Towne Net Income from 2010 to 2026

TOWN Stock  USD 36.41  0.75  2.10%   
Towne Bank Net Income yearly trend continues to be very stable with very little volatility. Net Income is likely to grow to about 178 M this year. During the period from 2010 to 2026, Towne Bank Net Income quarterly data regression pattern had sample variance of 4344.4 T and median of  133,793,000. View All Fundamentals
 
Net Income  
First Reported
2001-03-31
Previous Quarter
39 M
Current Value
40.6 M
Quarterly Volatility
17 M
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Towne Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Towne Bank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 42.3 M, Interest Expense of 296.8 M or Total Revenue of 1.1 B, as well as many indicators such as Price To Sales Ratio of 3.85, Dividend Yield of 0.021 or PTB Ratio of 1.61. Towne financial statements analysis is a perfect complement when working with Towne Bank Valuation or Volatility modules.
  
Build AI portfolio with Towne Stock
Check out the analysis of Towne Bank Correlation against competitors.
To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.
Evaluating Towne Bank's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Towne Bank's fundamental strength.

Latest Towne Bank's Net Income Growth Pattern

Below is the plot of the Net Income of Towne Bank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Towne Bank financial statement analysis. It represents the amount of money remaining after all of Towne Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Towne Bank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Towne Bank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 169.53 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

Towne Net Income Regression Statistics

Arithmetic Mean109,363,371
Geometric Mean75,400,112
Coefficient Of Variation60.27
Mean Deviation58,965,996
Median133,793,000
Standard Deviation65,912,330
Sample Variance4344.4T
Range214.2M
R-Value0.92
Mean Square Error671.7T
R-Squared0.86
Slope12,069,597
Total Sum of Squares69511T

Towne Net Income History

2026178 M
2025169.5 M
2024161.8 M
2023153.7 M
2022189 M
2021215.4 M
2020145.5 M

Other Fundumenentals of Towne Bank

Towne Bank Net Income component correlations

About Towne Bank Financial Statements

Towne Bank investors utilize fundamental indicators, such as Net Income, to predict how Towne Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income169.5 M178 M
Net Income Applicable To Common Shares14.2 M13.5 M
Net Income From Continuing Ops187.1 M130.2 M
Net Income Per Share 2.21  2.32 
Net Income Per E B T 0.81  0.58 

Pair Trading with Towne Bank

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Towne Bank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Towne Bank will appreciate offsetting losses from the drop in the long position's value.

Moving together with Towne Stock

  0.79BIRG Bank of IrelandPairCorr
  0.87AX Axos FinancialPairCorr
  0.82FFIN First Financial BankPairCorr

Moving against Towne Stock

  0.813YB Postal Savings BankPairCorr
  0.43BBC BNK BankingPairCorr
The ability to find closely correlated positions to Towne Bank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Towne Bank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Towne Bank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Towne Bank to buy it.
The correlation of Towne Bank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Towne Bank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Towne Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Towne Bank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Towne Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Towne Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Towne Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Towne Bank Stock:
Check out the analysis of Towne Bank Correlation against competitors.
To learn how to invest in Towne Stock, please use our How to Invest in Towne Bank guide.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Will Regional Banks sector continue expanding? Could Towne diversify its offerings? Factors like these will boost the valuation of Towne Bank. If investors know Towne will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Towne Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.06
Earnings Share
2.23
Revenue Per Share
10.631
Quarterly Revenue Growth
0.254
Investors evaluate Towne Bank using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Towne Bank's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Towne Bank's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Towne Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Towne Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Towne Bank's market price signifies the transaction level at which participants voluntarily complete trades.