Heritage Interest Coverage from 2010 to 2026

HTBK Stock  USD 13.32  0.14  1.04%   
Heritage Commerce Interest Coverage yearly trend continues to be quite stable with very little volatility. The value of Interest Coverage is projected to decrease to 0.90. From the period between 2010 and 2026, Heritage Commerce, Interest Coverage regression line of its data series had standard deviation of  4.26 and standard deviation of  4.26. View All Fundamentals
 
Interest Coverage  
First Reported
2010-12-31
Previous Quarter
0.94515805
Current Value
0.9
Quarterly Volatility
4.2619552
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Heritage Commerce financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heritage Commerce's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.3 M, Interest Expense of 75.2 M or Selling And Marketing Expenses of 89.6 M, as well as many indicators such as Price To Sales Ratio of 3.74, Dividend Yield of 0.0246 or PTB Ratio of 1.68. Heritage financial statements analysis is a perfect complement when working with Heritage Commerce Valuation or Volatility modules.
  
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Check out the analysis of Heritage Commerce Correlation against competitors.
Historical Interest Coverage data for Heritage Commerce serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Heritage Commerce Corp represents a compelling investment opportunity.

Latest Heritage Commerce's Interest Coverage Growth Pattern

Below is the plot of the Interest Coverage of Heritage Commerce Corp over the last few years. It is Heritage Commerce's Interest Coverage historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heritage Commerce's overall financial position and show how it may be relating to other accounts over time.
Interest Coverage10 Years Trend
Pretty Stable
   Interest Coverage   
       Timeline  

Heritage Interest Coverage Regression Statistics

Arithmetic Mean5.76
Geometric Mean3.79
Coefficient Of Variation74.03
Mean Deviation3.59
Median5.72
Standard Deviation4.26
Sample Variance18.16
Range13.1202
R-Value(0.20)
Mean Square Error18.61
R-Squared0.04
Significance0.44
Slope(0.17)
Total Sum of Squares290.63

Heritage Interest Coverage History

2026 0.9
2025 0.95
2024 0.72
2023 1.77
2022 10.55
2021 9.24
2020 5.72

About Heritage Commerce Financial Statements

Heritage Commerce investors utilize fundamental indicators, such as Interest Coverage, to predict how Heritage Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Interest Coverage 0.95  0.90 

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When determining whether Heritage Commerce Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Heritage Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Heritage Commerce Corp Stock. Highlighted below are key reports to facilitate an investment decision about Heritage Commerce Corp Stock:
Check out the analysis of Heritage Commerce Correlation against competitors.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. Market participants price Heritage higher when confident in its future expansion prospects. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Heritage Commerce assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.452
Dividend Share
0.52
Earnings Share
0.77
Revenue Per Share
3.186
Quarterly Revenue Growth
0.177
Heritage Commerce Corp's market price often diverges from its book value, the accounting figure shown on Heritage's balance sheet. Smart investors calculate Heritage Commerce's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Heritage Commerce's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.