Heritage Commerce Net Worth
Heritage Commerce Net Worth Breakdown | HTBK |
Heritage Commerce Net Worth Analysis
Heritage Commerce's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Heritage Commerce's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Heritage Commerce's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Heritage Commerce's net worth analysis. One common approach is to calculate Heritage Commerce's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Heritage Commerce's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Heritage Commerce's net worth. This approach calculates the present value of Heritage Commerce's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Heritage Commerce's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Heritage Commerce's net worth. This involves comparing Heritage Commerce's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Heritage Commerce's net worth relative to its peers.
Enterprise Value |
|
To determine if Heritage Commerce is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Heritage Commerce's net worth research are outlined below:
| Heritage Commerce has a strong financial position based on the latest SEC filings | |
| Over 79.0% of the company shares are owned by institutional investors | |
| Latest headline from zacks.com: Westamerica Lags Q4 Earnings and Revenue Estimates |
Heritage Commerce Quarterly Good Will |
|
Heritage Commerce uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Heritage Commerce Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Heritage Commerce's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Heritage Commerce Target Price Consensus
Heritage target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Heritage Commerce's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Strong Buy |
Most Heritage analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Heritage stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Heritage Commerce Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationHeritage Commerce Target Price Projection
Heritage Commerce's current and average target prices are 9.22 and 11.75, respectively. The current price of Heritage Commerce is the price at which Heritage Commerce Corp is currently trading. On the other hand, Heritage Commerce's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Heritage Commerce Market Quote on 19th of January 2025
Target Price
Analyst Consensus On Heritage Commerce Target Price
Know Heritage Commerce's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Heritage Commerce is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Heritage Commerce Corp backward and forwards among themselves. Heritage Commerce's institutional investor refers to the entity that pools money to purchase Heritage Commerce's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2024-09-30 | 1 M | Ategra Capital Management Llc | 2024-09-30 | 847.8 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 711.2 K | Alti Global Inc | 2024-09-30 | 648.3 K | Endeavour Capital Advisors Inc | 2024-09-30 | 621.7 K | Kennedy Capital Management Inc | 2024-09-30 | 585.2 K | Northern Trust Corp | 2024-09-30 | 584 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 567.9 K | Nuveen Asset Management, Llc | 2024-09-30 | 508.5 K | Blackrock Inc | 2024-09-30 | 8.2 M | Fj Capital Management Llc | 2024-09-30 | 3.6 M |
Follow Heritage Commerce's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 565.22 M.Market Cap |
|
Project Heritage Commerce's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.05 |
When accessing Heritage Commerce's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Heritage Commerce's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Heritage Commerce's profitability and make more informed investment decisions.
Evaluate Heritage Commerce's management efficiency
At this time, Heritage Commerce's Return On Tangible Assets are quite stable compared to the past year. Return On Assets is expected to rise to 0.01 this year, although the value of Return On Capital Employed will most likely fall to 0.02. At this time, Heritage Commerce's Liabilities And Stockholders Equity is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 5.5 B this year, although the value of Total Current Liabilities will most likely fall to about 4 M. Heritage Commerce's management efficiency ratios could be used to measure how well Heritage Commerce manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 9.92 | 6.26 | |
