OptimumBank Competitors

OPHC Stock  USD 4.92  0.04  0.81%   
OptimumBank Holdings competes with First National, TrustCo Bank, Inter Co, Rhinebeck Bancorp, and Plumas Bancorp; as well as few others. The company conducts business under Banks sector and is part of Financials industry. Analyzing OptimumBank Holdings competition allows you to expand the diversification possibilities of your existing portfolios and to get a better perspective on locking in new positions. Investors sometimes prefer comparable analysis of OptimumBank Holdings to its intrinsic valuation because they are able to contrast its competitors on a relative basis. Check out OptimumBank Holdings Correlation with its peers.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
You can use the Comparative Equity Analysis module to analyze the advantages of investing in your portfolio's related equities across multiple sectors and thematic ideas. Please use the input box below to enter symbols for particular investments you would like to analyze. With the equity comparison module, you can estimate the relative effect of OptimumBank Holdings competition on your existing holdings.
  
At present, OptimumBank Holdings' Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.01, whereas Return On Equity is forecasted to decline to 0.09. At present, OptimumBank Holdings' Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 718.1 M, whereas Non Current Assets Total are forecasted to decline to about 16.6 M.
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Hype
Prediction
LowEstimatedHigh
2.884.936.98
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Intrinsic
Valuation
LowRealHigh
2.664.716.76
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Naive
Forecast
LowNextHigh
3.075.127.17
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1 Analysts
Consensus
LowTargetHigh
4.785.255.83
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Please note, it is not enough to conduct a financial or market analysis of a single entity such as OptimumBank Holdings. Your research has to be compared to or analyzed against OptimumBank Holdings' peers to derive any actionable benefits. When done correctly, OptimumBank Holdings' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in OptimumBank Holdings.

OptimumBank Holdings Competition Correlation Matrix

Typically, diversification allows investors to combine positions across different asset classes to reduce overall portfolio risk. Correlation between OptimumBank Holdings and its competitors represents the degree of relationship between the price movements of corresponding stocks. A correlation of about +1.0 implies that the price of OptimumBank and its corresponding peer move in tandem. A correlation of -1.0 means that prices move in opposite directions. A correlation of close to zero suggests that the price movements of assets are uncorrelated; in other words, the historical price movement of OptimumBank Holdings does not affect the price movement of the other competitor.
Click cells to compare fundamentals   Check Volatility   Backtest Portfolio
High positive correlations   
PLBCTRST
PLBCFBAK
BWFGTRST
CWBCBWFG
TRSTFBAK
CWBCPLBC
  
High negative correlations   
INTRFBAK
CCFCFBAK
CCFCRBKB
PLBCINTR
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Risk-Adjusted Indicators

There is a big difference between OptimumBank Stock performing well and OptimumBank Holdings Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze OptimumBank Holdings' multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.
Mean DeviationJensen AlphaSortino RatioTreynor RatioSemi DeviationExpected ShortfallPotential UpsideValue @RiskMaximum Drawdown
CNBB  0.86 (0.15) 0.00 (0.23) 0.00 
 3.58 
 11.99 
FBAK  1.18  0.24  0.07  1.03  1.72 
 2.50 
 11.46 
TRST  1.31 (0.05) 0.05  0.09  1.30 
 2.73 
 17.64 
INTR  2.27 (0.71) 0.00 (1.18) 0.00 
 3.90 
 17.47 
RBKB  1.11  0.27  0.15  1.78  0.85 
 4.15 
 9.98 
PLBC  1.81  0.15  0.09  0.22  1.99 
 4.28 
 10.80 
FNWD  1.05  0.15  0.07  0.49  0.83 
 2.57 
 12.55 
BWFG  1.52 (0.04) 0.05  0.10  1.76 
 3.38 
 17.30 
CWBC  1.05 (0.01) 0.02  0.10  1.14 
 2.53 
 9.14 
CCFC  0.48 (0.15) 0.00 (1.28) 0.00 
 0.82 
 7.12 

