Preferred Bank Stock Buy Hold or Sell Recommendation
| PFBC Stock | USD 93.76 0.68 0.73% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Preferred Bank is 'Strong Hold'. Macroaxis provides Preferred Bank buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PFBC positions.
Check out Preferred Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide. In addition, we conduct extensive research on individual companies such as Preferred and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Preferred |
Execute Preferred Bank Buy or Sell Advice
The Preferred recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Preferred Bank. Macroaxis does not own or have any residual interests in Preferred Bank or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Preferred Bank's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Small | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Preferred Bank Trading Alerts and Improvement Suggestions
| Preferred Bank is unlikely to experience financial distress in the next 2 years | |
| Over 88.0% of the company shares are owned by institutional investors | |
| On 21st of October 2024 Preferred Bank paid $ 0.7 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Princeton Capital Management LLC Buys Shares of 2,500 Preferred Bank |
Preferred Bank Returns Distribution Density
The distribution of Preferred Bank's historical returns is an attempt to chart the uncertainty of Preferred Bank's future price movements. The chart of the probability distribution of Preferred Bank daily returns describes the distribution of returns around its average expected value. We use Preferred Bank price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Preferred Bank returns is essential to provide solid investment advice for Preferred Bank.
| Mean Return | 0.32 | Value At Risk | -2.59 | Potential Upside | 3.43 | Standard Deviation | 2.24 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Preferred Bank historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Preferred Stock Institutional Investors
| Shares | Goldman Sachs Group Inc | 2024-06-30 | 225.3 K | Northern Trust Corp | 2024-09-30 | 175.3 K | Lsv Asset Management | 2024-09-30 | 167.2 K | Bank Of New York Mellon Corp | 2024-06-30 | 159.5 K | Jpmorgan Chase & Co | 2024-06-30 | 150.1 K | Phocas Financial Corp | 2024-06-30 | 144.3 K | American Century Companies Inc | 2024-09-30 | 138 K | Amvescap Plc. | 2024-06-30 | 128.4 K | Hotchkis & Wiley Capital Management Llc | 2024-06-30 | 126.8 K | Blackrock Inc | 2024-06-30 | 1.3 M | T. Rowe Price Investment Management,inc. | 2024-09-30 | 1.1 M |
Preferred Bank Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 6.1M | 1.5M | 603K | 356K | 2.4M | 1.5M | |
| Net Income | 78.4M | 69.5M | 95.2M | 128.8M | 150.0M | 157.5M | |
| End Period Cash Flow | 535.6M | 759.5M | 1.1B | 767.5M | 910.9M | 956.4M | |
| Change In Cash | (67.1M) | 223.8M | 291.1M | (283.1M) | 143.3M | 150.5M | |
| Free Cash Flow | 80.7M | 102.3M | 119.0M | 143.4M | 172.6M | 181.2M | |
| Depreciation | 1.3M | 1.9M | 1.9M | 1.9M | 1.7M | 1.2M | |
| Other Non Cash Items | 8.9M | 30.1M | 1.5M | 11.1M | 23.0M | 13.0M | |
| Dividends Paid | 18.3M | 17.9M | 21.4M | 25.1M | 31.1M | 32.7M | |
| Change To Inventory | 1.4M | 2.3M | (5.4M) | (5.6M) | (5.1M) | (4.8M) | |
| Investments | (457.1M) | (318.8M) | (620.0M) | (699.9M) | (93.0M) | (97.6M) | |
| Net Borrowings | (20M) | (5.0M) | (1.3M) | 47.6M | 54.8M | 57.5M | |
| Change To Netincome | 14.0M | 35.0M | 8.1M | 15.8M | 18.2M | 15.6M |
Preferred Bank Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Preferred Bank or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Preferred Bank's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Preferred stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.13 | |
β | Beta against Dow Jones | 2.12 | |
σ | Overall volatility | 2.21 | |
Ir | Information ratio | 0.1 |
Preferred Bank Volatility Alert
Preferred Bank has relatively low volatility with skewness of 2.6 and kurtosis of 13.25. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Preferred Bank's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Preferred Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Preferred Bank Fundamentals Vs Peers
Comparing Preferred Bank's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Preferred Bank's direct or indirect competition across all of the common fundamentals between Preferred Bank and the related equities. This way, we can detect undervalued stocks with similar characteristics as Preferred Bank or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Preferred Bank's fundamental indicators could also be used in its relative valuation, which is a method of valuing Preferred Bank by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Preferred Bank to competition |
| Fundamentals | Preferred Bank | Peer Average |
| Return On Equity | 0.19 | -0.31 |
| Return On Asset | 0.0202 | -0.14 |
| Profit Margin | 0.52 % | (1.27) % |
| Operating Margin | 0.71 % | (5.51) % |
| Current Valuation | 605.12 M | 16.62 B |
| Shares Outstanding | 13.19 M | 571.82 M |
| Shares Owned By Insiders | 0.96 % | 10.09 % |
| Shares Owned By Institutions | 88.00 % | 39.21 % |
| Number Of Shares Shorted | 918.53 K | 4.71 M |
| Price To Earning | 15.06 X | 28.72 X |
| Price To Book | 1.64 X | 9.51 X |
| Price To Sales | 4.71 X | 11.42 X |
| Revenue | 275.59 M | 9.43 B |
| Gross Profit | 242.03 M | 27.38 B |
| EBITDA | 211.57 M | 3.9 B |
| Net Income | 150.04 M | 570.98 M |
| Cash And Equivalents | 749.48 M | 2.7 B |
| Cash Per Share | 52.20 X | 5.01 X |
| Total Debt | 168 M | 5.32 B |
| Debt To Equity | 0.16 % | 48.70 % |
| Book Value Per Share | 56.54 X | 1.93 K |
| Cash Flow From Operations | 175 M | 971.22 M |
| Short Ratio | 14.79 X | 4.00 X |
| Earnings Per Share | 9.99 X | 3.12 X |
| Price To Earnings To Growth | 1.83 X | 4.89 X |
| Target Price | 93.88 | |
| Number Of Employees | 300 | 18.84 K |
| Beta | 0.94 | -0.15 |
| Market Capitalization | 1.23 B | 19.03 B |
| Total Asset | 6.67 B | 29.47 B |
| Retained Earnings | 592.33 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.17 % |
Preferred Bank Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Preferred . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Preferred Bank Buy or Sell Advice
When is the right time to buy or sell Preferred Bank? Buying financial instruments such as Preferred Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Preferred Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Funds or Etfs that invest in stocks of large-sized companies with above-average risk and growth rate. The Large Growth Funds theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Large Growth Funds Theme or any other thematic opportunities.
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Check out Preferred Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 2.8 | Earnings Share 9.99 | Revenue Per Share 19.356 | Quarterly Revenue Growth (0.05) |
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.