Provident Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Provident Financial Services
PFS Stock  USD 20.15  0.14  0.69%   
Provident Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Provident Financial's valuation are provided below:
Gross Profit
836.9 M
Profit Margin
0.3062
Market Capitalization
2.6 B
Enterprise Value Revenue
6.0482
Revenue
836.9 M
There are over one hundred nineteen available trending fundamental ratios for Provident Financial, which can be analyzed over time and compared to other ratios. All traders should check out Provident Financial's recent fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction.

Provident Financial Total Revenue

1.38 Billion

Check Provident Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Provident Financial's main balance sheet or income statement drivers, such as Interest Expense of 538 M, Selling General Administrative of 279.3 M or Total Revenue of 1.4 B, as well as many indicators such as Price To Sales Ratio of 3.98, Dividend Yield of 0.0271 or PTB Ratio of 1.3. Provident financial statements analysis is a perfect complement when working with Provident Financial Valuation or Volatility modules.
  
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Provident Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets29 B27.7 B12.7 B
Slightly volatile
Total Stockholder Equity3.1 B3 B1.5 B
Slightly volatile
Other Liabilities82.2 M102.4 M96.7 M
Slightly volatile
Retained Earnings569.9 M1.1 B648.3 M
Slightly volatile
Accounts Payable12.8 B12.1 B7.9 B
Slightly volatile
Cash174.8 M236.8 M201.6 M
Slightly volatile
Long Term Debt2.8 B2.7 B1.4 B
Slightly volatile
Good Will392.4 M717.7 M414.6 M
Slightly volatile
Short Term Investments3.3 B3.2 B1.5 B
Slightly volatile
Total Liabilities25.9 B24.7 B9.5 B
Slightly volatile
Intangible Assets187.8 M224.4 M191.7 M
Very volatile
Property Plant Equipment219.6 M209.2 M97.4 M
Slightly volatile
Short and Long Term Debt Total1.7 B2.8 B1.9 B
Slightly volatile
Other Current Liabilities22.5 B21.5 B8.7 B
Slightly volatile
Total Current Liabilities22.7 B21.6 B9.1 B
Slightly volatile
Property Plant And Equipment Net77.6 M137.6 M78 M
Slightly volatile
Non Current Assets Total25.3 B24.1 B7.2 B
Slightly volatile
Cash And Short Term Investments3.6 B3.4 B1.7 B
Slightly volatile
Net Receivables110.1 M104.8 M44.7 M
Slightly volatile
Common Stock Shares Outstanding71.4 M126.2 M71.7 M
Slightly volatile
Liabilities And Stockholders Equity29 B27.7 B12.7 B
Slightly volatile
Non Current Liabilities Total1.7 B3.1 B2 B
Slightly volatile
Other Stockholder Equity2.1 B2 B899.9 M
Slightly volatile
Property Plant And Equipment Gross363.2 M345.9 M138.5 M
Slightly volatile
Total Current Assets2.5 B3.5 B3.5 B
Very volatile
Other Current Assets214.5 M225.8 M2.8 B
Slightly volatile
Common Stock Total Equity897.8 K956.8 K830.4 K
Slightly volatile
Common Stock926.6 K1.6 M900.9 K
Slightly volatile
Short Term Debt96.8 M101.9 M628.6 M
Slightly volatile
Net Tangible Assets938.8 M1.3 B918.5 M
Slightly volatile
Retained Earnings Total Equity627.8 M1.1 B643.5 M
Slightly volatile
Long Term Debt Total343.4 M361.4 M1 B
Slightly volatile
Capital Surpluse1.2 B2.1 B1.1 B
Slightly volatile
Long Term Investments4.7 B2.8 B5.6 B
Slightly volatile
Non Current Liabilities Other331.9 M316.1 M165 M
Slightly volatile
Short and Long Term Debt801.9 M494.9 M947.6 M
Slightly volatile
Earning Assets2 B3.1 B2 B
Slightly volatile
Net Invested Capital3.3 B5.6 B3.1 B
Slightly volatile
Capital Stock1 M1.6 M918.1 K
Slightly volatile