| Tangible Book Value Per Share | 7.32 | 5.19 | |
| Enterprise Value Over EBITDA | 2.90 | 3.20 | |
| Price Book Value Ratio | 1.03 | 1.67 | |
| Enterprise Value Multiple | 2.90 | 3.20 | |
| Price Fair Value | 1.03 | 1.67 | |
| Enterprise Value | 272.4 M | 286 M |
Heritage Commerce's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Enterprise Value Revenue 3.5703 | Revenue | Quarterly Revenue Growth (0.11) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Heritage Commerce insiders, such as employees or executives, is commonly permitted as long as it does not rely on Heritage Commerce's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Heritage Commerce insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Heritage Commerce Corporate Filings
F4 | 13th of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 13th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Heritage Commerce Earnings Estimation Breakdown
The calculation of Heritage Commerce's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Heritage Commerce is estimated to be 0.17 with the future projection ranging from a low of 0.16 to a high of 0.17. Please be aware that this consensus of annual earnings estimates for Heritage Commerce Corp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.16 Lowest | Expected EPS | 0.17 Highest |
Heritage Commerce Earnings Projection Consensus
Suppose the current estimates of Heritage Commerce's value are higher than the current market price of the Heritage Commerce stock. In this case, investors may conclude that Heritage Commerce is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Heritage Commerce's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 5 | 94.1% | 0.17 | 0.17 | 0.71 |
Heritage Commerce Earnings History
Earnings estimate consensus by Heritage Commerce Corp analysts from Wall Street is used by the market to judge Heritage Commerce's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Heritage Commerce's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Heritage Commerce Quarterly Gross Profit |
|
Heritage Commerce Earnings per Share Projection vs Actual
Actual Earning per Share of Heritage Commerce refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Heritage Commerce Corp predict the company's earnings will be in the future. The higher the earnings per share of Heritage Commerce, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Heritage Commerce Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Heritage Commerce, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Heritage Commerce should always be considered in relation to other companies to make a more educated investment decision.Heritage Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Heritage Commerce's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-24 | 2024-09-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2024-07-25 | 2024-06-30 | 0.18 | 0.15 | -0.03 | 16 | ||
2024-04-26 | 2024-03-31 | 0.19 | 0.17 | -0.02 | 10 | ||
2024-01-25 | 2023-12-31 | 0.24 | 0.22 | -0.02 | 8 | ||
2023-10-26 | 2023-09-30 | 0.25 | 0.25 | 0.0 | 0 | ||
2023-07-27 | 2023-06-30 | 0.29 | 0.27 | -0.02 | 6 | ||
2023-04-27 | 2023-03-31 | 0.3 | 0.31 | 0.01 | 3 | ||
2023-01-26 | 2022-12-31 | 0.34 | 0.34 | 0.0 | 0 | ||
2022-10-27 | 2022-09-30 | 0.29 | 0.3 | 0.01 | 3 | ||
2022-07-28 | 2022-06-30 | 0.23 | 0.24 | 0.01 | 4 | ||
2022-04-28 | 2022-03-31 | 0.2 | 0.21 | 0.01 | 5 | ||
2022-01-27 | 2021-12-31 | 0.22 | 0.23 | 0.01 | 4 | ||
2021-10-28 | 2021-09-30 | 0.21 | 0.23 | 0.02 | 9 | ||
2021-07-22 | 2021-06-30 | 0.18 | 0.15 | -0.03 | 16 | ||
2021-04-22 | 2021-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
2021-01-28 | 2020-12-31 | 0.18 | 0.19 | 0.01 | 5 | ||
2020-10-22 | 2020-09-30 | 0.17 | 0.19 | 0.02 | 11 | ||
2020-07-23 | 2020-06-30 | 0.12 | 0.18 | 0.06 | 50 | ||
2020-04-23 | 2020-03-31 | 0.18 | 0.18 | 0.0 | 0 | ||
2020-01-23 | 2019-12-31 | 0.24 | 0.1 | -0.14 | 58 | ||
2019-10-24 | 2019-09-30 | 0.26 | 0.26 | 0.0 | 0 | ||
