Versabank Stock Performance
| VBNK Stock | USD 14.98 0.01 0.07% |
On a scale of 0 to 100, VersaBank holds a performance score of 12. The entity has a beta of -0.0124, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning VersaBank are expected to decrease at a much lower rate. During the bear market, VersaBank is likely to outperform the market. Please check VersaBank's downside variance, as well as the relationship between the accumulation distribution and market facilitation index , to make a quick decision on whether VersaBank's existing price patterns will revert.
Risk-Adjusted Performance
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Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in VersaBank are ranked lower than 12 (%) of all global equities and portfolios over the last 90 days. Despite quite weak basic indicators, VersaBank disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.0668 | Five Day Return (1.83) | Ten Year Return 324.65 | All Time Return 324.65 |
Forward Dividend Yield 0.0048 | Payout Ratio | Forward Dividend Rate 0.07 | Dividend Date 2026-01-31 | Ex Dividend Date 2026-01-09 |
| VersaBank dividend paid on 31st of October 2025 | 10/31/2025 |
1 | VersaBank Enhances CMHC Lending Program to Boost Revenue - MSN | 11/21/2025 |
2 | VersaBank donates 50,0000 to The Salvation Armys Harvest Hope campaign, helping to combat food insecurity across Canada | 11/26/2025 |
3 | TSX Stocks That May Be Trading Below Estimated Value In December 2025 - simplywall.st | 12/01/2025 |
4 | VersaBank to Report Fourth Quarter and Fiscal 2025 Year End Results Wednesday, December 10, 2025 at 700 a.m. ET | 12/03/2025 |
5 | MoneyHero Limited Reports Q3 Loss, Tops Revenue Estimates | 12/05/2025 |
6 | VERSABANK FOURTH QUARTER RESULTS DEMONSTRATE OPERATING LEVERAGE OF BUSINESS MODEL STRONG GROWTH IN RPP ASSETS DRIVES RECORD REVENUE | 12/10/2025 |
7 | Roth Capital Maintains VersaBank Neutral Recommendation - Nasdaq | 12/11/2025 |
8 | VERSABANK ANNOUNCES APPOINTMENT OF GLOBAL CFO AND EXECUTIVE PROMOTION IN SUPPORT OF PROPOSED CORPORATE REALIGNMENT | 12/19/2025 |
9 | Growth Recap Why JOBYW stock could be top winner - Bull Run Weekly Stock Breakout Alerts - moha.gov.vn | 12/29/2025 |
| Begin Period Cash Flow | 225.3 M | |
| Total Cashflows From Investing Activities | 212.3 M |
VersaBank | Build AI portfolio with VersaBank Stock |
VersaBank Relative Risk vs. Return Landscape
If you would invest 1,253 in VersaBank on October 5, 2025 and sell it today you would earn a total of 245.00 from holding VersaBank or generate 19.55% return on investment over 90 days. VersaBank is currently generating 0.3065% in daily expected returns and assumes 1.9449% risk (volatility on return distribution) over the 90 days horizon. In different words, 17% of stocks are less volatile than VersaBank, and 94% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
VersaBank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for VersaBank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as VersaBank, and traders can use it to determine the average amount a VersaBank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1576
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Based on monthly moving average VersaBank is performing at about 12% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of VersaBank by adding it to a well-diversified portfolio.
VersaBank Fundamentals Growth
VersaBank Stock prices reflect investors' perceptions of the future prospects and financial health of VersaBank, and VersaBank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on VersaBank Stock performance.
| Return On Equity | 0.0611 | ||||
| Return On Asset | 0.0054 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 3.75 M | ||||
| Shares Outstanding | 31.95 M | ||||
| Price To Earning | 12.09 X | ||||
| Price To Book | 1.23 X | ||||
| Price To Sales | 3.98 X | ||||
| Revenue | 120.23 M | ||||
| Gross Profit | 120.23 M | ||||
| EBITDA | 44.59 M | ||||
| Net Income | 28.46 M | ||||
| Cash And Equivalents | 84.21 M | ||||
| Cash Per Share | 3.07 X | ||||
| Total Debt | 103.52 M | ||||
| Book Value Per Share | 12.15 X | ||||
| Cash Flow From Operations | 44.45 M | ||||
| Earnings Per Share | 0.66 X | ||||
| Market Capitalization | 478.86 M | ||||
| Total Asset | 5.81 B | ||||
| Retained Earnings | 203.73 M | ||||
About VersaBank Performance
By examining VersaBank's fundamental ratios, stakeholders can obtain critical insights into VersaBank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that VersaBank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.05 | 0.05 |
Things to note about VersaBank performance evaluation
Checking the ongoing alerts about VersaBank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for VersaBank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 32.0% of the company outstanding shares are owned by insiders | |
| Latest headline from thestar.com: Gibbs-Lawhorn has 19, UNLV downs La Sierra 89-47 |
- Analyzing VersaBank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether VersaBank's stock is overvalued or undervalued compared to its peers.
- Examining VersaBank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating VersaBank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of VersaBank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of VersaBank's stock. These opinions can provide insight into VersaBank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment. For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Dividend Share 0.1 | Earnings Share 0.66 | Revenue Per Share | Quarterly Revenue Growth 0.231 |
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.