Preferred Financial Statements From 2010 to 2026

PFBC Stock  USD 95.94  1.51  1.60%   
Preferred Bank's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Preferred Bank's valuation are provided below:
Gross Profit
271.3 M
Profit Margin
0.4755
Market Capitalization
1.2 B
Enterprise Value Revenue
5.4147
Revenue
271.3 M
We have found one hundred twenty available trending fundamental ratios for Preferred Bank, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of Preferred Bank's recent performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1 B, whereas Enterprise Value is forecasted to decline to about 96.2 M.

Preferred Bank Total Revenue

628.42 Million

Check Preferred Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Preferred Bank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.7 M, Interest Expense of 285.5 M or Total Revenue of 628.4 M, as well as many indicators such as Price To Sales Ratio of 4.02, Dividend Yield of 0.0186 or PTB Ratio of 1.22. Preferred financial statements analysis is a perfect complement when working with Preferred Bank Valuation or Volatility modules.
  
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Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Preferred Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8.4 BB4.3 B
Slightly volatile
Other Current Liabilities7.1 B6.8 B3.7 B
Slightly volatile
Total Current Liabilities7.2 B6.8 B3.7 B
Slightly volatile
Total Stockholder Equity921.5 M877.6 M450.1 M
Slightly volatile
Cash924.4 M880.3 M518.5 M
Slightly volatile
Non Current Assets Total7.4 BB3.6 B
Slightly volatile
Non Currrent Assets Other82.9 M57.5 M107.8 M
Slightly volatile
Cash And Short Term Investments525.2 M880.3 M676.4 M
Slightly volatile
Common Stock Shares Outstanding10.6 M15.6 M13.3 M
Slightly volatile
Liabilities And Stockholders Equity8.4 BB4.3 B
Slightly volatile
Non Current Liabilities Total274 M260.9 M144.6 M
Slightly volatile
Total Liabilities7.4 B7.1 B3.9 B
Slightly volatile
Total Current Assets540.6 M921.5 M692.9 M
Slightly volatile
Other Liabilities25.1 M44.4 M28.5 M
Slightly volatile
Accounts Payable14.1 M14.9 M44.3 M
Slightly volatile
Long Term Debt179.3 M170.7 M93.8 M
Slightly volatile
Short Term Investments3.3 K3.5 K184.9 M
Very volatile
Common Stock163.5 M242.5 M183 M
Slightly volatile
Property Plant Equipment37.1 M35.3 M17.5 M
Slightly volatile
Short and Long Term Debt Total199.8 M190.3 M103.8 M
Slightly volatile
Property Plant And Equipment Net12.8 M24.9 M15 M
Slightly volatile
Net Receivables43.2 M41.1 M18.6 M
Slightly volatile
Common Stock Total Equity168.4 M242.5 M183.3 M
Slightly volatile
Property Plant And Equipment Gross51.4 M48.9 M22.9 M
Slightly volatile
Short Term Debt5.5 M3.9 M9.2 M
Slightly volatile
Net Tangible Assets461.5 M725 M421.4 M
Slightly volatile
Other Current Assets3.3 K3.5 K345.3 M
Slightly volatile
Long Term Investments355.5 M491.1 M301.9 M
Slightly volatile
Short and Long Term Debt1.1 M1.2 M15.8 M
Slightly volatile
Capital Surpluse47 M60.2 M44.5 M
Slightly volatile
Earning Assets352.8 M412.4 M307.3 M
Slightly volatile
Long Term Debt Total108.9 M114.1 M100.5 M
Slightly volatile
Net Invested Capital747.9 MB615.2 M
Slightly volatile
Capital Stock168.7 M189.8 M207.2 M
Slightly volatile
Capital Lease Obligations16 M15.3 M19.7 M
Slightly volatile

