XYF Financial Statements From 2010 to 2025

XYF Stock  USD 8.20  0.20  2.50%   
X Financial financial statements provide useful quarterly and yearly information to potential X Financial Class investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on X Financial financial statements helps investors assess X Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting X Financial's valuation are summarized below:
Gross Profit
1.9 B
Profit Margin
0.2543
Market Capitalization
388.8 M
Enterprise Value Revenue
1.4113
Revenue
5.2 B
There are over one hundred nineteen available fundamental gauges for X Financial Class, which can be analyzed over time and compared to other ratios. Active traders should verify all of X Financial Class prevalent fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself this quarter and beyond. The current Market Cap is estimated to decrease to about 1.4 B. The X Financial's current Enterprise Value is estimated to increase to about (1.2 B)

X Financial Total Revenue

1.28 Billion

Check X Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among X Financial's main balance sheet or income statement drivers, such as Tax Provision of 301.2 M, Net Interest Income of 1.3 B or Interest Income of 1.3 B, as well as many indicators such as Price To Sales Ratio of 0.11, Dividend Yield of 0.34 or PTB Ratio of 0.0392. XYF financial statements analysis is a perfect complement when working with X Financial Valuation or Volatility modules.
  
Check out the analysis of X Financial Correlation against competitors.

X Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets7.4 B13.4 B5.3 B
Slightly volatile
Short and Long Term Debt Total733.7 M664.5 M529.1 M
Slightly volatile
Total Current Liabilities8.2 B7.8 B1.5 B
Slightly volatile
Total Stockholder Equity3.8 B6.7 B2.5 B
Slightly volatile
Other LiabilitiesB2.3 B1.6 B
Slightly volatile
Net Tangible Assets3.1 B4.5 B2.2 B
Slightly volatile
Property Plant And Equipment Net71.6 M68.2 M20.7 M
Slightly volatile
Accounts Payable114.7 M206.8 M78.3 M
Slightly volatile
Cash3.5 B3.3 B1.4 B
Slightly volatile
Non Current Assets Total1.6 B1.5 B448.8 M
Slightly volatile
Other Assets1.8 K1.9 K1.9 B
Pretty Stable
Long Term Debt1.8 B1.7 B668.6 M
Slightly volatile
Cash And Short Term Investments1.5 B1.4 BB
Slightly volatile
Net ReceivablesB1.9 B712.1 M
Slightly volatile
Common Stock Total Equity200.8 K233.4 K176.9 K
Slightly volatile
Common Stock Shares Outstanding57.3 M55.7 M52 M
Slightly volatile
Long Term Debt Total1.8 B1.7 B760.9 M
Slightly volatile
Liabilities And Stockholders Equity7.4 B13.4 B5.3 B
Slightly volatile
Capital Surpluse2.7 B3.6 B2.1 B
Slightly volatile
Other Current AssetsB8.6 B3.2 B
Slightly volatile
Total Liabilities3.6 B6.7 B2.8 B
Slightly volatile
Long Term Investments1.3 B1.3 B379.4 M
Slightly volatile
Total Current Assets12.5 B11.9 B3.4 B
Slightly volatile
Accumulated Other Comprehensive Income51.1 M79.9 M53.1 M
Very volatile
Cash And Equivalents840 M672.5 M643.1 M
Slightly volatile
Intangible Assets40.2 M42.3 M2.3 B
Pretty Stable
Common Stock210.9 K237.8 K178.5 K
Slightly volatile
Property Plant Equipment6.8 M7.1 M13.5 M
Very volatile
Net Invested CapitalB7.4 B4.2 B
Slightly volatile
Capital Stock222.6 K237.8 K199.5 K
Slightly volatile

X Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Interest Income1.3 B1.3 B431.5 M
Slightly volatile
Interest Income1.3 B1.3 B402.9 M
Slightly volatile
Depreciation And Amortization8.4 MM5.9 M
Slightly volatile
Selling General Administrative183.2 M214.5 M131.3 M
Slightly volatile
Selling And Marketing Expenses10.7 M11.3 M47.5 M
Pretty Stable
Other Operating Expenses4.1 B3.9 B855.6 M
Slightly volatile
Cost Of Revenue1.9 B3.6 B1.3 B
Slightly volatile
Total Operating Expenses279.1 M320 M201.7 M
Slightly volatile
Reconciled Depreciation6.7 M4.7 M6.7 M
Slightly volatile

X Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation70.6 M38.3 M65.1 M
Slightly volatile
Begin Period Cash Flow1.1 B1.2 B773.7 M
Slightly volatile
Depreciation8.4 MM5.9 M
Slightly volatile
Capital Expenditures7.2 M7.6 M32.2 M
Very volatile
Total Cash From Financing Activities1.7 B1.4 B1.2 B
Slightly volatile
End Period Cash Flow1.3 B2.2 BB
Slightly volatile
Change To Netincome653.8 M850.5 M430.3 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Dividend Yield0.340.320.3205
Slightly volatile
PTB Ratio0.03920.04132.5591
Slightly volatile
Book Value Per Share11410950.2297
Slightly volatile
Average Payables58.9 M94.4 M63.2 M
Slightly volatile
Capex To Depreciation1.761.853.5823
Very volatile
PB Ratio0.03920.04132.5591
Slightly volatile
Payables Turnover13.4415.5116.2214
Very volatile
Cash Per Share19.9822.1918.8757
Slightly volatile
Payout Ratio0.10.05660.1054
Slightly volatile
Days Payables Outstanding24.8724.3622.9191
Very volatile
Intangibles To Total Assets0.00290.00280.0023
Slightly volatile
Current Ratio1.671.7626.021
Slightly volatile
Tangible Book Value Per Share11310849.8781
Slightly volatile
Graham Number119232104
Slightly volatile
Shareholders Equity Per Share11410950.1867
Slightly volatile
Debt To Equity0.09810.110.1629
Slightly volatile
Capex Per Share0.190.20.6271
Pretty Stable
Average Receivables805.8 M915.1 M827.2 M
Slightly volatile
Interest Debt Per Share10.1910.7370.075
Slightly volatile
Debt To Assets0.03760.0570.0473
Slightly volatile
Price Book Value Ratio0.03920.04132.5591
Slightly volatile
Days Of Payables Outstanding24.8724.3622.9191
Very volatile
Dividend Payout Ratio0.10.05660.1054
Slightly volatile
Pretax Profit Margin0.650.693.5956
Very volatile
Ebt Per Ebit0.80.920.9848
Slightly volatile
Operating Profit Margin0.660.73.5981
Very volatile
Company Equity Multiplier2.492.293.1209
Slightly volatile
Total Debt To Capitalization0.0840.10.1317
Slightly volatile
Debt Equity Ratio0.09810.110.1629
Slightly volatile
Ebit Per Revenue0.660.73.5981
Very volatile
Quick Ratio1.311.3835.404
Pretty Stable
Net Income Per E B T0.890.950.8258
Pretty Stable
Cash Ratio0.470.4918.1621
Slightly volatile
Price To Book Ratio0.03920.04132.5591
Slightly volatile
Debt Ratio0.03760.0570.0473
Slightly volatile
Net Profit Margin0.540.572.9188
Very volatile
Price Fair Value0.03920.04132.5591
Slightly volatile

X Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.4 B1.4 B7.1 B
Slightly volatile

XYF Fundamental Market Drivers

Cash And Short Term Investments1.2 B

XYF Upcoming Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About X Financial Financial Statements

X Financial stakeholders use historical fundamental indicators, such as X Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although X Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in X Financial's assets and liabilities are reflected in the revenues and expenses on X Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in X Financial Class. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-161.8 M-169.9 M
Total Revenue2.2 B1.3 B
Cost Of Revenue3.6 B1.9 B
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.09  0.09 
Revenue Per Share 35.01  18.09 
Ebit Per Revenue 0.70  0.66 

Currently Active Assets on Macroaxis

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:
Check out the analysis of X Financial Correlation against competitors.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.104
Earnings Share
3.74
Revenue Per Share
106.508
Quarterly Revenue Growth
0.125
Return On Assets
0.0915
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.