Bayfirst Financial Corp Stock Today

BAFN Stock  USD 12.85  0.64  4.74%   

Performance

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Odds Of Distress

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Bayfirst Financial is selling at 12.85 as of the 22nd of November 2024; that is 4.74% down since the beginning of the trading day. The stock's open price was 13.49. Bayfirst Financial has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Bayfirst Financial Corp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 23rd of October 2024 and ending today, the 22nd of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
20th of November 2019
Category
Financial Services
Classification
Financials
BayFirst Financial Corp. operates as the bank holding company for First Home Bank that provides commercial and consumer banking services for businesses and individuals. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida. The company has 4.13 M outstanding shares of which 16.52 K shares are currently shorted by private and institutional investors with about 3.33 trading days to cover. More on Bayfirst Financial Corp

Bayfirst Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO DirectorThomas Zernick
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04770.0678
Way Down
Slightly volatile
Total Current Liabilities667.3 M635.5 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.1 BB
Sufficiently Up
Slightly volatile
Total Assets1.2 B1.1 B
Sufficiently Up
Slightly volatile
Total Current Assets91.1 M58.4 M
Way Up
Slightly volatile
Debt Levels
Bayfirst Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Bayfirst Financial's financial leverage. It provides some insight into what part of Bayfirst Financial's total assets is financed by creditors.
Liquidity
Bayfirst Financial Corp currently holds 20.96 M in liabilities. Note, when we think about Bayfirst Financial's use of debt, we should always consider it together with its cash and equity.

Dividends Paid

1.33 Million
Bayfirst Financial Corp (BAFN) is traded on NASDAQ Exchange in USA. It is located in 700 Central Avenue, Saint Petersburg, FL, United States, 33701 and employs 295 people. Bayfirst Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 53.11 M. Bayfirst Financial Corp conducts business under Banks sector and is part of Financials industry. The entity has 4.13 M outstanding shares of which 16.52 K shares are currently shorted by private and institutional investors with about 3.33 trading days to cover. Bayfirst Financial Corp currently holds about 74.35 M in cash with 454.8 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 18.45, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Bayfirst Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Bayfirst Financial Corp is $53.11 Million. Bayfirst Financial Corp shows 15.15 percent of its outstanding shares held by insiders and 14.15 percent owned by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Bayfirst Ownership Details

Bayfirst Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2024-09-30
10.2 K
Tower Research Capital Llc2024-06-30
779
Royal Bank Of Canada2024-06-30
90.0
Bank Of America Corp2024-06-30
29.0
Wells Fargo & Co2024-06-30
0.0
Kennedy Capital Management Inc2024-06-30
0.0
Banc Funds Co Llc2024-06-30
150.3 K
First Manhattan Co. Llc2024-06-30
139 K
Vanguard Group Inc2024-09-30
57.6 K
Salzhauer Michael2024-09-30
55.1 K
Blackrock Inc2024-06-30
48.9 K
View Bayfirst Financial Diagnostics

Bayfirst Financial Historical Income Statement

At this time, Bayfirst Financial's Total Revenue is very stable compared to the past year. As of the 22nd of November 2024, Gross Profit is likely to grow to about 79.5 M, while Income Before Tax is likely to drop about 6.7 M. View More Fundamentals

Bayfirst Stock Against Markets

Bayfirst Financial Corporate Executives

Elected by the shareholders, the Bayfirst Financial's board of directors comprises two types of representatives: Bayfirst Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bayfirst. The board's role is to monitor Bayfirst Financial's management team and ensure that shareholders' interests are well served. Bayfirst Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bayfirst Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Scott McKimExecutive CFOProfile
John MacalusoExecutive CTOProfile
When determining whether Bayfirst Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bayfirst Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bayfirst Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bayfirst Financial Corp Stock:
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bayfirst Financial. If investors know Bayfirst will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bayfirst Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.56)
Dividend Share
0.32
Earnings Share
0.74
Revenue Per Share
30.056
Quarterly Revenue Growth
(0.07)
The market value of Bayfirst Financial Corp is measured differently than its book value, which is the value of Bayfirst that is recorded on the company's balance sheet. Investors also form their own opinion of Bayfirst Financial's value that differs from its market value or its book value, called intrinsic value, which is Bayfirst Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bayfirst Financial's market value can be influenced by many factors that don't directly affect Bayfirst Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bayfirst Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bayfirst Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bayfirst Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.