Preferred Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.7 M1.9 M2.6 M
Slightly volatile
Interest Expense285.5 M271.9 M76.5 M
Slightly volatile
Total Revenue628.4 M598.5 M240.2 M
Slightly volatile
Gross Profit328.3 M312.6 M154.7 M
Slightly volatile
Other Operating Expenses406.2 M386.9 M138.6 M
Slightly volatile
Operating Income222.2 M211.6 M101.7 M
Slightly volatile
EBITDA224.8 M214.1 M103 M
Slightly volatile
Cost Of Revenue300.1 M285.9 M85.5 M
Slightly volatile
Income Before Tax222.2 M211.6 M101.7 M
Slightly volatile
Net Income157.8 M150.3 M72.1 M
Slightly volatile
Selling General Administrative64.8 M61.7 M35.2 M
Slightly volatile
Net Income Applicable To Common Shares155.6 M148.2 M70.5 M
Slightly volatile
Selling And Marketing Expenses1.5 M1.4 M736.4 K
Slightly volatile
Net Income From Continuing Ops86.1 M150.3 M70.4 M
Slightly volatile
Tax Provision40.9 M61.4 M33.9 M
Slightly volatile
Net Interest Income199.2 M313.5 M161.3 M
Slightly volatile
Interest Income614.7 M585.5 M244.2 M
Slightly volatile
Reconciled Depreciation1.8 M2.5 M1.4 M
Slightly volatile