Provident Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative279.3 M266 M137 M
Slightly volatile
Total Revenue1.4 B1.3 B551.1 M
Slightly volatile
Gross Profit733.1 M698.2 M384.8 M
Slightly volatile
Operating Income106.4 M172.1 M135.9 M
Slightly volatile
Cost Of Revenue643.7 M613.1 M166.4 M
Slightly volatile
Income Before Tax105.6 M172.1 M134.6 M
Slightly volatile
Net Income Applicable To Common Shares83.9 M132.9 M99.3 M
Slightly volatile
Net Income75.2 M132.9 M98.7 M
Slightly volatile
Income Tax Expense30.4 M39.2 M35.9 M
Slightly volatile
Depreciation And Amortization65.9 M62.8 M22.8 M
Slightly volatile
Selling And Marketing Expenses4.7 M5.9 M4.4 M
Slightly volatile
Other Operating Expenses1.2 B1.1 B406.5 M
Slightly volatile
EBIT108.6 M172.1 M135.1 M
Slightly volatile
EBITDA127.5 M234.8 M155.1 M
Slightly volatile
Net Income From Continuing Ops126.7 M132.9 M116.9 M
Slightly volatile
Tax Provision46.4 M39.2 M40.5 M
Slightly volatile
Net Interest Income385 M690.7 M342.6 M
Slightly volatile
Interest Income1.3 B1.2 B496.5 M
Slightly volatile
Reconciled Depreciation65.9 M62.8 M20.9 M
Slightly volatile

