XYF Financial Statements From 2010 to 2026

XYF Stock  USD 6.00  0.21  3.63%   
X Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing X Financial's valuation are provided below:
Gross Profit
5.7 B
Profit Margin
0.2275
Market Capitalization
236.7 M
Enterprise Value Revenue
0.6229
Revenue
7.9 B
There are over one hundred nineteen available fundamental gauges for X Financial Class, which can be analyzed over time and compared to other ratios. Active traders should verify all of X Financial Class prevalent fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself this quarter and beyond. The X Financial's current Market Cap is estimated to increase to about 4.6 B, while Enterprise Value is projected to decrease to roughly 355.1 M.

X Financial Total Revenue

7.09 Billion

Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 489.9 M, Interest Income of 1.7 B or Discontinued Operations of 0.0, as well as many indicators such as Price To Sales Ratio of 0.47, Dividend Yield of 0.0518 or PTB Ratio of 0.46. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
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Check out the analysis of X Financial Correlation against competitors.

X Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB13.6 B5.7 B
Slightly volatile
Short and Long Term Debt Total671.6 M392.4 M423.5 M
Slightly volatile
Total Current Liabilities446 M854 M382.9 M
Slightly volatile
Total Stockholder Equity4.2 BB2.9 B
Slightly volatile
Other LiabilitiesB2.3 B1.6 B
Slightly volatile
Net Tangible Assets3.1 B4.5 B2.3 B
Slightly volatile
Property Plant And Equipment Net10.5 M14.3 M10.7 M
Slightly volatile
Accounts Payable311.5 M296.7 M105.7 M
Slightly volatile
Cash1.8 B3.4 B1.4 B
Slightly volatile
Non Current Assets Total8.2 B7.8 B2.7 B
Slightly volatile
Other Assets14.3 B13.6 B3.6 B
Slightly volatile
Long Term Debt1.8 B1.7 B716.8 M
Slightly volatile
Cash And Short Term Investments1.9 B3.4 B1.4 B
Slightly volatile
Net Receivables2.5 B2.4 B899.6 M
Slightly volatile
Common Stock Total Equity200.8 K233.4 K178.4 K
Slightly volatile
Common Stock Shares Outstanding55.1 M56.2 M47.1 M
Slightly volatile
Long Term Debt Total1.8 B1.7 B803.7 M
Slightly volatile
Liabilities And Stockholders EquityB13.6 B5.7 B
Slightly volatile
Non Current Liabilities TotalB4.7 B1.9 B
Slightly volatile
Capital Surpluse2.7 B3.6 B2.1 B
Slightly volatile
Other Current Assets9.1 M9.6 M1.1 B
Pretty Stable
Other Stockholder Equity2.9 B3.1 B2.1 B
Slightly volatile
Total Liabilities3.8 B5.6 B2.8 B
Slightly volatile
Long Term Investments1.2 B1.2 B404.1 M
Slightly volatile
Total Current Assets3.1 B5.8 B2.2 B
Slightly volatile
Accumulated Other Comprehensive Income55.3 M93.2 M55.8 M
Pretty Stable
Cash And Equivalents840 M672.5 M639.7 M
Slightly volatile
Intangible Assets31.3 M32.9 M62.2 M
Pretty Stable
Common Stock212.7 K237.8 K180.3 K
Slightly volatile
Property Plant Equipment6.8 M7.1 M13 M
Very volatile
Net Invested Capital5.5 B8.4 B4.5 B
Slightly volatile
Capital Stock223.3 K237.8 K199.9 K
Slightly volatile

X Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Income1.7 B1.6 B495.2 M
Slightly volatile
Depreciation And Amortization8.4 M8.3 M6.1 M
Slightly volatile
Selling General Administrative176.9 M202.3 M129.2 M
Slightly volatile
Selling And Marketing Expenses48.3 M32.2 M50.2 M
Very volatile
Other Operating Expenses4.8 B4.6 B1.2 B
Slightly volatile
Cost Of Revenue2.4 B2.3 B712.6 M
Slightly volatile
Total Operating Expenses2.5 B2.3 B533.2 M
Slightly volatile
Reconciled Depreciation6.6 M6.5 M6.8 M
Slightly volatile

X Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation66.3 M36.2 M63.3 M
Pretty Stable
Begin Period Cash Flow1.2 B2.2 B912.8 M
Slightly volatile
Depreciation8.4 M8.3 M6.1 M
Slightly volatile
Capital Expenditures12.2 M12.8 M31.8 M
Very volatile
End Period Cash Flow1.4 B1.9 BB
Slightly volatile
Change To Netincome653.8 M850.5 M448.5 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Dividend Yield0.05180.04580.0517
Slightly volatile
PTB Ratio0.460.4811.5296
Slightly volatile
Book Value Per Share13613059.6661
Slightly volatile
Average Payables58.9 M94.4 M65.6 M
Slightly volatile
Capex To Depreciation2.162.273.5361
Very volatile
PB Ratio0.460.4811.5296
Slightly volatile
Payables Turnover4.76.843.9705
Slightly volatile
Cash Per Share28.1455.0227.9951
Slightly volatile
Interest Coverage1.361.18411.4124
Slightly volatile
Payout Ratio0.09470.08710.1051
Slightly volatile
Days Payables Outstanding52.555.26343
Slightly volatile
Intangibles To Total Assets0.00340.00360.008
Pretty Stable
Current Ratio4.946.064.8858
Slightly volatile
Tangible Book Value Per Share13612958.4686
Slightly volatile
Graham Number25.4648.3724.4069
Slightly volatile
Shareholders Equity Per Share13613059.6165
Slightly volatile
Debt To Equity0.04460.04420.0547
Very volatile
Capex Per Share0.320.340.6358
Very volatile
Average Receivables946.7 M1.7 B992.8 M
Slightly volatile
Interest Debt Per Share37.7635.9712.9079
Slightly volatile
Debt To Assets0.02360.0260.0351
Slightly volatile
Price Book Value Ratio0.460.4811.5296
Slightly volatile
Days Of Payables Outstanding52.555.26343
Slightly volatile
Dividend Payout Ratio0.09470.08710.1051
Slightly volatile
Pretax Profit Margin0.360.383.3397
Pretty Stable
Ebt Per Ebit0.80.930.9872
Slightly volatile
Operating Profit Margin0.350.373.332
Pretty Stable
Company Equity Multiplier2.421.953.0123
Slightly volatile
Total Debt To Capitalization0.04130.04210.0512
Very volatile
Debt Equity Ratio0.04460.04420.0547
Very volatile
Ebit Per Revenue0.350.373.332
Pretty Stable
Quick Ratio4.946.064.8858
Slightly volatile
Net Income Per E B T0.890.910.8216
Very volatile
Cash Ratio2.953.573.0203
Slightly volatile
Price To Book Ratio0.460.4811.5296
Slightly volatile
Debt Ratio0.02360.0260.0351
Slightly volatile
Net Profit Margin0.290.32.7122
Pretty Stable
Gross Profit Margin0.730.772.2021
Very volatile
Price Fair Value0.460.4811.5296
Slightly volatile

X Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap4.6 B3.4 BB
Slightly volatile

XYF Fundamental Market Drivers

XYF Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-161.8 M-169.9 M
Total Revenue6.8 B7.1 B
Cost Of Revenue2.3 B2.4 B
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.03  0.03 
Revenue Per Share 109.78  115.27 
Ebit Per Revenue 0.37  0.35 

Currently Active Assets on Macroaxis

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out the analysis of X Financial Correlation against competitors.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.302
Dividend Share
3.882
Earnings Share
5.87
Revenue Per Share
184.886
Quarterly Revenue Growth
0.239
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.