Sound Net Interest Income from 2010 to 2026

SFBC Stock  USD 43.90  0.08  0.18%   
Sound Financial's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 30.8 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
9.3 M
Current Value
8.9 M
Quarterly Volatility
984.8 K
 
Covid
 
Interest Hikes
Check Sound Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Sound Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.2 M, Interest Expense of 23.8 M or Total Revenue of 37.4 M, as well as many indicators such as Price To Sales Ratio of 1.42, Dividend Yield of 0.0116 or PTB Ratio of 0.78. Sound financial statements analysis is a perfect complement when working with Sound Financial Valuation or Volatility modules.
  
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Check out the analysis of Sound Financial Correlation against competitors.
Analyzing Sound Financial's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing Sound Financial's current valuation and future prospects.

Latest Sound Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Sound Financial Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Sound Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Sound Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Sound Net Interest Income Regression Statistics

Arithmetic Mean26,182,969
Geometric Mean25,516,901
Coefficient Of Variation23.47
Mean Deviation5,299,501
Median26,964,000
Standard Deviation6,145,935
Sample Variance37.8T
Range16.3M
R-Value0.92
Mean Square Error6.3T
R-Squared0.84
Slope1,118,516
Total Sum of Squares604.4T

Sound Net Interest Income History

202630.8 M
202535.7 M
202431 M
202336 M
202235.3 M
202129.9 M
202027.5 M

About Sound Financial Financial Statements

Sound Financial stakeholders use historical fundamental indicators, such as Sound Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Sound Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Sound Financial's assets and liabilities are reflected in the revenues and expenses on Sound Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Sound Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income35.7 M30.8 M

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When determining whether Sound Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Sound Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sound Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sound Financial Bancorp Stock:
Check out the analysis of Sound Financial Correlation against competitors.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Will Regional Banks sector continue expanding? Could Sound diversify its offerings? Factors like these will boost the valuation of Sound Financial. If investors know Sound will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Sound Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.163
Dividend Share
0.76
Earnings Share
3
Revenue Per Share
15.197
Quarterly Revenue Growth
0.006
Sound Financial Bancorp's market price often diverges from its book value, the accounting figure shown on Sound's balance sheet. Smart investors calculate Sound Financial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Sound Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Sound Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sound Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sound Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.