Preferred Financial Statements From 2010 to 2026

PFBC Stock  USD 91.19  0.92  1.02%   
Preferred Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Preferred Bank's valuation are provided below:
Gross Profit
281.2 M
Profit Margin
0.4752
Market Capitalization
1.1 B
Enterprise Value Revenue
5.2754
Revenue
281.2 M
We have found one hundred twenty available trending fundamental ratios for Preferred Bank, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Preferred Bank's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Enterprise Value is expected to grow to about 1.5 B, whereas Market Cap is forecasted to decline to about 552.4 M.

Preferred Bank Total Revenue

523.99 Million

Check Preferred Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Preferred Bank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 226.4 M or Total Revenue of 524 M, as well as many indicators such as Price To Sales Ratio of 3.96, Dividend Yield of 0.019 or PTB Ratio of 1.22. Preferred financial statements analysis is a perfect complement when working with Preferred Bank Valuation or Volatility modules.
  
Build AI portfolio with Preferred Stock
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Preferred Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB7.6 B4.3 B
Slightly volatile
Other Current Liabilities2.9 B2.9 B3.2 B
Slightly volatile
Total Current Liabilities2.9 B2.9 B3.2 B
Slightly volatile
Total Stockholder Equity829 M789.5 M439.5 M
Slightly volatile
Cash924.4 M880.3 M518.5 M
Slightly volatile
Non Current Assets Total7.4 BB3.6 B
Slightly volatile
Cash And Short Term Investments525.2 M880.3 M676.4 M
Slightly volatile
Common Stock Shares Outstanding10.7 M12.8 M13.1 M
Slightly volatile
Liabilities And Stockholders EquityB7.6 B4.3 B
Slightly volatile
Non Current Liabilities Total274 M260.9 M144.6 M
Slightly volatile
Total Liabilities7.2 B6.8 B3.8 B
Slightly volatile
Total Current Assets558.6 M868.2 M690.8 M
Slightly volatile
Other Liabilities25.1 M44.4 M28.5 M
Slightly volatile
Accounts Payable14.1 M14.9 M44.3 M
Slightly volatile
Long Term Debt179.3 M170.7 M93.8 M
Slightly volatile
Short Term Investments3.3 K3.5 K184.9 M
Very volatile
Common Stock163.5 M242.5 M183 M
Slightly volatile
Property Plant Equipment37.1 M35.3 M17.5 M
Slightly volatile
Short and Long Term Debt Total439.9 M418.9 M131.3 M
Slightly volatile
Property Plant And Equipment Net40.5 M38.6 M17.4 M
Slightly volatile
Net Receivables43.2 M41.1 M18.6 M
Slightly volatile
Common Stock Total Equity168.4 M242.5 M183.3 M
Slightly volatile
Property Plant And Equipment Gross51.4 M48.9 M22.9 M
Slightly volatile
Short Term Debt5.5 M3.9 M9.2 M
Slightly volatile
Net Tangible Assets461.5 M725 M421.4 M
Slightly volatile
Other Current Assets615.3 M868.2 M432.6 M
Slightly volatile
Long Term Investments355.5 M491.1 M301.9 M
Slightly volatile
Short and Long Term Debt1.1 M1.2 M15.8 M
Slightly volatile
Capital Surpluse47 M60.2 M44.5 M
Slightly volatile
Earning Assets352.8 M412.4 M307.3 M
Slightly volatile
Long Term Debt Total108.9 M114.1 M100.5 M
Slightly volatile
Net Invested Capital747.9 MB615.2 M
Slightly volatile
Capital Stock168.7 M189.8 M207.2 M
Slightly volatile
Capital Lease Obligations16 M15.3 M19.7 M
Slightly volatile

