American Coastal Insurance Net Income
| ACIC Stock | USD 11.61 0.01 0.09% |
As of the 4th of March, American Coastal shows the mean deviation of 1.26, and Risk Adjusted Performance of 0.0338. American Coastal Ins technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.
American Coastal Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.3643 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Loss | -618.2 M | -587.3 M | |
| Net Loss | -422.9 M | -401.7 M | |
| Net Income From Continuing Ops | 68.7 M | 72.1 M | |
| Net Income Per Share | 2.20 | 2.31 | |
| Net Income Per E B T | 0.75 | 0.79 |
American | Net Income | Build AI portfolio with American Stock |
Analyzing American Coastal's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing American Coastal's current valuation and future prospects.
Latest American Coastal's Net Income Growth Pattern
Below is the plot of the Net Income of American Coastal Insurance over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in American Coastal Ins financial statement analysis. It represents the amount of money remaining after all of American Coastal Insurance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is American Coastal's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in American Coastal's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported (618.2 M) | 10 Years Trend |
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Net Income |
| Timeline |
American Net Income Regression Statistics
| Arithmetic Mean | 4,373,226 | |
| Geometric Mean | 25,412,753 | |
| Coefficient Of Variation | 3,444 | |
| Mean Deviation | 79,869,219 | |
| Median | 9,705,000 | |
| Standard Deviation | 150,604,188 | |
| Sample Variance | 22681.6T | |
| Range | 779.8M | |
| R-Value | 0.07 | |
| Mean Square Error | 24067.3T | |
| R-Squared | 0.01 | |
| Significance | 0.78 | |
| Slope | 2,156,090 | |
| Total Sum of Squares | 362905.9T |
American Net Income History
Other Fundumenentals of American Coastal Ins
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
American Coastal Net Income component correlations
American Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for American Coastal is extremely important. It helps to project a fair market value of American Stock properly, considering its historical fundamentals such as Net Income. Since American Coastal's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of American Coastal's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of American Coastal's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Property & Casualty Insurance sector continue expanding? Could American diversify its offerings? Factors like these will boost the valuation of American Coastal. If investors know American will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every American Coastal data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Dividend Share 0.75 | Earnings Share 1.74 | Revenue Per Share | Quarterly Revenue Growth (0.23) | Return On Assets |
American Coastal Ins's market price often diverges from its book value, the accounting figure shown on American's balance sheet. Smart investors calculate American Coastal's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since American Coastal's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that American Coastal's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Coastal represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, American Coastal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
American Coastal 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to American Coastal's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of American Coastal.
| 12/04/2025 |
| 03/04/2026 |
If you would invest 0.00 in American Coastal on December 4, 2025 and sell it all today you would earn a total of 0.00 from holding American Coastal Insurance or generate 0.0% return on investment in American Coastal over 90 days. American Coastal is related to or competes with Progressive Corp, Chubb, and W R. Atlas Crest Investment Corp. focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, r... More
American Coastal Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure American Coastal's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess American Coastal Insurance upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.66 | |||
| Information Ratio | 0.0085 | |||
| Maximum Drawdown | 7.6 | |||
| Value At Risk | (2.48) | |||
| Potential Upside | 2.32 |
American Coastal Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for American Coastal's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as American Coastal's standard deviation. In reality, there are many statistical measures that can use American Coastal historical prices to predict the future American Coastal's volatility.| Risk Adjusted Performance | 0.0338 | |||
| Jensen Alpha | 0.0373 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.0082 | |||
| Treynor Ratio | 0.1412 |
American Coastal March 4, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0338 | |||
| Market Risk Adjusted Performance | 0.1512 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.61 | |||
| Downside Deviation | 1.66 | |||
| Coefficient Of Variation | 2647.83 | |||
| Standard Deviation | 1.6 | |||
| Variance | 2.56 | |||
| Information Ratio | 0.0085 | |||
| Jensen Alpha | 0.0373 | |||
| Total Risk Alpha | (0.03) | |||
| Sortino Ratio | 0.0082 | |||
| Treynor Ratio | 0.1412 | |||
| Maximum Drawdown | 7.6 | |||
| Value At Risk | (2.48) | |||
| Potential Upside | 2.32 | |||
| Downside Variance | 2.75 | |||
| Semi Variance | 2.6 | |||
| Expected Short fall | (1.29) | |||
| Skewness | (0.20) | |||
| Kurtosis | 0.0049 |
American Coastal Ins Backtested Returns
At this point, American Coastal is not too volatile. American Coastal Ins secures Sharpe Ratio (or Efficiency) of 0.0187, which signifies that the company had a 0.0187 % return per unit of standard deviation over the last 3 months. We have found thirty technical indicators for American Coastal Insurance, which you can use to evaluate the volatility of the firm. Please confirm American Coastal's mean deviation of 1.26, and Risk Adjusted Performance of 0.0338 to double-check if the risk estimate we provide is consistent with the expected return of 0.0305%. American Coastal has a performance score of 1 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.36, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, American Coastal's returns are expected to increase less than the market. However, during the bear market, the loss of holding American Coastal is expected to be smaller as well. American Coastal Ins right now shows a risk of 1.63%. Please confirm American Coastal Ins semi deviation, jensen alpha, maximum drawdown, as well as the relationship between the coefficient of variation and sortino ratio , to decide if American Coastal Ins will be following its price patterns.
