Preferred Bank Company Insiders

PFBC Stock  USD 94.61  1.33  1.39%   
Preferred Bank employs about 323 people. The company is managed by 12 executives with a total tenure of roughly 64 years, averaging almost 5.0 years of service per executive, having 26.92 employees per reported executive. Evaluation of Preferred Bank's management performance can provide insight into the firm performance.
Li Yu  Chairman
Chairman, CEO, Company Secretary and Member of Loan Committee
Wellington Chen  President
President COO
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Preferred Bank Management Team Effectiveness

The company has return on total asset (ROA) of 0.018 % which means that it generated a profit of $0.018 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1691 %, meaning that it created $0.1691 on every $100 dollars invested by stockholders. Preferred Bank's management efficiency ratios could be used to measure how well Preferred Bank manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.02. The current year's Return On Capital Employed is expected to grow to 0.18. At present, Preferred Bank's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 82.9 M, whereas Total Current Assets are forecasted to decline to about 540.6 M.
The current year's Net Income Applicable To Common Shares is expected to grow to about 155.6 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 10.6 M.
The market capitalization of Preferred Bank is $1.19 Billion. The majority of Preferred Bank outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Preferred Bank to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Preferred Bank. Please pay attention to any change in the institutional holdings of Preferred Bank as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the company is less than the current market value, you may not be able generate positive returns on investment in the long run.
 
Shares in Circulation  
First Issued
2004-03-31
Previous Quarter
13 M
Current Value
12.6 M
Avarage Shares Outstanding
10.4 M
Quarterly Volatility
5.6 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Preferred Bank in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Preferred Bank, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Preferred Bank Workforce Comparison

Preferred Bank is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 14,686. Preferred Bank holds roughly 323 in number of employees claiming about 2.2% of equities under Financials industry.

Preferred Bank Profit Margins

The company has Profit Margin (PM) of 0.48 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.71 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.71.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.460.47
Fairly Down
Very volatile
Net Profit Margin0.170.23
Way Down
Very volatile
Operating Profit Margin0.260.32
Significantly Down
Slightly volatile
Pretax Profit Margin0.260.32
Significantly Down
Slightly volatile
Return On Assets0.01780.017
Sufficiently Up
Slightly volatile
Return On Equity0.160.15
Notably Up
Slightly volatile

Preferred Bank Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Preferred Bank Price Series Summation is a cross summation of Preferred Bank price series and its benchmark/peer.

Preferred Bank Notable Stakeholders

A Preferred Bank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Preferred Bank often face trade-offs trying to please all of them. Preferred Bank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Preferred Bank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Li YuChairman, CEO, Company Secretary and Member of Loan CommitteeProfile
Stella ChenSenior PresidentProfile
Erika ChiExecutive PresidentProfile
Pamela LauExecutive PresidentProfile
Ted HsuExecutive PresidentProfile
Wellington ChenPresident COOProfile
Alice HuangExecutive PresidentProfile
Edward CzajkaCFO and Executive VPProfile
Johnny HsuExecutive COOProfile
Nick PiChief Credit OfficerProfile
Sandy HoExecutive ManagerProfile
Robert KosofHead - Commercial Lending and Regional Manager - West Los Angeles OperationsProfile
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About Preferred Bank Management Performance

The success or failure of an entity such as Preferred Bank often depends on how effective the management is. Preferred Bank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Preferred management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Preferred management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.02 
Return On Capital Employed 0.17  0.18 
Return On Assets 0.02  0.02 
Return On Equity 0.15  0.16 
Please note, the presentation of Preferred Bank's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Preferred Bank's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Preferred Bank's management manipulating its earnings.

Preferred Bank Workforce Analysis

Traditionally, organizations such as Preferred Bank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Preferred Bank within its industry.

Preferred Bank Manpower Efficiency

Return on Preferred Bank Manpower

Revenue Per Employee1.6M
Revenue Per Executive43.4M
Net Income Per Employee404.5K
Net Income Per Executive10.9M

Complementary Tools for Preferred Stock analysis

When running Preferred Bank's price analysis, check to measure Preferred Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Preferred Bank is operating at the current time. Most of Preferred Bank's value examination focuses on studying past and present price action to predict the probability of Preferred Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Preferred Bank's price. Additionally, you may evaluate how the addition of Preferred Bank to your portfolios can decrease your overall portfolio volatility.
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