Preferred Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.7 M1.9 M2.6 M
Slightly volatile
Interest Expense226.4 M215.6 M69.8 M
Slightly volatile
Total Revenue524 M499 M228.2 M
Slightly volatile
Gross Profit288 M274.3 M150.1 M
Slightly volatile
Other Operating Expenses325 M309.5 M129.3 M
Slightly volatile
Operating Income199 M189.5 M99 M
Slightly volatile
EBITDA199 M189.5 M100 M
Slightly volatile
Cost Of Revenue236 M224.7 M78.1 M
Slightly volatile
Income Before Tax199 M189.5 M99 M
Slightly volatile
Net Income140.3 M133.6 M70.1 M
Slightly volatile
Selling General Administrative69 M65.7 M35.7 M
Slightly volatile
Net Income Applicable To Common Shares155.6 M148.2 M70.5 M
Slightly volatile
Selling And Marketing Expenses1.5 M1.4 M736.4 K
Slightly volatile
Net Income From Continuing Ops86.1 M150.3 M70.4 M
Slightly volatile
Tax Provision40.9 M61.4 M33.9 M
Slightly volatile
Net Interest Income199.2 M313.5 M161.3 M
Slightly volatile
Interest Income614.7 M585.5 M244.2 M
Slightly volatile
Reconciled Depreciation1.8 M2.5 M1.4 M
Slightly volatile

Preferred Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income157.8 M150.3 M72.4 M
Slightly volatile
End Period Cash Flow948.5 M903.3 M552.7 M
Slightly volatile
Free Cash Flow197.6 M188.1 M89.9 M
Slightly volatile
Begin Period Cash Flow1.1 BB530.2 M
Slightly volatile
Other Cashflows From Financing Activities274.4 M238.6 M332.1 M
Pretty Stable
Depreciation2.6 M2.5 M1.4 M
Slightly volatile
Other Non Cash Items13 M13.6 M11.1 M
Slightly volatile
Dividends Paid45.3 M43.1 M17.1 M
Slightly volatile
Total Cash From Operating Activities198.7 M189.2 M91.2 M
Slightly volatile
Total Cash From Financing Activities269.2 M151.5 M304.9 M
Very volatile
Change To Netincome15.6 M18.2 M12.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.962.38323.614
Pretty Stable
Dividend Yield0.0190.03180.0179
Slightly volatile
PTB Ratio1.221.50641.5565
Pretty Stable
Days Sales Outstanding50.5228.8433.9555
Slightly volatile
Book Value Per Share42.2162.685232.4086
Slightly volatile
Free Cash Flow Yield0.180.160.1281
Pretty Stable
Operating Cash Flow Per Share11.6511.096.5368
Slightly volatile
Stock Based Compensation To Revenue0.02220.01590.0261
Very volatile
Capex To Depreciation0.730.381.163
Very volatile
PB Ratio1.221.50641.5565
Pretty Stable
Free Cash Flow Per Share11.5811.036.4207
Slightly volatile
Net Income Per Share11.1410.61055.2147
Slightly volatile
Payables Turnover13.1913.5416.4171
Pretty Stable
Sales General And Administrative To Revenue0.220.13170.1949
Slightly volatile
Capex To Revenue0.00190.0020.0078
Slightly volatile
Cash Per Share32.4351.6247.4376
Slightly volatile
POCF Ratio10.258.069.1544
Very volatile
Interest Coverage1.420.8792.4053
Very volatile
Payout Ratio0.150.28270.2025
Pretty Stable
Capex To Operating Cash Flow0.00610.00640.0215
Slightly volatile
PFCF Ratio10.798.19.4291
Pretty Stable
Days Payables Outstanding35.0927.8931.7985
Slightly volatile
Income Quality1.191.131.3111
Slightly volatile
ROE0.180.16930.1414
Slightly volatile
PE Ratio12.38.899712.0593
Slightly volatile
Return On Tangible Assets0.01850.01760.0146
Slightly volatile
Earnings Yield0.120.11240.0944
Slightly volatile
Current Ratio0.310.29720.2184
Slightly volatile
Tangible Book Value Per Share42.2162.685232.4086
Slightly volatile
Receivables Turnover8.413.111.6329
Slightly volatile
Graham Number12812262.399
Slightly volatile
Shareholders Equity Per Share42.2162.685232.4086
Slightly volatile
Debt To Equity0.310.53060.2382
Slightly volatile
Capex Per Share0.07520.07920.1176
Pretty Stable
Revenue Per Share22.3939.623916.3458
Slightly volatile
Interest Debt Per Share52.950.384515.0469
Slightly volatile
Debt To Assets0.05790.05510.0257
Slightly volatile
Short Term Coverage Ratios6.3 KK3.9 K
Slightly volatile
Price Earnings Ratio12.38.899712.0593
