XYF Historical Balance Sheet

XYF Stock

USD 8.20 0.20 2.50%

Trend analysis of X Financial Class balance sheet accounts such as Accumulated Amortization of 0.0, Total Assets of 7.4 B, Short and Long Term Debt Total of 733.7 M or Total Current Liabilities of 8.2 B provides information on X Financial's total assets, liabilities, and equity, which is the actual value of X Financial Class to its prevalent stockholders. By breaking down trends over time using X Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

Covid

Financial Statement Analysis is much more than just reviewing and examining X Financial Class latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether X Financial Class is a good buy for the upcoming year.

X Financial Inventory

(23.28 Million)

Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

About XYF Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of X Financial Class at a specified time, usually calculated after every quarter, six months, or one year. X Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of X Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which XYF currently owns. An asset can also be divided into two categories, current and non-current.

X Financial Balance Sheet Chart

At this time, X Financial's Property Plant And Equipment Net is most likely to increase significantly in the upcoming years. The X Financial's current Retained Earnings is estimated to increase to about 3.3 B, while Other Current Liabilities is forecasted to increase to (1.3 B).

Total Assets Short Long Term Debt Total Total Current Liabilities Total Stockholder Equity

Add Fundamental

Total Assets

Total assets refers to the total amount of X Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in X Financial Class books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on X Financial balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of X Financial Class are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Most accounts from X Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into X Financial Class current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in X Financial Class. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.

	2022	2023	2024	2025 (projected)
Short and Long Term Debt Total	81.5M	577.9M	664.5M	733.7M
Total Assets	8.8B	11.7B	13.4B	7.4B

