VersaBank Net Interest Income from 2010 to 2026
| VBNK Stock | USD 15.90 0.20 1.27% |
Net Interest Income | First Reported 2020-10-31 | Previous Quarter 29.8 M | Current Value 32.6 M | Quarterly Volatility 5.6 M |
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.7 M, Interest Expense of 216.8 M or Selling General Administrative of 31.7 M, as well as many indicators such as Price To Sales Ratio of 2.0, Dividend Yield of 0.0067 or PTB Ratio of 0.95. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
VersaBank | Net Interest Income | Build AI portfolio with VersaBank Stock |
Historical Net Interest Income data for VersaBank serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether VersaBank represents a compelling investment opportunity.
Latest VersaBank's Net Interest Income Growth Pattern
Below is the plot of the Net Interest Income of VersaBank over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. VersaBank's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
| Net Interest Income | 10 Years Trend |
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Net Interest Income |
| Timeline |
VersaBank Net Interest Income Regression Statistics
| Arithmetic Mean | 70,229,216 | |
| Geometric Mean | 66,186,194 | |
| Coefficient Of Variation | 38.58 | |
| Mean Deviation | 22,629,456 | |
| Median | 53,897,000 | |
| Standard Deviation | 27,097,021 | |
| Sample Variance | 734.2T | |
| Range | 82.1M | |
| R-Value | 0.81 | |
| Mean Square Error | 269.6T | |
| R-Squared | 0.66 | |
| Significance | 0.000082 | |
| Slope | 4,345,226 | |
| Total Sum of Squares | 11748T |
VersaBank Net Interest Income History
About VersaBank Financial Statements
VersaBank investors utilize fundamental indicators, such as Net Interest Income, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
| Last Reported | Projected for Next Year | ||
| Net Interest Income | 133.6 M | 84.6 M |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive VersaBank assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.20) | Dividend Share 0.1 | Earnings Share 0.66 | Revenue Per Share | Quarterly Revenue Growth 0.231 |
Understanding VersaBank requires distinguishing between market price and book value, where the latter reflects VersaBank's accounting equity. The concept of intrinsic value - what VersaBank's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push VersaBank's price substantially above or below its fundamental value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, VersaBank's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.