Slightly volatile
Operating Cycle50.5228.8433.9555
Slightly volatile
Price Book Value Ratio1.221.50641.5565
Pretty Stable
Days Of Payables Outstanding35.0927.8931.7985
Slightly volatile
Dividend Payout Ratio0.150.28270.2025
Pretty Stable
Price To Operating Cash Flows Ratio10.258.069.1544
Very volatile
Price To Free Cash Flows Ratio10.798.19.4291
Pretty Stable
Pretax Profit Margin0.260.37980.4066
Slightly volatile
Ebt Per Ebit0.80.90.9791
Slightly volatile
Operating Profit Margin0.260.37980.4067
Slightly volatile
Company Equity Multiplier11.039.62819.7922
Pretty Stable
Long Term Debt To Capitalization0.340.32710.1764
Slightly volatile
Total Debt To Capitalization0.360.34670.1929
Slightly volatile
Return On Capital Employed0.07740.04050.1326
Slightly volatile
Debt Equity Ratio0.310.53060.2382
Slightly volatile
Ebit Per Revenue0.260.37980.4067
Slightly volatile
Quick Ratio0.310.29720.2184
Slightly volatile
Dividend Paid And Capex Coverage Ratio4.684.9228.4467
Slightly volatile
Net Income Per E B T1.10.7051.1363
Slightly volatile
Cash Ratio0.0880.120.1285
Slightly volatile
Operating Cash Flow Sales Ratio0.340.280.4037
Pretty Stable
Days Of Sales Outstanding50.5228.8433.9555
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.770.890.9592
Slightly volatile
Cash Flow Coverage Ratios0.730.890.9822
Slightly volatile
Price To Book Ratio1.221.50641.5565
Pretty Stable
Fixed Asset Turnover19.8212.930117.3147
Pretty Stable
Capital Expenditure Coverage Ratio169161115
Slightly volatile
Price Cash Flow Ratio10.258.069.1544
Very volatile
Debt Ratio0.05790.05510.0257
Slightly volatile
Cash Flow To Debt Ratio0.730.890.9822
Slightly volatile
Price Sales Ratio3.962.38323.614
Pretty Stable
Return On Assets0.01850.01760.0146
Slightly volatile
Asset Turnover0.03850.06570.0464
Slightly volatile
Net Profit Margin0.170.26780.301
Very volatile
Gross Profit Margin0.460.54970.678
Very volatile
Price Fair Value1.221.50641.5565
Pretty Stable
Return On Equity0.180.16930.1414
Slightly volatile

Preferred Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap552.4 M1.1 B816.5 M
Slightly volatile

Preferred Fundamental Market Drivers

Preferred Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Preferred Bank Financial Statements

Preferred Bank stakeholders use historical fundamental indicators, such as Preferred Bank's revenue or net income, to determine how well the company is positioned to perform in the future. Although Preferred Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Preferred Bank's assets and liabilities are reflected in the revenues and expenses on Preferred Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Preferred Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.5 M-13.8 M
Total Revenue499 M524 M
Cost Of Revenue224.7 M236 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.13  0.22 
Revenue Per Share 39.62  22.39 
Ebit Per Revenue 0.38  0.26 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Will Regional Banks sector continue expanding? Could Preferred diversify its offerings? Factors like these will boost the valuation of Preferred Bank. Anticipated expansion of Preferred directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Preferred Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.24
Dividend Share
3.05
Earnings Share
9.88
Revenue Per Share
22.33
Quarterly Revenue Growth
0.155
Preferred Bank's market price often diverges from its book value, the accounting figure shown on Preferred's balance sheet. Smart investors calculate Preferred Bank's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Preferred Bank's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Preferred Bank's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Preferred Bank should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.