2019-07-25 | 2019-06-30 | 0.27 | 0.26 | -0.01 | 3 | ||
2019-04-25 | 2019-03-31 | 0.28 | 0.28 | 0.0 | 0 | ||
2019-01-24 | 2018-12-31 | 0.28 | 0.3 | 0.02 | 7 | ||
2018-10-25 | 2018-09-30 | 0.27 | 0.28 | 0.01 | 3 | ||
2018-07-26 | 2018-06-30 | 0.26 | 0.02 | -0.24 | 92 | ||
2018-04-26 | 2018-03-31 | 0.24 | 0.23 | -0.01 | 4 | ||
2018-01-25 | 2017-12-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2017-10-26 | 2017-09-30 | 0.21 | 0.22 | 0.01 | 4 | ||
2017-07-27 | 2017-06-30 | 0.19 | 0.19 | 0.0 | 0 | ||
2017-04-27 | 2017-03-31 | 0.18 | 0.17 | -0.01 | 5 | ||
2017-01-26 | 2016-12-31 | 0.19 | 0.19 | 0.0 | 0 | ||
2016-10-27 | 2016-09-30 | 0.19 | 0.18 | -0.01 | 5 | ||
2016-07-28 | 2016-06-30 | 0.18 | 0.19 | 0.01 | 5 | ||
2016-04-28 | 2016-03-31 | 0.16 | 0.16 | 0.0 | 0 | ||
2016-01-28 | 2015-12-31 | 0.14 | 0.12 | -0.02 | 14 | ||
2015-10-26 | 2015-09-30 | 0.16 | 0.1 | -0.06 | 37 | ||
2015-07-23 | 2015-06-30 | 0.14 | 0.14 | 0.0 | 0 | ||
2015-04-23 | 2015-03-31 | 0.11 | 0.13 | 0.02 | 18 | ||
2015-01-22 | 2014-12-31 | 0.12 | 0.11 | -0.01 | 8 | ||
2014-10-23 | 2014-09-30 | 0.11 | 0.11 | 0.0 | 0 | ||
2014-07-24 | 2014-06-30 | 0.11 | 0.1 | -0.01 | 9 | ||
2014-04-24 | 2014-03-31 | 0.1 | 0.1 | 0.0 | 0 | ||
2014-01-23 | 2013-12-31 | 0.1 | 0.1 | 0.0 | 0 | ||
2013-10-24 | 2013-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
2013-07-25 | 2013-06-30 | 0.08 | 0.09 | 0.01 | 12 | ||
2013-04-25 | 2013-03-31 | 0.08 | 0.07 | -0.01 | 12 | ||
2013-01-24 | 2012-12-31 | 0.08 | 0.08 | 0.0 | 0 | ||
2012-10-25 | 2012-09-30 | 0.08 | 0.08 | 0.0 | 0 | ||
2012-07-26 | 2012-06-30 | 0.08 | 0.08 | 0.0 | 0 | ||
2012-04-26 | 2012-03-31 | 0.03 | 0.03 | 0.0 | 0 | ||
2012-01-26 | 2011-12-31 | 0.06 | 0.07 | 0.01 | 16 | ||
2011-10-27 | 2011-09-30 | 0.04 | 0.13 | 0.09 | 225 | ||
2011-07-28 | 2011-06-30 | 0.02 | 0.05 | 0.03 | 150 | ||
2011-01-27 | 2010-12-31 | -0.01 | 0.03 | 0.04 | 400 | ||
2010-10-26 | 2010-09-30 | -0.12 | 0.01 | 0.13 | 108 | ||
2010-07-22 | 2010-06-30 | -0.24 | -4.66 | -4.42 | 1841 | ||
2010-04-29 | 2010-03-31 | -0.21 | -0.4 | -0.19 | 90 | ||
2010-01-28 | 2009-12-31 | -0.23 | -0.1 | 0.13 | 56 | ||
2009-10-22 | 2009-09-30 | -0.25 | -0.23 | 0.02 | 8 | ||
2009-07-23 | 2009-06-30 | -0.32 | -0.51 | -0.19 | 59 | ||
2009-04-30 | 2009-03-31 | -0.02 | -0.38 | -0.36 | 1800 | ||
2009-01-29 | 2008-12-31 | 0.14 | 0.04 | -0.1 | 71 | ||
2008-10-23 | 2008-09-30 | 0.16 | 0.21 | 0.05 | 31 | ||
2008-07-24 | 2008-06-30 | -0.02 | -0.26 | -0.24 | 1200 | ||
2008-04-30 | 2008-03-31 | 0.26 | 0.14 | -0.12 | 46 | ||
2008-01-30 | 2007-12-31 | 0.28 | 0.21 | -0.07 | 25 | ||
2007-11-01 | 2007-09-30 | 0.36 | 0.24 | -0.12 | 33 | ||
2007-08-07 | 2007-06-30 | 0.35 | 0.33 | -0.02 | 5 | ||
2007-05-01 | 2007-03-31 | 0.36 | 0.34 | -0.02 | 5 | ||
2007-02-06 | 2006-12-31 | 0.36 | 0.37 | 0.01 | 2 | ||
2006-10-30 | 2006-09-30 | 0.36 | 0.36 | 0.0 | 0 | ||
2006-07-31 | 2006-06-30 | 0.34 | 0.35 | 0.01 | 2 | ||
2006-05-04 | 2006-03-31 | 0.35 | 0.36 | 0.01 | 2 | ||
2006-02-13 | 2005-12-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2005-10-25 | 2005-09-30 | 0.28 | 0.35 | 0.07 | 25 | ||
2005-08-08 | 2005-06-30 | 0.26 | 0.27 | 0.01 | 3 | ||
2005-05-09 | 2005-03-31 | 0.27 | 0.22 | -0.05 | 18 | ||
2005-02-03 | 2004-12-31 | 0.25 | 0.23 | -0.02 | 8 | ||
2004-10-26 | 2004-09-30 | 0.22 | 0.24 | 0.02 | 9 | ||
2004-07-20 | 2004-06-30 | 0.13 | 0.18 | 0.05 | 38 | ||
2004-04-23 | 2004-03-31 | 0.18 | 0.17 | -0.01 | 5 | ||
2004-01-20 | 2003-12-31 | 0.17 | 0.17 | 0.0 | 0 | ||
2003-10-21 | 2003-09-30 | 0.16 | 0.17 | 0.01 | 6 | ||
2003-07-22 | 2003-06-30 | 0.17 | 0.16 | -0.01 | 5 | ||
2003-04-24 | 2003-03-31 | 0.15 | 0.17 | 0.02 | 13 | ||
2003-01-22 | 2002-12-31 | 0.15 | 0.2 | 0.05 | 33 | ||
2002-10-22 | 2002-09-30 | 0.15 | 0.16 | 0.01 | 6 | ||
2002-07-23 | 2002-06-30 | 0.14 | 0.14 | 0.0 | 0 |
Heritage Commerce Corporate Management
| Diana Olveira | VP Director | Profile | |
| Sachin Vaidya | Executive Officer | Profile | |
| Glen Shu | Executive Group | Profile | |
| Deborah Reuter | Chief VP | Profile | |
| Jeffrey Javits | EVP Officer | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.34) | Dividend Share 0.52 | Earnings Share 0.71 | Revenue Per Share | Quarterly Revenue Growth (0.11) |
The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.