Provident Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Net Income75.2 M132.9 M98.7 M
Slightly volatile
End Period Cash Flow190.8 M236.7 M203.4 M
Slightly volatile
Free Cash Flow513.3 M488.8 M185.2 M
Slightly volatile
Begin Period Cash Flow188.1 M207.2 M190.8 M
Slightly volatile
Depreciation65.9 M62.8 M22.8 M
Slightly volatile
Total Cash From Operating Activities514.9 M490.3 M192.2 M
Slightly volatile
Dividends Paid121.9 M116.1 M61.1 M
Slightly volatile
Change To Inventory1.3 M1.7 M1.4 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.982.093.6041
Slightly volatile
Dividend Yield0.02710.04390.0374
Slightly volatile
PTB Ratio1.30.911.1624
Slightly volatile
Days Sales Outstanding33.0733.5631.3522
Very volatile
Book Value Per Share14.2721.3519.1602
Slightly volatile
Free Cash Flow Yield0.190.180.1115
Slightly volatile
Operating Cash Flow Per Share3.673.52.2969
Slightly volatile
Stock Based Compensation To Revenue0.01570.00960.0198
Pretty Stable
Capex To Depreciation0.02620.02750.5073
Slightly volatile
PB Ratio1.30.911.1624
Slightly volatile
EV To Sales7.044.326.2336
Slightly volatile
Free Cash Flow Per Share3.663.492.1916
Slightly volatile
ROIC0.02270.01930.0349
Very volatile
Net Income Per Share0.830.951.3679
Slightly volatile
Sales General And Administrative To Revenue0.210.180.2667
Slightly volatile
Capex To Revenue0.00130.00130.0207
Slightly volatile
Cash Per Share25.6324.4121.9056
Slightly volatile
POCF Ratio5.35.589.4642
Slightly volatile
Interest Coverage0.290.32.2358
Very volatile
Payout Ratio0.830.790.5765
Slightly volatile
Capex To Operating Cash Flow0.00330.00350.0553
Slightly volatile
PFCF Ratio5.325.610.0852
Slightly volatile
Income Quality2.164.241.914
Very volatile
ROE0.04540.040.0705
Pretty Stable
EV To Operating Cash Flow10.9811.5617.0914
Slightly volatile
PE Ratio20.8320.616.4956
Pretty Stable
Return On Tangible Assets0.00630.00450.0093
Pretty Stable
EV To Free Cash Flow11.0111.5918.2021
Slightly volatile
Earnings Yield0.03950.05020.0673
Pretty Stable
Intangibles To Total Assets0.04990.03920.0403
Very volatile
Current Ratio0.10.150.1812
Pretty Stable
Tangible Book Value Per Share9.4714.6213.09
Slightly volatile
Receivables Turnover9.9411.2611.9345
Very volatile
Graham Number17.2121.3424.1568
Slightly volatile
Shareholders Equity Per Share14.2721.3519.1602
Slightly volatile
Debt To Equity1.121.070.9922
Pretty Stable
Capex Per Share0.0130.01370.1057
Slightly volatile
Revenue Per Share9.839.366.5993
Slightly volatile
Interest Debt Per Share15.5823.5320.0793
Pretty Stable
Debt To Assets0.150.120.1272
Pretty Stable
Enterprise Value Over EBITDA21.0724.1418.1389
Pretty Stable
Short Term Coverage Ratios3.563.391.4604
Slightly volatile
Price Earnings Ratio20.8320.616.4956
Pretty Stable
Operating Cycle33.0733.5631.3522
Very volatile
Price Book Value Ratio1.30.911.1624
Slightly volatile
Dividend Payout Ratio0.830.790.5765
Slightly volatile
Price To Operating Cash Flows Ratio5.35.589.4642
Slightly volatile
Price To Free Cash Flows Ratio5.325.610.0852
Slightly volatile
Pretax Profit Margin0.210.120.3075
Slightly volatile
Operating Profit Margin0.210.120.3075
Slightly volatile
Effective Tax Rate0.290.260.2745
Slightly volatile
Company Equity Multiplier6.028.327.8228
Very volatile
Long Term Debt To Capitalization0.510.540.4552
Pretty Stable
Total Debt To Capitalization0.550.48220.4912
Very volatile
Return On Capital Employed0.03460.02550.0512
Pretty Stable
Debt Equity Ratio1.121.070.9922
Pretty Stable
Ebit Per Revenue0.210.120.3075
Slightly volatile
Quick Ratio0.10.150.1812
Pretty Stable
Dividend Paid And Capex Coverage Ratio4.174.793.3693
Pretty Stable
Net Income Per E B T0.590.690.7155
Very volatile
Cash Ratio0.0120.01260.0241
Very volatile
Cash Conversion Cycle33.0733.5631.3522
Very volatile
Operating Cash Flow Sales Ratio0.40.430.3858
Slightly volatile
Days Of Sales Outstanding33.0733.5631.3522
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.740.90.9239
Pretty Stable
Cash Flow Coverage Ratios0.140.20.1515
Pretty Stable
Price To Book Ratio1.30.911.1624
Slightly volatile
Fixed Asset Turnover9.018.586.1565
Slightly volatile
Capital Expenditure Coverage Ratio30829471.3275
Slightly volatile
Price Cash Flow Ratio5.35.589.4642
Slightly volatile
Enterprise Value Multiple21.0724.1418.1389
Pretty Stable
Debt Ratio0.150.120.1272
Pretty Stable
Cash Flow To Debt Ratio0.140.20.1515
Pretty Stable
Price Sales Ratio3.982.093.6041
Slightly volatile
Return On Assets0.0060.00430.009
Pretty Stable
Asset Turnover0.04830.05450.0418
Slightly volatile
Net Profit Margin0.140.09120.2219
Slightly volatile
Gross Profit Margin0.580.480.7384
Very volatile
Price Fair Value1.30.911.1624
Slightly volatile
Return On Equity0.04540.040.0705
Pretty Stable

Provident Fundamental Market Drivers

Forward Price Earnings8.3264
Cash And Short Term Investments3 B

Provident Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Provident Financial Financial Statements

Provident Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Provident Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Provident Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Provident Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue1.3 B1.4 B
Cost Of Revenue613.1 M643.7 M
Stock Based Compensation To Revenue 0.01  0.02 
Sales General And Administrative To Revenue 0.18  0.21 
Revenue Per Share 9.36  9.83 
Ebit Per Revenue 0.12  0.21 

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Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.
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