Cross Equities Net Income Analysis

Compare OptimumBank Holdings and related stocks such as Cnb Community Bancorp, First National Bank, and TrustCo Bank Corp Net Income Over Time
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Return On Equity
201020112012201320142015201620172018201920202021202220232024
TRST4.9 M33.1 M37.5 M39.8 M44.2 M42.2 M42.6 M43.1 M61.4 M57.8 M52.5 M61.5 M75.2 M58.6 M39.1 M
INTR16.2 M16.2 M16.2 M17.1 M22.2 M32.9 M25.4 M47.1 M67.7 M78.9 M5.6 M64.7 M(14.1 M)302.3 M317.5 M
RBKB1.4 M1.4 M1.4 M1.4 M923.3 K857.2 K2.7 MM4.4 MM5.9 M11.6 MM4.4 M4.8 M
PLBC2.3 M941 K1.9 M3.4 M4.7 M5.8 M7.5 M8.2 M14 M15.5 M14.5 M21 M26.4 M29.8 M31.3 M
FNWD2.2 M5.4 M6.9 M7.1 M7.4 M7.9 M9.1 MM9.3 M12.1 M15.9 M15 M15.1 M8.4 M7.9 M
BWFG(870 K)2.2 M1.2 M5.2 M4.6 MM12.3 M13.8 M17.4 M18.2 M5.9 M26.6 M37.4 M36.7 M38.5 M
CWBC1.1 M(10.5 M)3.2 MMM2.9 M5.2 M4.9 M7.4 MM8.2 M13.1 M13.4 M25.5 M26.8 M
BCOW765 K765 K765 K765 K765 K765 K1.3 M1.7 M(19 K)449 K1.3 M85 K(148 K)(6.8 M)(6.5 M)
CCNE3.8 M15.1 M17.1 M16.7 M23.1 M22.2 M20.5 M23.9 M33.7 M40.1 M32.7 M57.7 M63.2 M58 M60.9 M

OptimumBank Holdings and related stocks such as Cnb Community Bancorp, First National Bank, and TrustCo Bank Corp Net Income description

Net income is one of the most important fundamental items in finance. It plays a large role in OptimumBank Holdings financial statement analysis. It represents the amount of money remaining after all of OptimumBank Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

OptimumBank Holdings Competitive Analysis

The better you understand OptimumBank Holdings competitors, the better chance you have of utilizing it as a position in your portfolios. From an individual investor's perspective, OptimumBank Holdings' competitive analysis can cover a whole range of metrics. Some of these will be more critical depending on who you are as an investor and how you react to market volatility. However, if you are locking your investment sandscape to a long-term horizon, comparing the fundamental indicator across OptimumBank Holdings' competition over several years is one of the best ways to analyze its investment potential.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
OPHC CNBB FBAK TRST INTR RBKB PLBC FNWD BWFG CWBC
 0.81 
 4.92 
OptimumBank
 0.00 
 41.01 
Cnb
 0.39 
 230.00 
First
 0.52 
 36.61 
TrustCo
 3.49 
 4.74 
Inter
 0.41 
 9.66 
Rhinebeck
 1.54 
 49.30 
Plumas
 0.1 
 30.82 
Finward
 1.96 
 33.27 
Bankwell
 0.14 
 21.71 
Community
Market Volatility
(90 Days Market Risk)
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(90 Days Performance)
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(Probability Of Bankruptcy)
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(90 Days Macroaxis Advice)
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OptimumBank Holdings Competition Performance Charts

Five steps to successful analysis of OptimumBank Holdings Competition

OptimumBank Holdings' competitive analysis is the process of researching and evaluating its competitive landscape. It provides an understanding of the strengths, weaknesses, opportunities, and threats (SWOT) faced by OptimumBank Holdings in relation to its competition. OptimumBank Holdings' competition analysis typically involves several steps, including:
  • Identifying the key players in the market: This involves identifying the major competitors of OptimumBank Holdings in the market, both direct and indirect, as well as new entrants and disruptive technologies.
  • Assessing the strengths and weaknesses of each competitor: This involves evaluating each competitor's strengths and weaknesses in areas such as product offerings, market share, brand recognition, financial performance, and distribution channels.
  • Understanding the competitive environment: This involves evaluating the regulatory environment, economic conditions, and other factors that may impact OptimumBank Holdings' competitive landscape.
  • Identifying opportunities and threats: This involves using the information gathered during the analysis to identify opportunities and threats to OptimumBank Holdings, and developing a strategy to address them.
  • Evaluating the competitive landscape: This involves understanding the competitive dynamics of the market, such as pricing, marketing, and distribution strategies, as well as analyzing the competitive advantage of each competitor.
Competitive analysis is an essential tool for businesses to stay ahead of the competition and can be used to inform decision-making and strategy development. By understanding the competitive landscape and staying informed about the activities of competitors, a company can make more informed decisions and improve its overall performance.

Complement your OptimumBank Holdings position

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When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:
Check out OptimumBank Holdings Correlation with its peers.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.828
Earnings Share
1.33
Revenue Per Share
4.014
Quarterly Revenue Growth
0.807
Return On Assets
0.0141
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.