Short Long Term Debt Total Total Assets

X Financial balance sheet Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Common Stock Shares Outstanding	Long Term Debt Total	Capital Surpluse	Other Current Assets	Other Stockholder Equity	Total Liab	Long Term Investments
Total Assets		0.34	-0.85	0.69	0.98	0.69	0.92	0.71	-0.89	0.89	0.96	0.88	0.86	-0.24	0.21	0.7	0.72	0.85	0.96	0.56	0.78	0.93	0.8	-0.24	0.97	0.87
Short Long Term Debt Total	0.34		-0.22	0.16	0.28	0.53	0.34	0.11	-0.38	0.14	0.26	0.38	0.27	0.23	0.26	0.24	0.52	0.09	0.44	0.49	0.61	0.44	0.48	0.23	0.39	0.29
Other Current Liab	-0.85	-0.22		-0.91	-0.83	-0.44	-0.69	-0.88	0.89	-0.93	-0.86	-0.95	-0.96	0.2	0.22	-0.81	-0.56	-0.79	-0.76	-0.44	-0.83	-0.72	-0.78	0.2	-0.84	-0.95
Total Current Liabilities	0.69	0.16	-0.91		0.66	0.31	0.5	0.97	-0.71	0.87	0.64	0.86	0.92	0.13	-0.47	0.75	0.28	0.67	0.6	0.42	0.69	0.52	0.85	0.13	0.71	0.9
Total Stockholder Equity	0.98	0.28	-0.83	0.66		0.6	0.97	0.7	-0.87	0.9	0.95	0.86	0.85	-0.27	0.23	0.68	0.75	0.9	0.97	0.56	0.72	0.96	0.76	-0.26	0.91	0.86
Other Liab	0.69	0.53	-0.44	0.31	0.6		0.64	0.31	-0.58	0.49	0.64	0.55	0.46	-0.12	0.6	0.29	0.58	0.28	0.69	0.58	0.6	0.66	0.65	-0.12	0.77	0.47
Net Tangible Assets	0.92	0.34	-0.69	0.5	0.97	0.64		0.57	-0.81	0.82	0.89	0.77	0.75	-0.27	0.43	0.57	0.8	0.83	0.97	0.61	0.64	0.99	0.7	-0.27	0.82	0.77
Property Plant And Equipment Net	0.71	0.11	-0.88	0.97	0.7	0.31	0.57		-0.66	0.88	0.64	0.81	0.9	0.17	-0.4	0.67	0.25	0.76	0.65	0.4	0.61	0.58	0.86	0.17	0.69	0.87
Net Debt	-0.89	-0.38	0.89	-0.71	-0.87	-0.58	-0.81	-0.66		-0.89	-0.9	-0.96	-0.91	0.41	-0.1	-0.89	-0.84	-0.73	-0.84	-0.64	-0.92	-0.83	-0.71	0.41	-0.86	-0.93
Retained Earnings	0.89	0.14	-0.93	0.87	0.9	0.49	0.82	0.88	-0.89		0.86	0.94	0.97	-0.2	-0.05	0.81	0.62	0.84	0.85	0.61	0.75	0.81	0.83	-0.2	0.83	0.97
Accounts Payable	0.96	0.26	-0.86	0.64	0.95	0.64	0.89	0.64	-0.9	0.86		0.87	0.83	-0.45	0.23	0.69	0.77	0.85	0.92	0.52	0.79	0.91	0.66	-0.45	0.93	0.84
Cash	0.88	0.38	-0.95	0.86	0.86	0.55	0.77	0.81	-0.96	0.94	0.87		0.98	-0.24	-0.06	0.89	0.73	0.75	0.84	0.68	0.92	0.8	0.82	-0.24	0.86	0.99
Non Current Assets Total	0.86	0.27	-0.96	0.92	0.85	0.46	0.75	0.9	-0.91	0.97	0.83	0.98		-0.13	-0.17	0.87	0.62	0.79	0.81	0.62	0.84	0.76	0.86	-0.13	0.83	1.0
Non Currrent Assets Other	-0.24	0.23	0.2	0.13	-0.27	-0.12	-0.27	0.17	0.41	-0.2	-0.45	-0.24	-0.13		-0.38	-0.33	-0.57	-0.21	-0.23	-0.18	-0.29	-0.27	0.28	1.0	-0.19	-0.17
Other Assets	0.21	0.26	0.22	-0.47	0.23	0.6	0.43	-0.4	-0.1	-0.05	0.23	-0.06	-0.17	-0.38		-0.22	0.5	-0.03	0.34	0.3	0.03	0.41	-0.04	-0.37	0.18	-0.14
Long Term Debt	0.7	0.24	-0.81	0.75	0.68	0.29	0.57	0.67	-0.89	0.81	0.69	0.89	0.87	-0.33	-0.22		0.64	0.66	0.63	0.59	0.85	0.59	0.61	-0.33	0.68	0.88
Cash And Short Term Investments	0.72	0.52	-0.56	0.28	0.75	0.58	0.8	0.25	-0.84	0.62	0.77	0.73	0.62	-0.57	0.5	0.64		0.54	0.8	0.72	0.79	0.83	0.44	-0.57	0.66	0.66
Net Receivables	0.85	0.09	-0.79	0.67	0.9	0.28	0.83	0.76	-0.73	0.84	0.85	0.75	0.79	-0.21	-0.03	0.66	0.54		0.84	0.34	0.58	0.83	0.63	-0.21	0.75	0.79
Common Stock Total Equity	0.96	0.44	-0.76	0.6	0.97	0.69	0.97	0.65	-0.84	0.85	0.92	0.84	0.81	-0.23	0.34	0.63	0.8	0.84		0.68	0.76	0.99	0.78	-0.22	0.89	0.83
Common Stock Shares Outstanding	0.56	0.49	-0.44	0.42	0.56	0.58	0.61	0.4	-0.64	0.61	0.52	0.68	0.62	-0.18	0.3	0.59	0.72	0.34	0.68		0.68	0.63	0.61	-0.18	0.53	0.64
Long Term Debt Total	0.78	0.61	-0.83	0.69	0.72	0.6	0.64	0.61	-0.92	0.75	0.79	0.92	0.84	-0.29	0.03	0.85	0.79	0.58	0.76	0.68		0.72	0.7	-0.29	0.81	0.85
Capital Surpluse	0.93	0.44	-0.72	0.52	0.96	0.66	0.99	0.58	-0.83	0.81	0.91	0.8	0.76	-0.27	0.41	0.59	0.83	0.83	0.99	0.63	0.72		0.72	-0.26	0.85	0.78
Other Current Assets	0.8	0.48	-0.78	0.85	0.76	0.65	0.7	0.86	-0.71	0.83	0.66	0.82	0.86	0.28	-0.04	0.61	0.44	0.63	0.78	0.61	0.7	0.72		0.28	0.81	0.84
Other Stockholder Equity	-0.24	0.23	0.2	0.13	-0.26	-0.12	-0.27	0.17	0.41	-0.2	-0.45	-0.24	-0.13	1.0	-0.37	-0.33	-0.57	-0.21	-0.22	-0.18	-0.29	-0.26	0.28		-0.19	-0.17
Total Liab	0.97	0.39	-0.84	0.71	0.91	0.77	0.82	0.69	-0.86	0.83	0.93	0.86	0.83	-0.19	0.18	0.68	0.66	0.75	0.89	0.53	0.81	0.85	0.81	-0.19		0.83
Long Term Investments	0.87	0.29	-0.95	0.9	0.86	0.47	0.77	0.87	-0.93	0.97	0.84	0.99	1.0	-0.17	-0.14	0.88	0.66	0.79	0.83	0.64	0.85	0.78	0.84	-0.17	0.83

