Heritage Income Quality from 2010 to 2024

HTBK Stock  USD 10.92  0.01  0.09%   
Heritage Commerce Income Quality yearly trend continues to be quite stable with very little volatility. Income Quality may rise above 1.89 this year. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.13293919
Current Value
1.89
Quarterly Volatility
0.36056524
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heritage Commerce financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heritage Commerce's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.1 M, Interest Expense of 48.5 K or Selling And Marketing Expenses of 80.1 M, as well as many indicators such as Price To Sales Ratio of 4.98, Dividend Yield of 0.055 or PTB Ratio of 1.67. Heritage financial statements analysis is a perfect complement when working with Heritage Commerce Valuation or Volatility modules.
  
Check out the analysis of Heritage Commerce Correlation against competitors.

Latest Heritage Commerce's Income Quality Growth Pattern

Below is the plot of the Income Quality of Heritage Commerce Corp over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Heritage Commerce's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heritage Commerce's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Very volatile
   Income Quality   
       Timeline  

Heritage Income Quality Regression Statistics

Arithmetic Mean1.40
Geometric Mean1.35
Coefficient Of Variation25.81
Mean Deviation0.29
Median1.41
Standard Deviation0.36
Sample Variance0.13
Range1.2288
R-Value0.02
Mean Square Error0.14
R-Squared0.0004
Significance0.95
Slope0
Total Sum of Squares1.82

Heritage Income Quality History

2023 1.13
2022 1.05
2021 1.19
2020 1.65
2019 1.24
2018 1.37
2017 1.74

About Heritage Commerce Financial Statements

Heritage Commerce investors utilize fundamental indicators, such as Income Quality, to predict how Heritage Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Income Quality 1.13  1.89 

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When determining whether Heritage Commerce Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Heritage Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Heritage Commerce Corp Stock. Highlighted below are key reports to facilitate an investment decision about Heritage Commerce Corp Stock:
Check out the analysis of Heritage Commerce Correlation against competitors.
You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.34)
Dividend Share
0.52
Earnings Share
0.71
Revenue Per Share
2.763
Quarterly Revenue Growth
(0.11)
The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.