31 | 0.53 | 0.62 | 0.09 | 16 | ||
2022-01-31 | 2021-12-31 | 0.54 | 0.66 | 0.12 | 22 | ||
2021-07-26 | 2021-06-30 | 0.51 | 0.67 | 0.16 | 31 | ||
2021-10-25 | 2021-09-30 | 0.46 | 0.64 | 0.18 | 39 | ||
2021-06-17 | 2021-03-31 | 0.7733 | 0.26 | -0.5133 | 66 |
Know Five Star's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Five Star is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Five Star Bancorp backward and forwards among themselves. Five Star's institutional investor refers to the entity that pools money to purchase Five Star's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Kennedy Capital Management Inc | 2024-09-30 | 302.6 K | Maltese Capital Management Llc | 2024-09-30 | 301.1 K | Pacific Ridge Capital Partners, Llc | 2024-09-30 | 270.3 K | American Century Companies Inc | 2024-09-30 | 199.5 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 162.2 K | Northern Trust Corp | 2024-09-30 | 150.1 K | Banc Funds Co Llc | 2024-09-30 | 148.9 K | Brighton Jones Llc | 2024-09-30 | 141.3 K | Siena Capital Management, Llc | 2024-09-30 | 134.8 K | T. Rowe Price Investment Management,inc. | 2024-09-30 | 2 M | Davis Asset Management, L.p. | 2024-09-30 | 1.5 M |
Five Star's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 711.42 M.Market Cap |
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Five Star's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.17 | 0.11 |
Determining Five Star's profitability involves analyzing its financial statements and using various financial metrics to determine if Five Star is a good buy. For example, gross profit margin measures Five Star's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Five Star's profitability and make more informed investment decisions.
Please note, the presentation of Five Star's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Five Star's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Five Star's management manipulating its earnings.
Evaluate Five Star's management efficiency
Five Star Bancorp has return on total asset (ROA) of 0.0117 % which means that it generated a profit of $0.0117 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.13 %, meaning that it created $0.13 on every $100 dollars invested by stockholders. Five Star's management efficiency ratios could be used to measure how well Five Star manages its routine affairs as well as how well it operates its assets and liabilities. As of November 27, 2024, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Five Star's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangible Assets is expected to grow to about 2.3 M, whereas Total Assets are forecasted to decline to about 1.9 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 16.65 | 15.25 | |
| Tangible Book Value Per Share | 16.52 | 15.17 | |
| Enterprise Value Over EBITDA | (362.91) | (344.76) | |
| Price Book Value Ratio | 1.57 | 1.35 | |
| Enterprise Value Multiple | (362.91) | (344.76) | |
| Price Fair Value | 1.57 | 1.35 | |
| Enterprise Value | 586.1 M | 296.8 M |
Five Star's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield 0.024 | Forward Dividend Yield 0.024 | Forward Dividend Rate 0.8 | Beta 0.403 |
Basic technical analysis of Five Stock
As of the 27th of November, Five Star shows the Mean Deviation of 1.42, coefficient of variation of 1037.42, and Downside Deviation of 1.67. Five Star Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Five Star's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Five Star insiders, such as employees or executives, is commonly permitted as long as it does not rely on Five Star's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Five Star insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Five Star's Outstanding Corporate Bonds
Five Star issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Five Star Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Five bonds can be classified according to their maturity, which is the date when Five Star Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| HSBC Holdings PLC Corp BondUS404280DR76 | View | |
| PRU 5997 15 FEB 53 Corp BondUS33835PAA49 | View | |
| US338307AD33 Corp BondUS338307AD33 | View | |
| PRU 5791 15 FEB 33 Corp BondUS33830GAA94 | View | |
| US33834DAA28 Corp BondUS33834DAA28 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Five Star's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Five Star's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.08 | |||
| Market Risk Adjusted Performance | 0.1153 | |||
| Mean Deviation | 1.42 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.67 | |||
| Coefficient Of Variation | 1037.42 | |||
| Standard Deviation | 2.1 | |||
| Variance | 4.41 | |||
| Information Ratio | 0.0352 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0442 | |||
| Treynor Ratio | 0.1053 | |||
| Maximum Drawdown | 13.52 | |||
| Value At Risk | (3.03) | |||
| Potential Upside | 2.64 | |||
| Downside Variance | 2.79 | |||
| Semi Variance | 2.13 | |||
| Expected Short fall | (1.65) | |||
| Skewness | 1.84 | |||
| Kurtosis | 9.45 |
| Risk Adjusted Performance | 0.08 | |||
| Market Risk Adjusted Performance | 0.1153 | |||
| Mean Deviation | 1.42 | |||
| Semi Deviation | 1.46 | |||
| Downside Deviation | 1.67 | |||
| Coefficient Of Variation | 1037.42 | |||
| Standard Deviation | 2.1 | |||
| Variance | 4.41 | |||
| Information Ratio | 0.0352 | |||
| Jensen Alpha | (0.02) | |||
| Total Risk Alpha | (0.13) | |||
| Sortino Ratio | 0.0442 | |||
| Treynor Ratio | 0.1053 | |||
| Maximum Drawdown | 13.52 | |||
| Value At Risk | (3.03) | |||
| Potential Upside | 2.64 | |||
| Downside Variance | 2.79 | |||
| Semi Variance | 2.13 | |||
| Expected Short fall | (1.65) | |||
| Skewness | 1.84 | |||
| Kurtosis | 9.45 |
Consider Five Star's intraday indicators
Five Star intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Five Star stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 473.32 | |||
| Daily Balance Of Power | (0.08) | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 33.24 | |||
| Day Typical Price | 33.26 | |||
| Price Action Indicator | 0.06 | |||
| Period Momentum Indicator | (0.05) |
Five Star Corporate Filings
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
10Q | 7th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 1st of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Five Stock media impact
Far too much social signal, news, headlines, and media speculation about Five Star that are available to investors today. That information is available publicly through Five media outlets and privately through word of mouth or via Five internal channels. However, regardless of the origin, that massive amount of Five data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Five Star news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Five Star relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Five Star's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Five Star alpha.
Five Star Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Five Star can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Five Star Corporate Management
| Michael Lee | Senior Officer | Profile | |
| John Dalton | Senior Officer | Profile | |
| Michael Campbell | Secretary | Profile | |
| Shelley Wetton | Senior Officer | Profile | |
| Brett Wait | Senior Officer | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Five Star Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Five Star. If investors know Five will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Five Star listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.19) | Dividend Share 0.8 | Earnings Share 2.26 | Revenue Per Share 5.91 | Quarterly Revenue Growth 0.043 |
The market value of Five Star Bancorp is measured differently than its book value, which is the value of Five that is recorded on the company's balance sheet. Investors also form their own opinion of Five Star's value that differs from its market value or its book value, called intrinsic value, which is Five Star's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Five Star's market value can be influenced by many factors that don't directly affect Five Star's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Five Star's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Five Star is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Five Star's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.