Click cells to compare fundamentals

X Financial Account Relationship Matchups

X Financial balance sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	7.5B	7.3B	8.8B	11.7B	13.4B	7.4B
Short Long Term Debt Total	1.8B	1.7B	81.5M	577.9M	664.5M	733.7M
Other Current Liab	(477.2M)	(249.6M)	(791.1M)	(1.5B)	(1.3B)	(1.3B)
Total Current Liabilities	477.2M	249.6M	70.2M	6.8B	7.8B	8.2B
Total Stockholder Equity	3.1B	4.0B	4.8B	5.8B	6.7B	3.8B
Other Liab	202.4M	3.1B	3.4B	2.0B	2.3B	2.0B
Net Tangible Assets	3.5B	4.3B	3.0B	3.9B	4.5B	3.1B
Property Plant And Equipment Net	11.1M	6.2M	5.9M	59.3M	68.2M	71.6M
Net Debt	(1.3B)	(1.9B)	(2.3B)	(2.3B)	(2.1B)	(2.2B)
Retained Earnings	(14.6M)	810.9M	1.6B	2.7B	3.1B	3.3B
Accounts Payable	126.6M	83.1M	195.1M	179.8M	206.8M	114.7M
Cash	1.7B	2.1B	2.4B	2.9B	3.3B	3.5B
Non Current Assets Total	350.2M	685.9M	731.0M	1.3B	1.5B	1.6B
Non Currrent Assets Other	(350.2M)	(685.9M)	(88.4B)	140.6M	126.5M	132.9M
Other Assets	5.1B	3.7B	4.6B	1.6K	1.9K	1.8K
Long Term Debt	26.7M	68.4M	9.8M	1.5B	1.7B	1.8B
Cash And Short Term Investments	1.7B	2.2B	2.4B	1.2B	1.4B	1.5B
Net Receivables	413.3M	747.5M	1.2B	1.7B	1.9B	1.0B
Good Will	(380.0M)	(258.0M)	(99.2M)	(36.5B)	(32.9B)	(31.2B)
Common Stock Shares Outstanding	53.5M	56.1M	53.7M	48.5M	55.7M	57.3M
Long Term Debt Total	26.7M	68.4M	1.5B	1.5B	1.7B	1.8B
Liabilities And Stockholders Equity	7.5B	7.3B	8.8B	11.7B	13.4B	7.4B
Non Current Liabilities Total	16.9M	12.3M	70.2M	3.8B	4.3B	4.6B
Capital Surpluse	2.8B	3.0B	3.1B	3.2B	3.6B	2.7B
Capital Lease Obligations	16.9M	12.3M	11.3M	12.9M	14.8M	10.1M
Inventory	(5.3B)	(5.0B)	(6.2B)	(24.6M)	(22.2M)	(23.3M)
Other Current Assets	5.3B	5.0B	22.1M	7.5B	8.6B	9.0B
Other Stockholder Equity	3.1B	3.2B	(1.6T)	3.1B	2.8B	2.9B
Total Liab	4.5B	3.4B	4.1B	5.8B	6.7B	3.6B
Long Term Investments	301.6M	642.9M	688.6M	1.1B	1.3B	1.3B
Property Plant And Equipment Gross	11.1M	45.9M	49.9M	51.0M	58.6M	32.0M
Short Long Term Debt	350.5M	166.5M	70.2M	565M	649.8M	682.2M
Total Current Assets	2.1B	2.9B	3.5B	10.3B	11.9B	12.5B
Accumulated Other Comprehensive Income	21.1M	6.3M	63.6M	69.5M	79.9M	51.1M
Cash And Equivalents	1.1B	1.0B	746.4M	584.8M	672.5M	840.0M
Short Term Debt	350.5M	166.5M	70.2M	565M	649.8M	682.2M
Intangible Assets	295.5M	136.1M	36.5B	36.8M	42.3M	40.2M
Common Stock	201K	203K	207K	206.8K	237.8K	210.9K