Preferred Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income157.8 M150.3 M72.4 M
Slightly volatile
End Period Cash Flow948.5 M903.3 M552.7 M
Slightly volatile
Free Cash Flow197.6 M188.1 M89.9 M
Slightly volatile
Begin Period Cash Flow1.1 BB530.2 M
Slightly volatile
Other Cashflows From Financing Activities274.4 M238.6 M332.1 M
Pretty Stable
Depreciation2.6 M2.5 M1.4 M
Slightly volatile
Other Non Cash Items13 M13.6 M11.1 M
Slightly volatile
Total Cash From Operating Activities198.7 M189.2 M91.2 M
Slightly volatile
Total Cash From Financing Activities269.2 M151.5 M304.9 M
Very volatile
Change To Netincome15.6 M18.2 M12.9 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.022.553.6274
Pretty Stable
Dividend Yield0.01860.02930.0177
Slightly volatile
PTB Ratio1.221.361.5479
Pretty Stable
Days Sales Outstanding50.5228.8433.9555
Slightly volatile
Book Value Per Share40.9965.7532.5171
Slightly volatile
Free Cash Flow Yield0.180.160.1281
Pretty Stable
Operating Cash Flow Per Share11.6511.096.5368
Slightly volatile
Stock Based Compensation To Revenue0.02220.01590.0261
Very volatile
Capex To Depreciation0.730.381.163
Very volatile
PB Ratio1.221.361.5479
Pretty Stable
Free Cash Flow Per Share11.5811.036.4207
Slightly volatile
ROIC0.120.13140.1141
Slightly volatile
Net Income Per Share9.258.814.9976
Slightly volatile
Payables Turnover13.1913.5416.4171
Pretty Stable
Sales General And Administrative To Revenue0.220.120.1942
Slightly volatile
Capex To Revenue0.00190.0020.0078
Slightly volatile
Cash Per Share32.4351.6247.4376
Slightly volatile
POCF Ratio10.258.069.1544
Very volatile
Interest Coverage0.670.72.352
Pretty Stable
Payout Ratio0.20.330.2082
Slightly volatile
Capex To Operating Cash Flow0.00610.00640.0215
Slightly volatile
PFCF Ratio10.798.19.4291
Pretty Stable
Days Payables Outstanding35.0927.8931.7985
Slightly volatile
Income Quality1.191.131.3111
Slightly volatile
ROE0.160.150.1391
Slightly volatile
PE Ratio12.4110.1512.1393
Slightly volatile
Return On Tangible Assets0.01780.0170.0145
Slightly volatile
Earnings Yield0.110.10.0931
Slightly volatile
Current Ratio0.140.120.1988
Pretty Stable
Tangible Book Value Per Share40.9965.7532.5171
Slightly volatile
Receivables Turnover8.413.111.6329
Slightly volatile
Graham Number54.1710156.7747
Slightly volatile
Shareholders Equity Per Share40.9965.7532.5171
Slightly volatile
Debt To Equity0.30.250.2211
Slightly volatile
Capex Per Share0.07520.07920.1176
Pretty Stable
Revenue Per Share47.0844.8418.105
Slightly volatile
Interest Debt Per Share18.1634.6312.0766
Slightly volatile
Debt To Assets0.02840.02750.0223
Slightly volatile
Short Term Coverage Ratios41.9644.16413
Very volatile
Price Earnings Ratio12.4110.1512.1393
Slightly volatile
Operating Cycle50.5228.8433.9555
Slightly volatile
Price Book Value Ratio1.221.361.5479
Pretty Stable
Days Of Payables Outstanding35.0927.8931.7985
Slightly volatile
Dividend Payout Ratio0.20.330.2082
Slightly volatile
Price To Operating Cash Flows Ratio10.258.069.1544
Very volatile
Price To Free Cash Flows Ratio10.798.19.4291
Pretty Stable
Pretax Profit Margin0.260.320.4031
Slightly volatile
Ebt Per Ebit0.80.90.9782
Slightly volatile
Operating Profit Margin0.260.320.4034
Slightly volatile
Company Equity Multiplier11.0610.439.842
Slightly volatile
Long Term Debt To Capitalization0.210.190.1606
Slightly volatile
Total Debt To Capitalization0.220.20.1761
Slightly volatile
Return On Capital Employed0.180.170.142
Slightly volatile
Debt Equity Ratio0.30.250.2211
Slightly volatile
Ebit Per Revenue0.260.320.4034
Slightly volatile
Quick Ratio0.140.120.1988
Pretty Stable
Dividend Paid And Capex Coverage Ratio4.684.9228.4467
Slightly volatile
Net Income Per E B T1.110.821.1437
Slightly volatile
Cash Ratio0.0880.120.1287
Slightly volatile
Operating Cash Flow Sales Ratio0.340.280.4037
Pretty Stable
Days Of Sales Outstanding50.5228.8433.9555
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.770.890.9592
Slightly volatile
Cash Flow Coverage Ratios0.730.890.9822
Slightly volatile
Price To Book Ratio1.221.361.5479
Pretty Stable
Fixed Asset Turnover20.0927.6518.1964
Very volatile
Capital Expenditure Coverage Ratio169161115
Slightly volatile
Price Cash Flow Ratio10.258.069.1544
Very volatile
Debt Ratio0.02840.02750.0223
Slightly volatile
Cash Flow To Debt Ratio0.730.890.9822
Slightly volatile
Price Sales Ratio4.022.553.6274
Pretty Stable
Return On Assets0.01780.0170.0145
Slightly volatile
Asset Turnover0.03780.06770.0465
Slightly volatile
Net Profit Margin0.170.230.2988
Very volatile
Gross Profit Margin0.460.470.6733
Very volatile
Price Fair Value1.221.361.5479
Pretty Stable
Return On Equity0.160.150.1391
Slightly volatile

Preferred Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB960.5 M815.3 M
Slightly volatile

Preferred Fundamental Market Drivers

Forward Price Earnings8.3195
Cash And Short Term Investments765.5 M

Preferred Upcoming Events

16th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Preferred Bank Financial Statements

Preferred Bank stakeholders use historical fundamental indicators, such as Preferred Bank's revenue or net income, to determine how well the company is positioned to perform in the future. Although Preferred Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Preferred Bank's assets and liabilities are reflected in the revenues and expenses on Preferred Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Preferred Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-14.5 M-13.8 M
Total Revenue598.5 M628.4 M
Cost Of Revenue285.9 M300.1 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.12  0.22 
Revenue Per Share 44.84  47.08 
Ebit Per Revenue 0.32  0.26 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out the analysis of Preferred Bank Correlation against competitors.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.154
Dividend Share
3
Earnings Share
9.88
Revenue Per Share
21.133
Quarterly Revenue Growth
0.049
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.