Auto-correlation | -0.48 |
Modest reverse predictability
American Coastal Insurance has modest reverse predictability. Overlapping area represents the amount of predictability between American Coastal time series from 4th of December 2025 to 18th of January 2026 and 18th of January 2026 to 4th of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of American Coastal Ins price movement. The serial correlation of -0.48 indicates that about 48.0% of current American Coastal price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.48 | |
| Spearman Rank Test | -0.1 | |
| Residual Average | 0.0 | |
| Price Variance | 0.05 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
American Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, American Coastal Insurance reported net income of (618.2 Million). This is 148.39% lower than that of the Insurance sector and significantly lower than that of the Financials industry. The net income for all United States stocks is significantly higher than that of the company.
American Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses American Coastal's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of American Coastal could also be used in its relative valuation, which is a method of valuing American Coastal by comparing valuation metrics of similar companies.American Coastal is currently under evaluation in net income category among its peers.
American Coastal ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, American Coastal's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to American Coastal's managers, analysts, and investors.Environmental | Governance | Social |
American Coastal Institutional Holders
Institutional Holdings refers to the ownership stake in American Coastal that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of American Coastal's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing American Coastal's value.| Shares | Jpmorgan Chase & Co | 2025-09-30 | 397 K | Millennium Management Llc | 2025-09-30 | 277.7 K | Nuveen, Llc | 2025-09-30 | 227 K | Morgan Stanley - Brokerage Accounts | 2025-09-30 | 210.8 K | Northern Trust Corp | 2025-09-30 | 201 K | Two Sigma Investments Llc | 2025-12-31 | 196.3 K | Qube Research & Technologies | 2025-09-30 | 194.3 K | Crews Bank & Trust | 2025-09-30 | 189.1 K | Militia Capital Partners, Lp | 2025-12-31 | 180.7 K | Blackrock Inc | 2025-09-30 | 1.8 M | Vanguard Group Inc | 2025-12-31 | 1.4 M |
American Fundamentals
| Return On Equity | 0.39 | ||||
| Return On Asset | 0.0825 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | (0.10) % | ||||
| Current Valuation | 447.34 M | ||||
| Shares Outstanding | 48.77 M | ||||
| Shares Owned By Insiders | 48.84 % | ||||
| Shares Owned By Institutions | 33.86 % | ||||
| Number Of Shares Shorted | 474.15 K | ||||
| Price To Book | 1.72 X | ||||
| Price To Sales | 1.69 X | ||||
| Revenue | 335.44 M | ||||
| Gross Profit | 191.56 M | ||||
| EBITDA | 153.55 M | ||||
| Net Income | (618.2 M) | ||||
| Cash And Equivalents | 145.8 K | ||||
| Total Debt | 155.62 M | ||||
| Book Value Per Share | 7.42 X | ||||
| Cash Flow From Operations | (432.9 M) | ||||
| Short Ratio | 2.12 X | ||||
| Earnings Per Share | 1.74 X | ||||
| Price To Earnings To Growth | 2.47 X | ||||
| Target Price | 14.0 | ||||
| Number Of Employees | 68 | ||||
| Beta | -0.66 | ||||
| Market Capitalization | 565.68 M | ||||
| Total Asset | 834.83 M | ||||
| Retained Earnings | (114.51 M) | ||||
| Annual Yield | 0.04 % | ||||
| Net Asset | 834.83 M | ||||
| Last Dividend Paid | 0.75 |
About American Coastal Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze American Coastal Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of American Coastal using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of American Coastal Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether American Coastal Ins offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of American Coastal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of American Coastal Insurance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on American Coastal Insurance Stock:Check out You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Will Property & Casualty Insurance sector continue expanding? Could American diversify its offerings? Factors like these will boost the valuation of American Coastal. If investors know American will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every American Coastal data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Dividend Share 0.75 | Earnings Share 1.74 | Revenue Per Share | Quarterly Revenue Growth (0.23) | Return On Assets |
American Coastal Ins's market price often diverges from its book value, the accounting figure shown on American's balance sheet. Smart investors calculate American Coastal's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since American Coastal's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that American Coastal's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether American Coastal represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, American Coastal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.