Currently Active Assets on Macroaxis

F	Ford Motor
GM	General Motors
S	SentinelOne
GOOG	Alphabet Inc Class C
WD	Walker Dunlop

When determining whether X Financial Class is a strong investment it is important to analyze X Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact X Financial's future performance. For an informed investment choice regarding XYF Stock, refer to the following important reports:

How To Invest In XYF

Details

Is XYF Stock a good investment?

Details

What is X Financial's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of X Financial. If investors know XYF will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about X Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.104

Earnings Share

3.74

Revenue Per Share

106.508

Quarterly Revenue Growth

0.125

Return On Assets

0.0915

The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, X Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

XYF Historical Balance Sheet

X Financial Inventory

(23.28 Million)

About XYF Balance Sheet Analysis

X Financial Balance Sheet Chart

Total Assets

Total Current Liabilities

Total Stockholder Equity

X Financial balance sheet Correlations

X Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

X Financial balance sheet Accounts

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Accumulated Amortization	Total Assets
Short Long Term Debt Total	Other Current Liab
Total Current Liabilities	Total Stockholder Equity
Other Liab	Net Tangible Assets
Property Plant And Equipment Net	Total Permanent Equity
Warrants	Noncontrolling Interest In Consolidated Entity
Net Debt	Retained Earnings
Accounts Payable	Cash
Non Current Assets Total	Non Currrent Assets Other
Other Assets	Long Term Debt
Cash And Short Term Investments	Net Receivables
Good Will	Common Stock Total Equity
Retained Earnings Total Equity	Common Stock Shares Outstanding
Short Term Investments	Long Term Debt Total
Liabilities And Stockholders Equity	Non Current Liabilities Total
Capital Surpluse	Capital Lease Obligations
Negative Goodwill	Inventory
Other Current Assets	Other Stockholder Equity
Total Liab	Additional Paid In Capital
Deferred Long Term Liab	Preferred Stock Redeemable
Long Term Investments	Property Plant And Equipment Gross
Short Long Term Debt	Preferred Stock Total Equity
Total Current Assets	Accumulated Other Comprehensive Income
Treasury Stock	Non Current Liabilities Other
Cash And Equivalents	Accumulated Depreciation
Deferred Long Term Asset Charges	Short Term Debt
Intangible Assets	Common Stock
Temporary Equity Redeemable Noncontrolling Interests	Property Plant Equipment
Net Invested Capital	Capital Stock
Current Deferred Revenue

Long Term Investments	+ 1.0	Non Current Assets Total
Other Stockholder Equity	+ 1.0	Non Currrent Assets Other
Capital Surpluse	+ 0.99	Net Tangible Assets
Long Term Investments	+ 0.99	Cash
Capital Surpluse	+ 0.99	Common Stock Total Equity
Total Stockholder Equity	+ 0.98	Total Assets

Cash	- 0.96	Net Debt
Non Current Assets Total	- 0.96	Other Current Liab
Long Term Investments	- 0.95	Other Current Liab
Cash	- 0.95	Other Current Liab
Long Term Investments	- 0.93	Net Debt
Retained Earnings	- 0.93	Other Current Liab